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Northrim Bancorp vs Orrstown Financial Services

Northrim Bancorp and Orrstown Financial Services are similar in size: $256m and $252m of revenue in their latest fiscal years. Orrstown Financial Services grew faster (30.8% against 30.4%). Orrstown Financial Services kept more of each dollar of sales as profit: a net margin of 32.1% against 25.3%.

Latest fiscal yearNorthrim BancorpNRIM, 2025Orrstown Financial ServicesORRF, 2025
Revenue $256m $252m
Revenue growth 30.4% 30.8%
Net income $64.6m $80.9m
Operating margin — —
Net margin 25.3% 32.1%
Return on equity 21.8% 14.6%
Free cash flow $134m $70.5m
Cash $146m $150m
Total debt $81.7m $0
Debt to equity — —
Dividend per share $0.64 $1.06
Dividend yield 2.8% 2.5%
Share buybacks $0 $263,000
Employees 516 —
Market value $533m $873m
Price vs our value range — —
Moat score 82 (Strong) 51 (Moderate)
Insider trades, 12 months 7 buys, 8 sales 0 buys, 0 sales

Each figure is from the company's latest annual report and links to the page it comes from. Fiscal years can end on different dates. Market value and the value verdict use the delayed price shown on the stock pages. Not a recommendation.

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Figures from each company's latest annual report filed with the SEC (10-K or 20-F), as reported, with the fiscal year shown. Not investment advice. How we read filings: methodology.