NBT Bancorp vs Park National
NBT Bancorp and Park National are similar in size: $697m and $664m of revenue in their latest fiscal years. NBT Bancorp grew faster (20.8% against 2.9%). Park National kept more of each dollar of sales as profit: a net margin of 27.1% against 24.3%.
| Latest fiscal year | NBT BancorpNBTB, 2025 | Park NationalPRK, 2025 |
|---|---|---|
| Revenue | $697m | $664m |
| Revenue growth | 20.8% | 2.9% |
| Net income | $169m | $180m |
| Operating margin | — | — |
| Net margin | 24.3% | 27.1% |
| Return on equity | 9.9% | 13.9% |
| Free cash flow | $219m | $192m |
| Cash | $487m | $234m |
| Total debt | $148m | $81.7m |
| Debt to equity | — | — |
| Dividend per share | $1.42 | $5.53 |
| Dividend yield | 2.8% | 2.9% |
| Share buybacks | $10.2m | $20.1m |
| Employees | 2,303 | 1,731 |
| Market value | $2.76bn | $3.26bn |
| Price vs our value range | — | — |
| Moat score | 64 (Moderate) | 83 (Strong) |
| Insider trades, 12 months | 0 buys, 0 sales | 0 buys, 0 sales |