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NBT Bancorp Inc balance sheet

At the end of fiscal 2025, NBT Bancorp Inc had total assets of $16.00bn, total liabilities of $14.10bn and shareholders' equity of $1.90bn. It held $487m in cash against $148m of debt.

Balance sheet

US$ billions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2009Dec 20092010Dec 20102011Dec 20112012Dec 20122013Dec 20132014Dec 20142015Dec 20152016Dec 20162017Dec 20172018Dec 20182019Dec 20192020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMJun 2026
Cash and equivalents0.20.20.10.20.20.10.10.10.20.20.20.71.30.20.20.30.50.3
Goodwill0.10.10.10.20.30.30.30.30.30.30.30.30.30.30.40.40.50.5
Total assets5.55.35.66.07.77.88.38.99.19.69.710.912.011.713.313.816.016.2
Short-term debt0.20.20.20.20.50.30.40.70.70.90.70.20.10.60.40.20.10.3
Long-term debt0.60.40.40.40.30.10.10.10.10.1————————
Total debt0.70.50.60.50.80.40.60.80.80.90.70.20.10.60.40.20.10.3
Total liabilities5.04.85.15.56.86.97.48.08.28.58.69.710.810.611.912.314.114.3
Shareholders' equity0.50.50.50.60.80.90.90.91.01.01.11.21.31.21.41.51.91.9

Balances at each fiscal year end (quarter end in the quarterly view). Total debt is short- plus long-term borrowings, including lease debt where the company reports it within debt. Where assets do not equal liabilities plus shareholders' equity, the difference (non-controlling interests, redeemable preferred shares) is shown on its own line.

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Figures from NBT Bancorp Inc's SEC filings (10-K and 10-Q), retrieved October 29, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to NBT Bancorp Inc.