NBT Bancorp vs Seacoast Banking Corp Of Florida
NBT Bancorp and Seacoast Banking Corp Of Florida are similar in size: $697m and $653m of revenue in their latest fiscal years. Seacoast Banking Corp Of Florida grew faster (26.6% against 20.8%). NBT Bancorp kept more of each dollar of sales as profit: a net margin of 24.3% against 22.2%.
| Latest fiscal year | NBT BancorpNBTB, 2025 | Seacoast Banking Corp Of FloridaSBCF, 2025 |
|---|---|---|
| Revenue | $697m | $653m |
| Revenue growth | 20.8% | 26.6% |
| Net income | $169m | $145m |
| Operating margin | — | — |
| Net margin | 24.3% | 22.2% |
| Return on equity | 9.9% | 5.9% |
| Free cash flow | $219m | — |
| Cash | $487m | $389m |
| Total debt | $148m | $113m |
| Debt to equity | — | — |
| Dividend per share | $1.42 | — |
| Dividend yield | 2.8% | — |
| Share buybacks | $10.2m | $0 |
| Employees | 2,303 | 1,962 |
| Market value | $2.76bn | $3.25bn |
| Price vs our value range | — | — |
| Moat score | 64 (Moderate) | 58 (Moderate) |
| Insider trades, 12 months | 0 buys, 0 sales | 0 buys, 0 sales |