Nu Holdings vs PNC Financial Services
PNC Financial Services is the larger business, with $23.10bn of revenue in fiscal 2025 against $15.77bn for Nu Holdings (1.5 times as much). Nu Holdings grew faster (37.0% against 7.2%). PNC Financial Services kept more of each dollar of sales as profit: a net margin of 28.5% against 18.2%.
| Latest fiscal year | Nu HoldingsNU, 2025 | PNC Financial ServicesPNC, 2025 |
|---|---|---|
| Revenue | $15.77bn | $23.10bn |
| Revenue growth | 37.0% | 7.2% |
| Net income | $2.87bn | $6.58bn |
| Operating margin | — | — |
| Net margin | 18.2% | 28.5% |
| Return on equity | 30.3% | 11.4% |
| Free cash flow | — | — |
| Cash | $15.00bn | $39.71bn |
| Total debt | $4.40bn | $57.10bn |
| Debt to equity | 39.0% | — |
| Dividend per share | — | $6.60 |
| Dividend yield | — | 2.9% |
| Share buybacks | — | $1.34bn |
| Employees | — | — |
| Market value | $57.02bn | $93.36bn |
| Price vs our value range | — | — |
| Moat score | — | 72 (Strong) |
| Insider trades, 12 months | 0 buys, 8 sales | 1 buys, 15 sales |