OLD Second Bancorp vs QCR Holdings
OLD Second Bancorp and QCR Holdings are similar in size: $339m and $370m of revenue in their latest fiscal years. OLD Second Bancorp grew faster (18.9% against 6.4%). QCR Holdings kept more of each dollar of sales as profit: a net margin of 34.4% against 23.7%.
| Latest fiscal year | OLD Second BancorpOSBC, 2025 | QCR HoldingsQCRH, 2025 |
|---|---|---|
| Revenue | $339m | $370m |
| Revenue growth | 18.9% | 6.4% |
| Net income | $80.3m | $127m |
| Operating margin | — | — |
| Net margin | 23.7% | 34.4% |
| Return on equity | 10.2% | 12.1% |
| Free cash flow | $118m | $354m |
| Cash | $124m | — |
| Total debt | $339m | $2.6m |
| Debt to equity | — | — |
| Dividend per share | $0.25 | $0.24 |
| Dividend yield | 1.1% | 0.3% |
| Share buybacks | $7.4m | — |
| Employees | — | 967 |
| Market value | $1.27bn | $1.68bn |
| Price vs our value range | — | — |
| Moat score | 65 (Moderate) | 75 (Strong) |
| Insider trades, 12 months | 1 buys, 20 sales | 2 buys, 4 sales |