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American Coastal Insurance Corp balance sheet

At the end of fiscal 2025, American Coastal Insurance Corp had total assets of $1.07bn, total liabilities of $755m and shareholders' equity of $318m. It held $199m in cash against $150m of debt: net cash of $48.8m.

Balance sheet

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

American Coastal Insurance Corp: balance sheet, annual
Fiscal year2009Dec 20092010Dec 20102011Dec 20112012Dec 20122013Dec 20132014Dec 20142015Dec 20152016Dec 20162017Dec 20172018Dec 20182019Dec 20192020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMJun 2026
Cash and equivalents2772427135618515123011321523921271139137199219
Goodwill—————031473737373737059595959
Total assets—2142403144415847401,0002,0602,3212,4672,8492,6992,8371,0621,2161,0731,244
Long-term debt——171615141254165163162160159150150150150150
Total debt00171615141254165163162160159150150150150150
Total liabilities—1681852263343805017581,5231,7811,9432,4312,3673,020894980755903
Shareholders' equity48455588108204239241537520503396312−182169236318341
Net debt (negative = net cash)−27−72−25−55−20−48−72−97−6550−54−79−53791113−49−69
Shares outstanding—11m10m—16m21m22m22m43m43m43m43m43m43m47m48m49m47m

Balances at each fiscal year end (quarter end in the quarterly view). Total debt is short- plus long-term borrowings, including lease debt where the company reports it within debt. Where assets do not equal liabilities plus shareholders' equity, the difference (non-controlling interests, redeemable preferred shares) is shown on its own line.

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Figures from American Coastal Insurance Corp's SEC filings (10-K and 10-Q), retrieved October 29, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to American Coastal Insurance Corp.