American Coastal Insurance Corp income statement

In fiscal 2025, American Coastal Insurance Corp reported revenue of $335m, up 13.1% on the year before, operating income of $140m (a 41.8% margin) and net income of $107m, or $2.15 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.

Income statement

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

American Coastal Insurance Corp: income statement, annual
Fiscal year	2009Dec 2009	2010Dec 2010	2011Dec 2011	2012Dec 2012	2013Dec 2013	2014Dec 2014	2015Dec 2015	2016Dec 2016	2017Dec 2017	2018Dec 2018	2019Dec 2019	2020Dec 2020	2021Dec 2021	2022Dec 2022	2023Dec 2023	2024Dec 2024	2025Dec 2025	LTMJun 2026
Revenue	88	80	96	131	208	280	358	487	654	724	825	847	229	222	264	297	335	331
General and administrative	7	8	10	12	15	20	30	43	82	66	66	72	31	44	38	45	40	44
Operating income	6	−1	13	15	34	64	42	7	1	−4	−33	−132	−11	−9	94	100	140	133
Interest expense	3	2	1	0	0	0	0	1	3	10	10	10	9	9	11	12	11	10
Provision for credit losses	—	—	—	—	—	—	—	—	—	—	—	−0	−0	—	—	—	—	—
Income before tax	—	−1	13	16	34	64	42	7	1	−4	−33	−132	−10	2	96	102	143	133
Income tax	2	−0	5	6	14	23	15	1	−9	−5	−3	−37	−7	26	11	25	36	33
Net income	4	−1	8	10	20	41	27	6	10	0	−30	−96	−58	−470	310	76	107	100
Diluted EPS	$0.38	−$0.09	$0.77	$0.91	$1.26	$2.05	$1.28	$0.26	$0.27	$0.01	−$0.70	−$2.25	−$1.35	−$10.91	$6.98	$1.54	$2.15	$2.01
Diluted shares (average)	11m	11m	10m	11m	16m	20m	21m	22m	37m	43m	43m	43m	43m	43m	44m	49m	50m	50m
EBITDA	8	0	14	16	35	65	43	9	7	−0	−26	−126	−5	−4	95	104	144	135

US$ millions unless shown otherwise. Fiscal quarters.

American Coastal Insurance Corp: income statement, quarterly
Quarter	2024 Q3Sept 2024	2024 Q4Dec 2024	2025 Q1Mar 2025	2025 Q2Jun 2025	2025 Q3Sept 2025	2025 Q4Dec 2025	2026 Q1Mar 2026	2026 Q2Jun 2026
Revenue	82	79	72	86	90	86	71	83
General and administrative	10	11	10	8	11	12	11	10
Operating income	36	9	25	36	42	37	26	28
Interest expense	3	3	3	3	3	3	2	2
Income before tax	37	9	26	38	42	37	26	28
Income tax	9	3	6	10	10	10	6	7
Net income	28	5	21	26	32	27	19	22
Diluted EPS	$0.57	$0.10	$0.43	$0.53	$0.65	$0.54	$0.39	$0.44
EBITDA	37	10	26	37	43	38	26	29

EBITDA is operating income plus depreciation and amortisation. EPS and share counts are restated for stock splits. A dash means the company did not report the line for that period; expense lines are shown as reported, so they need not add up to the totals when a company reports other items between them.

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Figures from American Coastal Insurance Corp's SEC filings (10-K and 10-Q), retrieved October 29, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to American Coastal Insurance Corp.