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Ares Commercial Real Estate Corp key statistics and ratios

In fiscal 2025, Ares Commercial Real Estate Corp had return on equity of -0.2% and a net margin of -1.6%. Each ratio below is calculated from the figures on its income statement, balance sheet and cash flow pages.

Financial ratios

US$ thousands unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2012Dec 20122013Dec 20132014Dec 20142015Dec 20152016Dec 20162017Dec 20172018Dec 20182019Dec 20192020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMJun 2026
Net margin2.8%43.0%38.2%50.7%99.5%65.6%69.8%47.9%26.4%59.2%27.9%−41.8%−50.2%−1.6%−8.0%
Return on equity0.1%4.8%6.1%10.7%10.8%7.3%9.1%8.7%4.9%10.5%4.2%−5.7%−6.0%−0.2%−0.9%
Return on assets0.0%1.8%1.6%2.7%3.3%1.9%2.3%2.2%1.2%2.7%1.2%−1.6%−1.7%−0.1%−0.3%
Effective tax rate—1.3%1.0%−0.0%0.7%0.6%1.1%1.4%1.6%1.2%1.6%————
Dividends ÷ net income838.7%134.9%116.1%66.0%65.5%100.4%83.1%101.3%195.8%96.6%241.1%————

Returns use average equity or assets over the year. Return on equity is left blank when equity is negative or so small that the ratio says nothing (above ±200%); interest cover is left blank above 200 times. Price-based ratios such as P/E are on the valuation page.

Moat

60 /100

Moderate moat

How hard Ares Commercial Real Estate's competitive advantage looks for rivals to wear away, judged from 10 years of its own filings: returns on capital, pricing power, profit durability, cash conversion and discipline.

  • Returns on capital 16 / 20

    Net income has been a median 1.3% of total assets over 10 years.

  • Durability 10 / 20

    Net margin has been a median 32.8%; its worst year was -63.3%.

  • Discipline 10 / 20

    The diluted share count rose 53.9% over five years; stock-based pay has been a median 2.3% of revenue.

AI disruption exposure: Low. In this industry, the business rests on physical assets, regulated networks or products AI itself depends on.

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Compare with peers

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Figures from Ares Commercial Real Estate Corp's SEC filings (10-K and 10-Q), retrieved October 31, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Ares Commercial Real Estate Corp.