Affirm Holdings, Inc. balance sheet
At the end of fiscal 2026, Affirm Holdings, Inc. had total assets of $15.79bn, total liabilities of $10.31bn and shareholders' equity of $5.48bn. It held $1.63bn in cash against $9.85bn of debt: net debt of $8.22bn.
Balance sheet
| Fiscal year | 2019Jun 2019 | 2020Jun 2020 | 2021Jun 2021 | 2022Jun 2022 | 2023Jun 2023 | 2024Jun 2024 | 2025Jun 2025 | 2026Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | 0.4 | 0.3 | 1.5 | 1.3 | 0.9 | 1.0 | 1.4 | 1.6 |
| Goodwill | 0.0 | 0.0 | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 |
| Total assets | — | 1.4 | 4.9 | 7.0 | 8.2 | 9.5 | 11.2 | 15.8 |
| Long-term debt | — | — | — | — | — | 1.8 | 7.6 | 9.8 |
| Total debt | 0.0 | 0.0 | 1.2 | 1.6 | 2.2 | 3.2 | 7.7 | 9.9 |
| Total liabilities | — | 1.0 | 2.3 | 4.4 | 5.6 | 6.8 | 8.1 | 10.3 |
| Shareholders' equity | −0.3 | −0.4 | 2.6 | 2.6 | 2.5 | 2.7 | 3.1 | 5.5 |
| Non-controlling interests and other (assets − liabilities − equity) | — | 0.8 | — | — | — | — | — | — |
| Net debt (negative = net cash) | −0.4 | −0.3 | −0.3 | 0.4 | 1.3 | 2.2 | 6.3 | 8.2 |
| Shares outstanding | — | 48m | — | — | — | — | — | — |
| Quarter | 2025 Q1Sept 2024 | 2025 Q2Dec 2024 | 2025 Q3Mar 2025 | 2025 Q4Jun 2025 | 2026 Q1Sept 2025 | 2026 Q2Dec 2025 | 2026 Q3Mar 2026 | 2026 Q4Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Goodwill | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 |
| Total assets | 10.1 | 10.5 | 10.4 | 11.2 | 11.5 | 13.0 | 13.1 | 15.8 |
| Long-term debt | — | 7.3 | 7.1 | 7.6 | 7.7 | 9.0 | 8.9 | 9.8 |
| Total debt | — | 7.3 | 7.1 | 7.6 | 7.7 | 9.0 | 8.9 | 9.8 |
| Total liabilities | 7.3 | 7.7 | 7.6 | 8.1 | 8.2 | 9.4 | 9.4 | 10.3 |
| Shareholders' equity | 2.8 | 2.8 | 2.9 | 3.1 | 3.3 | 3.5 | 3.8 | 5.5 |
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