undamentalytics Newsletter

Affirm Holdings, Inc. income statement

In fiscal 2026, Affirm Holdings, Inc. reported revenue of $4.26bn, up 32.2% on the year before, operating income of $417m (a 9.8% margin) and net income of $1.93bn, or $5.53 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.

Income statement

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Affirm Holdings, Inc.: income statement, annual
Fiscal year2019Jun 20192020Jun 20202021Jun 20212022Jun 20222023Jun 20232024Jun 20242025Jun 20252026Jun 2026
Revenue2645108701,3491,5882,3233,2244,261
Selling and marketing1725182532638576435343
General and administrative89121384577586525545578
Operating income−127−108−384−866−1,201−616−87417
Interest expense26325370183344425454
Provision for credit losses7810566255332461617797
Income before tax−120−112−443−725−989−51661493
Income tax00−2−17−429−1,437
Net income−120−113−441−707−985−518521,930
Diluted EPS−$2.84−$2.63−$2.94−$2.51−$3.34−$1.67$0.15$5.53
Diluted shares (average)47m48m159m282m295m310m341m349m
EBITDA−122−98−364−813−1,066−447138720

EBITDA is operating income plus depreciation and amortisation. EPS and share counts are restated for stock splits. A dash means the company did not report the line for that period; expense lines are shown as reported, so they need not add up to the totals when a company reports other items between them.

Compare with peers

Head to head: AFRM vs EEFTAFRM vs WUAFRM vs FOURAFRM vs CPAY

More: Transaction & Payment Processing Services stocks compared, Financials sector, rankings of US companies

Figures from Affirm Holdings, Inc.'s SEC filings (10-K and 10-Q), retrieved October 20, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Affirm Holdings, Inc.