Affirm Holdings, Inc. income statement
In fiscal 2026, Affirm Holdings, Inc. reported revenue of $4.26bn, up 32.2% on the year before, operating income of $417m (a 9.8% margin) and net income of $1.93bn, or $5.53 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.
Income statement
| Fiscal year | 2019Jun 2019 | 2020Jun 2020 | 2021Jun 2021 | 2022Jun 2022 | 2023Jun 2023 | 2024Jun 2024 | 2025Jun 2025 | 2026Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 264 | 510 | 870 | 1,349 | 1,588 | 2,323 | 3,224 | 4,261 |
| Selling and marketing | 17 | 25 | 182 | 532 | 638 | 576 | 435 | 343 |
| General and administrative | 89 | 121 | 384 | 577 | 586 | 525 | 545 | 578 |
| Operating income | −127 | −108 | −384 | −866 | −1,201 | −616 | −87 | 417 |
| Interest expense | 26 | 32 | 53 | 70 | 183 | 344 | 425 | 454 |
| Provision for credit losses | 78 | 105 | 66 | 255 | 332 | 461 | 617 | 797 |
| Income before tax | −120 | −112 | −443 | −725 | −989 | −516 | 61 | 493 |
| Income tax | 0 | 0 | −2 | −17 | −4 | 2 | 9 | −1,437 |
| Net income | −120 | −113 | −441 | −707 | −985 | −518 | 52 | 1,930 |
| Diluted EPS | −$2.84 | −$2.63 | −$2.94 | −$2.51 | −$3.34 | −$1.67 | $0.15 | $5.53 |
| Diluted shares (average) | 47m | 48m | 159m | 282m | 295m | 310m | 341m | 349m |
| EBITDA | −122 | −98 | −364 | −813 | −1,066 | −447 | 138 | 720 |
| Quarter | 2025 Q1Sept 2024 | 2025 Q2Dec 2024 | 2025 Q3Mar 2025 | 2025 Q4Jun 2025 | 2026 Q1Sept 2025 | 2026 Q2Dec 2025 | 2026 Q3Mar 2026 | 2026 Q4Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 698 | 866 | 783 | 876 | 933 | 1,123 | 1,039 | 1,166 |
| Selling and marketing | 145 | 136 | 74 | 80 | 78 | 99 | 73 | 92 |
| General and administrative | 138 | 139 | 134 | 133 | 145 | 141 | 145 | 147 |
| Operating income | −133 | −4 | −8 | 58 | 64 | 118 | 88 | 147 |
| Interest expense | 104 | 108 | 108 | 106 | 110 | 112 | 114 | 119 |
| Provision for credit losses | 160 | 153 | 147 | 157 | 163 | 214 | 197 | 223 |
| Income before tax | −98 | 83 | 5 | 72 | 83 | 133 | 107 | 169 |
| Income tax | 2 | 2 | 3 | 2 | 2 | 4 | 4 | −1,448 |
| Net income | −100 | 80 | 3 | 69 | 81 | 130 | 103 | 1,617 |
| Diluted EPS | −$0.31 | $0.23 | $0.01 | $0.20 | $0.23 | $0.37 | $0.30 | $4.63 |
| EBITDA | −86 | 50 | 51 | 122 | 129 | 193 | 163 | 235 |
Compare with peers
- Euronet Worldwide, Inc. income statement
- Western Union Co income statement
- Shift4 Payments, Inc. income statement
- Corpay income statement
- WEX Inc. income statement
Head to head: AFRM vs EEFTAFRM vs WUAFRM vs FOURAFRM vs CPAY
More: Transaction & Payment Processing Services stocks compared, Financials sector, rankings of US companies