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Arrive AI Inc. (ARAI) stock

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NASDAQ: ARAI Nasdaq Specialized Consumer Services Next results ~November 12, 2026

Arrive AI Inc. is a US-listed company in the specialized consumer services industry. Its financial year ends in December.

Stock price today

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Third-party market data · may be delayed

Model estimate per share

Not valued: the figures our models need are missing or failed our data-quality checks.

Price vs value

No model value: limited reported history: available models are shown without a Buy/Hold/Sell rating. How we value companies.

Arrive AI Inc. valuation: adjust assumptions and compare models →

Who’s trading

What company insiders, investment funds and members of Congress have been doing with the stock, from their own filings.

  • Insiders2 buying, 0 selling2 purchases and 0 sales by directors and officers, last 12 monthsInsider trades

The Fundamentalytics view

Next results ~November 12, 2026 (estimated)

Current signal Free cash flow diverging from earnings: TTM free cash flow fell 128.3% while net income fell 252.6%: a 124pp divergence.

Assembled from SEC-filed figures — the full workings are on this page and in our methodology. Observations, not recommendations.

Highlights

How we pick these

Strengths

  • Net cash. Cash exceeds long-term debt by $0.0bn.

Things to watch

  • Burning cash. Free cash flow was -20867.2% of revenue over the last 12 months.
  • Heavy stock-based pay. Stock pay equals 3322.6% of revenue: a real cost that cash-flow figures leave out.
  • Share dilution. Diluted shares rose 28.9% in a year.
  • High sales multiple. The shares trade at 77 times revenue while operating margins remain thin.
  • Volatile shares. Over the past year the shares showed annualised volatility of 144% and a beta of 3.3 against the S&P 500.
  • Missing expectations. Earnings per share fell short of the consensus estimate in 2 of the last four quarters.

Latest results: FY2026 Q2

Filed August 13, 2026
Earnings per share
-$0.28 against an average estimate of -$0.09: missed by 211.1%
Revenue
$0m, down 83.8% on a year earlier
Next report
November 12, 2026

Arrive AI's figures from its SEC filings and results release; estimates are the analysts' average. Not a recommendation.

Price chart

  • 1 day-5.3%
  • 1 week-10.5%
  • 1 month-54.4%
  • This year-96.0%
  • 1 year-97.9%
  • S&P 500 this year+11.2%

Closing prices to 2026-11-02. Price change only, dividends excluded.

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Third-party market data · may be delayed

At a glance

Trailing twelve months, from SEC filings

Profitability

Revenue (TTM)
$52,150
Net margin
-52935.3%
EPS (TTM, diluted)
$-0.72

Growth

Share count change
+28.9%

Cash

Free cash flow (TTM)
-$10.9M
FCF margin
-20867.2%
Stock pay % of revenue
3322.6%

News & updates

Updated November 3, 2026

Company announcements, filed results and changes that matter to shareholders.

  1. Governance
  2. Announcement
  3. Agreement
  4. Leadership
  5. Announcement
  6. Agreement
  7. Leadership
  8. Leadership

Refreshed hourly when new source data is available. Summaries are checked against company releases and SEC filings. Company announcement headlines are labelled when a checked summary is unavailable.

Valuation

Arrive AI Inc. valuation models and calculator

Fundamentalytics rating

model v1.6 · 2026-11-03

Not rated: limited reported history: available models are shown without a Buy/Hold/Sell rating.

Valuation models

We value Arrive AI Inc. as an operating company, with every model that fits that kind of business. Cost of equity 8.2%: the 10-year Treasury yield (4.9%) plus a beta of 0.73 times a 4.5% equity risk premium.

Value per share by model
Model Value per share In the combined value?
Price-to-earnings vs peers Earnings per share times peers' typical (harmonic-mean) price-to-earnings. — Does not apply: no positive earnings in the latest twelve months
Residual income Book value plus the present value of returns above the cost of equity, fading over ten years. — Does not apply: the model gives no positive value
Justified price-to-book Book value times (return on equity - growth) / (cost of equity - growth): steady-state returns. — Does not apply: return on equity is not positive
Revenue-to-maturity model Revenue grown to maturity with the cash margin moving to the industry's; for companies not yet profitable. — Does not apply: revenue and margins don't support a positive value
Price-to-sales vs peers Sales per share times peers' typical price-to-sales; used only when earnings are negative. — 0 Does not apply: no positive value
Combined value Weighted average of the models that apply: the primary model (price-to-earnings vs peers) counts double. Models more than 5x or less than 0.2x the share price, or more than 3x away from the other models' median, are left out. — No model applies: the filings don’t yet support a value.

Different models fail in different ways, so where several apply we average them rather than trust one. Peer-based models compare Arrive AI Inc. with Specialized Consumer Services in our coverage, using third-party market data. Model values are estimates under stated assumptions, updated as new filings arrive; not price targets or investment advice. How each model works.

Valuation multiples over time Market data may be delayed

At fiscal year end 2025Now
Share price$2.63$0.10
Market value$85m$4m
+ Net debt (− = net cash)$2m$530950
Enterprise value$87m$5m
Multiples
Price / sales n/m76.6x
Price / earnings ——
Price / free cash flow ——
EV / EBITDA ——

Market value uses the period's diluted share count; figures for each fiscal year use that year's results and the price at year end. "Now" uses today's price and the last twelve months.

Moat

Not assessed: fewer than five years of comparable figures in the filings. AI disruption exposure for this industry: Medium.

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Forecasts and guidance

Next results: November 12, 2026, before the open. Analysts expect revenue of $0 for the quarter.

Analysts' consensus

Fiscal yearEPSGrowthRevenueGrowth
Current −$0.58 −45% $100000 −12%
Next −$0.31 +47% $2m +1900%

How the EPS forecast has moved

The consensus EPS forecast for the current fiscal year is +56.8% on 90 days ago. In the last 30 days, 0 analysts raised Arrive AI Inc.'s forecast and 1 cut it.

Consensus EPS forecast Arrive AI Inc., last 90 days
−$0.60 −$0.40 −$0.20 $0.00 90 days ago 60 days ago 30 days ago 7 days ago Now Current fiscal year, 90 days ago: −$0.37 Current fiscal year, 60 days ago: −$0.37 Current fiscal year, 30 days ago: −$0.37 Current fiscal year, 7 days ago: −$0.37 Current fiscal year, Now: −$0.58 −$0.58 Next fiscal year, 90 days ago: −$0.33 Next fiscal year, 60 days ago: −$0.33 Next fiscal year, 30 days ago: −$0.33 Next fiscal year, 7 days ago: −$0.33 Next fiscal year, Now: −$0.31 −$0.31

Average of analysts' published estimates (third-party data).

View chart data
Period Current fiscal yearNext fiscal year
90 days ago −$0.37−$0.33
60 days ago −$0.37−$0.33
30 days ago −$0.37−$0.33
7 days ago −$0.37−$0.33
Now −$0.58−$0.31

Earnings against estimates

Quarter toEstimateActualSurprise
Jun 2026 −$0.09 −$0.28 −211.1%
Mar 2026 −$0.12 −$0.18 −50.0%
Dec 2025 −$0.13 −$0.12 +7.7%
Sept 2025 −$0.13 −$0.07 +46.2%

Adjusted EPS as companies report it, against the average analyst estimate.

Analyst recommendations

1 analysts, Oct 2026
Buy1100%
Hold00%
Sell00%

Monthly trend

  1. Oct 202611

Counts of recommendations published by analysts covering Arrive AI Inc., by month. Source: Aggregated broker recommendations (third-party data). Aggregated counts only: we do not reproduce any firm's recommendation or price target, and these are not Fundamentalytics ratings.

Positioning

Short interest
1.7%
of tradable shares
Days to cover
0.04
at average volume
Short interest, 1 month
−16%
to October 15, 2026
Held by institutions
5%
of shares
Held by insiders
57.6%
of shares
Employees
50
full time

Consensus figures average analysts' published estimates (third-party data); guidance is the company's own. Neither is our forecast. Short interest is reported twice a month and lags. Market data may be delayed.

This section is general information, not investment advice or a personal recommendation, and it does not take account of your objectives or circumstances. Forecasts and guidance are estimates, not promises: companies miss their own guidance and analysts' figures are often revised. Prices can fall as well as rise, and you can lose money. See our disclaimer.

Share-price performance

Market data may be delayed

Return and risk by year

Calendar year 2026 to date
Return
ARAI−96%
Industry peers (median)−32%
S&P 500+11%
Months that ended higher
ARAI9%
S&P 50046%
Largest fall from a high during the year
ARAI−97%
S&P 500−9%

Worst fall since May 15, 2025: 99% from May 15, 2025 to November 2, 2026. Getting back needed a 12640% gain, and the shares have not yet recovered.

Price behaviour

52-week range
$0.10 – $5.00
From 52-week high
−97.9%
vs 50-day average
−45.9%
vs 200-day average
−84.2%
Volatility (1 year)
144%
Beta vs S&P 500
3.32

Volatility is the annualised standard deviation of daily returns. Beta 1.5 means the shares typically moved 1.5% for each 1% move in the S&P 500 over the past year. Prices to November 2, 2026.

Fundamentals

Data: SEC EDGAR XBRL company facts (as filed in 10-K/10-Q); forms 10-K, 10-Q, 10-Q/A. Generated November 3, 2026. Definitions in our methodology.

Financial statements

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year 2025 Dec 2025 LTM Jun 2026
Income
Revenue 0 0
Net income −13 −28
Diluted EPS −$0.40 −$0.72
Margins
Net margin <−999% <−999%
Free-cash-flow margin <−999% —
Cash flow
Cash from operations −8 −11
Capital spending 0 —
Free cash flow −9 —
Stock-based pay 3 2
Free cash flow after stock pay −11 —
Balance sheet
Cash 2 3
Total debt 4 4
Net debt (negative = net cash) 2 1
Diluted shares 32m 38m

Source: SEC EDGAR XBRL company facts (US and foreign periodic filings); column headings link to the filing. EBITDA is operating income plus depreciation and amortisation. Free cash flow is cash from operations minus capital spending. Growth is left blank when last year's figure was a loss or under 2% of revenue. Share counts and EPS are restated for stock splits. A dash means the company didn't report the figure.

Financial health

2 of 4 checks passed · June 30, 2026
What it owns · $12m
Short-term assets $6mLonger-term assets $7m
What it owes, and who funded it · $12m
Short-term liabilities $6mLonger-term liabilities $2mShareholders' equity $5m
  • Short-term assets cover short-term liabilities $6m of assets due within a year against $6m of liabilities due within a year.
  • Short-term assets cover long-term liabilities $6m short-term assets against $2m of longer-dated liabilities.
  • More cash than debt Cash or debt not separately reported. Not assessable.
  • Debt below 40% of shareholders' equity Debt is 1% of equity.
  • Debt burden no higher than five years ago Five-year comparison not available. Not assessable.
  • A year's operating cash flow covers at least 20% of debt −$11m of operating cash flow against $31,563 of debt.
  • Operating profit covers interest at least five times over Interest not separately reported. Not assessable.

From Arrive AI Inc.'s latest balance sheet as filed. Checks are fixed, documented rules (methodology), counted only where the company reports the figures — a dot means the filing doesn't break the item out. Descriptions of reported data, not advice.

Dividends, buybacks and capital spending

Diluted share count
+28.9%
year over year
R&D spending
1763.0%
of revenue
Days sales outstanding
69 days
receivables vs revenue

Competitors: side by side with peers

Closest by revenue in specialized consumer services
Last 12 months unless stated ARAI NTRP GDHG XWEL DLPN WINA Median
Revenue, last 12 months $52150 $5m $15m $28m $58m $92m $219m
Revenue growth, last 12 months — 356.8% −31.5% −7.6% 12.5% 8.6% 5.8%
Revenue growth, 3-year average — — — −5.5% 11.2% 2.9% 3.7%
Revenue growth, latest quarter −83.8% −27.8% — −7.1% 2.5% 23.2% 2.5%
Gross margin — 17.3% 50.2% 34.3% 94.8% — 35.1%
Operating margin — −306.2% −44.5% −61.3% −2.4% 59.7% 2.2%
Operating margin, 3-year average — −784.6% — −62.1% −15.7% 62.8% −3.8%
Net margin <−999% −319.8% −56.2% −82.9% −6.3% 45.1% 0.8%
Cash from operations / revenue <−999% −184.6% 124.0% −39.8% −7.0% 48.0% 5.8%
Free-cash-flow margin <−999% −212.6% 102.8% −47.6% −7.0% 47.7% 5.0%
Free-cash-flow margin, 3-year average — −538.5% — −46.3% −4.3% 50.7% 5.7%
Stock pay / revenue >999% 0.9% 61.2% 4.9% 0.7% 2.8% 1.9%
Change in share count 28.9% — >999% 32.2% 10.1% 0.5% 7.2%

Median of all 19 companies we cover in specialized consumer services. Shaded: best of the six on that line (lowest for stock pay and share-count growth). 3-year figures average the last three 12-month periods; 3-year growth is compound annual. Source: SEC filings.

Where the revenue comes from

Fiscal year to December 31, 2025
Products and services
Line of business Revenue Share YoY
Consulting Services $89,000 78.6% —
Subscription Fees $20,575 18.2% —
Installation Services $3,675 3.2% —

From Arrive AI Inc.'s 10-K filed April 15, 2026, as tagged in the filing. View filing. Indented rows are part of the line above; their share is of that line. In the bars, the faint bar behind is the year before.

Who owns it

13F filings for June 30, 2026
Reported value
$1M
Institutions reporting
51
Shares held vs prior quarter
▲ 167.5%
Largest reported holders, June 30, 2026
Manager Value Shares Share of 13F value Shares QoQ
AQR Capital Management LLC $369,891 862K 37.0% ▲ 984.5%
Jane Street Group, LLC $123,512 288K 12.3% New
Geode Capital Management, LLC $62,337 145K 6.2% ▼ 17.3%
Vanguard Fiduciary Trust Co $59,902 140K 6.0% ▲ 313.0%
Ieq Capital, LLC $46,662 109K 4.7% New
Vanguard Capital Management LLC $43,260 101K 4.3% ▲ 54.3%
Northern Trust Corp $29,283 68K 2.9% ▲ 84.3%
Captrust Financial Advisors $29,003 68K 2.9% New
Cerity Partners LLC $22,496 52K 2.2% New
Tower Research Capital LLC (TRC) $19,444 45K 1.9% ▲ 860.6%
Mariner, LLC $19,060 44K 1.9% New
Stonex Group Inc. $16,127 24K 1.6% New

From Form 13F filings with the SEC ( quarterly data sets), as reported by each manager for June 30, 2026 and filed up to 45 days later. 13F reports cover long US-listed positions of managers above $100M only, so this is not Arrive AI Inc.'s complete shareholder register. Values are as reported by the filers ; 1 inconsistently scaled filing rows were excluded.

Insider trading activity

Full insider history and chart
Insider purchases History → $43,904 2 trades by 2 insiders, last 12 months Insider sales History → $0 0 trades by 0 insiders
Net ▲ $43,904 net buying
Insider Date Trade Shares Price Value
Shah Neerav Dilip Chief Strategy Officer November 19, 2025 Buy 1,390 $3.53 $4,907
O'Toole Daniel Steven Chief Executive Officer November 18, 2025 Buy 11,142 $3.50 $38,997

From insiders' Form 4 filings with the SEC. Excludes awards, option exercises and shares withheld for tax. "Pre-set plan" means the filing marks the trade as made under a Rule 10b5-1 plan. See every insider trade since five years ago, on a price chart.

Earnings dates and SEC filings

Results announcements

Recent SEC filings

Data status

When each part of this page on Arrive AI Inc. was last updated.

DataLast updatedSource
Share priceExchange closing prices
Financial statementsSEC 10-K and 10-Q filings
News and updatesCompany releases and SEC 8-K filings
Analyst estimatesAggregated analyst estimates
Valuation and scoresOur models, from the filed figures

How we build and check these figures: methodology and data sources.

Arrive AI Inc. in brief

What does Arrive AI Inc. do?
Arrive AI Inc. is a US-listed company in the specialized consumer services industry. Its financial year ends in December.
What is Arrive AI Inc.'s stock ticker?
Arrive AI Inc. trades under the ticker ARAI on Nasdaq. This page brings together its financial statements, valuation models, ownership and recent company updates.
What is Arrive AI Inc.'s free cash flow?
Arrive AI Inc.'s free-cash-flow margin is -20867.2% of revenue over the trailing twelve months.
Who are Arrive AI Inc.'s largest institutional shareholders?
By value reported in 13F filings for June 30, 2026, the largest reported holders are AQR Capital Management LLC, Jane Street Group, LLC and Geode Capital Management, LLC. 13F reports cover long US-listed positions of managers above $100M, filed up to 45 days after quarter end.
What is Arrive AI Inc.'s market cap?
On November 2, 2026, Arrive AI Inc.'s market capitalisation was about $4M and net debt of $530,950. Market figures come from third-party market data and may be delayed.
How much debt does Arrive AI Inc. have?
Arrive AI Inc.'s debt-to-equity ratio is 0.7%, from its latest balance sheet. The financial health section below sets out its other solvency checks.
Who are Arrive AI Inc.'s competitors?
In our Specialized Consumer Services peer group, the companies closest to Arrive AI Inc. are Nexttrip, Inc., Golden Heaven Group Holdings LTD., Xwell, Inc., Dolphin Entertainment, Inc. and Winmark Corp. The side-by-side comparison below sets their revenue, margins and growth against Arrive AI Inc.'s.
Are insiders buying or selling Arrive AI Inc. stock?
Over the last 12 months, Arrive AI Inc.'s directors and officers reported 2 open-market purchases and 0 sales on Form 4. The insider trading page charts every trade.
When is Arrive AI Inc.'s next earnings date?
Around November 12, 2026, estimated from the spacing of its past results announcements (8-K filings). That is an estimate, not a confirmed date — Arrive AI Inc. announces its own schedule.