undamentalytics Newsletter

Arrow Financial Corp (AROW) stock

Add holding +

NASDAQ: AROW Nasdaq Regional Banks Next results ~January 28, 2027

Arrow Financial Corp is a US-listed company in the regional banks industry. Its financial year ends in December.

Who’s trading

What company insiders, investment funds and members of Congress have been doing with the stock, from their own filings.

  • Funds83 adding, 50 cuttingOf 22 active managers that changed their stake, 13 added; quarter to June 30, 2026Fund buyers and sellers

The Fundamentalytics view

Next results ~January 28, 2027 (estimated)

Current signal Revenue growth accelerating: TTM revenue growth rose to -5.6% (+4.2pp vs the prior quarter).

Assembled from SEC-filed figures — the full workings are on this page and in our methodology. Observations, not recommendations.

Strengths

  • Shrinking share count. Diluted shares fell 1.4% in a year, so each share owns more of the business.
  • Net cash. Cash exceeds long-term debt by $0.2bn.

Things to watch

  • Revenue shrinking. Revenue fell 5.6% over the last 12 months.

Latest results: FY2024 Q2

Filed August 8, 2025
Earnings per share
$0.97 against an average estimate of $0.94: beat by 3.7%
Revenue
$35m, up 7.1% on a year earlier
Share reaction
+0.9% in the first session after the results on October 29, 2026, against -2.1% for the S&P 500
Guidance given
anticipated cost savings realized 95% (first quarter of 2027)
Next report
January 28, 2027; average EPS estimate $1.00

Arrow Financial's figures from its SEC filings and results release; estimates are the analysts' average. Not a recommendation.

Price chart

  • 1 day+2.3%
  • 1 week+1.8%
  • 1 month+3.9%
  • This year+28.1%
  • 1 year+45.6%
  • 5 years+31.4%
  • S&P 500 this year+11.2%

Closing prices to 2026-11-02. Price change only, dividends excluded.

Loading chart…

Third-party market data · may be delayed

At a glance

Trailing twelve months, from SEC filings

Profitability

EPS (TTM, diluted)
$3.12

Growth

Share count change
−1.4%

Earnings

Last results
October 29, 2026
Next results (est.)
January 28, 2027

News & updates

Updated November 1, 2026

Company announcements, filed results and changes that matter to shareholders.

  1. Results
  2. Guidance
  3. Announcement
  4. Results

Refreshed hourly when new source data is available. Summaries are checked against company releases and SEC filings. Company announcement headlines are labelled when a checked summary is unavailable.

No model value for Arrow Financial Corp at the moment. Current status: data-quality checks not passed. Available reported financials are shown below.

Fundamentalytics rating

model v1.6 · 2026-11-03

Not rated: data-quality checks not passed.

The inputs used by the models below have passed source checks. Individual model values are available below and in the interactive valuator. Their differences are shown explicitly; the platform combined value and recommendation remain withheld.

Valuation models

We value Arrow Financial Corp as a bank or lender, with every model that fits that kind of business. Cost of equity 8.4%: the 10-year Treasury yield (4.9%) plus a beta of 0.76 times a 4.5% equity risk premium.

Value per share by model
Model Value per share In the combined value?
Residual income Book value plus the present value of returns above the cost of equity, fading over ten years. ~$34 ~$25–$49 Primary model, counts double
Justified price-to-book Book value times (return on equity - growth) / (cost of equity - growth): steady-state returns. ~$38 ~$32–$46 Included
Price-to-book vs return on equity (peers) The price-to-book that peers with this return on equity trade on, from a line fitted across peers. ~$37 ~$22–$51 Included
Price-to-book vs peers Book value per share times peers' typical (harmonic-mean) price-to-book. ~$22 ~$28–$42 Included
Forward price-to-earnings vs peers Next year's consensus earnings per share times peers' typical (harmonic-mean) forward price-to-earnings. Uses analysts' consensus estimates (third-party data), not our forecasts. ~$42 ~$40–$50 Included
Dividend discount (two-stage) Dividends for five years at the growth the business can fund, then a steady payout and growth. ~$38 ~$32–$48 Included
Combined value Individual source-checked model scenarios are available. The platform combined value and recommendation remain withheld. — Combined value withheld. Review the individual models and their assumptions.

Different models fail in different ways, so where several apply we average them rather than trust one. Peer-based models compare Arrow Financial Corp with banks and lenders in our coverage, using third-party market data. Model values are estimates under stated assumptions, updated as new filings arrive; not price targets or investment advice. How each model works.

Moat

79 /100

Strong moat

How hard Arrow Financial's competitive advantage looks for rivals to wear away, judged from 10 years of its own filings: returns on capital, pricing power, profit durability, cash conversion and discipline.

  • Returns on capital 13 / 20

    Net income has been a median 1.1% of total assets over 10 years.

  • Durability 19 / 20

    Net margin has been a median 28.6%; its worst year was 23.4%.

  • Discipline 18 / 20

    The diluted share count fell 3.9% over five years; stock-based pay has been a median 0.3% of revenue.

AI disruption exposure: Medium. In this industry, AI could change how the product is made or sold, without replacing the core asset. The score above includes a 5-point deduction for that exposure (84 before it).

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Forecasts and guidance

Next results: January 28, 2027, before the open. Analysts expect revenue of $60m and EPS of $1.00 (range $0.96 to $1.05) for the quarter.

Analysts' consensus

Arrow Financial Corp: consensus estimates
Fiscal yearEPSGrowthRevenueGrowth
Current $3.51 +28% $206m +25%
Next $4.31 +23% $240m +16%

Next year's EPS estimate has moved +0.3% in 90 days, across 4 analysts.

How the EPS forecast has moved

The consensus EPS forecast for the current fiscal year is −0.1% on 90 days ago. In the last 30 days, 0 analysts raised Arrow Financial Corp's forecast and 3 cut it.

Consensus EPS forecast Arrow Financial Corp, last 90 days
$3.40 $3.60 $3.80 $4.00 $4.20 $4.40 90 days ago 60 days ago 30 days ago 7 days ago Now Current fiscal year, 90 days ago: $3.52 Current fiscal year, 60 days ago: $3.52 Current fiscal year, 30 days ago: $3.51 Current fiscal year, 7 days ago: $3.51 Current fiscal year, Now: $3.51 $3.51 Next fiscal year, 90 days ago: $4.29 Next fiscal year, 60 days ago: $4.29 Next fiscal year, 30 days ago: $4.31 Next fiscal year, 7 days ago: $4.31 Next fiscal year, Now: $4.31 $4.31

Average of analysts' published estimates (third-party data).

View chart data
Period Current fiscal yearNext fiscal year
90 days ago $3.52$4.29
60 days ago $3.52$4.29
30 days ago $3.51$4.31
7 days ago $3.51$4.31
Now $3.51$4.31

Earnings against estimates

Arrow Financial Corp: reported EPS against the consensus estimate
Quarter toEstimateActualSurprise
Sept 2026 $0.94 $0.97 +3.7%
Jun 2026 $0.85 $0.71 −16.5%
Mar 2026 $0.79 $0.82 +3.8%
Dec 2025 $0.80 $0.85 +6.2%

Adjusted EPS as companies report it, against the average analyst estimate.

Management guidance

Earnings release, October 29, 2026
  • Anticipated cost savings realized first quarter of 2027 about 95%
    “We expect to complete the core banking system integration over the next few weeks and remain on track to realize approximately 95 percent of the anticipated cost savings by the first quarter of 2027.” source

Figures and quotations are management's, copied from the company's own press release (SEC 8-K exhibit) and checked word for word against it. Forward-looking statements are the company's expectations, not ours and not advice; guidance can change or be missed.

Analyst recommendations

4 analysts, Oct 2026
Buy250%
Hold250%
Sell00%

Monthly trend

  1. Oct 2026224
  2. Sep 2026224
  3. Aug 2026123
  4. Jul 2026123

Counts of recommendations published by analysts covering Arrow Financial Corp, by month. Source: Aggregated broker recommendations (third-party data). Aggregated counts only: we do not reproduce any firm's recommendation or price target, and these are not Fundamentalytics ratings.

Positioning

Short interest
3.5%
of tradable shares
Days to cover
7.85
at average volume
Short interest, 1 month
+3%
to October 15, 2026
Held by institutions
54%
of shares
Held by insiders
3.0%
of shares
Employees
725
full time

Consensus figures average analysts' published estimates (third-party data); guidance is the company's own. Neither is our forecast. Short interest is reported twice a month and lags. Market data may be delayed.

This section is general information, not investment advice or a personal recommendation, and it does not take account of your objectives or circumstances. Forecasts and guidance are estimates, not promises: companies miss their own guidance and analysts' figures are often revised. Prices can fall as well as rise, and you can lose money. See our disclaimer.

Share-price performance

Market data may be delayed

What moved the share price

Last 3 years +92.1%

$20.43 on November 3, 2023 to $39.26

Arrow Financial Corp: share-price change split into its parts
PartThenNowEffect
Revenue (last 12 months) $144m $136m −5.6%
Net margin 27.0% 37.8% +39.8%
P/E multiple 9.1x 12.6x +38.1%
Share count 17m 16m +5.4%

Biggest factor: net margin.

The effects multiply back to the price change exactly. Results are the last 12 months as known on each date (filings assumed public 45 days after quarter end).

Return and risk by year

Arrow Financial Corp: yearly return, monthly win rate and worst fall against the S&P 500
Calendar year 202120222023202420252026 to date
Return
AROW+21%+2%−13%+7%+14%+28%
Industry peers (median)+34%−4%−2%+16%+10%+24%
S&P 500+29%−18%+26%+25%+18%+11%
Months that ended higher
AROW67%42%33%50%58%64%
S&P 50075%42%67%75%75%46%
Largest fall from a high during the year
AROW−12%−17%−49%−22%−17%−14%
S&P 500−5%−25%−10%−8%−19%−9%

Worst fall since November 2, 2015: 51% from November 5, 2021 to August 23, 2023. Getting back needed a 102% gain, reached on November 6, 2024, 441 days after the low.

Price behaviour

52-week range
$28.48 – $42.17
From 52-week high
−6.9%
vs 50-day average
+3.7%
vs 200-day average
+7.1%
Volatility (1 year)
25%
Beta vs S&P 500
0.37

Volatility is the annualised standard deviation of daily returns. Beta 1.5 means the shares typically moved 1.5% for each 1% move in the S&P 500 over the past year. Prices to November 2, 2026.

Share price after results

Next day
8 up, 4 down
typical move ±3.0%
After a week
7 up, 4 down
typical move ±5.1%
After a month
7 up, 4 down
typical move ±6.6%
Arrow Financial Corp: share-price change after each results release
Results releasedNext dayS&P 500 next day5 days21 days
October 29, 2026 +0.9% −2.1% — —
July 23, 2026 −3.1% −1.1% −1.9% −4.8%
April 30, 2026 +3.0% +1.3% +2.8% +1.8%
January 29, 2026 +4.3% −0.5% +10.3% +4.2%
October 30, 2025 +5.5% −0.8% +14.0% +15.2%
July 24, 2025 +0.4% +0.5% +0.3% +11.1%
May 1, 2025 +3.3% +2.2% +7.0% +4.7%
January 30, 2025 −3.8% 0.0% −0.5% −1.7%
October 31, 2024 −1.8% −1.5% +9.2% +12.7%
July 25, 2024 +3.7% +0.6% −2.7% −0.6%
April 30, 2024 +2.1% −1.9% +3.2% +11.6%
February 1, 2024 −4.0% +2.4% −3.7% −4.3%

From the close before the release date to the close 1, 5 and 21 trading days after it, so releases before the open and after the close are both captured. Past moves don't predict future ones.

Fundamentals

Revenue (TTM) Arrow Financial Corp
$130M $135M $140M $145M $150M FY21 Q3 FY22 Q2 FY23 Q1 FY24 Q2 Revenue (TTM), FY21 Q3: $143.5M Revenue (TTM), FY21 Q4: $142.7M Revenue (TTM), FY22 Q1: $143.9M Revenue (TTM), FY22 Q2: $143.9M Revenue (TTM), FY22 Q3: $146.3M Revenue (TTM), FY22 Q4: $149.2M Revenue (TTM), FY23 Q1: $148M Revenue (TTM), FY23 Q2: $143.9M Revenue (TTM), FY23 Q3: $138.6M Revenue (TTM), FY23 Q4: $133.9M Revenue (TTM), FY24 Q1: $133.5M Revenue (TTM), FY24 Q2: $135.8M $135.8M

Source: SEC EDGAR filings. Retrieved November 1, 2026.

View chart data
Period Revenue (TTM)
FY21 Q3 $143.5M
FY21 Q4 $142.7M
FY22 Q1 $143.9M
FY22 Q2 $143.9M
FY22 Q3 $146.3M
FY22 Q4 $149.2M
FY23 Q1 $148M
FY23 Q2 $143.9M
FY23 Q3 $138.6M
FY23 Q4 $133.9M
FY24 Q1 $133.5M
FY24 Q2 $135.8M
Revenue growth, TTM YoY Arrow Financial Corp
-20% -10% 0% 10% 20% FY21 Q3 FY22 Q2 FY23 Q1 FY24 Q2 Revenue growth, TTM YoY, FY21 Q3: 13.6% Revenue growth, TTM YoY, FY21 Q4: 8.2% Revenue growth, TTM YoY, FY22 Q1: 5.9% Revenue growth, TTM YoY, FY22 Q2: 2.2% Revenue growth, TTM YoY, FY22 Q3: 1.9% Revenue growth, TTM YoY, FY22 Q4: 4.6% Revenue growth, TTM YoY, FY23 Q1: 2.8% Revenue growth, TTM YoY, FY23 Q2: 0.0% Revenue growth, TTM YoY, FY23 Q3: -5.3% Revenue growth, TTM YoY, FY23 Q4: -10.2% Revenue growth, TTM YoY, FY24 Q1: -9.8% Revenue growth, TTM YoY, FY24 Q2: -5.6% -5.6%

Source: SEC EDGAR filings. Retrieved November 1, 2026.

View chart data
Period Revenue growth, TTM YoY
FY21 Q3 13.6%
FY21 Q4 8.2%
FY22 Q1 5.9%
FY22 Q2 2.2%
FY22 Q3 1.9%
FY22 Q4 4.6%
FY23 Q1 2.8%
FY23 Q2 0.0%
FY23 Q3 -5.3%
FY23 Q4 -10.2%
FY24 Q1 -9.8%
FY24 Q2 -5.6%
FCF margin (TTM) Arrow Financial Corp
0% 20% 40% 60% FY21 Q3 FY22 Q2 FY23 Q1 FY24 Q2 FCF margin (TTM), FY21 Q3: 45.3% FCF margin (TTM), FY21 Q4: 42.8% FCF margin (TTM), FY22 Q1: 38.8% FCF margin (TTM), FY22 Q2: 33.3% FCF margin (TTM), FY22 Q3: 31.9% FCF margin (TTM), FY22 Q4: 30.5% FCF margin (TTM), FY23 Q1: 28.6% FCF margin (TTM), FY23 Q2: 28.8% FCF margin (TTM), FY23 Q3: 27.8% FCF margin (TTM), FY23 Q4: 10.1% FCF margin (TTM), FY24 Q1: 9.1% FCF margin (TTM), FY24 Q2: 7.0% 7.0%

Source: SEC EDGAR filings. Retrieved November 1, 2026.

View chart data
Period FCF margin (TTM)
FY21 Q3 45.3%
FY21 Q4 42.8%
FY22 Q1 38.8%
FY22 Q2 33.3%
FY22 Q3 31.9%
FY22 Q4 30.5%
FY23 Q1 28.6%
FY23 Q2 28.8%
FY23 Q3 27.8%
FY23 Q4 10.1%
FY24 Q1 9.1%
FY24 Q2 7.0%

Data: SEC EDGAR XBRL company facts (as filed in 10-K/10-Q); forms 10-K, 10-K/A, 10-Q, 10-Q/A. Generated November 3, 2026. Definitions in our methodology.

Financial statements

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Arrow Financial Corp: annual financial statements
Fiscal year 2009 Dec 2009 2010 Dec 2010 2011 Dec 2011 2012 Dec 2012 2013 Dec 2013 2014 Dec 2014 2015 Dec 2015 2016 Dec 2016 2017 Dec 2017 2018 Dec 2018 2019 Dec 2019 2020 Dec 2020 2021 Dec 2021 2022 Dec 2022 2023 Dec 2023 LTM Jun 2024
Income
Revenue 80 80 84 85 84 89 94 99 105 113 117 132 143 149 134 136
Net income 22 22 22 22 22 23 25 27 29 36 37 41 50 49 30 32
Diluted EPS $1.54 $1.54 $1.79 $1.77 $1.70 $1.76 $1.80 $1.86 $1.98 $2.36 $2.36 $2.49 $2.92 $2.86 $1.77 $1.88
Growth (year on year)
Revenue — +0.5% +4.6% +0.6% −0.3% +6.1% +5.2% +5.7% +5.9% +7.3% +3.2% +13.1% +8.2% +4.6% −10.2% −5.6%
Net income — +0.5% +0.2% +1.1% −1.7% +7.2% +5.6% +7.6% +10.5% +23.7% +3.3% +8.9% +22.1% −2.1% −38.4% −18.3%
Diluted EPS — −0.2% +16.2% −1.1% −4.0% +3.5% +2.3% +3.3% +6.5% +19.2% 0.0% +5.5% +17.3% −2.1% −38.1% −16.4%
Margins
Net margin 27.3% 27.2% 26.1% 26.2% 25.9% 26.1% 26.2% 26.7% 27.9% 32.1% 32.1% 31.0% 34.9% 32.7% 22.5% 23.4%
Free-cash-flow margin 21.1% 11.4% 36.5% 28.9% 40.9% 32.6% 29.0% 33.5% 33.5% 32.6% 31.0% 28.2% 42.8% 30.5% 10.1% 7.0%
Cash flow
Cash from operations 19 10 36 32 37 31 29 35 38 42 44 42 68 60 21 14
Capital spending 3 1 5 8 2 1 2 1 3 5 8 5 7 14 7 5
Free cash flow 17 9 31 24 34 29 27 33 35 37 36 37 61 45 13 10
Stock-based pay 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0
Free cash flow after stock pay 17 9 30 24 34 29 27 33 35 37 36 37 61 45 13 9
Balance sheet
Cash 67 31 44 49 50 46 51 57 73 84 70 381 458 65 143 200
Total debt 0 2 108 72 85 70 160 214 225 334 211 62 45 83 33 33
Net debt (negative = net cash) −67 −29 65 23 35 24 109 156 152 249 141 −319 −413 18 −110 −167
Diluted shares 14m 14m 14m 14m 14m 15m 15m 15m 15m 16m 16m 16m 17m 17m 17m 17m
Returned to shareholders
Dividends — — — — 12 12 13 13 14 14 15 16 16 17 18 18
Buybacks — — — 5 2 2 1 2 3 2 2 2 3 3 4 9
Total returned — — — 5 14 15 14 15 17 16 18 17 19 20 22 27

Source: SEC EDGAR XBRL company facts (US and foreign periodic filings); column headings link to the filing. EBITDA is operating income plus depreciation and amortisation. Free cash flow is cash from operations minus capital spending. Growth is left blank when last year's figure was a loss or under 2% of revenue. Share counts and EPS are restated for stock splits. A dash means the company didn't report the figure.

Dividends, buybacks and capital spending

FY2026 Q2 TTM
Buybacks (TTM)
$2.1M
Dividends (TTM)
$19.4M
Returned to shareholders
48%
of free cash flow
Buybacks, last 3 fiscal years
$20.6M
Diluted share count
−1.4%
year over year
Total shareholder yield
3.3%
dividends 3.0% + buybacks 0.3% of market value
Dividend payout ratio
38%
of net income paid out

Competitors: side by side with peers

Closest by revenue in regional banks
Growth, margins and cash generation against peers
Last 12 months unless stated AROW UNTY FMAO RBB SFST RRBI Median
Revenue, last 12 months $136m $135m $134m $133m $139m $132m $255m
Revenue growth, last 12 months −5.6% 13.1% 15.8% 7.7% 24.7% 12.6% 12.5%
Revenue growth, 3-year average −1.2% 9.7% 10.1% −4.8% 14.8% 5.9% 6.0%
Revenue growth, latest quarter 7.1% −1.8% 11.4% −7.6% 20.6% 10.4% 10.7%
Net margin 23.4% 43.3% 31.9% 31.5% 31.0% 34.9% 28.7%
Cash from operations / revenue 10.5% 20.4% 34.9% 41.9% 34.6% 42.7% 34.3%
Free-cash-flow margin 7.0% 20.0% 33.9% 41.9% 32.6% 38.8% 31.4%
Free-cash-flow margin, 3-year average 23.1% 30.4% 30.7% 42.2% 32.4% 33.9% 29.9%
Stock pay / revenue 0.3% 1.6% 1.0% 1.2% 1.8% 0.4% 1.2%
Change in share count −1.4% 0.0% 0.4% −3.5% 9.5% −2.8% 0.4%

Median of all 246 companies we cover in regional banks. Shaded: best of the six on that line (lowest for stock pay and share-count growth). 3-year figures average the last three 12-month periods; 3-year growth is compound annual. Source: SEC filings.

Where the revenue comes from

Fiscal year to December 31, 2025
Products and services
Line of business Revenue YoY
Deposit Account $11.1M ▲ 1.9%
Fiduciary and Trust $10.3M ▲ 3.5%

These categories overlap or exclude eliminations, so shares aren't shown.

From Arrow Financial Corp's 10-K filed March 6, 2026, as tagged in the filing. View filing. Indented rows are part of the line above; their share is of that line. In the bars, the faint bar behind is the year before.

Reported value
$429M
Institutions reporting
145
Shares held vs prior quarter
▲ 17.3%
Positions opened / closed
23 / 15

Top buyers and sellers, Q2 2026: 83 institutions bought and 50 sold ; the biggest buyer was Rhino Investment Partners, Inc (+848K shares) and the biggest seller Marshall Wace, LLP (−109K). See which funds bought and sold →

Largest reported holders, June 30, 2026
Manager Value Shares Share of 13F value Shares QoQ
Arrow Financial Corp $76.2M 1.9M 17.8% ▼ 1.0%
Blackrock, Inc. $57.4M 1.4M 13.4% ▲ 11.9%
Dimensional Fund Advisors LP $29.7M 725K 6.9% ▼ 0.7%
Rhino Investment Partners, Inc $26.1M 848K 6.1% New
Vanguard Capital Management LLC $25.6M 624K 6.0% ▼ 2.2%
State Street Corp $20.1M 490K 4.7% ▲ 44.9%
American Century Companies Inc $17.7M 433K 4.1% ▲ 26.1%
Geode Capital Management, LLC $16.8M 410K 3.9% ▲ 10.5%
Acadian Asset Management LLC $14.1M 345K 3.3% ▲ 36.7%
Morgan Stanley $9.2M 224K 2.1% ▲ 26.2%
Hotchkis & Wiley Capital Management LLC $7.8M 190K 1.8% ▲ 2.0%
Renaissance Technologies LLC $7.7M 187K 1.8% ▼ 18.9%

From Form 13F filings with the SEC ( quarterly data sets), as reported by each manager for June 30, 2026 and filed up to 45 days later. 13F reports cover long US-listed positions of managers above $100M only, so this is not Arrow Financial Corp's complete shareholder register. Values are as reported by the filers .

Insider trading activity

Full insider history and chart

No open-market insider trades reported in the last 12 months.

From insiders' Form 4 filings with the SEC. Excludes awards, option exercises and shares withheld for tax. "Pre-set plan" means the filing marks the trade as made under a Rule 10b5-1 plan. See every insider trade since five years ago, on a price chart.

Trades by members of Congress

All 1 trade and filings

No trades in Arrow Financial Corp disclosed in the last 12 months; 1 earlier trade on record.

  • Mike Gallagher(R-WI 8):Sale (full), $1,001 - $15,000, traded January 13, 2020, filed February 8, 2020

Value ranges as filed; reports can arrive up to 45 days after a trade.

Earnings dates and SEC filings

Results announcements

Next expected around January 28, 2027 estimated from the company's past filing pattern, not announced

  • October 29, 2026
  • July 23, 2026
  • April 30, 2026
  • January 29, 2026
  • October 30, 2025
  • July 24, 2025

Recent SEC filings

Data status

When each part of this page on Arrow Financial Corp was last updated.

DataLast updatedSource
Share priceExchange closing prices
Financial statementsSEC 10-K and 10-Q filings
News and updatesCompany releases and SEC 8-K filings
Analyst estimatesAggregated analyst estimates
Valuation and scoresOur models, from the filed figures

How we build and check these figures: methodology and data sources.

Arrow Financial Corp in brief

What does Arrow Financial Corp do?
Arrow Financial Corp is a US-listed company in the regional banks industry. Its financial year ends in December.
What is Arrow Financial Corp's stock ticker?
Arrow Financial Corp trades under the ticker AROW on Nasdaq. This page brings together its financial statements, valuation models, ownership and recent company updates.
Who are Arrow Financial Corp's largest institutional shareholders?
By value reported in 13F filings for June 30, 2026, the largest reported holders are Arrow Financial Corp, Blackrock, Inc. and Dimensional Fund Advisors LP. 13F reports cover long US-listed positions of managers above $100M, filed up to 45 days after quarter end.
Is Arrow Financial Corp buying back stock, and does it pay a dividend?
Arrow Financial Corp spent $2.1M on share repurchases over the trailing twelve months, and its diluted share count fell 1.4% over the year.
What is Arrow Financial Corp's market cap?
On November 2, 2026, Arrow Financial Corp's market capitalisation was about $664M, with a price-to-earnings ratio of 20.9 and net debt of -$167M. Market figures come from third-party market data and may be delayed.
Does Arrow Financial Corp pay a dividend?
Yes: Arrow Financial Corp paid $19.4M in dividends over the trailing twelve months, a dividend yield of 2.99% and a payout ratio of 37.9%.
Who are Arrow Financial Corp's competitors?
In our Regional Banks peer group, the companies closest to Arrow Financial Corp are Unity Bancorp Inc, Farmers & Merchants Bancorp Inc, RBB Bancorp, Southern First Bancshares Inc and RED River Bancshares Inc. The side-by-side comparison below sets their revenue, margins and growth against Arrow Financial Corp's.
When is Arrow Financial Corp's next earnings date?
Around January 28, 2027, estimated from the spacing of its past results announcements (8-K filings). That is an estimate, not a confirmed date — Arrow Financial Corp announces its own schedule.