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Atlantic Union Bankshares Corp (AUB) stock

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NYSE: AUB NYSE Regional Banks Next results ~January 21, 2027

D Fundamentals grade

Atlantic Union Bankshares Corp is a US-listed company in the regional banks industry. Its financial year ends in December.

Stock price today

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Third-party market data · may be delayed

Fair value per share

~$33

Valuation models combined (6)

Base case. Range ~$28–$43. Weighted average of 6 models (residual income, justified price-to-book, price-to-book vs return on equity (peers), price-to-book vs peers, forward price-to-earnings vs peers, dividend discount (two-stage)), the residual income counting double.

Price vs value

Modestly overvalued

The price is inside our value range, 23% above our base value.

Price used: $40.40, November 2, 2026

Who’s trading

What company insiders, investment funds and members of Congress have been doing with the stock, from their own filings.

  • Insiders1 buying, 1 selling1 purchase and 1 sale by directors and officers, last 12 monthsInsider trades
  • Funds212 adding, 169 cuttingOf 48 active managers that changed their stake, 21 added; quarter to June 30, 2026Fund buyers and sellers

Value diary

Our note on each quarter Atlantic Union Bankshares files

Where Atlantic Union Bankshares stands after its latest 10-Q

Revenue for the twelve months to June 2026 was $1.54bn, up 46.5% on a year earlier, slower than the 78.2% growth a quarter earlier. That growth ranks 3 of 50 among the regional banks companies we cover. The diluted share count is up 36.1% on a year earlier, which dilutes existing holders. Our cash-flow model value is $34.67 a share, against a share price of $39.91.

Source: 10-Q filed August 6, 2026 on SEC EDGAR · Financials · Valuation

Written from the company's filings and our models when each quarter's report arrives. Figures in older notes are as published at the time. Not investment advice.

The Fundamentalytics view

Next results ~January 21, 2027 (estimated)

Atlantic Union Bankshares Corp's trailing-twelve-month revenue grew 46.5% year on year, with a free-cash-flow margin of 34.3%. Where it stands out: revenue growth of 46.5% ranks 12 of 245 regional banks companies we cover. Where it lags: change in share count of 36.1% ranks 228 of 230 regional banks companies we cover.

Current signal Free cash flow diverging from earnings: TTM free cash flow fell 75.0% while net income grew 139.1%: a 214pp divergence.

Assembled from SEC-filed figures — the full workings are on this page and in our methodology. Observations, not recommendations.

Strengths

  • Fast growth. Revenue grew 46.5% over the last 12 months, against a median of 12.5% for regional banks companies we cover.
  • Strong cash generation. 34.3% of revenue turned into free cash flow.
  • Net cash. Cash exceeds long-term debt by $0.2bn.

Things to watch

  • Growth slowing. The growth rate is 31.8 points lower than a quarter earlier.
  • Share dilution. Diluted shares rose 36.1% in a year.

Latest results: FY2026 Q2

Filed August 6, 2026
Earnings per share
$0.96 against an average estimate of $0.96: beat by 0.0%
Revenue
$415m, up 3.1% on a year earlier
Share reaction
+2.4% in the first session after the results on October 20, 2026, against +0.9% for the S&P 500
Next report
January 21, 2027; average EPS estimate $0.98

Atlantic Union Bankshares' figures from its SEC filings and results release; estimates are the analysts' average. Not a recommendation.

Price chart

  • 1 day+2.9%
  • 1 week+1.7%
  • 1 month+4.1%
  • This year+17.7%
  • 1 year+29.2%
  • 5 years+30.3%
  • S&P 500 this year+11.2%

Closing prices to 2026-11-02. Price change only, dividends excluded.

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Third-party market data · may be delayed

At a glance

Trailing twelve months, from SEC filings

Profitability

Revenue (TTM)
$1.5B
Net margin
31.6%
EPS (TTM, diluted)
$3.42

Growth

Revenue growth
+46.5%
Change in growth rate
−31.8 pts
Share count change
+36.1%

Earnings

Last results
October 20, 2026
Next results (est.)
January 21, 2027

News & updates

Updated October 31, 2026

Company announcements, filed results and changes that matter to shareholders.

  1. Dividend
  2. Announcement
  3. Announcement
  4. Results
  5. Results
  6. Announcement
  7. Announcement
  8. Agreement
  9. Agreement
  10. Announcement
  11. Announcement
  12. Announcement
  13. Results

Refreshed hourly when new source data is available. Summaries are checked against company releases and SEC filings. Company announcement headlines are labelled when a checked summary is unavailable.

Fundamentalytics rating

model v1.6 · 2026-11-03
Sell12-month view
12-month price target
~$33
Price used
$40.05close November 3, 2026
Implied change
▼ 18%
Uncertainty
Low

How we got here: the combined value of 6 valuation models built for a business like Atlantic Union Bankshares Corp (see the models table below and how they are combined) , with a 8.9% cost of equity. The models span ~$28–~$43; that spread sets a 15% margin before we rate Buy or Sell.

Produced by Fundamentalytics' automated valuation model on November 3, 2026, using delayed market prices. Rating meanings, methodology and conflicts: recommendations disclosure and research disclaimer. General research, not personal advice — it does not consider your circumstances. Prices can fall as well as rise.

Valuation models

We value Atlantic Union Bankshares Corp as a bank or lender, with every model that fits that kind of business. Cost of equity 8.9%: the 10-year Treasury yield (4.9%) plus a beta of 0.88 times a 4.5% equity risk premium.

Value per share by model
Model Value per share In the combined value?
Residual income Book value plus the present value of returns above the cost of equity, fading over ten years. ~$31 ~$22–$44 Primary model, counts double
Justified price-to-book Book value times (return on equity - growth) / (cost of equity - growth): steady-state returns. ~$28 ~$24–$34 Included
Price-to-book vs return on equity (peers) The price-to-book that peers with this return on equity trade on, from a line fitted across peers. ~$43 ~$24–$63 Included
Price-to-book vs peers Book value per share times peers' typical (harmonic-mean) price-to-book. ~$29 ~$38–$57 Included
Forward price-to-earnings vs peers Next year's consensus earnings per share times peers' typical (harmonic-mean) forward price-to-earnings. Uses analysts' consensus estimates (third-party data), not our forecasts. ~$39 ~$37–$47 Included
Dividend discount (two-stage) Dividends for five years at the growth the business can fund, then a steady payout and growth. ~$28 ~$23–$34 Included
Combined value Weighted average of the models that apply: the primary model (residual income) counts double. Models more than 5x or less than 0.2x the share price, or more than 3x away from the other models' median, are left out. ~$33 ~$28–$43 6 models

Different models fail in different ways, so where several apply we average them rather than trust one. Peer-based models compare Atlantic Union Bankshares Corp with banks and lenders in our coverage, using third-party market data. Model values are estimates under stated assumptions, updated as new filings arrive; not price targets or investment advice. How each model works.

Moat

60 /100

Moderate moat

How hard Atlantic Union Bankshares's competitive advantage looks for rivals to wear away, judged from 10 years of its own filings: returns on capital, pricing power, profit durability, cash conversion and discipline.

  • Returns on capital 10 / 20

    Net income has been a median 0.9% of total assets over 10 years.

  • Durability 19 / 20

    Net margin has been a median 26.9%; its worst year was 19.4%.

  • Discipline 10 / 20

    The diluted share count rose 80.7% over five years; stock-based pay has been a median 1.4% of revenue.

AI disruption exposure: Medium. In this industry, AI could change how the product is made or sold, without replacing the core asset. The score above includes a 5-point deduction for that exposure (65 before it).

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Forecasts and guidance

Next results: January 21, 2027, before the open. Analysts expect revenue of $395m and EPS of $0.98 (range $0.96 to $1.00) for the quarter.

Analysts' consensus

Atlantic Union Bankshares Corp: consensus estimates
Fiscal yearEPSGrowthRevenueGrowth
Current $3.76 +9% $1.6bn +12%
Next $4.06 +8% $1.6bn +4%

Next year's EPS estimate has moved +0.7% in 90 days, across 9 analysts.

How the EPS forecast has moved

The consensus EPS forecast for the current fiscal year is −0.1% on 90 days ago. In the last 30 days, 2 analysts raised Atlantic Union Bankshares Corp's forecast and 2 cut it.

Consensus EPS forecast Atlantic Union Bankshares Corp, last 90 days
$3.70 $3.80 $3.90 $4.00 $4.10 90 days ago 60 days ago 30 days ago 7 days ago Now Current fiscal year, 90 days ago: $3.77 Current fiscal year, 60 days ago: $3.77 Current fiscal year, 30 days ago: $3.77 Current fiscal year, 7 days ago: $3.76 Current fiscal year, Now: $3.76 $3.76 Next fiscal year, 90 days ago: $4.03 Next fiscal year, 60 days ago: $4.03 Next fiscal year, 30 days ago: $4.04 Next fiscal year, 7 days ago: $4.03 Next fiscal year, Now: $4.06 $4.06

Average of analysts' published estimates (third-party data).

View chart data
Period Current fiscal yearNext fiscal year
90 days ago $3.77$4.03
60 days ago $3.77$4.03
30 days ago $3.77$4.04
7 days ago $3.76$4.03
Now $3.76$4.06

Earnings against estimates

Atlantic Union Bankshares Corp: reported EPS against the consensus estimate
Quarter toEstimateActualSurprise
Sept 2026 $0.96 $0.96 0.0%
Jun 2026 $0.92 $0.94 +2.4%
Mar 2026 $0.87 $0.89 +2.2%
Dec 2025 $0.86 $0.97 +12.9%

Adjusted EPS as companies report it, against the average analyst estimate.

Management guidance

Earnings release, October 20, 2026

No numeric guidance in Atlantic Union Bankshares Corp's latest earnings release (filed October 20, 2026). Some companies give their outlook only on the earnings call.

Analyst recommendations

9 analysts, Nov 2026
Buy667%
Hold333%
Sell00%

Monthly trend

  1. Nov 20261539
  2. Oct 20261539
  3. Sep 20261539

Counts of recommendations published by analysts covering Atlantic Union Bankshares Corp, by month. Source: Aggregated broker recommendations (third-party data). Aggregated counts only: we do not reproduce any firm's recommendation or price target, and these are not Fundamentalytics ratings.

Positioning

Short interest
7.3%
of tradable shares
Days to cover
5.94
at average volume
Short interest, 1 month
−7%
to October 15, 2026
Held by institutions
90%
of shares
Held by insiders
0.9%
of shares
Employees
3,111
full time

Consensus figures average analysts' published estimates (third-party data); guidance is the company's own. Neither is our forecast. Short interest is reported twice a month and lags. Market data may be delayed.

This section is general information, not investment advice or a personal recommendation, and it does not take account of your objectives or circumstances. Forecasts and guidance are estimates, not promises: companies miss their own guidance and analysts' figures are often revised. Prices can fall as well as rise, and you can lose money. See our disclaimer.

Share-price performance

Market data may be delayed

What moved the share price

Last 12 months +29.2%

$31.27 on October 31, 2025 to $40.40

Atlantic Union Bankshares Corp: share-price change split into its parts
PartThenNowEffect
Revenue (last 12 months) $1.1bn $1.5bn +46.5%
Net margin 19.4% 31.6% +63.2%
P/E multiple 16.1x 11.8x −26.5%
Share count 105m 142m −26.5%

Biggest factor: net margin.

The effects multiply back to the price change exactly. Results are the last 12 months as known on each date (filings assumed public 45 days after quarter end).

Return and risk by year

Atlantic Union Bankshares Corp: yearly return, monthly win rate and worst fall against the S&P 500
Calendar year 202120222023202420252026 to date
Return
AUB+17%−3%+8%+8%−3%+18%
Industry peers (median)+34%−4%−2%+16%+10%+24%
S&P 500+29%−18%+26%+25%+18%+11%
Months that ended higher
AUB50%50%50%50%50%64%
S&P 50075%42%67%75%75%46%
Largest fall from a high during the year
AUB−22%−26%−41%−15%−38%−18%
S&P 500−5%−25%−10%−8%−19%−9%

Worst fall since November 2, 2015: 52% from September 5, 2018 to May 14, 2020. Getting back needed a 109% gain, reached on March 8, 2021, 298 days after the low.

Price behaviour

52-week range
$30.43 – $43.01
From 52-week high
−6.1%
vs 50-day average
+3.2%
vs 200-day average
+4.5%
Volatility (1 year)
25%
Beta vs S&P 500
0.70

Volatility is the annualised standard deviation of daily returns. Beta 1.5 means the shares typically moved 1.5% for each 1% move in the S&P 500 over the past year. Prices to November 2, 2026.

Share price after results

Next day
5 up, 7 down
typical move ±2.5%
After a week
4 up, 8 down
typical move ±3.3%
After a month
3 up, 8 down
typical move ±4.3%
Atlantic Union Bankshares Corp: share-price change after each results release
Results releasedNext dayS&P 500 next day5 days21 days
October 20, 2026 +2.4% +0.9% +4.4% —
July 21, 2026 +0.7% +0.7% +2.5% −0.7%
April 21, 2026 −3.9% +0.4% −1.6% −2.7%
January 22, 2026 −2.8% +0.6% −2.0% −1.9%
October 23, 2025 +0.2% +1.4% −4.6% −2.3%
July 24, 2025 −1.8% +0.5% −5.9% +5.8%
April 24, 2025 +2.1% +2.8% +6.8% +10.6%
January 23, 2025 −3.5% +0.3% −1.2% −6.3%
October 21, 2024 −6.1% −0.2% −1.9% +8.5%
July 25, 2024 +3.8% +0.6% −2.9% −1.1%
April 23, 2024 −1.4% +1.1% −5.4% −0.2%
January 23, 2024 −1.6% +0.4% +0.1% −7.5%

From the close before the release date to the close 1, 5 and 21 trading days after it, so releases before the open and after the close are both captured. Past moves don't predict future ones.

Options strategies

All options ideas

How Atlantic Union Bankshares Corp’s listed options are priced, and three ways to use them that follow from our valuation. Quotes are delayed. Check the live chain at your broker before trading.

Option prices are read during US trading hours (9:30 to 16:00 New York time). Outside them the chain shows no bids or offers, so this screen fills in after the next session opens.

General research, not personal advice. Options can lose you more than you expect and are not suitable for everyone: put sellers can be made to buy shares that keep falling, call sellers give up gains above the strike, and results or news can move prices sharply. Chances shown are approximations from each option’s delta. Spreads, fees and early assignment are not modelled.

Atlantic Union Bankshares Corp in five measures

Fundamentals grade D
Growth Profitability Balance sheet Value

Growth, profitability, cash generation and balance sheet are percentiles against the companies we cover in the same industry, from SEC filings (100 = best). Value compares the share price with our modelled value range (50 = at our base value; higher = cheaper). A description of reported data and our model — not a quality score or advice.

Fundamentals

Revenue (TTM) Atlantic Union Bankshares Corp
$500M $1B $1.5B $2B FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 Revenue (TTM), FY23 Q3: $706.7M Revenue (TTM), FY23 Q4: $701.9M Revenue (TTM), FY24 Q1: $712.2M Revenue (TTM), FY24 Q2: $744.3M Revenue (TTM), FY24 Q3: $782.4M Revenue (TTM), FY24 Q4: $817.4M Revenue (TTM), FY25 Q1: $857.4M Revenue (TTM), FY25 Q2: $1.1B Revenue (TTM), FY25 Q3: $1.2B Revenue (TTM), FY25 Q4: $1.4B Revenue (TTM), FY26 Q1: $1.5B Revenue (TTM), FY26 Q2: $1.5B $1.5B

Source: SEC EDGAR filings. Retrieved October 26, 2026.

View chart data
Period Revenue (TTM)
FY23 Q3 $706.7M
FY23 Q4 $701.9M
FY24 Q1 $712.2M
FY24 Q2 $744.3M
FY24 Q3 $782.4M
FY24 Q4 $817.4M
FY25 Q1 $857.4M
FY25 Q2 $1.1B
FY25 Q3 $1.2B
FY25 Q4 $1.4B
FY26 Q1 $1.5B
FY26 Q2 $1.5B
Revenue growth, TTM YoY Atlantic Union Bankshares Corp
-20% 0% 20% 40% 60% 80% FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 Revenue growth, TTM YoY, FY23 Q3: 2.5% Revenue growth, TTM YoY, FY23 Q4: -0.1% Revenue growth, TTM YoY, FY24 Q1: 1.1% Revenue growth, TTM YoY, FY24 Q2: 5.7% Revenue growth, TTM YoY, FY24 Q3: 10.7% Revenue growth, TTM YoY, FY24 Q4: 16.5% Revenue growth, TTM YoY, FY25 Q1: 20.4% Revenue growth, TTM YoY, FY25 Q2: 41.3% Revenue growth, TTM YoY, FY25 Q3: 54.1% Revenue growth, TTM YoY, FY25 Q4: 68.1% Revenue growth, TTM YoY, FY26 Q1: 78.2% Revenue growth, TTM YoY, FY26 Q2: 46.5% 46.5%

Source: SEC EDGAR filings. Retrieved October 26, 2026.

View chart data
Period Revenue growth, TTM YoY
FY23 Q3 2.5%
FY23 Q4 -0.1%
FY24 Q1 1.1%
FY24 Q2 5.7%
FY24 Q3 10.7%
FY24 Q4 16.5%
FY25 Q1 20.4%
FY25 Q2 41.3%
FY25 Q3 54.1%
FY25 Q4 68.1%
FY26 Q1 78.2%
FY26 Q2 46.5%
FCF margin (TTM) Atlantic Union Bankshares Corp
0% 100% 200% 300% FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 FCF margin (TTM), FY23 Q3: 43.0% FCF margin (TTM), FY23 Q4: 37.8% FCF margin (TTM), FY24 Q1: 36.5% FCF margin (TTM), FY24 Q2: 36.7% FCF margin (TTM), FY24 Q3: 32.1% FCF margin (TTM), FY24 Q4: 36.2% FCF margin (TTM), FY25 Q1: 35.1% FCF margin (TTM), FY25 Q2: 201.3% FCF margin (TTM), FY25 Q3: 182.9% FCF margin (TTM), FY25 Q4: 161.5% FCF margin (TTM), FY26 Q1: 149.4% FCF margin (TTM), FY26 Q2: 34.3% 34.3%

Source: SEC EDGAR filings. Retrieved October 26, 2026.

View chart data
Period FCF margin (TTM)
FY23 Q3 43.0%
FY23 Q4 37.8%
FY24 Q1 36.5%
FY24 Q2 36.7%
FY24 Q3 32.1%
FY24 Q4 36.2%
FY25 Q1 35.1%
FY25 Q2 201.3%
FY25 Q3 182.9%
FY25 Q4 161.5%
FY26 Q1 149.4%
FY26 Q2 34.3%

Data: SEC EDGAR XBRL company facts (as filed in 10-K/10-Q); forms 10-K, 10-Q. Generated November 3, 2026. Definitions in our methodology.

Where the money goes

FY2025, from the 10-K

What Atlantic Union Bankshares earned on its loans and securities in FY2025, what it paid depositors and lenders, and how its revenue split between running costs, credit losses, tax and profit.

  1. Interest income $1.8B
  2. Fee and other income $219M · 16.0%
  3. Interest paid $667M
  4. Net interest income $1.2B · 84.0%
  5. Revenue $1.4B
  6. Non-interest expense $896M · 65.2%
  7. Credit-loss provisions $142M · 10.3%
  8. Pre-tax profit $337M · 24.5%
  9. Income tax $63.3M · 4.6%
  10. Net income $274M · 19.9%
Where Atlantic Union Bankshares's revenue went, FY2025
Interest income $1.8B
Fee and other income $219M 16.0% of revenue
Interest paid $667M
Net interest income $1.2B 84.0% of revenue
Revenue $1.4B
Non-interest expense $896M 65.2% of revenue
Credit-loss provisions $142M 10.3% of revenue
Pre-tax profit $337M 24.5% of revenue
Income tax $63.3M 4.6% of revenue
Net income $274M 19.9% of revenue

Shares of revenue. Source: Atlantic Union Bankshares's 10-K for FY2025, as filed with the SEC.

Financial statements

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Atlantic Union Bankshares Corp: annual financial statements
Fiscal year 2009 Dec 2009 2010 Dec 2010 2011 Dec 2011 2012 Dec 2012 2013 Dec 2013 2014 Dec 2014 2015 Dec 2015 2016 Dec 2016 2017 Dec 2017 2018 Dec 2018 2019 Dec 2019 2020 Dec 2020 2021 Dec 2021 2022 Dec 2022 2023 Dec 2023 2024 Dec 2024 2025 Dec 2025 LTM Jun 2026
Income
Revenue 113 186 189 195 190 316 317 324 341 531 671 687 677 703 702 817 1,374 1,541
Net income 3 21 30 35 34 52 67 77 73 146 194 158 264 235 202 209 274 487
Diluted EPS $0.19 $0.83 $1.07 $1.37 $1.37 $1.13 $1.49 $1.77 $1.67 $2.22 $2.41 $1.93 $3.26 $2.97 $2.53 $2.24 $2.03 $3.42
Growth (year on year)
Revenue — +64.7% +1.9% +3.2% −2.6% +66.2% +0.2% +2.2% +5.4% +55.5% +26.3% +2.4% −1.4% +3.8% −0.1% +16.5% +68.1% +46.5%
Net income — +631.0% +44.9% +16.3% −3.0% +51.8% +28.6% +15.5% −5.9% +100.6% +32.3% −18.2% +66.8% −11.1% −13.9% +3.6% +30.9% +139.1%
Diluted EPS — +336.8% +28.9% +28.0% 0.0% −17.5% +31.9% +18.8% −5.6% +32.9% +8.6% −19.9% +68.9% −8.9% −14.8% −11.5% −9.4% +75.7%
Margins
Net margin 2.5% 11.3% 16.1% 18.1% 18.1% 16.5% 21.2% 23.9% 21.4% 27.5% 28.9% 23.0% 39.0% 33.4% 28.8% 25.6% 19.9% 31.6%
Cash flow
Cash from operations 1 46 71 −22 157 127 111 94 110 217 195 232 338 420 278 308 2,237 549
Stock-based pay 0 1 1 1 1 1 1 3 5 6 8 9 10 11 11 14 24 —
Balance sheet
Cash 46 61 97 83 73 133 143 179 199 261 436 493 803 320 378 354 966 990
Total debt 0 178 218 269 463 687 680 990 1,219 1,756 1,514 841 507 1,709 1,312 535 1,497 1,881
Net debt (negative = net cash) −46 117 122 186 390 554 538 811 1,020 1,495 1,078 347 −296 1,389 934 181 531 891
Diluted shares — 25m 26m 26m 25m 46m 45m 44m 44m 66m 80m 79m 77m 75m 75m 88m 129m 142m
Returned to shareholders
Dividends 4 6 7 9 13 25 29 34 35 58 78 79 84 87 103 124 192 219
Buybacks — — — 14 9 53 16 33 0 0 80 50 125 48 0 0 — —
Total returned 4 6 7 23 22 78 45 67 35 58 159 129 209 135 103 124 192 219

Source: SEC EDGAR XBRL company facts (US and foreign periodic filings); column headings link to the filing. EBITDA is operating income plus depreciation and amortisation. Free cash flow is cash from operations minus capital spending. Growth is left blank when last year's figure was a loss or under 2% of revenue. Share counts and EPS are restated for stock splits. A dash means the company didn't report the figure.

Dividends, buybacks and capital spending

Dividends (TTM)
$219M
Diluted share count
+36.1%
year over year
Total shareholder yield
3.8%
dividends 3.8% + buybacks 0.0% of market value
Dividend payout ratio
45%
of net income paid out

Competitors: side by side with peers

Closest by revenue in regional banks
Growth, margins and cash generation against peers
Last 12 months unless stated AUB BANC AX INTR HWC ASB Median
Revenue, last 12 months $1.5bn $1.5bn $1.6bn $1.5bn $1.5bn $1.7bn $255m
Revenue growth, last 12 months 46.5% −12.9% 23.0% 26.1% −0.2% 45.2% 12.5%
Revenue growth, 3-year average 29.8% −15.8% 18.1% — 0.2% 8.2% 6.0%
Revenue growth, latest quarter 3.1% −60.2% 22.2% — 6.9% 20.2% 10.7%
Net margin 31.6% −1.4% 32.7% 15.6% 29.1% 31.2% 28.7%
Cash from operations / revenue 35.6% 25.1% 47.3% 92.0% 39.3% 52.8% 34.3%
Free-cash-flow margin 34.3% 23.5% 26.9% 90.7% 38.1% 49.8% 31.4%
Free-cash-flow margin, 3-year average 90.8% 12.6% 29.8% — 38.7% 44.3% 29.9%
Stock pay / revenue 1.7% 0.5% 2.9% 0.0% 1.7% 2.1% 1.2%
Change in share count 36.1% −4.6% −0.1% 1.0% −3.6% 8.0% 0.4%

Median of all 245 companies we cover in regional banks. Shaded: best of the six on that line (lowest for stock pay and share-count growth). 3-year figures average the last three 12-month periods; 3-year growth is compound annual. Source: SEC filings.

Peer comparison

245 regional banks companies
Measures ranked against peers
Measure Company Peer median Rank
Revenue growth Growth 46.5% 12.5% 12 of 245
Change in growth rate Growth -31.8pp +0.0pp 241 of 244
Net margin Profitability 31.6% 28.7% 78 of 245
Change in share count Balance sheet 36.1% 0.4% 228 of 230

Rank 1 = best in the group (for spending, debt and dilution, lower ranks first).

Reported value
$5.2B
Institutions reporting
450
Shares held vs prior quarter
▲ 0.8%
Positions opened / closed
46 / 27

Top buyers and sellers, Q2 2026: 212 institutions bought and 169 sold ; the biggest buyer was Goldman Sachs Group Inc (+845K shares) and the biggest seller Westwood Holdings Group Inc (−1.1M). See which funds bought and sold →

Largest reported holders, June 30, 2026
Manager Value Shares Share of 13F value Shares QoQ
Blackrock, Inc. $884M 20.9M 16.9% ▲ 1.6%
Vanguard Portfolio Management LLC $376M 8.9M 7.2% ▲ 1.7%
Dimensional Fund Advisors LP $326M 7.7M 6.2% ▲ 0.9%
State Street Corp $323M 7.6M 6.2% ▲ 3.6%
Vanguard Capital Management LLC $272M 6.4M 5.2% ▲ 1.1%
T. Rowe Price Investment Management, Inc. $220M 5.2M 4.2% ▲ 9.0%
Geode Capital Management, LLC $157M 3.7M 3.0% ▲ 6.1%
Franklin Resources Inc $153M 3.6M 2.9% ▲ 7.6%
North Reef Capital Management LP $151M 3.6M 2.9% ▼ 16.8%
Congress Asset Management Co $106M 2.5M 2.0% ▲ 11.6%
Goldman Sachs Group Inc $102M 2.4M 2.0% ▲ 53.7%
Earnest Partners LLC $100M 2.4M 1.9% ▼ 3.5%

From Form 13F filings with the SEC ( quarterly data sets), as reported by each manager for June 30, 2026 and filed up to 45 days later. 13F reports cover long US-listed positions of managers above $100M only, so this is not Atlantic Union Bankshares Corp's complete shareholder register. Values are as reported by the filers .

Insider trading activity

Full insider history and chart
Recent insider open-market transactions
Insider Date Trade Shares Price Value
Linderman Matthew L. EVP October 22, 2026 Sell 7,746 $40.00 $309,840
Agee Nancy H Director April 20, 2026 Buy 650 $39.05 $25,382

From insiders' Form 4 filings with the SEC. Excludes awards, option exercises and shares withheld for tax. "Pre-set plan" means the filing marks the trade as made under a Rule 10b5-1 plan. See every insider trade since five years ago, on a price chart.

Earnings dates and SEC filings

Results announcements

Next expected around January 21, 2027 estimated from the company's past filing pattern, not announced

  • October 20, 2026
  • July 21, 2026
  • April 21, 2026
  • January 22, 2026
  • October 23, 2025
  • July 24, 2025

Recent SEC filings

Data status

When each part of this page on Atlantic Union Bankshares Corp was last updated.

DataLast updatedSource
Share priceExchange closing prices
Financial statementsSEC 10-K and 10-Q filings
News and updatesCompany releases and SEC 8-K filings
Analyst estimatesAggregated analyst estimates
Valuation and scoresOur models, from the filed figures

How we build and check these figures: methodology and data sources.

Atlantic Union Bankshares Corp in brief

What does Atlantic Union Bankshares Corp do?
Atlantic Union Bankshares Corp is a US-listed company in the regional banks industry. Its financial year ends in December.
What is Atlantic Union Bankshares Corp's stock ticker?
Atlantic Union Bankshares Corp trades under the ticker AUB on NYSE. This page brings together its financial statements, valuation models, ownership and recent company updates.
What is Atlantic Union Bankshares Corp's revenue, and how fast is it growing?
Over its most recent trailing twelve months, Atlantic Union Bankshares Corp reported revenue of $1.5B, 46.5% higher than a year earlier, according to its SEC filings.
What is Atlantic Union Bankshares Corp's free cash flow?
Atlantic Union Bankshares Corp's free-cash-flow margin is 34.3% of revenue over the trailing twelve months.
Who are Atlantic Union Bankshares Corp's largest institutional shareholders?
By value reported in 13F filings for June 30, 2026, the largest reported holders are Blackrock, Inc., Vanguard Portfolio Management LLC and Dimensional Fund Advisors LP. 13F reports cover long US-listed positions of managers above $100M, filed up to 45 days after quarter end.
What is Atlantic Union Bankshares Corp's market cap?
On November 2, 2026, Atlantic Union Bankshares Corp's market capitalisation was about $5.8B, with a price-to-earnings ratio of 11.8 and net debt of $891M. Market figures come from third-party market data and may be delayed.
Does Atlantic Union Bankshares Corp pay a dividend?
Yes: Atlantic Union Bankshares Corp paid $219M in dividends over the trailing twelve months, a dividend yield of 3.82% and a payout ratio of 45.0%.
Who are Atlantic Union Bankshares Corp's competitors?
In our Regional Banks peer group, the companies closest to Atlantic Union Bankshares Corp are Banc Of California, Inc., Axos Financial, Inc., Inter & Co, Inc., Hancock Whitney Corp and Associated Banc-corp. The side-by-side comparison below sets their revenue, margins and growth against Atlantic Union Bankshares Corp's.
Are insiders buying or selling Atlantic Union Bankshares Corp stock?
Over the last 12 months, Atlantic Union Bankshares Corp's directors and officers reported 1 open-market purchases and 1 sales on Form 4. The insider trading page charts every trade.
When is Atlantic Union Bankshares Corp's next earnings date?
Around January 21, 2027, estimated from the spacing of its past results announcements (8-K filings). That is an estimate, not a confirmed date — Atlantic Union Bankshares Corp announces its own schedule.