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Avidia Bancorp, Inc. key statistics and ratios

In fiscal 2025, Avidia Bancorp, Inc. had return on equity of -1.1% and a net margin of -3.2%. Each ratio below is calculated from the figures on its income statement, balance sheet and cash flow pages.

Financial ratios

US$ thousands unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2024Dec 20242025Dec 2025LTMJun 2026
Net margin12.7%−3.2%15.6%
Return on equity5.9%−1.1%4.6%
Return on assets0.4%−0.1%0.6%
Effective tax rate25.4%—25.0%

Returns use average equity or assets over the year. Return on equity is left blank when equity is negative or so small that the ratio says nothing (above ±200%); interest cover is left blank above 200 times. Price-based ratios such as P/E are on the valuation page.

Moat

Not assessed: fewer than five years of comparable figures in the filings. AI disruption exposure for this industry: Medium.

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Compare with peers

Head to head: AVBC vs PLBCAVBC vs MYFWAVBC vs CZFS

More: Regional Banks stocks compared, Financials sector, rankings of US companies

Figures from Avidia Bancorp, Inc.'s SEC filings (10-K and 10-Q), retrieved October 29, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Avidia Bancorp, Inc.