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Better Home & Finance Holding Co (BETR) stock

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NASDAQ: BETR Nasdaq Consumer Finance Next results ~November 9, 2026

E Fundamentals grade

Better Home & Finance Holding Co is a US-listed company in the consumer finance industry. Its financial year ends in December.

Who’s trading

What company insiders, investment funds and members of Congress have been doing with the stock, from their own filings.

  • Insiders9 buying, 3 selling37 purchases and 27 sales by directors and officers, last 12 monthsInsider trades
  • Funds50 adding, 39 cuttingOf 14 active managers that changed their stake, 6 added; quarter to June 30, 2026Fund buyers and sellers

Value diary

Our note on each quarter Better Home & Finance Holding files

Where Better Home & Finance stands after its latest 10-Q

Revenue for the twelve months to June 2026 was $190m, up 48.7% on a year earlier, slower than the 51.7% growth a quarter earlier. That growth ranks 2 of 29 among the consumer finance companies we cover. The diluted share count is up 9.1% on a year earlier, which dilutes existing holders.

Our model value for Better Home & Finance Holding is under review, so past values are not shown until it is resolved.

Source: 10-Q filed August 11, 2026 on SEC EDGAR · Financials · Valuation

Written from the company's filings and our models when each quarter's report arrives. Figures in older notes are as published at the time. Not investment advice.

The Fundamentalytics view

Next results ~November 9, 2026 (estimated)

Better Home & Finance Holding Co's trailing-twelve-month revenue grew 48.7% year on year, with a free-cash-flow margin of -82.0%. Where it stands out: revenue growth of 48.7% ranks 3 of 39 consumer finance companies we cover. Where it lags: net margin of -94.5% ranks 39 of 39 consumer finance companies we cover.

Current signal Free cash flow diverging from earnings: TTM free cash flow grew 32.7% while net income grew 10.1%: a 23pp divergence.

Assembled from SEC-filed figures — the full workings are on this page and in our methodology. Observations, not recommendations.

Strengths

  • Fast growth. Revenue grew 48.7% over the last 12 months, against a median of 10.4% for consumer finance companies we cover.
  • Net cash. Cash exceeds long-term debt by $0.1bn.

Things to watch

  • Loss-making. Operating margin is -348.2%: costs exceed revenue.
  • Burning cash. Free cash flow was -82.0% of revenue over the last 12 months.
  • Heavy stock-based pay. Stock pay equals 26.5% of revenue, against a median of 1.3% for consumer finance companies we cover: a real cost that cash-flow figures leave out.
  • Share dilution. Diluted shares rose 9.1% in a year.
  • Volatile shares. Over the past year the shares showed annualised volatility of 120% and a beta of 2.6 against the S&P 500.
  • Growth easing. The growth rate is 3.0 points lower than a quarter earlier.

Latest results: FY2026 Q2

Filed August 11, 2026
Earnings per share
-$1.70 against an average estimate of -$1.02: missed by 66.6%
Revenue
$55m, up 28.2% on a year earlier
Share reaction
+20.0% in the first session after the results on October 14, 2026, against -0.8% for the S&P 500
Guidance given
additional cash expected from UK Bank sale $65m (Q1 2027)
Next report
November 9, 2026; average EPS estimate -$1.31

Better Home & Finance Holding's figures from its SEC filings and results release; estimates are the analysts' average. Not a recommendation.

Price chart

  • 1 day-9.9%
  • 1 week-9.0%
  • 1 month+60.6%
  • This year-35.5%
  • 1 year-74.0%
  • 5 years-96.2%
  • S&P 500 this year+11.2%

Closing prices to 2026-11-02. Price change only, dividends excluded.

Loading chart…

Third-party market data · may be delayed

At a glance

Trailing twelve months, from SEC filings

Profitability

Revenue (TTM)
$190M
Net margin
-94.5%
EPS (TTM, diluted)
$-10.88

Growth

Revenue growth
+48.7%
Change in growth rate
−3.0 pts
Share count change
+9.1%

Earnings

Last results
October 14, 2026

News & updates

Updated October 31, 2026

Company announcements, filed results and changes that matter to shareholders.

  1. Leadership
  2. Results
  3. Guidance
  4. Results
  5. Agreement
  6. Leadership
  7. Leadership
  8. Leadership
  9. Leadership
  10. Agreement
  11. Results
  12. Results
  13. Announcement
  14. Leadership

Refreshed hourly when new source data is available. Summaries are checked against company releases and SEC filings. Company announcement headlines are labelled when a checked summary is unavailable.

No model value for Better Home & Finance Holding Co at the moment. Current status: no valuation model gives a value we can rate yet. Available reported financials are shown below.

Fundamentalytics rating

model v1.6 · 2026-11-03

Not rated: no valuation model gives a value we can rate yet.

The inputs used by the models below have passed source checks. Individual model values are available below and in the interactive valuator. Their differences are shown explicitly; the platform combined value and recommendation remain withheld.

Valuation models

We value Better Home & Finance Holding Co as a bank or lender, with every model that fits that kind of business. Cost of equity 9.2%: the 10-year Treasury yield (4.9%) plus a beta of 0.96 times a 4.5% equity risk premium.

Value per share by model
Model Value per share In the combined value?
Residual income Book value plus the present value of returns above the cost of equity, fading over ten years. — Does not apply: This model is withheld pending its input or assumption review.
Justified price-to-book Book value times (return on equity - growth) / (cost of equity - growth): steady-state returns. — Does not apply: This model is withheld pending its input or assumption review.
Price-to-book vs return on equity (peers) The price-to-book that peers with this return on equity trade on, from a line fitted across peers. ~$0.9 Left out: out of range vs price (0.04x)
Price-to-book vs peers Book value per share times peers' typical (harmonic-mean) price-to-book. ~$2.5 ~$3.2–$4.7 Left out: out of range vs price (0.12x)
Price-to-earnings vs peers Earnings per share times peers' typical (harmonic-mean) price-to-earnings. — Does not apply: This model is withheld pending its input or assumption review.
Dividend discount (two-stage) Dividends for five years at the growth the business can fund, then a steady payout and growth. — Does not apply: This model is withheld pending its input or assumption review.
Combined value Individual source-checked model scenarios are available. The platform combined value and recommendation remain withheld. — Combined value withheld. Review the individual models and their assumptions.

Different models fail in different ways, so where several apply we average them rather than trust one. Peer-based models compare Better Home & Finance Holding Co with banks and lenders in our coverage, using third-party market data. Model values are estimates under stated assumptions, updated as new filings arrive; not price targets or investment advice. How each model works.

Moat

Not assessed: fewer than five years of comparable figures in the filings. AI disruption exposure for this industry: Medium.

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Forecasts and guidance

Next results: November 9, 2026, after the close. Analysts expect revenue of $45m and EPS of −$1.31 (range −$1.93 to −$0.98) for the quarter.

Analysts' consensus

Better Home & Finance Holding Co: consensus estimates
Fiscal yearEPSGrowthRevenueGrowth
Current −$3.85 +55% $193m +17%
Next −$0.74 +81% $267m +39%

Next year's EPS estimate has moved −169.2% in 90 days, across 5 analysts.

How the EPS forecast has moved

The consensus EPS forecast for the current fiscal year is +69.1% on 90 days ago. In the last 30 days, 0 analysts raised Better Home & Finance Holding Co's forecast and 2 cut it.

Consensus EPS forecast Better Home & Finance Holding Co, last 90 days
−$4.00 −$2.00 $0.00 $2.00 90 days ago 60 days ago 30 days ago 7 days ago Now Current fiscal year, 90 days ago: −$2.28 Current fiscal year, 60 days ago: −$3.42 Current fiscal year, 30 days ago: −$3.83 Current fiscal year, 7 days ago: −$3.92 Current fiscal year, Now: −$3.85 −$3.85 Next fiscal year, 90 days ago: $1.07 Next fiscal year, 60 days ago: −$0.48 Next fiscal year, 30 days ago: −$0.46 Next fiscal year, 7 days ago: −$0.72 Next fiscal year, Now: −$0.74 −$0.74

Average of analysts' published estimates (third-party data).

View chart data
Period Current fiscal yearNext fiscal year
90 days ago −$2.28$1.07
60 days ago −$3.42−$0.48
30 days ago −$3.83−$0.46
7 days ago −$3.92−$0.72
Now −$3.85−$0.74

Earnings against estimates

Better Home & Finance Holding Co: reported EPS against the consensus estimate
Quarter toEstimateActualSurprise
Jun 2026 −$1.02 −$1.70 −66.6%
Mar 2026 −$1.60 −$2.69 −67.7%
Dec 2025 −$1.82 −$1.70 +6.9%
Sept 2025 −$1.79 −$1.86 −3.9%

Adjusted EPS as companies report it, against the average analyst estimate.

Management guidance

Earnings release, October 14, 2026
  • Additional cash expected from UK Bank sale Q1 2027 about $65m
    “Company's liquidity position remains strong, with $81 million in cash and cash equivalents and $9 million in restricted cash, an unencumbered tangible equity position of $75 million in the UK Bank, which upon expected closing of sale in Q1 2027, is expected to generate an additional $65 million of cash to the Company” source

Figures and quotations are management's, copied from the company's own press release (SEC 8-K exhibit) and checked word for word against it. Forward-looking statements are the company's expectations, not ours and not advice; guidance can change or be missed.

Analyst recommendations

8 analysts, Oct 2026
Buy788%
Hold113%
Sell00%

Monthly trend

  1. Oct 20261618
  2. Sep 20261528
  3. Aug 20261427
  4. Jul 20261517

Counts of recommendations published by analysts covering Better Home & Finance Holding Co, by month. Source: Aggregated broker recommendations (third-party data). Aggregated counts only: we do not reproduce any firm's recommendation or price target, and these are not Fundamentalytics ratings.

Positioning

Short interest
54.2%
of tradable shares
Days to cover
4.19
at average volume
Short interest, 1 month
+11%
to October 15, 2026
Held by institutions
55%
of shares
Held by insiders
34.5%
of shares
Employees
1,329
full time

Consensus figures average analysts' published estimates (third-party data); guidance is the company's own. Neither is our forecast. Short interest is reported twice a month and lags. Market data may be delayed.

This section is general information, not investment advice or a personal recommendation, and it does not take account of your objectives or circumstances. Forecasts and guidance are estimates, not promises: companies miss their own guidance and analysts' figures are often revised. Prices can fall as well as rise, and you can lose money. See our disclaimer.

Share-price performance

Market data may be delayed

What moved the share price

Last 12 months −71.3%

$73.21 on October 31, 2025 to $21.01

Better Home & Finance Holding Co: share-price change split into its parts
PartThenNowEffect
Revenue (last 12 months) $128m $190m +48.7%
P/S multiple 8.7x 1.8x −79.0%
Share count 15m 17m −8.3%

Biggest factor: p/s multiple. Loss-making at one end, so the split uses price/sales.

The effects multiply back to the price change exactly. Results are the last 12 months as known on each date (filings assumed public 45 days after quarter end).

Return and risk by year

Better Home & Finance Holding Co: yearly return, monthly win rate and worst fall against the S&P 500
Calendar year 20222023202420252026 to date
Return
BETR+2%−92%−78%+265%−36%
Industry peers (median)−34%+15%+30%+20%+1%
S&P 500−18%+26%+25%+18%+11%
Months that ended higher
BETR42%50%33%58%46%
S&P 50042%67%75%75%46%
Largest fall from a high during the year
BETR−2%−99%−78%−62%−83%
S&P 500−25%−10%−8%−19%−9%

Worst fall since April 30, 2021: 100% from August 2, 2023 to January 14, 2025. Getting back needed a 31043% gain, and the shares have not yet recovered.

Price behaviour

52-week range
$8.12 – $72.94
From 52-week high
−71.2%
vs 50-day average
+60.1%
vs 200-day average
−16.2%
Volatility (1 year)
121%
Beta vs S&P 500
2.62

Volatility is the annualised standard deviation of daily returns. Beta 1.5 means the shares typically moved 1.5% for each 1% move in the S&P 500 over the past year. Prices to November 2, 2026.

Share price after results

Next day
1 up, 11 down
typical move ±14.9%
After a week
4 up, 8 down
typical move ±25.5%
After a month
1 up, 9 down
typical move ±29.4%
Better Home & Finance Holding Co: share-price change after each results release
Results releasedNext dayS&P 500 next day5 days21 days
October 14, 2026 +20.0% −0.8% +73.7% —
October 13, 2026 −11.7% −1.1% +30.1% —
August 6, 2026 −12.9% +0.5% −15.4% −18.4%
August 4, 2026 −35.0% +1.6% −43.1% −54.9%
May 7, 2026 −29.6% +0.5% −31.8% −40.4%
April 9, 2026 −6.4% +0.5% +6.6% −14.1%
March 13, 2026 −21.7% +0.4% −25.5% −5.2%
November 13, 2025 −4.9% −1.7% −25.2% −33.0%
August 7, 2025 −10.6% +0.7% +14.4% +71.9%
May 13, 2025 −4.7% +0.8% −4.7% −0.5%
November 13, 2024 −8.0% −0.6% −15.9% −26.6%
August 8, 2024 −13.2% +2.8% −19.7% −29.1%

From the close before the release date to the close 1, 5 and 21 trading days after it, so releases before the open and after the close are both captured. Past moves don't predict future ones.

Better Home & Finance Holding Co in five measures

Fundamentals grade E
Growth Profitability Cash Balance sheet

Growth, profitability, cash generation and balance sheet are percentiles against the companies we cover in the same industry, from SEC filings (100 = best). Value compares the share price with our modelled value range (50 = at our base value; higher = cheaper). A description of reported data and our model — not a quality score or advice.

Fundamentals

Revenue (TTM) Better Home & Finance Holding Co
$0 $50M $100M $150M $200M FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 Revenue (TTM), FY23 Q3: $55.3M Revenue (TTM), FY23 Q4: $71.4M Revenue (TTM), FY24 Q1: $75.1M Revenue (TTM), FY24 Q2: $76.2M Revenue (TTM), FY24 Q3: $101.2M Revenue (TTM), FY24 Q4: $108.5M Revenue (TTM), FY25 Q1: $117.6M Revenue (TTM), FY25 Q2: $128M Revenue (TTM), FY25 Q3: $142.9M Revenue (TTM), FY25 Q4: $162.2M Revenue (TTM), FY26 Q1: $178.4M Revenue (TTM), FY26 Q2: $190.4M $190.4M

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period Revenue (TTM)
FY23 Q3 $55.3M
FY23 Q4 $71.4M
FY24 Q1 $75.1M
FY24 Q2 $76.2M
FY24 Q3 $101.2M
FY24 Q4 $108.5M
FY25 Q1 $117.6M
FY25 Q2 $128M
FY25 Q3 $142.9M
FY25 Q4 $162.2M
FY26 Q1 $178.4M
FY26 Q2 $190.4M
Revenue growth, TTM YoY Better Home & Finance Holding Co
-50% 0% 50% 100% FY24 Q2 FY24 Q4 FY25 Q2 FY25 Q4 FY26 Q2 Revenue growth, TTM YoY, FY24 Q2: -4.6% Revenue growth, TTM YoY, FY24 Q3: 83.0% Revenue growth, TTM YoY, FY24 Q4: 51.9% Revenue growth, TTM YoY, FY25 Q1: 56.6% Revenue growth, TTM YoY, FY25 Q2: 67.9% Revenue growth, TTM YoY, FY25 Q3: 41.1% Revenue growth, TTM YoY, FY25 Q4: 49.5% Revenue growth, TTM YoY, FY26 Q1: 51.7% Revenue growth, TTM YoY, FY26 Q2: 48.7% 48.7%

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period Revenue growth, TTM YoY
FY24 Q2 -4.6%
FY24 Q3 83.0%
FY24 Q4 51.9%
FY25 Q1 56.6%
FY25 Q2 67.9%
FY25 Q3 41.1%
FY25 Q4 49.5%
FY26 Q1 51.7%
FY26 Q2 48.7%
FCF margin (TTM) Better Home & Finance Holding Co
-400% -300% -200% -100% 0% FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 FCF margin (TTM), FY23 Q3: -224.6% FCF margin (TTM), FY23 Q4: -224.2% FCF margin (TTM), FY24 Q1: -54.1% FCF margin (TTM), FY24 Q2: -371.5% FCF margin (TTM), FY24 Q3: -353.0% FCF margin (TTM), FY24 Q4: -353.4% FCF margin (TTM), FY25 Q1: -338.1% FCF margin (TTM), FY25 Q2: -181.3% FCF margin (TTM), FY25 Q3: -151.7% FCF margin (TTM), FY25 Q4: -103.4% FCF margin (TTM), FY26 Q1: -132.3% FCF margin (TTM), FY26 Q2: -82.0% -82.0%

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period FCF margin (TTM)
FY23 Q3 -224.6%
FY23 Q4 -224.2%
FY24 Q1 -54.1%
FY24 Q2 -371.5%
FY24 Q3 -353.0%
FY24 Q4 -353.4%
FY25 Q1 -338.1%
FY25 Q2 -181.3%
FY25 Q3 -151.7%
FY25 Q4 -103.4%
FY26 Q1 -132.3%
FY26 Q2 -82.0%

Data: SEC EDGAR XBRL company facts (as filed in 10-K/10-Q); forms 10-K, 10-K/A, 10-Q, 10-Q/A. Generated November 3, 2026. Definitions in our methodology.

Financial statements

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Better Home & Finance Holding Co: annual financial statements
Fiscal year 2022 Dec 2022 2023 Dec 2023 2024 Dec 2024 2025 Dec 2025 LTM Jun 2026
Income
Revenue 378 72 108 165 190
EBITDA −845 −285 — — —
Operating income −859 −291 — — —
Net income −877 −536 −206 −166 −180
Diluted EPS −$150.50 −$58.09 −$13.65 −$10.80 −$10.88
Growth (year on year)
Revenue — −80.9% +50.0% +52.0% +48.7%
Margins
EBITDA margin −223.6% −394.6% — — —
Operating margin −227.2% −402.6% — — —
Net margin −232.0% −741.5% −190.2% −100.6% −94.5%
Free-cash-flow margin 245.1% −221.4% −353.4% −101.8% −82.0%
Cash flow
Cash from operations 938 −160 −380 −167 −155
Capital spending 12 0 3 1 1
Free cash flow 927 −160 −383 −168 −156
Stock-based pay 31 54 27 20 51
Free cash flow after stock pay 896 −214 −410 −188 −207
Balance sheet
Cash 318 504 211 79 102
Total debt 0 0 0 0 0
Net debt (negative = net cash) −318 −503 −211 −79 −102
Diluted shares 6m 9m 15m 15m 17m
Returned to shareholders
Buybacks 8 0 — — —
Total returned 8 0 — — —

Source: SEC EDGAR XBRL company facts (US and foreign periodic filings); column headings link to the filing. EBITDA is operating income plus depreciation and amortisation. Free cash flow is cash from operations minus capital spending. Growth is left blank when last year's figure was a loss or under 2% of revenue. Share counts and EPS are restated for stock splits. A dash means the company didn't report the figure.

Dividends, buybacks and capital spending

Diluted share count
+9.1%
year over year
R&D spending
16.2%
of revenue

Competitors: side by side with peers

Closest by revenue in consumer finance
Growth, margins and cash generation against peers
Last 12 months unless stated BETR MFIN OPFI CPSS WRLD NAVI Median
Revenue, last 12 months $190m $247m $364m $475m $592m $600m $1.6bn
Revenue growth, last 12 months 48.7% 5.2% 0.2% 10.4% 4.3% −35.6% 10.4%
Revenue growth, 3-year average 33.5% 11.1% 16.0% 11.5% −0.4% −23.7% 11.3%
Revenue growth, latest quarter 28.2% −1.4% −14.0% 21.7% 4.8% −3.8% 10.6%
Operating margin −348.2% — 38.3% — — — 11.2%
Net margin −94.5% 13.1% 28.0% 5.0% 6.6% −8.2% 10.5%
Cash from operations / revenue −81.5% 70.7% 111.3% 75.8% 44.9% 56.7% 22.7%
Free-cash-flow margin −82.0% 68.5% 105.9% 75.5% 44.2% — 18.4%
Free-cash-flow margin, 3-year average −211.6% 48.4% 100.4% 66.3% 44.8% — 23.6%
Stock pay / revenue 26.5% 3.0% 2.3% 0.5% 0.1% 2.5% 1.3%
Change in share count 9.1% 2.6% — −2.8% −10.8% −8.8% −0.8%

Median of all 39 companies we cover in consumer finance. Shaded: best of the six on that line (lowest for stock pay and share-count growth). 3-year figures average the last three 12-month periods; 3-year growth is compound annual. Source: SEC filings.

Peer comparison

39 consumer finance companies
Measures ranked against peers
Measure Company Peer median Rank
Revenue growth Growth 48.7% 10.4% 3 of 39
Change in growth rate Growth -3.0pp +0.6pp 28 of 38
Net margin Profitability -94.5% 10.5% 39 of 39
Stock pay as % of revenue Cash generation 26.5% 1.3% 36 of 36
Change in share count Balance sheet 9.1% -0.0% 30 of 38

Rank 1 = best in the group (for spending, debt and dilution, lower ranks first).

Where the revenue comes from

Fiscal year to December 31, 2025
Segments
Line of business Revenue YoY
Home Finance $11.1M ▼ 9.9%
Banking $198,000 ▼ 65.3%

These categories overlap or exclude eliminations, so shares aren't shown.

Products and services
Line of business Revenue YoY
Other Platform International Lending Revenue $5.2M ▲ 29.7%
Other Platform Insurance Services $2.5M ▼ 26.8%
Other Platform Real Estate Services $1.9M ▼ 23.2%
Other Platform Other Revenue $1.7M ▼ 43.0%

These categories overlap or exclude eliminations, so shares aren't shown.

Geography
Region Revenue Share YoY
United States $139M 84.2% ▲ 60.2%
Outside the US $26M 15.8% ▲ 19.3%

From Better Home & Finance Holding Co's 10-K filed March 13, 2026, as tagged in the filing. View filing. Indented rows are part of the line above; their share is of that line. In the bars, the faint bar behind is the year before.

Reported value
$163M
Institutions reporting
89
Shares held vs prior quarter
▲ 11.7%
Positions opened / closed
16 / 19

Top buyers and sellers, Q2 2026: 50 institutions bought and 39 sold ; the biggest buyer was Whetstone Capital Advisors, LLC (+254K shares) and the biggest seller UBS Group AG (−175K). See which funds bought and sold →

Largest reported holders, June 30, 2026
Manager Value Shares Share of 13F value Shares QoQ
Blackrock, Inc. $18.9M 686K 11.5% ▲ 41.1%
Softbank Group Corp. $17.3M 629K 10.6% 0.0%
Frontier Capital Management Co LLC $17.2M 626K 10.5% ▼ 21.2%
Healthcare Of Ontario Pension Plan Trust Fund $15.9M 579K 9.7% 0.0%
Vanguard Capital Management LLC $13.6M 496K 8.3% ▲ 28.0%
Goldman Sachs Group Inc $9.3M 338K 5.7% ▲ 16.7%
Citadel Advisors LLC $9.2M 336K 5.7% ▲ 46.1%
Whetstone Capital Advisors, LLC $7M 254K 4.3% New
Geode Capital Management, LLC $6.5M 237K 4.0% ▲ 47.5%
BNP Paribas Financial Markets $6.1M 222K 3.7% ▲ 31.9%
State Street Corp $5M 181K 3.0% ▲ 46.3%
Morgan Stanley $3.6M 130K 2.2% ▼ 33.5%

From Form 13F filings with the SEC ( quarterly data sets), as reported by each manager for June 30, 2026 and filed up to 45 days later. 13F reports cover long US-listed positions of managers above $100M only, so this is not Better Home & Finance Holding Co's complete shareholder register. Values are as reported by the filers .

Insider trading activity

Full insider history and chart
Recent insider open-market transactions
Insider Date Trade Shares Price Value
Tuffin Paula General Counsel and CCO October 19, 2026 Sell 1,225 $10.48 $12,838
Nicholas J. Calamari Director October 19, 2026 Sell 1,320 $10.53 $13,900
Tuffin Paula General Counsel and CCO September 17, 2026 Sell 3,108 $12.36 $38,415
Smith Chad M. President, BMC August 19, 2026 Sell 3,307 $12.85 $42,495
Frater Hugh R Director June 11, 2026 Buy 5,150 $24.34 $125,351
Talwar Harit Director May 22, 2026 Buy 5,000 $25.34 $126,700
Garg Vishal Chief Executive Officer May 21, 2026 Buy pre-set plan 15,600 $24.89 $388,284
Garg Vishal Chief Executive Officer May 20, 2026 Buy 600 $24.99 $14,994
Garg Vishal Chief Executive Officer May 20, 2026 Buy 15,000 $25.00 $375,000
Garg Vishal Chief Executive Officer May 18, 2026 Buy pre-set plan 600 $24.97 $14,982
Garg Vishal Chief Executive Officer May 18, 2026 Buy pre-set plan 1,257 $24.99 $31,412
Garg Vishal Chief Executive Officer May 18, 2026 Buy pre-set plan 6,510 $25.00 $162,750

From insiders' Form 4 filings with the SEC. Excludes awards, option exercises and shares withheld for tax. "Pre-set plan" means the filing marks the trade as made under a Rule 10b5-1 plan. See every insider trade since five years ago, on a price chart.

Earnings dates and SEC filings

Results announcements

  • October 14, 2026
  • October 13, 2026
  • August 6, 2026
  • August 4, 2026
  • May 7, 2026
  • April 9, 2026

Recent SEC filings

Data status

When each part of this page on Better Home & Finance Holding Co was last updated.

DataLast updatedSource
Share priceExchange closing prices
Financial statementsSEC 10-K and 10-Q filings
News and updatesCompany releases and SEC 8-K filings
Analyst estimatesAggregated analyst estimates
Valuation and scoresOur models, from the filed figures

How we build and check these figures: methodology and data sources.

Better Home & Finance Holding Co in brief

What does Better Home & Finance Holding Co do?
Better Home & Finance Holding Co is a US-listed company in the consumer finance industry. Its financial year ends in December.
What is Better Home & Finance Holding Co's stock ticker?
Better Home & Finance Holding Co trades under the ticker BETR on Nasdaq. This page brings together its financial statements, valuation models, ownership and recent company updates.
What is Better Home & Finance Holding Co's revenue, and how fast is it growing?
Over its most recent trailing twelve months, Better Home & Finance Holding Co reported revenue of $190M, 48.7% higher than a year earlier, according to its SEC filings.
What is Better Home & Finance Holding Co's free cash flow?
Better Home & Finance Holding Co's free-cash-flow margin is -82.0% of revenue over the trailing twelve months.
Who are Better Home & Finance Holding Co's largest institutional shareholders?
By value reported in 13F filings for June 30, 2026, the largest reported holders are Blackrock, Inc., Softbank Group Corp. and Frontier Capital Management Co LLC. 13F reports cover long US-listed positions of managers above $100M, filed up to 45 days after quarter end.
What is Better Home & Finance Holding Co's market cap?
On November 2, 2026, Better Home & Finance Holding Co's market capitalisation was about $347M and net debt of -$102M. Market figures come from third-party market data and may be delayed.
Who are Better Home & Finance Holding Co's competitors?
In our Consumer Finance peer group, the companies closest to Better Home & Finance Holding Co are Medallion Financial Corp, Oppfi Inc., Consumer Portfolio Services, Inc., World Acceptance Corp and Navient Corp. The side-by-side comparison below sets their revenue, margins and growth against Better Home & Finance Holding Co's.
Are insiders buying or selling Better Home & Finance Holding Co stock?
Over the last 12 months, Better Home & Finance Holding Co's directors and officers reported 37 open-market purchases and 27 sales on Form 4. The insider trading page charts every trade.
When is Better Home & Finance Holding Co's next earnings date?
Around November 9, 2026, estimated from the spacing of its past results announcements (8-K filings). That is an estimate, not a confirmed date — Better Home & Finance Holding Co announces its own schedule.