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World Acceptance Corp (WRLD) stock

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NASDAQ: WRLD Nasdaq Consumer Finance Next results ~January 26, 2027

B Fundamentals grade

World Acceptance Corp is a US-listed company in the consumer finance industry. Its financial year ends in March.

Who’s trading

What company insiders, investment funds and members of Congress have been doing with the stock, from their own filings.

  • Insiders0 buying, 11 selling0 purchases and 27 sales by directors and officers, last 12 monthsInsider trades
  • Funds98 adding, 72 cuttingOf 34 active managers that changed their stake, 15 added; quarter to June 30, 2026Fund buyers and sellers

Value diary

Our note on each quarter World Acceptance files

Where World Acceptance stands after its latest 10-Q

Revenue for the twelve months to June 2026 was $592m, up 4.3% on a year earlier, faster than the 3.7% growth a quarter earlier. The diluted share count is down 10.8% on a year earlier, which lifts each remaining share.

Our model value for World Acceptance is under review, so past values are not shown until it is resolved.

Source: 10-Q filed August 6, 2026 on SEC EDGAR · Financials · Valuation

Written from the company's filings and our models when each quarter's report arrives. Figures in older notes are as published at the time. Not investment advice.

The Fundamentalytics view

Next results ~January 26, 2027 (estimated)

World Acceptance Corp's trailing-twelve-month revenue grew 4.3% year on year, with a free-cash-flow margin of 44.2%. Where it stands out: stock pay as % of revenue of 0.1% ranks 1 of 36 consumer finance companies we cover.

Current signal Free cash flow diverging from earnings: TTM free cash flow grew 0.5% while net income fell 51.5%: a 52pp divergence.

Assembled from SEC-filed figures — the full workings are on this page and in our methodology. Observations, not recommendations.

Highlights

How we pick these

Strengths

  • Strong cash generation. 44.2% of revenue turned into free cash flow.
  • Shrinking share count. Diluted shares fell 10.8% in a year, so each share owns more of the business.

Things to watch

  • Volatile shares. Over the past year the shares showed annualised volatility of 46% and a beta of 0.8 against the S&P 500.
  • Insiders selling. 11 insiders sold $45M of stock over the past 365 days and none bought (2% under pre-set trading plans).
  • Heavily shorted. 99.6% of the shares available to trade are sold short (6.5 days of average volume to cover).
  • Missing expectations. Earnings per share fell short of the consensus estimate in 2 of the last four quarters.

Latest results: FY2027 Q1

Filed August 6, 2026
Earnings per share
$1.92 against an average estimate of $0.78: beat by 146.1%
Revenue
$139m, up 4.8% on a year earlier
Share reaction
-1.4% in the first session after the results on October 23, 2026, against +0.2% for the S&P 500
Next report
October 23, 2026; average EPS estimate $1.04

World Acceptance's figures from its SEC filings and results release; estimates are the analysts' average. Not a recommendation.

Price chart

  • 1 day+0.6%
  • 1 week-1.2%
  • 1 month-5.2%
  • This year+17.8%
  • 1 year+29.8%
  • 5 years-15.8%
  • S&P 500 this year+11.2%

Closing prices to 2026-11-02. Price change only, dividends excluded.

Loading chart…

Third-party market data · may be delayed

At a glance

Trailing twelve months, from SEC filings

Profitability

Revenue (TTM)
$592M
Net margin
6.6%
EPS (TTM, diluted)
$8.07

Growth

Revenue growth
+4.3%
Change in growth rate
+0.6 pts
Share count change
−10.8%

Earnings

Last results
October 23, 2026
Next results (est.)
January 26, 2027

News & updates

Updated October 31, 2026

Company announcements, filed results and changes that matter to shareholders.

  1. Insider trade
  2. Results
  3. Leadership
  4. Shareholder vote
  5. Insider trade
  6. Announcement
  7. Results

Refreshed hourly when new source data is available. Summaries are checked against company releases and SEC filings. Company announcement headlines are labelled when a checked summary is unavailable.

Valuation

World Acceptance Corp valuation models and calculator

No model value for World Acceptance Corp at the moment. Current status: valuation models disagree too widely to rate. Available reported financials are shown below.

Fundamentalytics rating

model v1.6 · 2026-11-03

Not rated: valuation models disagree too widely to rate: held for review.

The inputs used by the models below have passed source checks. Individual model values are available below and in the interactive valuator. Their differences are shown explicitly; the platform combined value and recommendation remain withheld.

Valuation models

We value World Acceptance Corp as a bank or lender, with every model that fits that kind of business. Cost of equity 8.9%: the 10-year Treasury yield (4.9%) plus a beta of 0.87 times a 4.5% equity risk premium.

Value per share by model
Model Value per share In the combined value?
Residual income Book value plus the present value of returns above the cost of equity, fading over ten years. ~$140 ~$93–$210 Primary model, counts double
Justified price-to-book Book value times (return on equity - growth) / (cost of equity - growth): steady-state returns. ~$140 ~$120–$160 Included
Price-to-book vs return on equity (peers) The price-to-book that peers with this return on equity trade on, from a line fitted across peers. ~$120 ~$74–$160 Included
Price-to-book vs peers Book value per share times peers' typical (harmonic-mean) price-to-book. ~$63 ~$81–$120 Included
Price-to-earnings vs peers Earnings per share times peers' typical (harmonic-mean) price-to-earnings. ~$81 ~$93–$120 Included
Dividend discount (two-stage) Dividends for five years at the growth the business can fund, then a steady payout and growth. — Does not apply: This model is withheld pending its input or assumption review.
Combined value Individual source-checked model scenarios are available. The platform combined value and recommendation remain withheld. — Combined value withheld. Review the individual models and their assumptions.

Different models fail in different ways, so where several apply we average them rather than trust one. Peer-based models compare World Acceptance Corp with banks and lenders in our coverage, using third-party market data. Model values are estimates under stated assumptions, updated as new filings arrive; not price targets or investment advice. How each model works.

Moat

62 /100

Moderate moat

How hard World Acceptance's competitive advantage looks for rivals to wear away, judged from 10 years of its own filings: returns on capital, pricing power, profit durability, cash conversion and discipline.

  • Returns on capital 6 / 20

    Net income has been a median 5.2% of total assets over 10 years.

  • Durability 8 / 20

    Net margin has been a median 9.3%; its worst year was 3.8%.

  • Cash conversion 20 / 20

    Free cash flow was positive in 10 of 10 years, at a median 44.2% of revenue.

  • Discipline 20 / 20

    The diluted share count fell 26.0% over five years; stock-based pay has been a median 1.1% of revenue.

AI disruption exposure: Medium. In this industry, AI could change how the product is made or sold, without replacing the core asset. The score above includes a 5-point deduction for that exposure (67 before it).

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Forecasts and guidance

Analysts' consensus

Fiscal yearEPSGrowthRevenueGrowth
Current $13.74 +97% $603m +3%
Next $15.14 +10% $642m +6%

Next year's EPS estimate has moved 0.0% in 90 days, across 1 analysts.

How the EPS forecast has moved

The consensus EPS forecast for the current fiscal year is +4.2% on 90 days ago. In the last 30 days, 1 analyst raised World Acceptance Corp's forecast and 0 cut it.

Consensus EPS forecast World Acceptance Corp, last 90 days
$13.00 $13.50 $14.00 $14.50 $15.00 $15.50 90 days ago 60 days ago 30 days ago 7 days ago Now Current fiscal year, 90 days ago: $13.18 Current fiscal year, 60 days ago: $13.18 Current fiscal year, 30 days ago: $13.18 Current fiscal year, 7 days ago: $13.18 Current fiscal year, Now: $13.74 $13.74 Next fiscal year, 90 days ago: $15.14 Next fiscal year, 60 days ago: $15.14 Next fiscal year, 30 days ago: $15.14 Next fiscal year, 7 days ago: $15.14 Next fiscal year, Now: $15.14 $15.14

Average of analysts' published estimates (third-party data).

View chart data
Period Current fiscal yearNext fiscal year
90 days ago $13.18$15.14
60 days ago $13.18$15.14
30 days ago $13.18$15.14
7 days ago $13.18$15.14
Now $13.74$15.14

Earnings against estimates

Quarter toEstimateActualSurprise
Sept 2026 $0.78 $1.92 +146.1%
Jun 2026 $0.58 $1.33 +129.3%
Mar 2026 $7.74 $7.70 −0.5%
Dec 2025 $0.93 −$0.19 −120.4%

Adjusted EPS as companies report it, against the average analyst estimate.

Analyst recommendations

1 analysts, Oct 2026
Buy00%
Hold1100%
Sell00%

Monthly trend

  1. Oct 202611
  2. Sep 202611

Counts of recommendations published by analysts covering World Acceptance Corp, by month. Source: Aggregated broker recommendations (third-party data). Aggregated counts only: we do not reproduce any firm's recommendation or price target, and these are not Fundamentalytics ratings.

Positioning

Short interest
99.6%
of tradable shares
Days to cover
6.45
at average volume
Short interest, 1 month
−9%
to October 15, 2026
Held by institutions
95%
of shares
Held by insiders
18.8%
of shares
Employees
2,907
full time

Consensus figures average analysts' published estimates (third-party data); guidance is the company's own. Neither is our forecast. Short interest is reported twice a month and lags. Market data may be delayed.

This section is general information, not investment advice or a personal recommendation, and it does not take account of your objectives or circumstances. Forecasts and guidance are estimates, not promises: companies miss their own guidance and analysts' figures are often revised. Prices can fall as well as rise, and you can lose money. See our disclaimer.

Share-price performance

Market data may be delayed

Recent prices are available. Older price history and the statistics that need it are being loaded in the background.

What moved the share price

Last 12 months +29.8%

$127.47 on October 31, 2025 to $165.43

ThenNowEffect
Revenue (last 12 months) $567m $592m +4.3%
Net margin 14.2% 6.6% −53.5%
P/E multiple 8.6x 20.5x +138.8%
Share count 5m 5m +12.1%

Biggest factor: p/e multiple.

Last 3 years +53.9%

$107.49 on November 3, 2023 to $165.43

ThenNowEffect
Revenue (last 12 months) $598m $592m −1.1%
Net margin 6.6% 6.6% +0.5%
P/E multiple 16.2x 20.5x +26.5%
Share count 6m 5m +22.4%

Biggest factor: p/e multiple.

The effects multiply back to the price change exactly. Results are the last 12 months as known on each date (filings assumed public 45 days after quarter end).

Return and risk by year

Calendar year 202120222023202420252026 to date
Return
WRLD+140%−73%+98%−14%+25%+18%
Industry peers (median)+38%−33%+12%+30%+20%−4%
S&P 500+29%−18%+26%+25%+18%+11%
Months that ended higher
WRLD67%17%58%33%50%64%
S&P 50075%42%67%75%75%46%
Largest fall from a high during the year
WRLD−27%−76%−39%−28%−32%−27%
S&P 500−5%−25%−10%−8%−19%−9%

Worst fall since October 29, 2015: 77% from December 22, 2021 to December 19, 2022. Getting back needed a 335% gain, and the shares have not yet recovered.

Price behaviour

52-week range
$115.57 – $223.83
From 52-week high
−26.1%
vs 50-day average
−7.2%
vs 200-day average
+1.1%
Volatility (1 year)
46%
Beta vs S&P 500
0.85

Volatility is the annualised standard deviation of daily returns. Beta 1.5 means the shares typically moved 1.5% for each 1% move in the S&P 500 over the past year. Prices to November 2, 2026.

Share price after results

Next day
5 up, 7 down
typical move ±9.1%
After a week
2 up, 10 down
typical move ±9.6%
After a month
7 up, 4 down
typical move ±8.0%
Results releasedNext dayS&P 500 next day5 days21 days
October 23, 2026 −1.4% +0.2% −3.1% —
July 24, 2026 +8.1% +0.1% −0.7% +5.1%
April 30, 2026 −0.8% +1.3% −2.4% +9.4%
January 27, 2026 −18.9% +0.4% −15.2% −2.2%
October 23, 2025 −20.6% +1.4% −28.9% −20.7%
July 24, 2025 −7.1% +0.5% −8.2% +0.5%
April 29, 2025 −6.0% +0.7% −4.2% +13.8%
January 28, 2025 +11.5% +0.4% +8.5% +3.2%
October 25, 2024 +1.6% +0.3% −1.2% +4.1%
July 26, 2024 −16.1% +1.2% −26.1% −18.7%
May 2, 2024 +0.3% +2.2% −1.8% −6.8%
January 19, 2024 +16.5% +1.5% +14.5% +3.9%

From the close before the release date to the close 1, 5 and 21 trading days after it, so releases before the open and after the close are both captured. Past moves don't predict future ones.

World Acceptance Corp in five measures

Fundamentals grade B
Growth Profitability Cash Balance sheet

Growth, profitability, cash generation and balance sheet are percentiles against the companies we cover in the same industry, from SEC filings (100 = best). Value compares the share price with our modelled value range (50 = at our base value; higher = cheaper). A description of reported data and our model — not a quality score or advice.

Fundamentals

Revenue (TTM) World Acceptance Corp
$550M $560M $570M $580M $590M $600M FY24 Q2 FY25 Q1 FY25 Q4 FY27 Q1 Revenue (TTM), FY24 Q2: $583.6M Revenue (TTM), FY24 Q3: $574.8M Revenue (TTM), FY24 Q4: $573.2M Revenue (TTM), FY25 Q1: $563.7M Revenue (TTM), FY25 Q2: $558.5M Revenue (TTM), FY25 Q3: $559.8M Revenue (TTM), FY25 Q4: $564.2M Revenue (TTM), FY26 Q1: $567.1M Revenue (TTM), FY26 Q2: $570.3M Revenue (TTM), FY26 Q3: $572.9M Revenue (TTM), FY26 Q4: $585.2M Revenue (TTM), FY27 Q1: $591.6M $591.6M

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period Revenue (TTM)
FY24 Q2 $583.6M
FY24 Q3 $574.8M
FY24 Q4 $573.2M
FY25 Q1 $563.7M
FY25 Q2 $558.5M
FY25 Q3 $559.8M
FY25 Q4 $564.2M
FY26 Q1 $567.1M
FY26 Q2 $570.3M
FY26 Q3 $572.9M
FY26 Q4 $585.2M
FY27 Q1 $591.6M
Revenue growth, TTM YoY World Acceptance Corp
-10% -5% 0% 5% FY24 Q2 FY25 Q1 FY25 Q4 FY27 Q1 Revenue growth, TTM YoY, FY24 Q2: -6.9% Revenue growth, TTM YoY, FY24 Q3: -7.9% Revenue growth, TTM YoY, FY24 Q4: -7.0% Revenue growth, TTM YoY, FY25 Q1: -5.7% Revenue growth, TTM YoY, FY25 Q2: -4.3% Revenue growth, TTM YoY, FY25 Q3: -2.6% Revenue growth, TTM YoY, FY25 Q4: -1.6% Revenue growth, TTM YoY, FY26 Q1: 0.6% Revenue growth, TTM YoY, FY26 Q2: 2.1% Revenue growth, TTM YoY, FY26 Q3: 2.4% Revenue growth, TTM YoY, FY26 Q4: 3.7% Revenue growth, TTM YoY, FY27 Q1: 4.3% 4.3%

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period Revenue growth, TTM YoY
FY24 Q2 -6.9%
FY24 Q3 -7.9%
FY24 Q4 -7.0%
FY25 Q1 -5.7%
FY25 Q2 -4.3%
FY25 Q3 -2.6%
FY25 Q4 -1.6%
FY26 Q1 0.6%
FY26 Q2 2.1%
FY26 Q3 2.4%
FY26 Q4 3.7%
FY27 Q1 4.3%
FCF margin (TTM) World Acceptance Corp
42% 43% 44% 45% 46% 47% FY24 Q2 FY25 Q1 FY25 Q4 FY27 Q1 FCF margin (TTM), FY24 Q2: 46.6% FCF margin (TTM), FY24 Q3: 45.6% FCF margin (TTM), FY24 Q4: 45.3% FCF margin (TTM), FY25 Q1: 44.2% FCF margin (TTM), FY25 Q2: 43.0% FCF margin (TTM), FY25 Q3: 43.4% FCF margin (TTM), FY25 Q4: 44.4% FCF margin (TTM), FY26 Q1: 45.9% FCF margin (TTM), FY26 Q2: 44.8% FCF margin (TTM), FY26 Q3: 44.0% FCF margin (TTM), FY26 Q4: 43.7% FCF margin (TTM), FY27 Q1: 44.2% 44.2%

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period FCF margin (TTM)
FY24 Q2 46.6%
FY24 Q3 45.6%
FY24 Q4 45.3%
FY25 Q1 44.2%
FY25 Q2 43.0%
FY25 Q3 43.4%
FY25 Q4 44.4%
FY26 Q1 45.9%
FY26 Q2 44.8%
FY26 Q3 44.0%
FY26 Q4 43.7%
FY27 Q1 44.2%

Data: SEC EDGAR XBRL company facts (as filed in 10-K/10-Q); forms 10-K, 10-K/A, 10-Q, 10-Q/A. Generated November 3, 2026. Definitions in our methodology.

Financial statements

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year 2010 Mar 2010 2011 Mar 2011 2012 Mar 2012 2013 Mar 2013 2014 Mar 2014 2015 Mar 2015 2016 Mar 2016 2017 Mar 2017 2018 Mar 2018 2019 Mar 2019 2020 Mar 2020 2021 Mar 2021 2022 Mar 2022 2023 Mar 2023 2024 Mar 2024 2025 Mar 2025 2026 Mar 2026 LTM Jun 2026
Income
Revenue 441 491 540 564 599 610 557 491 503 545 590 528 585 617 573 564 585 592
Net income 74 91 101 104 107 111 87 74 54 37 28 88 54 21 77 89 35 39
Diluted EPS $4.45 $5.63 $6.59 $8.00 $9.60 $11.90 $10.05 $8.38 $5.99 $4.05 $3.54 $13.23 $8.47 $3.60 $13.14 $16.21 $6.88 $8.07
Growth (year on year)
Revenue — +11.5% +9.9% +4.3% +6.3% +1.8% −8.6% −12.0% +2.4% +8.3% +8.4% −10.5% +10.8% +5.4% −7.1% −1.5% +3.7% +4.3%
Net income — +23.9% +10.4% +3.4% +2.4% +4.0% −21.1% −15.8% −27.1% −30.6% −24.4% +213.5% −38.9% −60.6% +262.9% +15.8% −61.2% −51.5%
Diluted EPS — +26.5% +17.1% +21.4% +20.0% +24.0% −15.5% −16.6% −28.5% −32.4% −12.6% +273.7% −36.0% −57.5% +265.0% +23.4% −57.6% −45.6%
Margins
Net margin 16.7% 18.6% 18.6% 18.5% 17.8% 18.2% 15.7% 15.0% 10.7% 6.8% 4.8% 16.7% 9.2% 3.4% 13.5% 15.8% 5.9% 6.6%
Free-cash-flow margin 40.5% 39.4% 39.3% 39.9% 39.8% 38.2% 35.4% 43.3% 41.5% 43.1% 45.7% 40.8% 45.5% 46.3% 45.4% 44.4% 43.7% 44.2%
Cash flow
Cash from operations 184 200 219 232 246 242 206 219 218 245 281 227 272 292 266 254 259 266
Capital spending 5 6 7 7 7 9 9 7 9 10 11 12 6 6 6 4 4 4
Free cash flow 178 193 213 225 239 233 197 213 209 235 270 215 266 286 260 250 255 261
Stock-based pay 5 5 7 11 15 16 −6 5 5 18 29 19 18 9 −2 −20 1 1
Free cash flow after stock pay 174 188 206 214 224 217 204 208 203 217 241 196 249 277 262 270 254 261
Balance sheet
Cash 5 8 11 12 38 38 8 12 12 9 12 16 19 17 5 5 6 10
Total debt 0 0 279 400 506 501 375 295 245 252 451 405 697 599 498 448 587 573
Net debt (negative = net cash) −5 −8 268 389 467 463 367 284 232 243 439 389 678 582 493 443 581 562
Diluted shares 17m 16m 15m 13m 11m 9m 9m 9m 9m 9m 8m 7m 6m 6m 6m 6m 5m 5m
Returned to shareholders
Buybacks 1 53 140 183 191 115 0 5 5 75 197 102 111 14 36 54 132 122
Total returned 1 53 140 183 191 115 0 5 5 75 197 102 111 14 36 54 132 122

Source: SEC EDGAR XBRL company facts (US and foreign periodic filings); column headings link to the filing. EBITDA is operating income plus depreciation and amortisation. Free cash flow is cash from operations minus capital spending. Growth is left blank when last year's figure was a loss or under 2% of revenue. Share counts and EPS are restated for stock splits. A dash means the company didn't report the figure.

Dividends, buybacks and capital spending

FY2027 Q1 TTM
Buybacks (TTM)
$122M
Returned to shareholders
47%
of free cash flow
Buybacks, last 3 fiscal years
$223M
Diluted share count
−10.8%
year over year
Total shareholder yield
15.8%
dividends 0.0% + buybacks 15.8% of market value

Competitors: side by side with peers

Closest by revenue in consumer finance
Last 12 months unless stated WRLD NAVI DAVE RM CANG CPSS Median
Revenue, last 12 months $592m $600m $644m $684m $688m $475m $1.6bn
Revenue growth, last 12 months 4.3% −35.6% 48.6% 8.4% 524.3% 10.4% 10.4%
Revenue growth, 3-year average −0.4% −23.7% 39.6% 8.1% — 11.5% 11.3%
Revenue growth, latest quarter 4.8% −3.8% 29.6% 8.0% — 21.7% 10.6%
Operating margin — — −4.2% — −63.5% — 11.2%
Net margin 6.6% −8.2% 34.6% 7.0% −90.4% 5.0% 10.5%
Cash from operations / revenue 44.9% 56.7% 50.8% 47.4% −16.0% 75.8% 22.7%
Free-cash-flow margin 44.2% — 50.7% 46.7% −17.3% 75.5% 18.4%
Free-cash-flow margin, 3-year average 44.8% — 40.5% 46.3% — 66.3% 23.6%
Stock pay / revenue 0.1% 2.5% 5.8% 1.3% 0.7% 0.5% 1.3%
Change in share count −10.8% −8.8% −1.7% −3.9% 21.6% −2.8% −0.8%

Median of all 39 companies we cover in consumer finance. Shaded: best of the six on that line (lowest for stock pay and share-count growth). 3-year figures average the last three 12-month periods; 3-year growth is compound annual. Source: SEC filings.

Peer comparison

39 consumer finance companies
Measure Company Peer median Rank
Revenue growth Growth 4.3% 10.4% 28 of 39
Change in growth rate Growth +0.6pp +0.6pp 19 of 38
Net margin Profitability 6.6% 10.5% 24 of 39
Stock pay as % of revenue Cash generation 0.1% 1.3% 1 of 36
Change in share count Balance sheet -10.8% -0.0% 4 of 38

Rank 1 = best in the group (for spending, debt and dilution, lower ranks first).

Who owns it

Funds buying and selling
Reported value
$1B
Institutions reporting
195
Shares held vs prior quarter
▲ 2.8%
Positions opened / closed
33 / 16

Top buyers and sellers, Q2 2026: 98 institutions bought and 72 sold ; the biggest buyer was BNP Paribas Financial Markets (+73K shares) and the biggest seller UBS Group AG (−67K). See which funds bought and sold →

Largest reported holders, June 30, 2026
Manager Value Shares Share of 13F value Shares QoQ
Prescott General Partners LLC $339M 1.5M 33.8% 0.0%
Blackrock, Inc. $100M 447K 10.0% ▼ 1.1%
Dimensional Fund Advisors LP $49.9M 223K 5.0% ▼ 0.8%
AQR Capital Management LLC $45M 201K 4.5% ▲ 29.9%
Jacobs Levy Equity Management, Inc $25.3M 113K 2.5% ▲ 74.3%
Vanguard Capital Management LLC $25M 112K 2.5% ▼ 5.7%
State Street Corp $23.8M 106K 2.4% ▼ 10.1%
Jpmorgan Chase & Co $21.8M 97K 2.2% ▲ 290.5%
BNP Paribas Financial Markets $21.5M 96K 2.1% ▲ 315.1%
American Century Companies Inc $20.7M 92K 2.1% ▲ 3.6%
Charles Schwab Investment Management Inc $16M 71K 1.6% ▼ 9.0%
Smith Thomas W $15.9M 71K 1.6% ▼ 8.3%

From Form 13F filings with the SEC ( quarterly data sets), as reported by each manager for June 30, 2026 and filed up to 45 days later. 13F reports cover long US-listed positions of managers above $100M only, so this is not World Acceptance Corp's complete shareholder register. Values are as reported by the filers ; 1 inconsistently scaled filing rows were excluded.

Insider trading activity

Full insider history and chart
Insider purchases History → $0 0 trades by 0 insiders, last 12 months Insider sales History → $44.9M 27 trades by 11 insiders · 2% under pre-set plans
Net ▼ $44.9M net selling
Insider Date Trade Shares Price Value
Bramlett Ken R Jr Director October 29, 2026 Sell 701 $178.09 $124,841
Bramlett Ken R Jr Director October 29, 2026 Sell 1,224 $177.15 $216,832
Bramlett Ken R Jr Director October 29, 2026 Sell 1,872 $176.39 $330,202
Prescott General Partners Llc 10% owner October 28, 2026 Sell 88,324 $169.83 $15M
Prescott General Partners Llc 10% owner August 14, 2026 Sell 7,992 $187.69 $1.5M
Prescott General Partners Llc 10% owner August 14, 2026 Sell 42,091 $187.69 $7.9M
Prescott General Partners Llc 10% owner August 14, 2026 Sell 10,656 $187.69 $2M
Prescott General Partners Llc 10% owner August 14, 2026 Sell 72,460 $187.69 $13.6M
Childers Jason E. SVP, Information Technology August 12, 2026 Sell 2,000 $190.74 $381,480
Robinson Benjamin E Iii Director August 10, 2026 Sell pre-set plan 90 $187.26 $16,853
Mcintyre Scott SVP, Accounting August 3, 2026 Sell 1,300 $185.00 $240,500
Calmes John L Jr See remarks July 30, 2026 Sell 2,000 $186.00 $372,000

From insiders' Form 4 filings with the SEC. Excludes awards, option exercises and shares withheld for tax. "Pre-set plan" means the filing marks the trade as made under a Rule 10b5-1 plan. See every insider trade since five years ago, on a price chart.

Earnings dates and SEC filings

Results announcements

Next expected around January 26, 2027 estimated from the company's past filing pattern, not announced

  • October 23, 2026
  • July 24, 2026
  • April 30, 2026
  • January 27, 2026
  • October 23, 2025
  • July 24, 2025

Recent SEC filings

Data status

When each part of this page on World Acceptance Corp was last updated.

DataLast updatedSource
Share priceExchange closing prices
Financial statementsSEC 10-K and 10-Q filings
News and updatesCompany releases and SEC 8-K filings
Analyst estimatesAggregated analyst estimates
Valuation and scoresOur models, from the filed figures

How we build and check these figures: methodology and data sources.

World Acceptance Corp in brief

What does World Acceptance Corp do?
World Acceptance Corp is a US-listed company in the consumer finance industry. Its financial year ends in March.
What is World Acceptance Corp's stock ticker?
World Acceptance Corp trades under the ticker WRLD on Nasdaq. This page brings together its financial statements, valuation models, ownership and recent company updates.
What is World Acceptance Corp's revenue, and how fast is it growing?
Over its most recent trailing twelve months, World Acceptance Corp reported revenue of $592M, 4.3% higher than a year earlier, according to its SEC filings.
What is World Acceptance Corp's free cash flow?
World Acceptance Corp's free-cash-flow margin is 44.2% of revenue over the trailing twelve months.
Who are World Acceptance Corp's largest institutional shareholders?
By value reported in 13F filings for June 30, 2026, the largest reported holders are Prescott General Partners LLC, Blackrock, Inc. and Dimensional Fund Advisors LP. 13F reports cover long US-listed positions of managers above $100M, filed up to 45 days after quarter end.
Is World Acceptance Corp buying back stock, and does it pay a dividend?
World Acceptance Corp spent $122M on share repurchases over the trailing twelve months, and its diluted share count fell 10.8% over the year.
What is World Acceptance Corp's market cap?
On November 2, 2026, World Acceptance Corp's market capitalisation was about $802M, with a price-to-earnings ratio of 20.5 and net debt of $562M. Market figures come from third-party market data and may be delayed.
Who are World Acceptance Corp's competitors?
In our Consumer Finance peer group, the companies closest to World Acceptance Corp are Navient Corp, Dave Inc., Regional Management Corp., Cango Inc. and Consumer Portfolio Services, Inc. The side-by-side comparison below sets their revenue, margins and growth against World Acceptance Corp's.
Are insiders buying or selling World Acceptance Corp stock?
Over the last 12 months, World Acceptance Corp's directors and officers reported 0 open-market purchases and 27 sales on Form 4. The insider trading page charts every trade.
When is World Acceptance Corp's next earnings date?
Around January 26, 2027, estimated from the spacing of its past results announcements (8-K filings). That is an estimate, not a confirmed date — World Acceptance Corp announces its own schedule.