BAR Harbor Bankshares income statement
In fiscal 2025, BAR Harbor Bankshares reported revenue of $169m, up 12.1% on the year before and net income of $36.9m, or $2.31 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.
Income statement
| Fiscal year | 2009Dec 2009 | 2010Dec 2010 | 2011Dec 2011 | 2012Dec 2012 | 2013Dec 2013 | 2014Dec 2014 | 2015Dec 2015 | 2016Dec 2016 | 2017Dec 2017 | 2018Dec 2018 | 2019Dec 2019 | 2020Dec 2020 | 2021Dec 2021 | 2022Dec 2022 | 2023Dec 2023 | 2024Dec 2024 | 2025Dec 2025 | LTMJun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 39 | 39 | 41 | 45 | 47 | 52 | 54 | 58 | 118 | 119 | 119 | 142 | 138 | 148 | 153 | 151 | 169 | 193 |
| Interest expense | 21 | 19 | 17 | 14 | 12 | 10 | 10 | 12 | 24 | 37 | 46 | 27 | 15 | 13 | 57 | 75 | — | — |
| Net interest income | 33 | 32 | 34 | 37 | 39 | 44 | 45 | 45 | 92 | 91 | 90 | 99 | 96 | 114 | 118 | 114 | 134 | 150 |
| Non-interest income | 6 | 7 | 7 | 8 | 8 | 8 | 9 | 12 | 26 | 28 | 29 | 43 | 42 | 35 | 35 | 37 | 34 | 43 |
| Non-interest expense | 22 | 22 | 23 | 26 | 27 | 29 | 31 | 36 | 73 | 76 | 90 | 95 | 91 | 91 | 93 | 96 | 118 | 126 |
| Provision for credit losses | 3 | 2 | 2 | 2 | 1 | 2 | 2 | 1 | 3 | 3 | 2 | 6 | −1 | 3 | 3 | 1 | 5 | 6 |
| Income before tax | 14 | 15 | 16 | 17 | 18 | 21 | 21 | 21 | 43 | 40 | 27 | 42 | 49 | 55 | 57 | 53 | 46 | 62 |
| Income tax | 4 | 4 | 4 | 5 | 5 | 6 | 6 | 6 | 17 | 8 | 4 | 8 | 9 | 11 | 12 | 9 | 9 | 13 |
| Net income | 10 | 11 | 11 | 12 | 13 | 15 | 15 | 15 | 26 | 33 | 23 | 33 | 39 | 44 | 45 | 44 | 37 | 49 |
| Diluted EPS | $1.39 | $1.16 | $1.27 | $1.41 | $1.48 | $1.63 | $1.67 | $1.63 | $1.70 | $2.12 | $1.45 | $2.18 | $2.61 | $2.88 | $2.95 | $2.84 | $2.31 | $2.96 |
| Diluted shares (average) | 7m | 9m | 9m | 9m | 9m | 9m | 9m | 9m | 15m | 16m | 16m | 15m | 15m | 15m | 15m | 15m | 16m | 17m |
| Quarter | 2024 Q3Sept 2024 | 2024 Q4Dec 2024 | 2025 Q1Mar 2025 | 2025 Q2Jun 2025 | 2025 Q3Sept 2025 | 2025 Q4Dec 2025 | 2026 Q1Mar 2026 | 2026 Q2Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 39 | 38 | 38 | 35 | 48 | 49 | 47 | 50 |
| Interest expense | 20 | 18 | 19 | — | — | — | — | — |
| Net interest income | 29 | 29 | 29 | 30 | 37 | 39 | 37 | 38 |
| Non-interest income | 10 | 9 | 9 | 5 | 11 | 10 | 10 | 12 |
| Non-interest expense | 25 | 24 | 25 | 27 | 33 | 34 | 30 | 29 |
| Provision for credit losses | 0 | −0 | −0 | 1 | 4 | 0 | 0 | 1 |
| Income before tax | 14 | 14 | 13 | 7 | 11 | 15 | 17 | 19 |
| Income tax | 1 | 3 | 2 | 1 | 2 | 3 | 4 | 4 |
| Net income | 12 | 11 | 10 | 6 | 9 | 12 | 14 | 15 |
| Diluted EPS | $0.80 | $0.71 | $0.66 | $0.40 | $0.54 | $0.71 | $0.81 | $0.91 |
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