BAR Harbor Bankshares vs Trustco Bank Corp N Y
BAR Harbor Bankshares and Trustco Bank Corp N Y are similar in size: $169m and $188m of revenue in their latest fiscal years. BAR Harbor Bankshares grew faster (12.1% against 9.4%). Trustco Bank Corp N Y kept more of each dollar of sales as profit: a net margin of 32.5% against 21.9%.
| Latest fiscal year | BAR Harbor BanksharesBHB, 2025 | Trustco Bank Corp N YTRST, 2025 |
|---|---|---|
| Revenue | $169m | $188m |
| Revenue growth | 12.1% | 9.4% |
| Net income | $36.9m | $61.1m |
| Operating margin | — | — |
| Net margin | 21.9% | 32.5% |
| Return on equity | 7.5% | 9.0% |
| Free cash flow | $43.5m | $45.7m |
| Cash | $80.8m | $730m |
| Total debt | $270m | $120m |
| Debt to equity | — | — |
| Dividend per share | $1.26 | $1.48 |
| Dividend yield | 3.1% | 2.8% |
| Share buybacks | — | $38.1m |
| Employees | 530 | 819 |
| Market value | $694m | $984m |
| Price vs our value range | — | — |
| Moat score | 66 (Moderate) | 78 (Strong) |
| Insider trades, 12 months | 0 buys, 0 sales | 0 buys, 0 sales |