Bank Of Montreal balance sheet

At the end of fiscal 2025, Bank Of Montreal had total assets of $1.05tn, total liabilities of $991.22bn and shareholders' equity of $62.85bn. It held $48.17bn in cash against $0 of debt: net cash of $48.17bn.

Balance sheet

US$ billions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Bank Of Montreal: balance sheet, annual
Fiscal year	2016Oct 2016	2017Oct 2017	2018Oct 2018	2019Oct 2019	2020Oct 2020	2021Oct 2021	2022Oct 2022	2023Oct 2023	2024Oct 2024	2025Oct 2025
Cash and equivalents	23.6	25.3	32.1	37.1	43.1	75.2	64.1	56.2	46.7	48.2
Goodwill	4.8	4.8	4.9	4.8	4.9	4.3	3.9	12.1	12.0	12.0
Total assets	—	550.3	589.0	648.4	712.0	797.1	835.3	970.6	1,011.3	1,054.1
Total debt	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total liabilities	—	—	—	—	669.6	750.7	783.2	915.8	950.8	991.2
Shareholders' equity	31.6	34.4	34.8	38.9	42.4	46.4	52.1	54.8	60.4	62.8
Net debt (negative = net cash)	−23.6	−25.3	−32.1	−37.1	−43.1	−75.2	−64.1	−56.2	−46.7	−48.2

Balances at each fiscal year end (quarter end in the quarterly view). Total debt is short- plus long-term borrowings, including lease debt where the company reports it within debt. Where assets do not equal liabilities plus shareholders' equity, the difference (non-controlling interests, redeemable preferred shares) is shown on its own line.

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Figures from Bank Of Montreal's SEC filings (10-K and 10-Q), retrieved November 2, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Bank Of Montreal.