Blue Ridge Bankshares, Inc. is a US-listed company in the regional banks industry. Its financial year ends in December.
What company insiders, investment funds and members of Congress have been doing with the stock, from their own filings.
Revenue for the twelve months to June 2026 was $84m, down 5.4% on a year earlier, against growth of 3.2% a quarter earlier. That puts it 183 of 190 for growth among the regional banks companies we cover.
Our model value for Blue Ridge Bankshares is under review, so past values are not shown until it is resolved.
Source: 10-Q filed August 10, 2026 on SEC EDGAR · Financials · Valuation
Written from the company's filings and our models when each quarter's report arrives. Figures in older notes are as published at the time. Not investment advice.
Blue Ridge Bankshares, Inc.'s trailing-twelve-month revenue fell 5.4% year on year, with a free-cash-flow margin of 25.1%. Where it lags: revenue growth of -5.4% ranks 233 of 245 regional banks companies we cover.
Current signal Revenue growth decelerating: TTM revenue growth slowed to -5.4% (-8.5pp vs the prior quarter).
Assembled from SEC-filed figures — the full workings are on this page and in our methodology. Observations, not recommendations.
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Third-party market data · may be delayed
Company announcements, filed results and changes that matter to shareholders.
No model value for Blue Ridge Bankshares, Inc. at the moment. Current status: valuation models disagree too widely to rate. Available reported financials are shown below.
The inputs used by the models below have passed source checks. Individual model values are available below and in the interactive valuator. Their differences are shown explicitly; the platform combined value and recommendation remain withheld.
We value Blue Ridge Bankshares, Inc. as a bank or lender, with every model that fits that kind of business. Cost of equity 8.8%: the 10-year Treasury yield (4.9%) plus a beta of 0.86 times a 4.5% equity risk premium.
| Model | Value per share | In the combined value? |
|---|---|---|
| Residual income Book value plus the present value of returns above the cost of equity, fading over ten years. | ~$0.4 ~$0.1–$0.8 | Left out: out of range vs price (0.09x) |
| Justified price-to-book Book value times (return on equity - growth) / (cost of equity - growth): steady-state returns. | — | Does not apply: This model is withheld pending its input or assumption review. |
| Price-to-book vs return on equity (peers) The price-to-book that peers with this return on equity trade on, from a line fitted across peers. | ~$2.1 ~$0.5–$3.8 | Included |
| Price-to-book vs peers Book value per share times peers' typical (harmonic-mean) price-to-book. | ~$2.5 ~$3.2–$4.8 | Included |
| Price-to-earnings vs peers Earnings per share times peers' typical (harmonic-mean) price-to-earnings. | ~$1.0 ~$1.2–$1.6 | Included |
| Dividend discount (two-stage) Dividends for five years at the growth the business can fund, then a steady payout and growth. | — | Does not apply: This model is withheld pending its input or assumption review. |
| Combined value Individual source-checked model scenarios are available. The platform combined value and recommendation remain withheld. | — | Combined value withheld. Review the individual models and their assumptions. |
Different models fail in different ways, so where several apply we average them rather than trust one. Peer-based models compare Blue Ridge Bankshares, Inc. with banks and lenders in our coverage, using third-party market data. Model values are estimates under stated assumptions, updated as new filings arrive; not price targets or investment advice. How each model works.
Not assessed: fewer than five years of comparable figures in the filings. AI disruption exposure for this industry: Medium.
No analyst estimates are published for Blue Ridge Bankshares, Inc.: too few analysts cover it.
Last 12 months +10.4%
| Part | Then | Now | Effect |
|---|---|---|---|
| Revenue (last 12 months) | $89m | $84m | −5.4% |
| P/S multiple | 3.0x | 4.7x | +57.2% |
| Share count | 73m | 99m | −25.8% |
Biggest factor: p/s multiple. Loss-making at one end, so the split uses price/sales.
| Calendar year | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 to date |
|---|---|---|---|---|---|---|
| Return | ||||||
| BRBS | +55% | −28% | −75% | +6% | +40% | +10% |
| Industry peers (median) | +34% | −4% | −2% | +16% | +10% | +24% |
| S&P 500 | +29% | −18% | +26% | +25% | +18% | +11% |
| Months that ended higher | ||||||
| BRBS | 75% | 33% | 25% | 50% | 83% | 46% |
| S&P 500 | 75% | 42% | 67% | 75% | 75% | 46% |
| Largest fall from a high during the year | ||||||
| BRBS | −9% | −32% | −84% | −26% | −20% | −15% |
| S&P 500 | −5% | −25% | −10% | −8% | −19% | −9% |
Worst fall since November 2, 2015: 88% from November 3, 2021 to November 1, 2023. Getting back needed a 752% gain, and the shares have not yet recovered.
| Results released | Next day | S&P 500 next day | 5 days | 21 days |
|---|---|---|---|---|
| October 26, 2026 | −2.2% | +1.3% | −1.5% | — |
| July 28, 2026 | −0.3% | −1.3% | +4.6% | +12.9% |
| April 23, 2026 | +1.7% | +0.4% | −2.6% | −6.8% |
| January 29, 2026 | −0.7% | −0.5% | +0.9% | −5.4% |
| October 22, 2025 | +0.5% | +0.1% | +1.9% | −0.5% |
| July 23, 2025 | −3.5% | +0.9% | −8.6% | −7.1% |
| April 24, 2025 | +6.0% | +2.8% | +3.9% | +2.4% |
| January 30, 2025 | −0.6% | 0.0% | +5.6% | +6.8% |
| October 29, 2024 | −1.7% | −0.1% | −5.1% | +18.1% |
| July 25, 2024 | +0.4% | +0.6% | −4.3% | +2.5% |
| April 30, 2024 | +0.8% | −1.9% | +3.6% | +20.8% |
| January 31, 2024 | −7.1% | −0.3% | −12.9% | −16.6% |
Source: SEC EDGAR filings. Retrieved October 29, 2026.
| Period | Revenue (TTM) |
|---|---|
| FY23 Q3 | $129.7M |
| FY23 Q4 | $121.4M |
| FY24 Q1 | $117.1M |
| FY24 Q2 | $103.8M |
| FY24 Q3 | $96M |
| FY24 Q4 | $92.2M |
| FY25 Q1 | $86.2M |
| FY25 Q2 | $88.9M |
| FY25 Q3 | $92.8M |
| FY25 Q4 | $91.7M |
| FY26 Q1 | $88.9M |
| FY26 Q2 | $84.1M |
Source: SEC EDGAR filings. Retrieved October 29, 2026.
| Period | Revenue growth, TTM YoY |
|---|---|
| FY23 Q3 | -19.7% |
| FY23 Q4 | -20.5% |
| FY24 Q1 | -14.8% |
| FY24 Q2 | -24.1% |
| FY24 Q3 | -26.0% |
| FY24 Q4 | -24.0% |
| FY25 Q1 | -26.4% |
| FY25 Q2 | -14.4% |
| FY25 Q3 | -3.3% |
| FY25 Q4 | -0.6% |
| FY26 Q1 | 3.2% |
| FY26 Q2 | -5.4% |
Source: SEC EDGAR filings. Retrieved October 29, 2026.
| Period | FCF margin (TTM) |
|---|---|
| FY23 Q3 | -5.0% |
| FY23 Q4 | 35.5% |
| FY24 Q1 | 22.1% |
| FY24 Q2 | 8.2% |
| FY24 Q3 | 32.9% |
| FY24 Q4 | -7.5% |
| FY25 Q1 | -3.4% |
| FY25 Q2 | 14.1% |
| FY25 Q3 | -6.0% |
| FY25 Q4 | 13.0% |
| FY26 Q1 | 33.9% |
| FY26 Q2 | 25.1% |
| Fiscal year | 2018 Dec 2018 | 2019 Dec 2019 | 2020 Dec 2020 | 2021 Dec 2021 | 2022 Dec 2022 | 2023 Dec 2023 | 2024 Dec 2024 | 2025 Dec 2025 | LTM Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|
| Income | |||||||||
| Revenue | 33 | 50 | 111 | 179 | 153 | 121 | 92 | 92 | 84 |
| Net income | 5 | 5 | 18 | 52 | 17 | −52 | −15 | 11 | 9 |
| Diluted EPS | $0.20 | $0.14 | $0.51 | $1.47 | $0.46 | −$1.36 | −$0.15 | $0.11 | $0.10 |
| Growth (year on year) | |||||||||
| Revenue | — | +52.6% | +124.0% | +61.3% | −14.9% | −20.5% | −24.0% | −0.6% | −5.4% |
| Net income | — | +0.4% | +286.4% | +196.5% | −67.0% | −398.7% | — | — | — |
| Diluted EPS | — | −32.9% | +272.7% | +186.8% | −68.7% | −396.7% | — | — | — |
| Margins | |||||||||
| Net margin | 14.0% | 9.2% | 15.9% | 29.2% | 11.4% | −42.6% | −16.7% | 11.7% | 11.2% |
| Free-cash-flow margin | −18.6% | −43.7% | −100.1% | 32.3% | 61.2% | 35.5% | −7.5% | 13.0% | 25.1% |
| Cash flow | |||||||||
| Cash from operations | −5 | −21 | −108 | 59 | 94 | 44 | −6 | 14 | 23 |
| Capital spending | 1 | 1 | 3 | 1 | 0 | 1 | 1 | 2 | 2 |
| Free cash flow | −6 | −22 | −111 | 58 | 93 | 43 | −7 | 12 | 21 |
| Stock-based pay | 0 | 0 | 1 | 1 | — | — | — | — | — |
| Free cash flow after stock pay | −6 | −22 | −112 | 57 | — | — | — | — | — |
| Balance sheet | |||||||||
| Total debt | 10 | 10 | 25 | 0 | 0 | 0 | 0 | 0 | 0 |
| Diluted shares | 22m | 33m | 34m | 36m | 38m | 38m | 98m | 97m | 99m |
| Returned to shareholders | |||||||||
| Dividends | 2 | 2 | 2 | 7 | 9 | 5 | 0 | 23 | — |
| Buybacks | — | — | — | — | — | — | 0 | 10 | — |
| Total returned | 2 | 2 | 2 | 7 | 9 | 5 | 0 | 32 | — |
| Quarter | 2024 Q3 Sept 2024 | 2024 Q4 Dec 2024 | 2025 Q1 Mar 2025 | 2025 Q2 Jun 2025 | 2025 Q3 Sept 2025 | 2025 Q4 Dec 2025 | 2026 Q1 Mar 2026 | 2026 Q2 Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Income | ||||||||
| Revenue | 22 | 22 | 22 | 23 | 26 | 21 | 19 | 18 |
| Net income | 1 | −2 | −0 | 1 | 6 | 4 | 1 | −1 |
| Diluted EPS | $0.01 | $0.03 | −$0.01 | $0.01 | $0.06 | $0.04 | $0.01 | −$0.01 |
| Growth (year on year) | ||||||||
| Revenue | −26.4% | −14.6% | −21.6% | +13.4% | +18.1% | −5.2% | −12.7% | −20.7% |
| Net income | — | — | — | — | +492.3% | — | — | −199.9% |
| Diluted EPS | — | — | — | — | +500.0% | — | — | −200.0% |
| Margins | ||||||||
| Net margin | 4.3% | −9.1% | −2.0% | 5.6% | 21.8% | 20.4% | 4.3% | −7.1% |
| Free-cash-flow margin | 109.6% | −83.1% | −16.4% | 45.6% | 22.3% | −3.4% | 75.7% | 8.2% |
| Cash flow | ||||||||
| Cash from operations | 24 | −18 | −4 | 11 | 6 | 0 | 15 | 2 |
| Capital spending | 0 | 0 | 0 | 0 | 1 | 1 | 0 | 0 |
| Free cash flow | 24 | −18 | −4 | 11 | 6 | −1 | 15 | 2 |
| Stock-based pay | 0 | — | — | 2 | 1 | — | — | — |
| Free cash flow after stock pay | 24 | — | — | 8 | 5 | — | — | — |
| Last 12 months unless stated | BRBS | OVLY | HWBK | BPRN | TSBK | WNEB | Median |
|---|---|---|---|---|---|---|---|
| Revenue, last 12 months | $84m | $84m | $85m | $86m | $87m | $88m | $255m |
| Revenue growth, last 12 months | −5.4% | 7.4% | 12.1% | 6.0% | 9.4% | 16.5% | 12.5% |
| Revenue growth, 3-year average | −14.9% | 1.1% | 6.7% | 0.8% | 3.3% | −0.4% | 6.0% |
| Revenue growth, latest quarter | −20.7% | 3.8% | 15.0% | 6.7% | 6.3% | 7.9% | 10.7% |
| Net margin | 11.2% | 28.0% | 30.0% | 30.0% | 36.2% | 19.0% | 28.7% |
| Cash from operations / revenue | 27.7% | 31.3% | 39.7% | 29.0% | 35.9% | 21.7% | 34.3% |
| Free-cash-flow margin | 25.1% | 29.2% | 33.0% | 27.2% | 33.4% | 19.5% | 31.4% |
| Free-cash-flow margin, 3-year average | 15.8% | 28.8% | 30.3% | 21.0% | 31.8% | 29.2% | 29.9% |
| Stock pay / revenue | 1.0% | 1.7% | 0.6% | 1.5% | 0.3% | 0.9% | 1.2% |
| Change in share count | 98.1% | 0.5% | −1.0% | 1.2% | −0.8% | −2.5% | 0.4% |
| Measure | Company | Peer median | Rank |
|---|---|---|---|
| Revenue growth Growth | -5.4% | 12.5% | 233 of 245 |
| Change in growth rate Growth | -8.5pp | +0.0pp | 214 of 244 |
| Net margin Profitability | 11.2% | 28.7% | 226 of 245 |
Rank 1 = best in the group (for spending, debt and dilution, lower ranks first).
| Manager | Value | Shares | Share of 13F value | Shares QoQ |
|---|---|---|---|---|
| Wellington Management Group LLP | $22.2M | 6.3M | 19.2% | ▼ 2.1% |
| Blackrock, Inc. | $15M | 4.3M | 13.0% | ▲ 12.3% |
| Algebris (UK) Ltd | $9M | 2.6M | 7.8% | ▲ 0.7% |
| Vanguard Capital Management LLC | $8.6M | 2.4M | 7.4% | ▼ 7.6% |
| Banc Funds Co LLC | $6.7M | 1.9M | 5.8% | 0.0% |
| Geode Capital Management, LLC | $4.7M | 1.3M | 4.1% | ▲ 5.4% |
| Dimensional Fund Advisors LP | $4M | 1.1M | 3.5% | ▲ 22.4% |
| State Street Corp | $3.8M | 1.1M | 3.3% | ▼ 0.4% |
| Graham Capital Wealth Management, LLC | $3.6M | 1.0M | 3.1% | ▲ 0.9% |
| Alliancebernstein L.P. | $3.4M | 812K | 2.9% | ▼ 7.9% |
| Two Sigma Investments, LP | $3.2M | 912K | 2.8% | ▲ 32.6% |
| Elizabeth Park Capital Advisors, Ltd. | $2.8M | 803K | 2.5% | 0.0% |
From Form 13F filings with the SEC ( quarterly data sets), as reported by each manager for June 30, 2026 and filed up to 45 days later. 13F reports cover long US-listed positions of managers above $100M only, so this is not Blue Ridge Bankshares, Inc.'s complete shareholder register. Values are as reported by the filers .
From insiders' Form 4 filings with the SEC. Excludes awards, option exercises and shares withheld for tax. "Pre-set plan" means the filing marks the trade as made under a Rule 10b5-1 plan. See every insider trade since five years ago, on a price chart.
Next expected around January 28, 2027 estimated from the company's past filing pattern, not announced
| Data | Last updated | Source |
|---|---|---|
| Share price | Exchange closing prices | |
| Financial statements | SEC 10-K and 10-Q filings | |
| News and updates | Company releases and SEC 8-K filings | |
| Analyst estimates | Aggregated analyst estimates | |
| Valuation and scores | Our models, from the filed figures |
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