Pathward Financial, Inc. cash flow statement

In fiscal 2025, Pathward Financial, Inc.'s operations generated $451m of cash; it spent $11.7m on capital projects, leaving free cash flow of $439m. It returned $4.7m in dividends.

Cash flow statement

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Pathward Financial, Inc.: cash flow statement, annual
Fiscal year	2009Sept 2009	2010Sept 2010	2011Sept 2011	2012Sept 2012	2013Sept 2013	2014Sept 2014	2015Sept 2015	2016Sept 2016	2017Sept 2017	2018Sept 2018	2019Sept 2019	2020Sept 2020	2021Sept 2021	2022Sept 2022	2023Sept 2023	2024Sept 2024	2025Sept 2025	LTMJun 2026
Cash from operations	23	35	22	80	−23	26	49	78	120	138	191	467	582	290	328	489	451	697
Depreciation and amortisation	6	11	10	20	21	18	29	36	45	38	55	61	59	62	65	58	60	51
Stock-based pay	1	1	0	0	0	0	0	0	10	11	13	10	7	10	11	10	10	12
Capital spending	4	2	2	4	5	2	5	7	7	9	14	12	13	8	9	10	12	13
Free cash flow	19	32	20	76	−28	23	44	72	113	129	177	455	569	282	319	479	439	684
Free cash flow after stock pay	18	32	20	76	−28	23	44	71	103	118	164	445	562	272	308	468	429	672
Dividends paid	1	2	2	2	3	3	3	4	5	6	8	7	6	6	5	5	5	4
Shares issued	—	—	—	—	—	2	0	0	0	0	0	0	0	0	0	0	0	0

US$ millions unless shown otherwise. Fiscal quarters.

Pathward Financial, Inc.: cash flow statement, quarterly
Quarter	2024 Q4Sept 2024	2025 Q1Dec 2024	2025 Q2Mar 2025	2025 Q3Jun 2025	2025 Q4Sept 2025	2026 Q1Dec 2025	2026 Q2Mar 2026	2026 Q3Jun 2026
Cash from operations	143	−72	188	30	304	108	233	52
Depreciation and amortisation	14	15	15	15	14	13	13	11
Stock-based pay	3	2	3	2	2	3	4	3
Capital spending	4	2	4	3	3	4	2	3
Free cash flow	139	−74	185	28	300	104	231	49
Free cash flow after stock pay	136	−75	181	26	298	101	227	46
Shares issued	0	0	0	0	0	0	0	0

Free cash flow is cash from operations minus capital spending. Free cash flow after stock pay also subtracts stock-based compensation, a real cost to shareholders that the cash flow statement adds back. Dividends, buybacks and shares issued are cash amounts for the period.

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Figures from Pathward Financial, Inc.'s SEC filings (10-K and 10-Q), retrieved October 29, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Pathward Financial, Inc.