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Connectone Bancorp, Inc. (CNOB) stock

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NASDAQ: CNOB Nasdaq Regional Banks Next results ~January 28, 2027

C Fundamentals grade

Connectone Bancorp, Inc. is a US-listed company in the regional banks industry. Its financial year ends in December.

Stock price today

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Third-party market data · may be delayed

Fair value per share

~$30

Valuation models combined (6)

Base case. Range ~$24–$36. Weighted average of 6 models (residual income, justified price-to-book, price-to-book vs return on equity (peers), price-to-book vs peers, forward price-to-earnings vs peers, dividend discount (two-stage)), the residual income counting double.

Price vs value

Modestly overvalued

The price is inside our value range, 9% above our base value.

Price used: $32.87, November 2, 2026

Connectone Bancorp, Inc. valuation: adjust assumptions and compare models →

Who’s trading

What company insiders, investment funds and members of Congress have been doing with the stock, from their own filings.

  • Insiders1 buying, 1 selling3 purchases and 1 sale by directors and officers, last 12 monthsInsider trades
  • Funds112 adding, 83 cuttingOf 34 active managers that changed their stake, 16 added; quarter to June 30, 2026Fund buyers and sellers

Value diary

Our note on each quarter Connectone Bancorp files

10-Q filed October 30: Connectone Bancorp

Model value −2.9%

Revenue for the twelve months to September 2026 was $453m, up 31.5% on a year earlier, slower than the 63.4% growth a quarter earlier. That growth ranks 36 of 240 among the regional banks companies we cover. The diluted share count is up 19.2% on a year earlier, which dilutes existing holders. Its fundamentals grade moves from C+ to C. Our model value falls from $32.45 to $31.52 a share, against a share price of $32.11. The rating stays Hold.

Source: 10-Q filed October 30, 2026 on SEC EDGAR · Financials · Valuation

Earlier notes (1)

Where Connectone Bancorp stands after its latest 10-Q/A

Revenue for the twelve months to June 2026 was $471m, up 63.4% on a year earlier, faster than the 60.6% growth a quarter earlier. That growth ranks 8 of 190 among the regional banks companies we cover. The diluted share count is up 28.2% on a year earlier, which dilutes existing holders. Our cash-flow model value is $32.45 a share, against a share price of $32.72.

10-Q/A on SEC EDGAR

Written from the company's filings and our models when each quarter's report arrives. Figures in older notes are as published at the time. Not investment advice.

The Fundamentalytics view

Next results ~January 28, 2027 (estimated)

Connectone Bancorp, Inc.'s trailing-twelve-month revenue grew 31.5% year on year, with a free-cash-flow margin of 39.5%. Where it stands out: revenue growth of 31.5% ranks 36 of 245 regional banks companies we cover. Where it lags: change in growth rate of -31.9pp ranks 242 of 244 regional banks companies we cover.

Current signal Free cash flow diverging from earnings: TTM free cash flow grew 110.5% while net income grew 145.4%: a 35pp divergence.

Assembled from SEC-filed figures — the full workings are on this page and in our methodology. Observations, not recommendations.

Highlights

How we pick these

Strengths

  • Fast growth. Revenue grew 31.5% over the last 12 months, against a median of 12.5% for regional banks companies we cover.
  • Strong cash generation. 39.5% of revenue turned into free cash flow.
  • Net cash. Cash exceeds long-term debt by $0.3bn.
  • Beating expectations. Earnings per share beat the analysts' consensus estimate in each of the last four quarters.

Things to watch

  • Growth slowing. The growth rate is 31.9 points lower than a quarter earlier.
  • Share dilution. Diluted shares rose 19.2% in a year.

Latest results: FY2026 Q3

Filed October 30, 2026
Earnings per share
$0.95 against an average estimate of $0.85: beat by 11.2%
Revenue
$103m, down 15.3% on a year earlier
Share reaction
+5.9% in the first session after the results on October 22, 2026, against -1.7% for the S&P 500
Guidance given
projected effective tax rate 27.5% (fourth quarter of 2026); transaction costs related to the restructuring $7m to $8m (fourth quarter of 2026)
Next report
October 22, 2026; average EPS estimate $0.89

Connectone Bancorp's figures from its SEC filings and results release; estimates are the analysts' average. Not a recommendation.

Price chart

  • 1 day+2.4%
  • 1 week+0.1%
  • 1 month+6.8%
  • This year+27.8%
  • 1 year+40.3%
  • 5 years+9.2%
  • S&P 500 this year+11.2%

Closing prices to 2026-11-02. Price change only, dividends excluded.

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Third-party market data · may be delayed

At a glance

Trailing twelve months, from SEC filings

Profitability

Revenue (TTM)
$453M
Net margin
33.2%
EPS (TTM, diluted)
$2.98

Growth

Revenue growth
+31.5%
Change in growth rate
−31.9 pts
Share count change
+19.2%

Earnings

Last results
October 22, 2026
Next results (est.)
January 28, 2027

News & updates

Updated October 31, 2026

Company announcements, filed results and changes that matter to shareholders.

  1. Results
  2. Guidance
  3. Announcement
  4. Announcement
  5. Announcement
  6. Results
  7. Announcement

Refreshed hourly when new source data is available. Summaries are checked against company releases and SEC filings. Company announcement headlines are labelled when a checked summary is unavailable.

Valuation

Connectone Bancorp, Inc. valuation models and calculator

Fundamentalytics rating

model v1.6 · 2026-11-03
Hold12-month view
12-month price target
~$30
Price used
$32.64close November 3, 2026
Implied change
▼ 8%
Uncertainty
Low

How we got here: the combined value of 6 valuation models built for a business like Connectone Bancorp, Inc. (see the models table below and how they are combined) , with a 8.49% cost of equity. The models span ~$24–~$36; that spread sets a 15% margin before we rate Buy or Sell.

Produced by Fundamentalytics' automated valuation model on November 3, 2026, using delayed market prices. Rating meanings, methodology and conflicts: recommendations disclosure and research disclaimer. General research, not personal advice — it does not consider your circumstances. Prices can fall as well as rise.

Valuation models

We value Connectone Bancorp, Inc. as a bank or lender, with every model that fits that kind of business. Cost of equity 8.5%: the 10-year Treasury yield (4.9%) plus a beta of 0.79 times a 4.5% equity risk premium.

Value per share by model
Model Value per share In the combined value?
Residual income Book value plus the present value of returns above the cost of equity, fading over ten years. ~$29 ~$20–$42 Primary model, counts double
Justified price-to-book Book value times (return on equity - growth) / (cost of equity - growth): steady-state returns. ~$28 ~$24–$34 Included
Price-to-book vs return on equity (peers) The price-to-book that peers with this return on equity trade on, from a line fitted across peers. ~$36 ~$20–$53 Included
Price-to-book vs peers Book value per share times peers' typical (harmonic-mean) price-to-book. ~$24 ~$31–$46 Included
Forward price-to-earnings vs peers Next year's consensus earnings per share times peers' typical (harmonic-mean) forward price-to-earnings. Uses analysts' consensus estimates (third-party data), not our forecasts. ~$36 ~$34–$44 Included
Dividend discount (two-stage) Dividends for five years at the growth the business can fund, then a steady payout and growth. ~$29 ~$24–$36 Included
Combined value Weighted average of the models that apply: the primary model (residual income) counts double. Models more than 5x or less than 0.2x the share price, or more than 3x away from the other models' median, are left out. ~$30 ~$24–$36 6 models

Different models fail in different ways, so where several apply we average them rather than trust one. Peer-based models compare Connectone Bancorp, Inc. with banks and lenders in our coverage, using third-party market data. Model values are estimates under stated assumptions, updated as new filings arrive; not price targets or investment advice. How each model works.

Moat

61 /100

Moderate moat

How hard Connectone Bancorp's competitive advantage looks for rivals to wear away, judged from 10 years of its own filings: returns on capital, pricing power, profit durability, cash conversion and discipline.

  • Returns on capital 12 / 20

    Net income has been a median 1.0% of total assets over 10 years.

  • Durability 18 / 20

    Net margin has been a median 32.7%; its worst year was 17.8%.

  • Discipline 10 / 20

    The diluted share count rose 26.7% over five years; stock-based pay has been a median 1.5% of revenue.

AI disruption exposure: Medium. In this industry, AI could change how the product is made or sold, without replacing the core asset. The score above includes a 5-point deduction for that exposure (66 before it).

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Forecasts and guidance

Analysts' consensus

Fiscal yearEPSGrowthRevenueGrowth
Current $3.34 +29% $492m +31%
Next $3.74 +12% $525m +7%

Next year's EPS estimate has moved +1.8% in 90 days, across 5 analysts.

How the EPS forecast has moved

The consensus EPS forecast for the current fiscal year is +1.5% on 90 days ago. In the last 30 days, 0 analysts raised Connectone Bancorp, Inc.'s forecast and 1 cut it.

Consensus EPS forecast Connectone Bancorp, Inc., last 90 days
$3.20 $3.40 $3.60 $3.80 90 days ago 60 days ago 30 days ago 7 days ago Now Current fiscal year, 90 days ago: $3.29 Current fiscal year, 60 days ago: $3.28 Current fiscal year, 30 days ago: $3.27 Current fiscal year, 7 days ago: $3.27 Current fiscal year, Now: $3.34 $3.34 Next fiscal year, 90 days ago: $3.67 Next fiscal year, 60 days ago: $3.67 Next fiscal year, 30 days ago: $3.67 Next fiscal year, 7 days ago: $3.64 Next fiscal year, Now: $3.74 $3.74

Average of analysts' published estimates (third-party data).

View chart data
Period Current fiscal yearNext fiscal year
90 days ago $3.29$3.67
60 days ago $3.28$3.67
30 days ago $3.27$3.67
7 days ago $3.27$3.64
Now $3.34$3.74

Earnings against estimates

Quarter toEstimateActualSurprise
Sept 2026 $0.85 $0.95 +11.2%
Jun 2026 $0.82 $0.84 +2.9%
Mar 2026 $0.73 $0.79 +8.2%
Dec 2025 $0.73 $0.83 +14.0%

Adjusted EPS as companies report it, against the average analyst estimate.

Management guidance

Earnings release, October 22, 2026
  • projected effective tax rate fourth quarter of 2026 about 27.5%
    “The projected effective tax rate for the fourth quarter of 2026 is 27.5%.” source
  • transaction costs related to the restructuring fourth quarter of 2026 $7m to $8m
    “Transaction costs related to the restructuring of approximately $7 to $8 million will be recognized upon closing and payment in the fourth quarter of 2026.” source

Figures and quotations are management's, copied from the company's own press release (SEC 8-K exhibit) and checked word for word against it. Forward-looking statements are the company's expectations, not ours and not advice; guidance can change or be missed.

Analyst recommendations

5 analysts, Oct 2026
Buy5100%
Hold00%
Sell00%

Monthly trend

  1. Oct 2026325
  2. Sep 20262215
  3. Aug 20262215
  4. Jul 20262215

Counts of recommendations published by analysts covering Connectone Bancorp, Inc., by month. Source: Aggregated broker recommendations (third-party data). Aggregated counts only: we do not reproduce any firm's recommendation or price target, and these are not Fundamentalytics ratings.

Positioning

Short interest
4.3%
of tradable shares
Days to cover
5.21
at average volume
Short interest, 1 month
+14%
to October 15, 2026
Held by institutions
76%
of shares
Held by insiders
5.3%
of shares
Employees
750
full time

Consensus figures average analysts' published estimates (third-party data); guidance is the company's own. Neither is our forecast. Short interest is reported twice a month and lags. Market data may be delayed.

This section is general information, not investment advice or a personal recommendation, and it does not take account of your objectives or circumstances. Forecasts and guidance are estimates, not promises: companies miss their own guidance and analysts' figures are often revised. Prices can fall as well as rise, and you can lose money. See our disclaimer.

Share-price performance

Market data may be delayed

What moved the share price

Last 12 months +40.3%

$23.43 on October 31, 2025 to $32.87

ThenNowEffect
Revenue (last 12 months) $288m $471m +63.4%
Net margin 13.0% 34.0% +161.2%
P/E multiple 24.6x 10.4x −57.9%
Share count 39m 50m −22.0%

Biggest factor: net margin.

Last 3 years +92.8%

$17.04 on November 3, 2023 to $32.87

ThenNowEffect
Revenue (last 12 months) $300m $471m +57.0%
Net margin 35.9% 34.0% −5.5%
P/E multiple 6.2x 10.4x +67.1%
Share count 39m 50m −22.2%

Biggest factor: p/e multiple.

The effects multiply back to the price change exactly. Results are the last 12 months as known on each date (filings assumed public 45 days after quarter end).

Return and risk by year

Calendar year 202120222023202420252026 to date
Return
CNOB+68%−24%−2%+3%+18%+28%
Industry peers (median)+34%−4%−2%+16%+10%+24%
S&P 500+29%−18%+26%+25%+18%+11%
Months that ended higher
CNOB83%33%42%50%58%73%
S&P 50075%42%67%75%75%46%
Largest fall from a high during the year
CNOB−14%−38%−47%−27%−23%−12%
S&P 500−5%−25%−10%−8%−19%−9%

Worst fall since November 2, 2015: 69% from March 15, 2018 to March 18, 2020. Getting back needed a 218% gain, reached on September 27, 2021, 558 days after the low.

Price behaviour

52-week range
$22.92 – $33.91
From 52-week high
−3.1%
vs 50-day average
+4.9%
vs 200-day average
+10.0%
Volatility (1 year)
25%
Beta vs S&P 500
0.66

Volatility is the annualised standard deviation of daily returns. Beta 1.5 means the shares typically moved 1.5% for each 1% move in the S&P 500 over the past year. Prices to November 2, 2026.

Share price after results

Next day
6 up, 6 down
typical move ±3.9%
After a week
5 up, 7 down
typical move ±4.2%
After a month
8 up, 3 down
typical move ±6.7%
Results releasedNext dayS&P 500 next day5 days21 days
October 22, 2026 +5.9% −1.7% +5.6% —
July 23, 2026 −1.9% −1.1% −0.2% −1.6%
April 23, 2026 +1.8% +0.4% +4.3% +7.0%
January 29, 2026 −4.4% −0.5% −0.3% −3.0%
October 30, 2025 +0.8% −0.8% +2.8% +9.1%
July 29, 2025 −5.0% −0.4% −7.0% +5.7%
April 24, 2025 +0.2% +2.8% +1.8% +2.7%
January 30, 2025 +6.3% 0.0% +13.1% +6.6%
October 24, 2024 −4.9% +0.2% −4.8% +10.1%
July 25, 2024 +7.2% +0.6% −1.0% +9.8%
April 25, 2024 −7.2% +0.6% −3.5% +3.4%
January 25, 2024 −1.8% +0.4% −6.3% −15.2%

From the close before the release date to the close 1, 5 and 21 trading days after it, so releases before the open and after the close are both captured. Past moves don't predict future ones.

Options strategies

All options ideas

How Connectone Bancorp, Inc.’s listed options are priced, and three ways to use them that follow from our valuation. Quotes are delayed, read November 2, 2026. Check the live chain at your broker before trading.

Cash-secured put

Not offered: fundamentals grade C (needs B+ or better).

We suggest selling a put only on well-rated companies, at a strike where the price you would pay if assigned (strike less premium) is at or below our fair value.

Covered call

Not offered: no liquid call at or above our price target — the model says the upside is worth more than any listed strike.

For holders: sell a call at a strike at or above our fair value, so the shares are only sold at a price the model calls full value.

Collar

Not offered: no liquid put and call pair for the same expiry.

For holders of a stock trading at or above our fair value: buy a put for a floor and sell a call to pay for it.

General research, not personal advice. Options can lose you more than you expect and are not suitable for everyone: put sellers can be made to buy shares that keep falling, call sellers give up gains above the strike, and results or news can move prices sharply. Chances shown are approximations from each option’s delta. Spreads, fees and early assignment are not modelled.

Connectone Bancorp, Inc. in five measures

Fundamentals grade C
Growth Profitability Cash Balance sheet Value

Growth, profitability, cash generation and balance sheet are percentiles against the companies we cover in the same industry, from SEC filings (100 = best). Value compares the share price with our modelled value range (50 = at our base value; higher = cheaper). A description of reported data and our model — not a quality score or advice.

Fundamentals

Revenue (TTM) Connectone Bancorp, Inc.
$200M $300M $400M $500M FY23 Q4 FY24 Q3 FY25 Q2 FY26 Q3 Revenue (TTM), FY23 Q4: $269.1M Revenue (TTM), FY24 Q1: $263.4M Revenue (TTM), FY24 Q2: $261.9M Revenue (TTM), FY24 Q3: $261.6M Revenue (TTM), FY24 Q4: $264.1M Revenue (TTM), FY25 Q1: $270.1M Revenue (TTM), FY25 Q2: $288.4M Revenue (TTM), FY25 Q3: $344.2M Revenue (TTM), FY25 Q4: $388.3M Revenue (TTM), FY26 Q1: $433.7M Revenue (TTM), FY26 Q2: $471.2M Revenue (TTM), FY26 Q3: $452.6M $452.6M

Source: SEC EDGAR filings. Retrieved November 3, 2026.

View chart data
Period Revenue (TTM)
FY23 Q4 $269.1M
FY24 Q1 $263.4M
FY24 Q2 $261.9M
FY24 Q3 $261.6M
FY24 Q4 $264.1M
FY25 Q1 $270.1M
FY25 Q2 $288.4M
FY25 Q3 $344.2M
FY25 Q4 $388.3M
FY26 Q1 $433.7M
FY26 Q2 $471.2M
FY26 Q3 $452.6M
Revenue growth, TTM YoY Connectone Bancorp, Inc.
-20% 0% 20% 40% 60% 80% FY23 Q4 FY24 Q3 FY25 Q2 FY26 Q3 Revenue growth, TTM YoY, FY23 Q4: -14.7% Revenue growth, TTM YoY, FY24 Q1: -15.5% Revenue growth, TTM YoY, FY24 Q2: -12.7% Revenue growth, TTM YoY, FY24 Q3: -8.1% Revenue growth, TTM YoY, FY24 Q4: -1.9% Revenue growth, TTM YoY, FY25 Q1: 2.6% Revenue growth, TTM YoY, FY25 Q2: 10.1% Revenue growth, TTM YoY, FY25 Q3: 31.5% Revenue growth, TTM YoY, FY25 Q4: 47.1% Revenue growth, TTM YoY, FY26 Q1: 60.6% Revenue growth, TTM YoY, FY26 Q2: 63.4% Revenue growth, TTM YoY, FY26 Q3: 31.5% 31.5%

Source: SEC EDGAR filings. Retrieved November 3, 2026.

View chart data
Period Revenue growth, TTM YoY
FY23 Q4 -14.7%
FY24 Q1 -15.5%
FY24 Q2 -12.7%
FY24 Q3 -8.1%
FY24 Q4 -1.9%
FY25 Q1 2.6%
FY25 Q2 10.1%
FY25 Q3 31.5%
FY25 Q4 47.1%
FY26 Q1 60.6%
FY26 Q2 63.4%
FY26 Q3 31.5%
FCF margin (TTM) Connectone Bancorp, Inc.
0% 10% 20% 30% 40% FY23 Q4 FY24 Q3 FY25 Q2 FY26 Q3 FCF margin (TTM), FY23 Q4: 31.8% FCF margin (TTM), FY24 Q1: 35.1% FCF margin (TTM), FY24 Q2: 35.8% FCF margin (TTM), FY24 Q3: 19.8% FCF margin (TTM), FY24 Q4: 21.6% FCF margin (TTM), FY25 Q1: 18.9% FCF margin (TTM), FY25 Q2: 12.3% FCF margin (TTM), FY25 Q3: 24.7% FCF margin (TTM), FY25 Q4: 26.0% FCF margin (TTM), FY26 Q1: 23.2% FCF margin (TTM), FY26 Q2: 27.1% FCF margin (TTM), FY26 Q3: 39.5% 39.5%

Source: SEC EDGAR filings. Retrieved November 3, 2026.

View chart data
Period FCF margin (TTM)
FY23 Q4 31.8%
FY24 Q1 35.1%
FY24 Q2 35.8%
FY24 Q3 19.8%
FY24 Q4 21.6%
FY25 Q1 18.9%
FY25 Q2 12.3%
FY25 Q3 24.7%
FY25 Q4 26.0%
FY26 Q1 23.2%
FY26 Q2 27.1%
FY26 Q3 39.5%

Data: SEC EDGAR XBRL company facts (as filed in 10-K/10-Q); forms 10-K, 10-K/A, 10-Q, 10-Q/A. Generated November 3, 2026. Definitions in our methodology.

Where the money goes

FY2025, from the 10-K

What Connectone Bancorp earned on its loans and securities in FY2025, what it paid depositors and lenders, and how its revenue split between running costs, credit losses, tax and profit.

  1. Interest income $645M
  2. Fee and other income $35.1M · 9.0%
  3. Interest paid $292M
  4. Net interest income $353M · 91.0%
  5. Revenue $388M
  6. Non-interest expense $229M · 58.9%
  7. Credit-loss provisions $47M · 12.1%
  8. Pre-tax profit $113M · 29.0%
  9. Income tax $32.3M · 8.3%
  10. Net income $80.4M · 20.7%

Shares of revenue. Source: Connectone Bancorp's 10-K for FY2025, as filed with the SEC.

Financial statements

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year 2009 Dec 2009 2010 Dec 2010 2011 Dec 2011 2012 Dec 2012 2013 Dec 2013 2014 Dec 2014 2015 Dec 2015 2016 Dec 2016 2017 Dec 2017 2018 Dec 2018 2019 Dec 2019 2020 Dec 2020 2021 Dec 2021 2022 Dec 2022 2023 Dec 2023 2024 Dec 2024 2025 Dec 2025 LTM Sept 2026
Income
Revenue 32 36 47 51 53 87 128 140 153 163 194 252 279 315 269 264 388 453
Net income 4 7 14 18 20 19 41 31 43 60 73 71 130 125 87 74 80 150
Diluted EPS $0.24 $0.43 $0.80 $1.05 $1.21 $0.79 $1.36 $1.01 $1.34 $1.86 $2.07 $1.79 $3.22 $3.01 $2.07 $1.76 $1.63 $2.98
Growth (year on year)
Revenue — +12.4% +29.7% +7.4% +4.6% +63.8% +47.7% +9.1% +9.4% +6.1% +19.5% +29.9% +10.4% +13.2% −14.7% −1.9% +47.1% +31.5%
Net income — +85.7% +98.8% +25.7% +13.8% −6.8% +122.5% −24.8% +39.1% +39.6% +21.6% −2.9% +82.9% −3.9% −30.5% −15.2% +9.0% +145.4%
Diluted EPS — +79.2% +86.0% +31.3% +15.2% −34.7% +72.2% −25.7% +32.7% +38.8% +11.3% −13.5% +79.9% −6.5% −31.2% −15.0% −7.4% +105.9%
Margins
Net margin 11.6% 19.2% 29.5% 34.5% 37.6% 21.4% 32.2% 22.2% 28.2% 37.1% 37.8% 28.2% 46.8% 39.7% 32.3% 27.9% 20.7% 33.2%
Free-cash-flow margin 24.5% 47.7% 37.6% 39.9% 41.8% 32.9% 33.0% 33.6% 83.8% 53.5% 30.4% 31.3% 71.6% 55.0% 31.8% 21.6% 26.0% 39.5%
Cash flow
Cash from operations 9 18 18 21 23 31 46 50 131 89 61 81 202 177 93 61 106 183
Capital spending 1 0 0 1 1 2 4 3 3 2 2 2 3 3 7 4 5 4
Free cash flow 8 17 18 20 22 29 42 47 128 87 59 79 199 173 85 57 101 179
Stock-based pay 0 0 0 0 0 0 1 2 2 2 3 3 5 5 5 5 5 5
Free cash flow after stock pay 8 17 18 20 22 28 42 45 127 85 56 76 195 169 81 52 96 173
Balance sheet
Cash 89 37 111 106 83 127 201 200 150 172 201 304 266 268 243 356 381 313
Total debt 0 42 161 146 146 496 672 476 670 600 500 — 4,716 0 0 0 0 0
Net debt (negative = net cash) −89 4 50 40 63 369 471 276 520 428 299 −304 4,451 −268 −243 −356 −381 −313
Diluted shares 13m 15m 16m 16m 16m 23m 30m — — — — 40m 40m 39m 39m 38m 45m 50m
Returned to shareholders
Dividends 3 2 2 3 4 7 9 9 10 10 12 14 17 23 26 27 32 38
Buybacks — — — — — — — — 0 — — 1 9 13 17 6 0 4
Total returned 3 2 2 3 4 7 9 9 10 10 12 15 27 37 43 33 32 42

Source: SEC EDGAR XBRL company facts (US and foreign periodic filings); column headings link to the filing. EBITDA is operating income plus depreciation and amortisation. Free cash flow is cash from operations minus capital spending. Growth is left blank when last year's figure was a loss or under 2% of revenue. Share counts and EPS are restated for stock splits. A dash means the company didn't report the figure.

Dividends, buybacks and capital spending

FY2026 Q3 TTM
Buybacks (TTM)
$4M
Dividends (TTM)
$37.7M
Returned to shareholders
23%
of free cash flow
Buybacks, last 3 fiscal years
$23.3M
Diluted share count
+19.2%
year over year
Total shareholder yield
2.5%
dividends 2.3% + buybacks 0.2% of market value
Dividend payout ratio
25%
of net income paid out

Competitors: side by side with peers

Closest by revenue in regional banks
Last 12 months unless stated CNOB TMP SRCE BY OCFC FBNC Median
Revenue, last 12 months $453m $455m $462m $463m $442m $463m $255m
Revenue growth, last 12 months 31.5% 38.5% 9.9% 10.2% 13.5% 24.6% 12.5%
Revenue growth, 3-year average 16.7% 26.7% 7.5% 9.8% −0.4% 4.5% 6.0%
Revenue growth, latest quarter −15.3% 2.8% 8.7% 6.6% 32.2% 45.0% 10.7%
Net margin 33.2% 39.6% 38.5% 32.3% 10.8% 35.4% 28.7%
Cash from operations / revenue 40.4% 13.0% 51.1% 35.6% 27.5% 61.4% 34.3%
Free-cash-flow margin 39.5% 10.9% 49.7% 35.1% 25.5% 59.7% 31.4%
Free-cash-flow margin, 3-year average 28.0% 22.9% 48.5% 34.7% 19.8% 51.3% 29.9%
Stock pay / revenue 1.2% 0.7% 1.5% 2.1% 1.4% 0.7% 1.2%
Change in share count 19.2% 0.2% −1.3% 1.5% 4.0% −0.0% 0.4%

Median of all 245 companies we cover in regional banks. Shaded: best of the six on that line (lowest for stock pay and share-count growth). 3-year figures average the last three 12-month periods; 3-year growth is compound annual. Source: SEC filings.

Peer comparison

245 regional banks companies
Measure Company Peer median Rank
Revenue growth Growth 31.5% 12.5% 36 of 245
Change in growth rate Growth -31.9pp +0.0pp 242 of 244
Net margin Profitability 33.2% 28.7% 62 of 245
Stock pay as % of revenue Cash generation 1.2% 1.3% 89 of 206
Change in share count Balance sheet 19.2% 0.4% 215 of 230

Rank 1 = best in the group (for spending, debt and dilution, lower ranks first).

Who owns it

Funds buying and selling
Reported value
$1.2B
Institutions reporting
227
Shares held vs prior quarter
▼ 2.3%
Positions opened / closed
33 / 19

Top buyers and sellers, Q2 2026: 112 institutions bought and 83 sold ; the biggest buyer was Nomura Asset Management International Inc (+820K shares) and the biggest seller Algebris (UK) Ltd (−860K). See which funds bought and sold →

Largest reported holders, June 30, 2026
Manager Value Shares Share of 13F value Shares QoQ
Blackrock, Inc. $159M 4.8M 12.8% ▲ 2.5%
Dimensional Fund Advisors LP $96.8M 2.9M 7.8% ▲ 1.5%
Wellington Management Group LLP $90M 2.7M 7.2% ▼ 18.3%
Vanguard Capital Management LLC $71.7M 2.1M 5.8% 0.0%
State Street Corp $56M 1.7M 4.5% ▲ 8.3%
Nomura Asset Management International Inc. $55.2M 1.6M 4.4% ▲ 98.8%
FMR LLC $53.4M 1.6M 4.3% ▼ 31.9%
Geode Capital Management, LLC $44.2M 1.3M 3.6% ▲ 5.8%
American Century Companies Inc $41.8M 1.3M 3.4% ▲ 35.2%
Kennedy Capital Management LLC $33M 985K 2.7% ▼ 2.2%
Bank Of America Corp $29.5M 882K 2.4% ▼ 4.3%
Nuveen, LLC $28.4M 850K 2.3% ▲ 41.9%

From Form 13F filings with the SEC ( quarterly data sets), as reported by each manager for June 30, 2026 and filed up to 45 days later. 13F reports cover long US-listed positions of managers above $100M only, so this is not Connectone Bancorp, Inc.'s complete shareholder register. Values are as reported by the filers ; 2 inconsistently scaled filing rows were excluded.

Insider trading activity

Full insider history and chart
Insider purchases History → $36,025 3 trades by 1 insider, last 12 months Insider sales History → $225,437 1 trade by 1 insider · 0% under pre-set plans
Net ▼ $189,412 net selling
Insider Date Trade Shares Price Value
Magennis Elizabeth Bank President October 26, 2026 Sell 6,900 $32.67 $225,437
Moise Anson M. Director June 15, 2026 Buy 860 $33.19 $28,543
Moise Anson M. Director June 9, 2026 Buy 120 $31.39 $3,767
Moise Anson M. Director June 8, 2026 Buy 120 $30.96 $3,715

From insiders' Form 4 filings with the SEC. Excludes awards, option exercises and shares withheld for tax. "Pre-set plan" means the filing marks the trade as made under a Rule 10b5-1 plan. See every insider trade since five years ago, on a price chart.

Earnings dates and SEC filings

Results announcements

Next expected around January 28, 2027 estimated from the company's past filing pattern, not announced

  • October 22, 2026
  • July 23, 2026
  • April 23, 2026
  • January 29, 2026
  • October 30, 2025
  • July 29, 2025

Recent SEC filings

Data status

When each part of this page on Connectone Bancorp, Inc. was last updated.

DataLast updatedSource
Share priceExchange closing prices
Financial statementsSEC 10-K and 10-Q filings
News and updatesCompany releases and SEC 8-K filings
Analyst estimatesAggregated analyst estimates
Valuation and scoresOur models, from the filed figures

How we build and check these figures: methodology and data sources.

Connectone Bancorp, Inc. in brief

What does Connectone Bancorp, Inc. do?
Connectone Bancorp, Inc. is a US-listed company in the regional banks industry. Its financial year ends in December.
What is Connectone Bancorp, Inc.'s stock ticker?
Connectone Bancorp, Inc. trades under the ticker CNOB on Nasdaq. This page brings together its financial statements, valuation models, ownership and recent company updates.
What is Connectone Bancorp, Inc.'s revenue, and how fast is it growing?
Over its most recent trailing twelve months, Connectone Bancorp, Inc. reported revenue of $453M, 31.5% higher than a year earlier, according to its SEC filings.
What is Connectone Bancorp, Inc.'s free cash flow?
Connectone Bancorp, Inc.'s free-cash-flow margin is 39.5% of revenue over the trailing twelve months.
Who are Connectone Bancorp, Inc.'s largest institutional shareholders?
By value reported in 13F filings for June 30, 2026, the largest reported holders are Blackrock, Inc., Dimensional Fund Advisors LP and Wellington Management Group LLP. 13F reports cover long US-listed positions of managers above $100M, filed up to 45 days after quarter end.
Is Connectone Bancorp, Inc. buying back stock, and does it pay a dividend?
Connectone Bancorp, Inc. spent $4M on share repurchases over the trailing twelve months, and its diluted share count still rose 19.2% over the year.
What is Connectone Bancorp, Inc.'s market cap?
On November 2, 2026, Connectone Bancorp, Inc.'s market capitalisation was about $1.7B, with a price-to-earnings ratio of 11.0 and net debt of -$313M. Market figures come from third-party market data and may be delayed.
Does Connectone Bancorp, Inc. pay a dividend?
Yes: Connectone Bancorp, Inc. paid $37.7M in dividends over the trailing twelve months, a dividend yield of 2.28% and a payout ratio of 25.1%.
Who are Connectone Bancorp, Inc.'s competitors?
In our Regional Banks peer group, the companies closest to Connectone Bancorp, Inc. are Tompkins Financial Corp, 1st Source Corp, Byline Bancorp, Inc., Oceanfirst Financial Corp and First Bancorp. The side-by-side comparison below sets their revenue, margins and growth against Connectone Bancorp, Inc.'s.
Are insiders buying or selling Connectone Bancorp, Inc. stock?
Over the last 12 months, Connectone Bancorp, Inc.'s directors and officers reported 3 open-market purchases and 1 sales on Form 4. The insider trading page charts every trade.
When is Connectone Bancorp, Inc.'s next earnings date?
Around January 28, 2027, estimated from the spacing of its past results announcements (8-K filings). That is an estimate, not a confirmed date — Connectone Bancorp, Inc. announces its own schedule.