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Customers Bancorp, Inc. (CUBI) stock

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NYSE: CUBI NYSE Regional Banks Next results ~January 21, 2027

C Fundamentals grade

Customers Bancorp, Inc. is a US-listed company in the regional banks industry. Its financial year ends in December.

Who’s trading

What company insiders, investment funds and members of Congress have been doing with the stock, from their own filings.

  • Insiders1 buying, 6 selling1 purchase and 18 sales by directors and officers, last 12 monthsInsider trades
  • Funds151 adding, 109 cuttingOf 40 active managers that changed their stake, 28 added; quarter to June 30, 2026Fund buyers and sellers

Value diary

Our note on each quarter Customers Bancorp files

Where Customers Bancorp stands after its latest 10-Q

Revenue for the twelve months to June 2026 was $922m, up 34.9% on a year earlier, faster than the 33.3% growth a quarter earlier. That growth ranks 8 of 50 among the regional banks companies we cover. The diluted share count is up 6.9% on a year earlier, which dilutes existing holders.

Our model value for Customers Bancorp is under review, so past values are not shown until it is resolved.

Source: 10-Q filed August 7, 2026 on SEC EDGAR · Financials · Valuation

Written from the company's filings and our models when each quarter's report arrives. Figures in older notes are as published at the time. Not investment advice.

The Fundamentalytics view

Next results ~January 21, 2027 (estimated)

Customers Bancorp, Inc.'s trailing-twelve-month revenue grew 34.9% year on year, with a free-cash-flow margin of 39.8%. Where it stands out: revenue growth of 34.9% ranks 25 of 245 regional banks companies we cover. Where it lags: stock pay as % of revenue of 2.2% ranks 173 of 206 regional banks companies we cover.

Current signal Free cash flow diverging from earnings: TTM free cash flow fell 11.1% while net income grew 97.6%: a 109pp divergence.

Assembled from SEC-filed figures — the full workings are on this page and in our methodology. Observations, not recommendations.

Strengths

  • Fast growth. Revenue grew 34.9% over the last 12 months, against a median of 12.5% for regional banks companies we cover.
  • Strong cash generation. 39.8% of revenue turned into free cash flow.
  • Net cash. Cash exceeds long-term debt by $4.2bn.
  • Beating expectations. Earnings per share beat the analysts' consensus estimate in each of the last four quarters.

Things to watch

  • Share dilution. Diluted shares rose 6.9% in a year.
  • Below peers: stock pay as % of revenue. Stock pay as % of revenue of 2.2% ranks 173 of 206 regional banks companies we cover (median 1.3%).
  • Heavily shorted. 11.8% of the shares available to trade are sold short (8.8 days of average volume to cover).

Latest results: FY2026 Q2

Filed August 7, 2026
Earnings per share
$2.27 against an average estimate of $2.13: beat by 6.5%
Revenue
$227m, up 10.2% on a year earlier
Share reaction
+10.8% in the first session after the results on October 22, 2026, against -1.7% for the S&P 500
Guidance given
deposits growth 9% (full-year 2026); net Interest Income $805m to $810m (full-year 2026)
Next report
January 21, 2027; average EPS estimate $2.27

Customers Bancorp's figures from its SEC filings and results release; estimates are the analysts' average. Not a recommendation.

Price chart

  • 1 day+2.5%
  • 1 week+0.4%
  • 1 month+14.3%
  • This year+18.0%
  • 1 year+28.5%
  • 5 years+48.0%
  • S&P 500 this year+11.2%

Closing prices to 2026-11-02. Price change only, dividends excluded.

Loading chart…

Third-party market data · may be delayed

At a glance

Trailing twelve months, from SEC filings

Profitability

Revenue (TTM)
$922M
Net margin
31.6%
EPS (TTM, diluted)
$8.38

Growth

Revenue growth
+34.9%
Change in growth rate
+1.6 pts
Share count change
+6.9%

Earnings

Last results
October 22, 2026
Next results (est.)
January 21, 2027

News & updates

Updated November 3, 2026

Company announcements, filed results and changes that matter to shareholders.

  1. Insider trade
  2. Results
  3. Guidance
  4. Insider trade
  5. Insider trade
  6. Leadership
  7. Results
  8. Leadership

Refreshed hourly when new source data is available. Summaries are checked against company releases and SEC filings. Company announcement headlines are labelled when a checked summary is unavailable.

No model value for Customers Bancorp, Inc. at the moment. Current status: valuation models disagree too widely to rate. Available reported financials are shown below.

Fundamentalytics rating

model v1.6 · 2026-11-03

Not rated: valuation models disagree too widely to rate: held for review.

The inputs used by the models below have passed source checks. Individual model values are available below and in the interactive valuator. Their differences are shown explicitly; the platform combined value and recommendation remain withheld.

Valuation models

We value Customers Bancorp, Inc. as a bank or lender, with every model that fits that kind of business. Cost of equity 9.4%: the 10-year Treasury yield (4.9%) plus a beta of 0.99 times a 4.5% equity risk premium.

Value per share by model
Model Value per share In the combined value?
Residual income Book value plus the present value of returns above the cost of equity, fading over ten years. ~$160 ~$110–$240 Primary model, counts double
Justified price-to-book Book value times (return on equity - growth) / (cost of equity - growth): steady-state returns. ~$140 ~$120–$170 Included
Price-to-book vs return on equity (peers) The price-to-book that peers with this return on equity trade on, from a line fitted across peers. ~$110 ~$75–$150 Included
Price-to-book vs peers Book value per share times peers' typical (harmonic-mean) price-to-book. ~$53 ~$68–$100 Included
Forward price-to-earnings vs peers Next year's consensus earnings per share times peers' typical (harmonic-mean) forward price-to-earnings. Uses analysts' consensus estimates (third-party data), not our forecasts. ~$96 ~$91–$110 Included
Dividend discount (two-stage) Dividends for five years at the growth the business can fund, then a steady payout and growth. — Does not apply: This model is withheld pending its input or assumption review.
Combined value Individual source-checked model scenarios are available. The platform combined value and recommendation remain withheld. — Combined value withheld. Review the individual models and their assumptions.

Different models fail in different ways, so where several apply we average them rather than trust one. Peer-based models compare Customers Bancorp, Inc. with banks and lenders in our coverage, using third-party market data. Model values are estimates under stated assumptions, updated as new filings arrive; not price targets or investment advice. How each model works.

Moat

63 /100

Moderate moat

How hard Customers Bancorp's competitive advantage looks for rivals to wear away, judged from 10 years of its own filings: returns on capital, pricing power, profit durability, cash conversion and discipline.

  • Returns on capital 9 / 20

    Net income has been a median 0.9% of total assets over 10 years.

  • Durability 17 / 20

    Net margin has been a median 28.3%; its worst year was 16.0%.

  • Discipline 14 / 20

    The diluted share count rose 6.6% over five years; stock-based pay has been a median 2.2% of revenue.

AI disruption exposure: Medium. In this industry, AI could change how the product is made or sold, without replacing the core asset. The score above includes a 5-point deduction for that exposure (68 before it).

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Forecasts and guidance

Next results: January 21, 2027, after the close. Analysts expect revenue of $217m and EPS of $2.27 (range $2.15 to $2.34) for the quarter.

Analysts' consensus

Customers Bancorp, Inc.: consensus estimates
Fiscal yearEPSGrowthRevenueGrowth
Current $8.53 +12% $811m +8%
Next $9.84 +15% $913m +13%

Next year's EPS estimate has moved +2.5% in 90 days, across 9 analysts.

How the EPS forecast has moved

The consensus EPS forecast for the current fiscal year is +1.1% on 90 days ago. In the last 30 days, 2 analysts raised Customers Bancorp, Inc.'s forecast and 4 cut it.

Consensus EPS forecast Customers Bancorp, Inc., last 90 days
$8.00 $8.50 $9.00 $9.50 $10.00 90 days ago 60 days ago 30 days ago 7 days ago Now Current fiscal year, 90 days ago: $8.44 Current fiscal year, 60 days ago: $8.42 Current fiscal year, 30 days ago: $8.40 Current fiscal year, 7 days ago: $8.39 Current fiscal year, Now: $8.53 $8.53 Next fiscal year, 90 days ago: $9.59 Next fiscal year, 60 days ago: $9.59 Next fiscal year, 30 days ago: $9.55 Next fiscal year, 7 days ago: $9.56 Next fiscal year, Now: $9.84 $9.84

Average of analysts' published estimates (third-party data).

View chart data
Period Current fiscal yearNext fiscal year
90 days ago $8.44$9.59
60 days ago $8.42$9.59
30 days ago $8.40$9.55
7 days ago $8.39$9.56
Now $8.53$9.84

Earnings against estimates

Customers Bancorp, Inc.: reported EPS against the consensus estimate
Quarter toEstimateActualSurprise
Sept 2026 $2.13 $2.27 +6.5%
Jun 2026 $1.99 $2.05 +3.0%
Mar 2026 $1.89 $1.97 +4.4%
Dec 2025 $2.04 $2.06 +0.8%

Adjusted EPS as companies report it, against the average analyst estimate.

Management guidance

Earnings release, October 22, 2026
  • Deposits full-year 2026 about 9% growth
    “• Deposits: 9%+” source
  • Net Interest Income full-year 2026 $805m to $810m
    “• Net Interest Income: $805 million - $810 million” source
  • Non-interest Expense full-year 2026 $460m to $465m
    “• Non-interest Expense: $460 million - $465 million” source
  • Tax Rate full-year 2026 22% to 23%
    “• Tax Rate: 22% to 23%” source

Figures and quotations are management's, copied from the company's own press release (SEC 8-K exhibit) and checked word for word against it. Forward-looking statements are the company's expectations, not ours and not advice; guidance can change or be missed.

Analyst recommendations

11 analysts, Nov 2026
Buy764%
Hold327%
Sell19%

Monthly trend

  1. Nov 2026343111
  2. Oct 2026343111
  3. Sep 202634411

Counts of recommendations published by analysts covering Customers Bancorp, Inc., by month. Source: Aggregated broker recommendations (third-party data). Aggregated counts only: we do not reproduce any firm's recommendation or price target, and these are not Fundamentalytics ratings.

Positioning

Short interest
11.8%
of tradable shares
Days to cover
8.84
at average volume
Short interest, 1 month
+8%
to October 15, 2026
Held by institutions
—
of shares
Held by insiders
9.3%
of shares
Employees
860
full time

Consensus figures average analysts' published estimates (third-party data); guidance is the company's own. Neither is our forecast. Short interest is reported twice a month and lags. Market data may be delayed.

This section is general information, not investment advice or a personal recommendation, and it does not take account of your objectives or circumstances. Forecasts and guidance are estimates, not promises: companies miss their own guidance and analysts' figures are often revised. Prices can fall as well as rise, and you can lose money. See our disclaimer.

Share-price performance

Market data may be delayed

What moved the share price

Last 12 months +28.5%

$67.12 on October 31, 2025 to $86.26

Customers Bancorp, Inc.: share-price change split into its parts
PartThenNowEffect
Revenue (last 12 months) $684m $922m +34.9%
Net margin 21.6% 31.6% +46.5%
P/E multiple 14.8x 10.3x −30.5%
Share count 33m 35m −6.4%

Biggest factor: net margin.

Last 3 years +93.0%

$44.69 on November 3, 2023 to $86.26

Customers Bancorp, Inc.: share-price change split into its parts
PartThenNowEffect
Revenue (last 12 months) $642m $922m +43.7%
Net margin 30.2% 31.6% +4.6%
P/E multiple 7.5x 10.3x +37.2%
Share count 33m 35m −6.4%

Biggest factor: revenue.

The effects multiply back to the price change exactly. Results are the last 12 months as known on each date (filings assumed public 45 days after quarter end).

Return and risk by year

Customers Bancorp, Inc.: yearly return, monthly win rate and worst fall against the S&P 500
Calendar year 202120222023202420252026 to date
Return
CUBI+260%−57%+103%−16%+50%+18%
Industry peers (median)+34%−4%−2%+16%+10%+24%
S&P 500+29%−18%+26%+25%+18%+11%
Months that ended higher
CUBI92%25%75%33%67%55%
S&P 50075%42%67%75%75%46%
Largest fall from a high during the year
CUBI−20%−64%−51%−34%−27%−20%
S&P 500−5%−25%−10%−8%−19%−9%

Worst fall since November 2, 2015: 79% from January 7, 2022 to May 4, 2023. Getting back needed a 366% gain, reached on December 18, 2025, 959 days after the low.

Price behaviour

52-week range
$63.94 – $87.49
From 52-week high
−1.4%
vs 50-day average
+10.4%
vs 200-day average
+13.6%
Volatility (1 year)
30%
Beta vs S&P 500
0.83

Volatility is the annualised standard deviation of daily returns. Beta 1.5 means the shares typically moved 1.5% for each 1% move in the S&P 500 over the past year. Prices to November 2, 2026.

Share price after results

Next day
6 up, 6 down
typical move ±5.4%
After a week
7 up, 5 down
typical move ±5.4%
After a month
6 up, 5 down
typical move ±8.4%
Customers Bancorp, Inc.: share-price change after each results release
Results releasedNext dayS&P 500 next day5 days21 days
October 22, 2026 +10.8% −1.7% +14.7% —
July 23, 2026 0.0% −1.1% +2.2% +4.3%
April 23, 2026 −2.9% +0.4% −0.4% −1.9%
January 22, 2026 −7.1% +0.6% −1.6% −13.2%
October 23, 2025 +9.5% +1.4% +5.1% +3.1%
July 24, 2025 −1.4% +0.5% +1.9% +9.9%
April 24, 2025 +0.8% +2.8% +3.4% +4.7%
January 23, 2025 +14.4% +0.3% +14.3% +6.0%
October 31, 2024 0.0% −1.5% +13.4% +21.9%
July 25, 2024 +9.2% +0.6% −1.5% −16.7%
April 25, 2024 −6.5% +0.6% −5.3% −9.8%
January 25, 2024 +2.6% +0.4% −1.3% −0.7%

From the close before the release date to the close 1, 5 and 21 trading days after it, so releases before the open and after the close are both captured. Past moves don't predict future ones.

Customers Bancorp, Inc. in five measures

Fundamentals grade C
Growth Profitability Cash Balance sheet

Growth, profitability, cash generation and balance sheet are percentiles against the companies we cover in the same industry, from SEC filings (100 = best). Value compares the share price with our modelled value range (50 = at our base value; higher = cheaper). A description of reported data and our model — not a quality score or advice.

Fundamentals

Revenue (TTM) Customers Bancorp, Inc.
$600M $700M $800M $900M $1B FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 Revenue (TTM), FY23 Q3: $709.3M Revenue (TTM), FY23 Q4: $758M Revenue (TTM), FY24 Q1: $771.6M Revenue (TTM), FY24 Q2: $789M Revenue (TTM), FY24 Q3: $738.6M Revenue (TTM), FY24 Q4: $714.8M Revenue (TTM), FY25 Q1: $676.2M Revenue (TTM), FY25 Q2: $683.8M Revenue (TTM), FY25 Q3: $748.8M Revenue (TTM), FY25 Q4: $818.3M Revenue (TTM), FY26 Q1: $901M Revenue (TTM), FY26 Q2: $922.1M $922.1M

Source: SEC EDGAR filings. Retrieved October 26, 2026.

View chart data
Period Revenue (TTM)
FY23 Q3 $709.3M
FY23 Q4 $758M
FY24 Q1 $771.6M
FY24 Q2 $789M
FY24 Q3 $738.6M
FY24 Q4 $714.8M
FY25 Q1 $676.2M
FY25 Q2 $683.8M
FY25 Q3 $748.8M
FY25 Q4 $818.3M
FY26 Q1 $901M
FY26 Q2 $922.1M
Revenue growth, TTM YoY Customers Bancorp, Inc.
-20% 0% 20% 40% FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 Revenue growth, TTM YoY, FY23 Q3: -2.1% Revenue growth, TTM YoY, FY23 Q4: 15.6% Revenue growth, TTM YoY, FY24 Q1: 20.9% Revenue growth, TTM YoY, FY24 Q2: 22.9% Revenue growth, TTM YoY, FY24 Q3: 4.1% Revenue growth, TTM YoY, FY24 Q4: -5.7% Revenue growth, TTM YoY, FY25 Q1: -12.4% Revenue growth, TTM YoY, FY25 Q2: -13.3% Revenue growth, TTM YoY, FY25 Q3: 1.4% Revenue growth, TTM YoY, FY25 Q4: 14.5% Revenue growth, TTM YoY, FY26 Q1: 33.3% Revenue growth, TTM YoY, FY26 Q2: 34.9% 34.9%

Source: SEC EDGAR filings. Retrieved October 26, 2026.

View chart data
Period Revenue growth, TTM YoY
FY23 Q3 -2.1%
FY23 Q4 15.6%
FY24 Q1 20.9%
FY24 Q2 22.9%
FY24 Q3 4.1%
FY24 Q4 -5.7%
FY25 Q1 -12.4%
FY25 Q2 -13.3%
FY25 Q3 1.4%
FY25 Q4 14.5%
FY26 Q1 33.3%
FY26 Q2 34.9%
FCF margin (TTM) Customers Bancorp, Inc.
-50% 0% 50% 100% FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 FCF margin (TTM), FY23 Q3: -8.0% FCF margin (TTM), FY23 Q4: 16.4% FCF margin (TTM), FY24 Q1: 11.3% FCF margin (TTM), FY24 Q2: 0.5% FCF margin (TTM), FY24 Q3: -14.6% FCF margin (TTM), FY24 Q4: 20.1% FCF margin (TTM), FY25 Q1: 37.9% FCF margin (TTM), FY25 Q2: 60.3% FCF margin (TTM), FY25 Q3: 66.1% FCF margin (TTM), FY25 Q4: 58.8% FCF margin (TTM), FY26 Q1: 46.9% FCF margin (TTM), FY26 Q2: 39.8% 39.8%

Source: SEC EDGAR filings. Retrieved October 26, 2026.

View chart data
Period FCF margin (TTM)
FY23 Q3 -8.0%
FY23 Q4 16.4%
FY24 Q1 11.3%
FY24 Q2 0.5%
FY24 Q3 -14.6%
FY24 Q4 20.1%
FY25 Q1 37.9%
FY25 Q2 60.3%
FY25 Q3 66.1%
FY25 Q4 58.8%
FY26 Q1 46.9%
FY26 Q2 39.8%

Data: SEC EDGAR XBRL company facts (as filed in 10-K/10-Q); forms 10-K, 10-K/A, 10-Q, 10-Q/A. Generated November 3, 2026. Definitions in our methodology.

Where the money goes

FY2025, from the 10-K

What Customers Bancorp earned on its loans and securities in FY2025, what it paid depositors and lenders, and how its revenue split between running costs, credit losses, tax and profit.

  1. Interest income $1.4B
  2. Fee and other income $67.8M · 8.3%
  3. Interest paid $609M
  4. Net interest income $750M · 91.7%
  5. Revenue $818M
  6. Non-interest expense $432M · 52.8%
  7. Pre-tax profit $386M · 47.2%
  8. Income tax $64.3M · 7.9%
  9. Other $98M · 12.0%
  10. Net income $224M · 27.4%
Where Customers Bancorp's revenue went, FY2025
Interest income $1.4B
Fee and other income $67.8M 8.3% of revenue
Interest paid $609M
Net interest income $750M 91.7% of revenue
Revenue $818M
Non-interest expense $432M 52.8% of revenue
Pre-tax profit $386M 47.2% of revenue
Income tax $64.3M 7.9% of revenue
Other $98M 12.0% of revenue
Net income $224M 27.4% of revenue

Shares of revenue. Source: Customers Bancorp's 10-K for FY2025, as filed with the SEC. "Other" lines are what the reported lines leave unexplained.

Financial statements

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Customers Bancorp, Inc.: annual financial statements
Fiscal year 2009 Dec 2009 2010 Dec 2010 2011 Dec 2011 2012 Dec 2012 2013 Dec 2013 2014 Dec 2014 2015 Dec 2015 2016 Dec 2016 2017 Dec 2017 2018 Dec 2018 2019 Dec 2019 2020 Dec 2020 2021 Dec 2021 2022 Dec 2022 2023 Dec 2023 2024 Dec 2024 2025 Dec 2025 LTM Jun 2026
Income
Revenue 8 65 50 101 127 177 224 306 346 317 313 468 763 656 758 715 818 922
Net income −13 24 4 24 33 43 59 79 79 72 79 133 315 228 250 181 224 291
Diluted EPS −$10.98 $3.69 $0.39 $1.57 $1.30 $1.55 $1.96 $2.31 $1.97 $1.78 $2.05 $3.74 $8.91 $6.51 $7.32 $5.09 $6.26 $8.38
Growth (year on year)
Revenue — +693.7% −22.7% +101.0% +25.3% +39.9% +26.5% +36.5% +13.2% −8.5% −1.4% +49.6% +63.2% −14.0% +15.6% −5.7% +14.5% +34.9%
Net income — — −83.0% +490.4% +37.3% +32.2% +35.6% +34.3% +0.2% −9.1% +10.6% +67.1% +137.3% −27.5% +9.7% −27.5% +23.5% +97.6%
Diluted EPS — — −89.4% +302.6% −17.2% +19.2% +26.5% +17.9% −14.7% −9.6% +15.2% +82.4% +138.2% −26.9% +12.4% −30.5% +23.0% +84.9%
Margins
Net margin −161.5% 36.5% 8.0% 23.6% 25.8% 24.4% 26.2% 25.7% 22.8% 22.6% 25.4% 28.4% 41.2% 34.8% 33.0% 25.4% 27.4% 31.6%
Free-cash-flow margin −34.9% −345.7% 54.1% <−999% 567.4% −307.1% −160.5% 28.1% 17.3% 30.2% 24.6% 27.5% 38.7% −3.8% 16.4% 20.1% 58.8% 39.8%
Cash flow
Cash from operations −2 −222 30 −1,242 722 −542 −357 91 62 97 78 133 296 −21 125 145 495 381
Capital spending 0 3 3 3 4 1 3 5 2 2 2 5 1 4 1 1 14 14
Free cash flow −3 −225 27 −1,245 718 −544 −360 86 60 96 77 128 295 −25 124 144 481 367
Stock-based pay 0 2 1 2 3 5 6 7 7 10 10 13 14 14 13 14 18 20
Free cash flow after stock pay −3 −227 26 −1,247 715 −549 −365 79 53 86 67 115 281 −39 112 129 463 346
Balance sheet
Cash 69 239 74 186 233 371 265 265 146 62 213 693 518 456 3,846 3,786 4,411 4,179
Total debt 0 0 336 476 772 1,618 1,695 952 — 1,435 1,388 5,515 775 — 0 100 0 0
Net debt (negative = net cash) −69 −239 262 290 539 1,247 1,431 687 −146 1,373 1,175 4,822 257 −456 −3,846 −3,686 −4,411 −4,179
Diluted shares — 6m 10,284m 15,166m 25,148m 28m 29m 30m 33m 32m 32m 32m 34m 34m 32m 33m 33m 35m
Returned to shareholders
Buybacks 0 0 1 0 8 0 0 0 0 13 1 0 28 33 40 19 6 49
Total returned 0 0 1 0 8 0 0 0 0 13 1 0 28 33 40 19 6 49

Source: SEC EDGAR XBRL company facts (US and foreign periodic filings); column headings link to the filing. EBITDA is operating income plus depreciation and amortisation. Free cash flow is cash from operations minus capital spending. Growth is left blank when last year's figure was a loss or under 2% of revenue. Share counts and EPS are restated for stock splits. A dash means the company didn't report the figure.

Dividends, buybacks and capital spending

FY2026 Q2 TTM
Buybacks (TTM)
$49.4M
Returned to shareholders
13%
of free cash flow
Buybacks, last 3 fiscal years
$64.7M
Diluted share count
+6.9%
year over year
Total shareholder yield
1.7%
dividends 0.0% + buybacks 1.7% of market value

Competitors: side by side with peers

Closest by revenue in regional banks
Growth, margins and cash generation against peers
Last 12 months unless stated CUBI FHB PFS CATY CBU INDB Median
Revenue, last 12 months $922m $908m $907m $871m $859m $1.0bn $255m
Revenue growth, last 12 months 34.9% 7.7% 8.1% 14.5% 10.0% 41.0% 12.5%
Revenue growth, 3-year average 12.8% 2.3% 20.4% 1.5% 9.7% 9.6% 6.0%
Revenue growth, latest quarter 10.2% 1.7% 9.6% 13.1% 12.0% 39.3% 10.7%
Net margin 31.6% 30.3% 34.5% 39.9% 26.6% 27.0% 28.7%
Cash from operations / revenue 41.3% 42.4% 40.8% 62.2% 35.9% 32.1% 34.3%
Free-cash-flow margin 39.8% 40.2% 38.6% 61.4% 28.7% 30.3% 31.4%
Free-cash-flow margin, 3-year average 33.5% 34.3% 48.9% 49.3% 27.8% 31.3% 29.9%
Stock pay / revenue 2.2% 1.8% — 0.9% 1.3% 1.0% 1.2%
Change in share count 6.9% −2.8% 0.1% −4.5% −0.1% 15.5% 0.4%

Median of all 245 companies we cover in regional banks. Shaded: best of the six on that line (lowest for stock pay and share-count growth). 3-year figures average the last three 12-month periods; 3-year growth is compound annual. Source: SEC filings.

Peer comparison

245 regional banks companies
Measures ranked against peers
Measure Company Peer median Rank
Revenue growth Growth 34.9% 12.5% 25 of 245
Change in growth rate Growth +1.6pp +0.0pp 79 of 244
Net margin Profitability 31.6% 28.7% 79 of 245
Stock pay as % of revenue Cash generation 2.2% 1.3% 173 of 206
Change in share count Balance sheet 6.9% 0.4% 182 of 230

Rank 1 = best in the group (for spending, debt and dilution, lower ranks first).

Reported value
$2.7B
Institutions reporting
292
Shares held vs prior quarter
▲ 1.5%
Positions opened / closed
36 / 23

Top buyers and sellers, Q2 2026: 151 institutions bought and 109 sold ; the biggest buyer was Assenagon Asset Management S.A (+388K shares) and the biggest seller Price T Rowe Associates Inc (−364K). See which funds bought and sold →

Largest reported holders, June 30, 2026
Manager Value Shares Share of 13F value Shares QoQ
Blackrock, Inc. $385M 4.9M 14.2% ▼ 2.5%
Wellington Management Group LLP $319M 4.0M 11.8% ▲ 3.8%
State Street Corp $165M 2.1M 6.1% ▲ 4.5%
Dimensional Fund Advisors LP $159M 2.0M 5.9% ▲ 3.6%
Hood River Capital Management LLC $154M 1.9M 5.7% ▲ 12.2%
Vanguard Capital Management LLC $108M 1.4M 4.0% ▼ 0.3%
American Century Companies Inc $92.8M 1.2M 3.4% ▲ 6.1%
Assenagon Asset Management S.A. $92.3M 1.2M 3.4% ▲ 49.9%
Geode Capital Management, LLC $72M 910K 2.7% ▲ 3.2%
UBS Group AG $55.2M 698K 2.0% ▼ 32.2%
Vanguard Portfolio Management LLC $52.6M 665K 1.9% ▲ 3.5%
Driehaus Capital Management LLC $50.2M 635K 1.9% ▲ 1.8%

From Form 13F filings with the SEC ( quarterly data sets), as reported by each manager for June 30, 2026 and filed up to 45 days later. 13F reports cover long US-listed positions of managers above $100M only, so this is not Customers Bancorp, Inc.'s complete shareholder register. Values are as reported by the filers ; 3 inconsistently scaled filing rows were excluded.

Insider trading activity

Full insider history and chart
Recent insider open-market transactions
Insider Date Trade Shares Price Value
Sidhu Jay S Exec. Chairman October 29, 2026 Sell 50,000 $87.40 $4.4M
Allon Andrea R. Director August 13, 2026 Sell 10,000 $82.81 $828,100
Sidhu Jay S Chairman August 3, 2026 Sell 68,821 $80.09 $5.5M
Sidhu Jay S Chairman July 30, 2026 Sell 835 $79.00 $65,965
Sidhu Jay S Chairman July 29, 2026 Sell 30,344 $79.20 $2.4M
Cunningham Lyle Chief Banking Officer May 29, 2026 Sell 47,914 $75.03 $3.6M
Sidhu Jay S Chairman May 27, 2026 Sell 60,315 $76.23 $4.6M
Sidhu Samvir S. CEO May 12, 2026 Buy 1,000 $72.58 $72,580
Watkins Philip EVP, Head of Corp Development May 11, 2026 Sell 3,000 $75.67 $227,010
Velasquez Jessie John Deano Chief Accounting Officer December 9, 2025 Sell 2,242 $71.05 $159,294
Sidhu Jay S Chairman & CEO December 3, 2025 Sell 128,185 $69.43 $8.9M
Sidhu Jay S Chairman & CEO November 25, 2025 Sell 7,479 $70.06 $523,979

From insiders' Form 4 filings with the SEC. Excludes awards, option exercises and shares withheld for tax. "Pre-set plan" means the filing marks the trade as made under a Rule 10b5-1 plan. See every insider trade since five years ago, on a price chart.

Earnings dates and SEC filings

Results announcements

Next expected around January 21, 2027 estimated from the company's past filing pattern, not announced

  • October 22, 2026
  • July 23, 2026
  • April 23, 2026
  • January 22, 2026
  • October 23, 2025
  • July 24, 2025

Recent SEC filings

Data status

When each part of this page on Customers Bancorp, Inc. was last updated.

DataLast updatedSource
Share priceExchange closing prices
Financial statementsSEC 10-K and 10-Q filings
News and updatesCompany releases and SEC 8-K filings
Analyst estimatesAggregated analyst estimates
Valuation and scoresOur models, from the filed figures

How we build and check these figures: methodology and data sources.

Customers Bancorp, Inc. in brief

What does Customers Bancorp, Inc. do?
Customers Bancorp, Inc. is a US-listed company in the regional banks industry. Its financial year ends in December.
What is Customers Bancorp, Inc.'s stock ticker?
Customers Bancorp, Inc. trades under the ticker CUBI on NYSE. This page brings together its financial statements, valuation models, ownership and recent company updates.
What is Customers Bancorp, Inc.'s revenue, and how fast is it growing?
Over its most recent trailing twelve months, Customers Bancorp, Inc. reported revenue of $922M, 34.9% higher than a year earlier, according to its SEC filings.
What is Customers Bancorp, Inc.'s free cash flow?
Customers Bancorp, Inc.'s free-cash-flow margin is 39.8% of revenue over the trailing twelve months.
Who are Customers Bancorp, Inc.'s largest institutional shareholders?
By value reported in 13F filings for June 30, 2026, the largest reported holders are Blackrock, Inc., Wellington Management Group LLP and State Street Corp. 13F reports cover long US-listed positions of managers above $100M, filed up to 45 days after quarter end.
Is Customers Bancorp, Inc. buying back stock, and does it pay a dividend?
Customers Bancorp, Inc. spent $49.4M on share repurchases over the trailing twelve months, and its diluted share count still rose 6.9% over the year.
What is Customers Bancorp, Inc.'s market cap?
On November 2, 2026, Customers Bancorp, Inc.'s market capitalisation was about $3B, with a price-to-earnings ratio of 10.3 and net debt of -$4.2B. Market figures come from third-party market data and may be delayed.
Who are Customers Bancorp, Inc.'s competitors?
In our Regional Banks peer group, the companies closest to Customers Bancorp, Inc. are First Hawaiian, Inc., Provident Financial Services Inc, Cathay General Bancorp, Community Financial System, Inc. and Independent Bank Corp. The side-by-side comparison below sets their revenue, margins and growth against Customers Bancorp, Inc.'s.
Are insiders buying or selling Customers Bancorp, Inc. stock?
Over the last 12 months, Customers Bancorp, Inc.'s directors and officers reported 1 open-market purchases and 18 sales on Form 4. The insider trading page charts every trade.
When is Customers Bancorp, Inc.'s next earnings date?
Around January 21, 2027, estimated from the spacing of its past results announcements (8-K filings). That is an estimate, not a confirmed date — Customers Bancorp, Inc. announces its own schedule.