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Everquote, Inc. (EVER) stock

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NASDAQ: EVER Nasdaq Interactive Media & Services Next results ~February 22, 2027

B Fundamentals grade

Everquote, Inc. is a US-listed company in the interactive media & services industry. Its financial year ends in December.

Stock price today

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Third-party market data · may be delayed

Fair value per share

Under review: our cash-flow value ($73.08) is 2.80x the share price ($26.05) and 2.43x the median of our other models ($30.06); the other models don't support a gap this wide.

Price vs value

Under review: our cash-flow value ($73.08) is 2.80x the share price ($26.05) and 2.43x the median of our other models ($30.06); the other models don't support a gap this wide. We'll show the comparison once resolved.

Everquote, Inc. valuation: adjust assumptions and compare models →

Who’s trading

What company insiders, investment funds and members of Congress have been doing with the stock, from their own filings.

  • Insiders0 buying, 7 selling0 purchases and 57 sales by directors and officers, last 12 monthsInsider trades
  • Funds144 adding, 93 cuttingOf 42 active managers that changed their stake, 22 added; quarter to June 30, 2026Fund buyers and sellers

Value diary

Our note on each quarter Everquote files

Where Everquote stands after its latest 10-Q

Revenue for the twelve months to June 2026 was $755m, up 22.7% on a year earlier, slower than the 24.5% growth a quarter earlier. That growth ranks 6 of 29 among the interactive media & services companies we cover. Free-cash-flow margin fell to 12.6% from 14.2% a year earlier. Operating margin widened to 11.0% from 7.5%. Against its peers on growth, profitability, cash generation and balance sheet, it grades B. It passes 2 of our 2 financial-health checks.

Our model value for Everquote is under review, so past values are not shown until it is resolved.

Source: 10-Q filed August 4, 2026 on SEC EDGAR · Financials · Valuation

Written from the company's filings and our models when each quarter's report arrives. Figures in older notes are as published at the time. Not investment advice.

The Fundamentalytics view

Next results ~February 22, 2027 (estimated)

Everquote, Inc.'s trailing-twelve-month revenue grew 22.7% year on year, with a free-cash-flow margin of 12.6%. Where it stands out: gross margin of 97.6% ranks 1 of 54 interactive media & services companies we cover.

Our discounted-cash-flow model values the business at ~$73 per share in the base case (~$57–$94 across growth scenarios) — model values under stated assumptions, not a price target.

Current signal Free cash flow diverging from earnings: TTM free cash flow grew 9.0% while net income grew 145.9%: a 137pp divergence.

Assembled from SEC-filed figures — the full workings are on this page and in our methodology. Observations, not recommendations.

Highlights

How we pick these

Strengths

  • Fast growth. Revenue grew 22.7% over the last 12 months, against a median of 2.4% for interactive media & services companies we cover.
  • Margins widening. Operating margin is up 3.5 points on a year ago.
  • Net cash. Cash exceeds long-term debt by $0.2bn.
  • Beating expectations. Earnings per share beat the analysts' consensus estimate in each of the last four quarters.

Things to watch

  • Share dilution. Diluted shares rose 27906.1% in a year.
  • Volatile shares. Over the past year the shares showed annualised volatility of 84% and a beta of 0.5 against the S&P 500.
  • Heavily shorted. 28.3% of the shares available to trade are sold short (7.5 days of average volume to cover).

Latest results: FY2026 Q2

Filed August 4, 2026
Earnings per share
$0.70 against an average estimate of $0.66: beat by 6.3%
Revenue
$195m, up 24.6% on a year earlier
Share reaction
-5.4% in the first session after the results on August 3, 2026, against +3.3% for the S&P 500
Guidance given
revenue $198m to $208m (Third Quarter 2026); variable Marketing Dollars $56m to $59m (Third Quarter 2026)
Next report
November 2, 2026; average EPS estimate $0.63

Everquote's figures from its SEC filings and results release; estimates are the analysts' average. Not a recommendation.

Price chart

  • 1 day+3.2%
  • 1 week+8.5%
  • 1 month+24.5%
  • This year-10.1%
  • 1 year+12.7%
  • 5 years+86.1%
  • S&P 500 this year+11.2%

Closing prices to 2026-11-02. Price change only, dividends excluded.

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Third-party market data · may be delayed

At a glance

Trailing twelve months, from SEC filings

Profitability

Revenue (TTM)
$755M
Operating margin
11.0%
Net margin
15.2%
EPS (TTM, diluted)
$3.08

Growth

Revenue growth
+22.7%
Change in growth rate
−1.7 pts

Cash

Free cash flow (TTM)
$95.1M
FCF margin
12.6%
Stock pay % of revenue
3.1%

Earnings

Last results
November 2, 2026
Next results (est.)
February 22, 2027

News & updates

Updated November 2, 2026

Company announcements, filed results and changes that matter to shareholders.

  1. Results
  2. Agreement
  3. Results
  4. Guidance

Refreshed hourly when new source data is available. Summaries are checked against company releases and SEC filings. Company announcement headlines are labelled when a checked summary is unavailable.

Valuation

Everquote, Inc. valuation models and calculator

Fundamentalytics rating

model v1.6 · 2026-11-03

Not rated: held for review: our cash-flow value ($73.08) is 2.80x the share price ($26.05) and 2.43x the median of our other models ($30.06); the other models don't support a gap this wide.

Our value per share comes from a discounted-cash-flow model of Everquote, Inc.'s free cash flow after stock-based pay ( $58.4M, FY2026 Q2 TTM, with after-tax interest added back): growth for five years as below (the first two years from forecasts, guidance and the company's record), fading to 2.5%, discounted at 8.5%, then cash added and debt and other claims subtracted. These are model values under stated assumptions, not price targets or recommendations.

The inputs used by the models below have passed source checks. Individual model values are available below and in the interactive valuator. Their differences are shown explicitly; the platform combined value and recommendation remain withheld.

Valuation models

We value Everquote, Inc. as an operating company, with every model that fits that kind of business. Cost of equity 9.4%: the 10-year Treasury yield (4.9%) plus a beta of 1 times a 4.5% equity risk premium.

Value per share by model
Model Value per share In the combined value?
Cash-flow model (DCF) Free cash flow to the firm (after stock pay, with after-tax interest added back), grown then faded to 2.5%, discounted at 8.5% as the firm rate, less debt and other claims. ~$73 ~$57–$94 Primary model, counts double
Forward price-to-earnings vs peers Next year's consensus earnings per share times peers' typical (harmonic-mean) forward price-to-earnings. Uses analysts' consensus estimates (third-party data), not our forecasts. ~$30 ~$25–$52 Included
Residual income Book value plus the present value of returns above the cost of equity, fading over ten years. ~$1.8 ~$1.1–$3.0 Left out: out of range vs price (0.07x)
Justified price-to-book Book value times (return on equity - growth) / (cost of equity - growth): steady-state returns. — Does not apply: This model is withheld pending its input or assumption review.
Combined value Individual source-checked model scenarios are available. The platform combined value and recommendation remain withheld. — Combined value withheld. Review the individual models and their assumptions.

Different models fail in different ways, so where several apply we average them rather than trust one. Peer-based models compare Everquote, Inc. with Interactive Media & Services in our coverage, using third-party market data. Model values are estimates under stated assumptions, updated as new filings arrive; not price targets or investment advice. How each model works.

Valuation multiples over time Market data may be delayed

At fiscal year end 20182019202020212022202320242025Now
Share price$4.18$34.35$37.35$15.66$14.74$12.24$19.99$27.00$24.27
Market value$71m$884822$1m$455518$465976$408m$733m$1.0bn$901m
+ Net debt (− = net cash)−$35m−$46m−$43m−$35m−$31m−$38m−$102m−$171m−$192m
Enterprise value$36m−$45m−$42m−$34m−$30m$370m$630m$848m$708m
Multiples
Price / sales 0.4x0.0x0.0x0.0x0.0x1.4x1.5x1.5x1.2x
Price / earnings ——————22.8x10.3x7.9x
Price / free cash flow —0.6x0.1x0.1x——11.7x11.3x9.5x
EV / EBITDA ——————16.8x13.6x8.2x

Market value uses the period's diluted share count; figures for each fiscal year use that year's results and the price at year end. "Now" uses today's price and the last twelve months.

Moat

59 /100

Moderate moat

How hard Everquote's competitive advantage looks for rivals to wear away, judged from 9 years of its own filings: returns on capital, pricing power, profit durability, cash conversion and discipline.

  • Returns on capital 14 / 20

    Cash operating profit has been a median 10.8% of total assets over 8 years.

  • Pricing power 20 / 20

    Gross margin has been a median 93.7%, moving by 1.5 percentage points (standard deviation) across 9 years.

  • Durability 10 / 20

    Operating margin has been a median -3.2%; its worst year was -8.8%.

  • Cash conversion 8 / 20

    Free cash flow was positive in 5 of 8 years, at a median 3.5% of revenue.

AI disruption exposure: Medium. In this industry, AI could change how the product is made or sold, without replacing the core asset. The score above includes a 5-point deduction for that exposure (64 before it).

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Forecasts and guidance

Analysts' consensus

Fiscal yearEPSGrowthRevenueGrowth
Current $2.60 −26% $801m +16%
Next $3.08 +18% $883m +10%

Next year's EPS estimate has moved −3.5% in 90 days, across 3 analysts.

How the EPS forecast has moved

The consensus EPS forecast for the current fiscal year is −3.5% on 90 days ago. In the last 30 days, 0 analysts raised Everquote, Inc.'s forecast and 2 cut it.

Consensus EPS forecast Everquote, Inc., last 90 days
$2.40 $2.60 $2.80 $3.00 $3.20 90 days ago 60 days ago 30 days ago 7 days ago Now Current fiscal year, 90 days ago: $2.69 Current fiscal year, 60 days ago: $2.69 Current fiscal year, 30 days ago: $2.60 Current fiscal year, 7 days ago: $2.48 Current fiscal year, Now: $2.60 $2.60 Next fiscal year, 90 days ago: $3.19 Next fiscal year, 60 days ago: $3.19 Next fiscal year, 30 days ago: $3.08 Next fiscal year, 7 days ago: $2.81 Next fiscal year, Now: $3.08 $3.08

Average of analysts' published estimates (third-party data).

View chart data
Period Current fiscal yearNext fiscal year
90 days ago $2.69$3.19
60 days ago $2.69$3.19
30 days ago $2.60$3.08
7 days ago $2.48$2.81
Now $2.60$3.08

Earnings against estimates

Quarter toEstimateActualSurprise
Sept 2026 $0.66 $0.70 +6.3%
Jun 2026 $0.65 $0.65 +0.5%
Mar 2026 $0.59 $0.61 +4.3%
Dec 2025 $0.54 $1.68 +213.9%

Adjusted EPS as companies report it, against the average analyst estimate.

Management guidance

Earnings release, August 3, 2026
  • Revenue Third Quarter 2026 $198m to $208m
    “Revenue of $198.0 - $208.0 million.” source
  • Variable Marketing Dollars Third Quarter 2026 $56m to $59m
    “Variable Marketing Dollars of $56.0 - $59.0 million.” source
  • Adjusted EBITDA Third Quarter 2026 $28m to $31m Non-GAAP
    “Adjusted EBITDA of $28.0 - $31.0 million.” source

Figures and quotations are management's, copied from the company's own press release (SEC 8-K exhibit) and checked word for word against it. Forward-looking statements are the company's expectations, not ours and not advice; guidance can change or be missed.

How our valuation uses these forecasts

Our cash-flow model grows Everquote, Inc.'s revenue by +15.3% next year and +17.6% the year after, then fades back toward its own record by year five. Next year's rate weighs analysts' consensus (+11.6%, weight 46%) , management guidance (+16.7%, weight 23%) and the company's own record (+20.0%, weight 31%) . How the weights are set.

Analyst recommendations

8 analysts, Nov 2026
Buy675%
Hold225%
Sell00%

Monthly trend

  1. Nov 20263328
  2. Oct 20263328

Counts of recommendations published by analysts covering Everquote, Inc., by month. Source: Aggregated broker recommendations (third-party data). Aggregated counts only: we do not reproduce any firm's recommendation or price target, and these are not Fundamentalytics ratings.

Positioning

Short interest
28.3%
of tradable shares
Days to cover
7.5
at average volume
Short interest, 1 month
+4%
to October 15, 2026
Held by institutions
—
of shares
Held by insiders
13.0%
of shares
Employees
356
full time

Consensus figures average analysts' published estimates (third-party data); guidance is the company's own. Neither is our forecast. Short interest is reported twice a month and lags. Market data may be delayed.

This section is general information, not investment advice or a personal recommendation, and it does not take account of your objectives or circumstances. Forecasts and guidance are estimates, not promises: companies miss their own guidance and analysts' figures are often revised. Prices can fall as well as rise, and you can lose money. See our disclaimer.

Share-price performance

Market data may be delayed

What moved the share price

Last 12 months +12.7%

$21.54 on October 31, 2025 to $24.27

ThenNowEffect
Revenue (last 12 months) $615m $755m +22.7%
Net margin 7.6% 15.2% +100.3%
P/E multiple 13.1x 7.9x −39.8%
Share count 28m 37m −23.9%

Biggest factor: net margin.

The effects multiply back to the price change exactly. Results are the last 12 months as known on each date (filings assumed public 45 days after quarter end).

Return and risk by year

Calendar year 202120222023202420252026 to date
Return
EVER−58%−6%−17%+63%+35%−10%
Industry peers (median)−25%−54%−2%−21%−16%−27%
S&P 500+29%−18%+26%+25%+18%+11%
Months that ended higher
EVER33%42%67%67%50%55%
S&P 50075%42%67%75%75%46%
Largest fall from a high during the year
EVER−77%−67%−70%−37%−35%−47%
S&P 500−5%−25%−10%−8%−19%−9%

Worst fall since June 28, 2018: 91% from July 9, 2020 to October 24, 2022. Getting back needed a 1033% gain, and the shares have not yet recovered.

Price behaviour

52-week range
$14.27 – $27.87
From 52-week high
−12.9%
vs 50-day average
+8.7%
vs 200-day average
+18.9%
Volatility (1 year)
84%
Beta vs S&P 500
0.51

Volatility is the annualised standard deviation of daily returns. Beta 1.5 means the shares typically moved 1.5% for each 1% move in the S&P 500 over the past year. Prices to November 2, 2026.

Share price after results

Next day
8 up, 3 down
typical move ±14.1%
After a week
7 up, 4 down
typical move ±13.2%
After a month
7 up, 4 down
typical move ±13.1%
Results releasedNext dayS&P 500 next day5 days21 days
August 3, 2026 −5.4% +3.3% +1.3% −1.5%
May 4, 2026 +64.4% +0.4% +36.3% +23.9%
February 23, 2026 +0.1% −0.3% +3.2% +0.4%
November 3, 2025 +12.7% −1.0% +22.8% +27.6%
August 4, 2025 −1.4% +1.0% −2.3% −4.4%
May 5, 2025 −13.2% −1.4% −9.8% −9.7%
February 24, 2025 +23.4% −1.0% +22.6% +43.1%
November 4, 2024 +4.6% +1.0% +21.3% +7.4%
August 5, 2024 +8.0% −2.0% −11.9% −10.5%
May 6, 2024 +16.3% +1.1% +7.4% +6.7%
February 26, 2024 +5.4% −0.2% −6.2% +9.3%

From the close before the release date to the close 1, 5 and 21 trading days after it, so releases before the open and after the close are both captured. Past moves don't predict future ones.

Everquote, Inc. in five measures

Fundamentals grade B
Growth Profitability Cash Balance sheet

Growth, profitability, cash generation and balance sheet are percentiles against the companies we cover in the same industry, from SEC filings (100 = best). Value compares the share price with our modelled value range (50 = at our base value; higher = cheaper). A description of reported data and our model — not a quality score or advice.

Fundamentals

Revenue (TTM) Everquote, Inc.
$200M $400M $600M $800M FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 Revenue (TTM), FY23 Q3: $320.5M Revenue (TTM), FY23 Q4: $287.9M Revenue (TTM), FY24 Q1: $269.8M Revenue (TTM), FY24 Q2: $318.9M Revenue (TTM), FY24 Q3: $408.4M Revenue (TTM), FY24 Q4: $500.2M Revenue (TTM), FY25 Q1: $575.8M Revenue (TTM), FY25 Q2: $615.2M Revenue (TTM), FY25 Q3: $644.7M Revenue (TTM), FY25 Q4: $692.5M Revenue (TTM), FY26 Q1: $716.7M Revenue (TTM), FY26 Q2: $755.2M $755.2M

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period Revenue (TTM)
FY23 Q3 $320.5M
FY23 Q4 $287.9M
FY24 Q1 $269.8M
FY24 Q2 $318.9M
FY24 Q3 $408.4M
FY24 Q4 $500.2M
FY25 Q1 $575.8M
FY25 Q2 $615.2M
FY25 Q3 $644.7M
FY25 Q4 $692.5M
FY26 Q1 $716.7M
FY26 Q2 $755.2M
Revenue growth, TTM YoY Everquote, Inc.
-50% 0% 50% 100% 150% FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 Revenue growth, TTM YoY, FY23 Q3: -23.3% Revenue growth, TTM YoY, FY23 Q4: -28.8% Revenue growth, TTM YoY, FY24 Q1: -33.0% Revenue growth, TTM YoY, FY24 Q2: -13.5% Revenue growth, TTM YoY, FY24 Q3: 27.4% Revenue growth, TTM YoY, FY24 Q4: 73.7% Revenue growth, TTM YoY, FY25 Q1: 113.4% Revenue growth, TTM YoY, FY25 Q2: 92.9% Revenue growth, TTM YoY, FY25 Q3: 57.8% Revenue growth, TTM YoY, FY25 Q4: 38.5% Revenue growth, TTM YoY, FY26 Q1: 24.5% Revenue growth, TTM YoY, FY26 Q2: 22.7% 22.7%

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period Revenue growth, TTM YoY
FY23 Q3 -23.3%
FY23 Q4 -28.8%
FY24 Q1 -33.0%
FY24 Q2 -13.5%
FY24 Q3 27.4%
FY24 Q4 73.7%
FY25 Q1 113.4%
FY25 Q2 92.9%
FY25 Q3 57.8%
FY25 Q4 38.5%
FY26 Q1 24.5%
FY26 Q2 22.7%
Operating margin (TTM) Everquote, Inc.
-20% -10% 0% 10% 20% FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 Operating margin (TTM), FY23 Q3: -16.8% Operating margin (TTM), FY23 Q4: -18.1% Operating margin (TTM), FY24 Q1: -17.7% Operating margin (TTM), FY24 Q2: -8.8% Operating margin (TTM), FY24 Q3: 3.2% Operating margin (TTM), FY24 Q4: 6.3% Operating margin (TTM), FY25 Q1: 6.6% Operating margin (TTM), FY25 Q2: 7.5% Operating margin (TTM), FY25 Q3: 8.0% Operating margin (TTM), FY25 Q4: 8.4% Operating margin (TTM), FY26 Q1: 10.3% Operating margin (TTM), FY26 Q2: 11.0% 11.0%

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period Operating margin (TTM)
FY23 Q3 -16.8%
FY23 Q4 -18.1%
FY24 Q1 -17.7%
FY24 Q2 -8.8%
FY24 Q3 3.2%
FY24 Q4 6.3%
FY25 Q1 6.6%
FY25 Q2 7.5%
FY25 Q3 8.0%
FY25 Q4 8.4%
FY26 Q1 10.3%
FY26 Q2 11.0%
FCF margin (TTM) Everquote, Inc.
-5% 0% 5% 10% 15% FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 FCF margin (TTM), FY23 Q3: -3.4% FCF margin (TTM), FY23 Q4: -2.3% FCF margin (TTM), FY24 Q1: 1.9% FCF margin (TTM), FY24 Q2: 4.5% FCF margin (TTM), FY24 Q3: 10.2% FCF margin (TTM), FY24 Q4: 12.5% FCF margin (TTM), FY25 Q1: 13.0% FCF margin (TTM), FY25 Q2: 14.2% FCF margin (TTM), FY25 Q3: 13.0% FCF margin (TTM), FY25 Q4: 13.0% FCF margin (TTM), FY26 Q1: 13.4% FCF margin (TTM), FY26 Q2: 12.6% 12.6%

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period FCF margin (TTM)
FY23 Q3 -3.4%
FY23 Q4 -2.3%
FY24 Q1 1.9%
FY24 Q2 4.5%
FY24 Q3 10.2%
FY24 Q4 12.5%
FY25 Q1 13.0%
FY25 Q2 14.2%
FY25 Q3 13.0%
FY25 Q4 13.0%
FY26 Q1 13.4%
FY26 Q2 12.6%

Data: SEC EDGAR XBRL company facts (as filed in 10-K/10-Q); forms 10-K, 10-Q. Generated November 3, 2026. Definitions in our methodology.

Where the money goes

FY2025, from the 10-K

Each dollar Everquote took in during FY2025, followed through to profit: what it cost to make, what went on research and running the business, and what was left after tax.

  1. Revenue $693M
  2. Other income $41M · 5.9%
  3. Cost of revenue $19.4M · 2.8%
  4. Gross profit $673M · 97.2%
  5. Research and development $31.5M · 4.5%
  6. Selling, general and admin $575M · 83.0%
  7. Other operating costs $8.2M · 1.2%
  8. Operating income $58.3M · 8.4%
  9. Net income $99.3M · 14.3%

Shares of revenue. Source: Everquote's 10-K for FY2025, as filed with the SEC. "Other" lines are what the reported lines leave unexplained. Other income is income outside operations, such as investment gains.

Financial statements

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year 2017 Dec 2017 2018 Dec 2018 2019 Dec 2019 2020 Dec 2020 2021 Dec 2021 2022 Dec 2022 2023 Dec 2023 2024 Dec 2024 2025 Dec 2025 LTM Jun 2026
Income
Revenue 126 163 249 347 419 404 288 500 693 755
Gross profit 118 152 233 326 395 380 265 479 673 737
EBITDA −3 −13 −6 −8 −17 −19 −46 37 62 87
Operating income −5 −14 −8 −12 −22 −25 −52 32 58 83
Net income −5 −14 −7 −11 −19 −24 −51 32 99 114
Diluted EPS −$1.09 −$3.03 −$0.28 −$0.41 −$0.67 −$0.77 −$1.54 $0.88 $2.63 $3.08
Growth (year on year)
Revenue — +29.4% +52.3% +39.4% +20.6% −3.4% −28.8% +73.7% +38.5% +22.7%
EBITDA — — — — — — — — +66.1% +69.0%
Operating income — — — — — — — — +83.7% +81.2%
Net income — — — — — — — — +208.7% +145.9%
Diluted EPS — — — — — — — — +198.9% —
Margins
Gross margin 93.9% 92.9% 93.6% 93.8% 94.3% 94.1% 92.2% 95.8% 97.2% 97.6%
EBITDA margin −2.6% −7.7% −2.4% −2.4% −4.0% −4.7% −15.9% 7.5% 9.0% 11.5%
Operating margin −3.7% −8.5% −3.2% −3.4% −5.2% −6.1% −18.1% 6.3% 8.4% 11.0%
Net margin −4.0% −8.4% −2.9% −3.2% −4.6% −6.0% −17.8% 6.4% 14.3% 15.2%
Free-cash-flow margin −2.3% −3.4% 0.6% 2.0% 1.0% −5.0% −2.3% 12.5% 13.0% 12.6%
Cash flow
Cash from operations −2 −2 4 11 7 −16 −3 67 95 101
Capital spending 1 4 3 4 3 4 4 4 5 6
Free cash flow −3 −6 1 7 4 −20 −7 62 90 95
Stock-based pay 2 7 13 24 30 29 24 21 24 23
Free cash flow after stock pay −5 −13 −11 −17 −26 −49 −31 42 66 72
Balance sheet
Cash 2 42 46 43 35 31 38 102 171 192
Total debt 5 7 0 0 0 0 0 0 0 0
Net debt (negative = net cash) 2 −35 −46 −43 −35 −31 −38 −102 −171 −192
Diluted shares 18m 17m — — — — 33m 37m 38m 37m
Returned to shareholders
Buybacks 9 — — — — — — — 21 —
Total returned 9 — — — — — — — 21 —

Source: SEC EDGAR XBRL company facts (US and foreign periodic filings); column headings link to the filing. EBITDA is operating income plus depreciation and amortisation. Free cash flow is cash from operations minus capital spending. Growth is left blank when last year's figure was a loss or under 2% of revenue. Share counts and EPS are restated for stock splits. A dash means the company didn't report the figure.

Financial health

2 of 2 checks passed · June 30, 2026
What it owns · $341m
Short-term assets $278mLonger-term assets $63m
What it owes, and who funded it · $341m
Short-term liabilities $83mLonger-term liabilities $1mShareholders' equity $257m
  • Short-term assets cover short-term liabilities $278m of assets due within a year against $83m of liabilities due within a year.
  • Short-term assets cover long-term liabilities $278m short-term assets against $836,000 of longer-dated liabilities.
  • More cash than debt Cash or debt not separately reported. Not assessable.
  • Debt below 40% of shareholders' equity Equity or debt not reported. Not assessable.
  • Debt burden no higher than five years ago Five-year comparison not available. Not assessable.
  • A year's operating cash flow covers at least 20% of debt Cash flow or debt not reported. Not assessable.
  • Operating profit covers interest at least five times over Interest not separately reported. Not assessable.

From Everquote, Inc.'s latest balance sheet as filed. Checks are fixed, documented rules (methodology), counted only where the company reports the figures — a dot means the filing doesn't break the item out. Descriptions of reported data, not advice.

Dividends, buybacks and capital spending

R&D spending
4.5%
of revenue
Days sales outstanding
37 days
receivables vs revenue

Competitors: side by side with peers

Closest by revenue in interactive media & services
Last 12 months unless stated EVER UPWK CARS GENI NRDS BMBL Median
Revenue, last 12 months $755m $771m $726m $669m $860m $893m $615m
Revenue growth, last 12 months 22.7% −1.2% 1.1% 31.0% 11.5% −13.3% 2.4%
Revenue growth, 3-year average 27.0% 5.0% 2.8% — 12.9% −2.9% 5.0%
Revenue growth, latest quarter 24.6% −8.0% 0.7% — 5.6% −15.2% 2.4%
Gross margin 97.6% 76.9% 84.3% 23.0% 93.5% 72.8% 60.4%
Operating margin 11.0% 16.0% 11.4% −22.6% 10.2% −62.6% 0.3%
Operating margin, 3-year average 3.2% 12.9% 8.7% — 4.7% −52.5% −0.4%
Net margin 15.2% 13.5% 4.7% −16.7% 7.6% −58.0% 3.8%
Cash from operations / revenue 13.3% 25.9% 20.9% 12.9% 19.1% 29.9% 11.4%
Free-cash-flow margin 12.6% 24.8% 20.6% 9.6% 19.0% 27.9% 7.5%
Free-cash-flow margin, 3-year average 10.4% 23.3% 20.0% — 15.3% 17.0% 7.2%
Stock pay / revenue 3.1% 7.7% 4.2% 22.3% 3.2% 4.7% 3.7%
Change in share count >999% −7.0% −8.3% 11.0% −7.6% — 2.0%

Median of all 63 companies we cover in interactive media & services. Shaded: best of the six on that line (lowest for stock pay and share-count growth). 3-year figures average the last three 12-month periods; 3-year growth is compound annual. Source: SEC filings.

Peer comparison

63 interactive media & services companies
Measure Company Peer median Rank
Revenue growth Growth 22.7% 2.4% 14 of 63
Change in growth rate Growth -1.7pp -0.2pp 39 of 63
Gross margin Profitability 97.6% 60.9% 1 of 54
Operating margin Profitability 11.0% 0.3% 19 of 63
Net margin Profitability 15.2% 3.8% 16 of 63
Free-cash-flow margin Cash generation 12.6% 8.9% 22 of 59
Stock pay as % of revenue Cash generation 3.1% 3.9% 22 of 61
Days sales outstanding Balance sheet 37 days 49 days 17 of 54

Rank 1 = best in the group (for spending, debt and dilution, lower ranks first).

Where the revenue comes from

Fiscal year to December 31, 2025
Products and services
Line of business Revenue Share YoY
Automotive $630M 90.9% ▲ 41.2%
Home and Renters $62.6M 9.0% ▲ 20.5%
Other $40,000 0.0% ▼ 98.1%

From Everquote, Inc.'s 10-K filed February 24, 2026, as tagged in the filing. View filing. Indented rows are part of the line above; their share is of that line. In the bars, the faint bar behind is the year before.

Who owns it

Funds buying and selling
Reported value
$740M
Institutions reporting
243
Shares held vs prior quarter
▲ 3.3%
Positions opened / closed
42 / 22

Top buyers and sellers, Q2 2026: 144 institutions bought and 93 sold ; the biggest buyer was Nomura Asset Management International Inc (+845K shares) and the biggest seller Qube Research & Technologies Ltd (−852K). See which funds bought and sold →

Largest reported holders, June 30, 2026
Manager Value Shares Share of 13F value Shares QoQ
Blackrock, Inc. $90.8M 3.8M 12.3% ▲ 9.2%
Allspring Global Investments Holdings, LLC $35.3M 1.4M 4.8% ▲ 56.9%
Price T Rowe Associates Inc $35.1M 1.5M 4.7% ▲ 15.0%
Acadian Asset Management LLC $28.3M 1.2M 3.8% ▼ 11.3%
Vanguard Capital Management LLC $28.3M 1.2M 3.8% ▼ 2.3%
Mackenzie Financial Corp $20.8M 873K 2.8% ▲ 526.2%
Dimensional Fund Advisors LP $20.2M 848K 2.7% ▲ 21.8%
Nomura Asset Management International Inc. $20.1M 845K 2.7% New
Goldman Sachs Group Inc $17.6M 741K 2.4% ▲ 28.8%
AQR Capital Management LLC $17.5M 738K 2.4% ▲ 27.8%
Geode Capital Management, LLC $17.4M 733K 2.4% ▲ 6.1%
State Street Corp $17.1M 717K 2.3% ▲ 4.1%

From Form 13F filings with the SEC ( quarterly data sets), as reported by each manager for June 30, 2026 and filed up to 45 days later. 13F reports cover long US-listed positions of managers above $100M only, so this is not Everquote, Inc.'s complete shareholder register. Values are as reported by the filers ; 1 inconsistently scaled filing rows were excluded.

Insider trading activity

Full insider history and chart
Insider purchases History → $0 0 trades by 0 insiders, last 12 months Insider sales History → $4.7M 57 trades by 7 insiders · 95% under pre-set plans
Net ▼ $4.7M net selling
Insider Date Trade Shares Price Value
Ayotte Jon Chief Accounting Officer October 16, 2026 Sell pre-set plan 439 $21.80 $9,570
Shields John L. Director October 9, 2026 Sell pre-set plan 1,366 $20.83 $28,454
Neble George R Director October 9, 2026 Sell pre-set plan 1,593 $20.83 $33,182
Brainard David Chief Technology Officer October 8, 2026 Sell pre-set plan 2,626 $19.90 $52,257
Ayotte Jon Chief Accounting Officer October 6, 2026 Sell pre-set plan 441 $19.48 $8,591
Brainard David Chief Technology Officer October 6, 2026 Sell pre-set plan 2,334 $19.48 $45,466
Sanborn Joseph CFO and Chief Admin Officer October 2, 2026 Sell pre-set plan 639 $19.87 $12,697
Mendal Jayme CEO and President October 1, 2026 Sell pre-set plan 347 $20.50 $7,114
Mendal Jayme CEO and President October 1, 2026 Sell pre-set plan 20,633 $19.68 $406,057
Mendal Jayme CEO and President September 15, 2026 Sell pre-set plan 20,981 $24.27 $509,209
Wilczek Mira Director September 1, 2026 Sell 9,500 $25.07 $238,165
Shields John L. Director August 25, 2026 Sell pre-set plan 2,550 $26.30 $67,065

From insiders' Form 4 filings with the SEC. Excludes awards, option exercises and shares withheld for tax. "Pre-set plan" means the filing marks the trade as made under a Rule 10b5-1 plan. See every insider trade since five years ago, on a price chart.

Earnings dates and SEC filings

Results announcements

Next expected around February 22, 2027 estimated from the company's past filing pattern, not announced

  • November 2, 2026
  • August 3, 2026
  • May 4, 2026
  • February 23, 2026
  • November 3, 2025
  • August 4, 2025

Recent SEC filings

Data status

When each part of this page on Everquote, Inc. was last updated.

DataLast updatedSource
Share priceExchange closing prices
Financial statementsSEC 10-K and 10-Q filings
News and updatesCompany releases and SEC 8-K filings
Analyst estimatesAggregated analyst estimates
Valuation and scoresOur models, from the filed figures

How we build and check these figures: methodology and data sources.

Everquote, Inc. in brief

What does Everquote, Inc. do?
Everquote, Inc. is a US-listed company in the interactive media & services industry. Its financial year ends in December.
What is Everquote, Inc.'s stock ticker?
Everquote, Inc. trades under the ticker EVER on Nasdaq. This page brings together its financial statements, valuation models, ownership and recent company updates.
What is Everquote, Inc.'s revenue, and how fast is it growing?
Over its most recent trailing twelve months, Everquote, Inc. reported revenue of $755M, 22.7% higher than a year earlier, according to its SEC filings.
What is Everquote, Inc.'s free cash flow?
Everquote, Inc.'s free-cash-flow margin is 12.6% of revenue over the trailing twelve months, ranking 22 of the 59 interactive media & services companies we cover.
Who are Everquote, Inc.'s largest institutional shareholders?
By value reported in 13F filings for June 30, 2026, the largest reported holders are Blackrock, Inc., Allspring Global Investments Holdings, LLC and Price T Rowe Associates Inc. 13F reports cover long US-listed positions of managers above $100M, filed up to 45 days after quarter end.
What is Everquote, Inc.'s market cap?
On November 2, 2026, Everquote, Inc.'s market capitalisation was about $901M, with a price-to-earnings ratio of 7.9 and net debt of -$192M. Market figures come from third-party market data and may be delayed.
Who are Everquote, Inc.'s competitors?
In our Interactive Media & Services peer group, the companies closest to Everquote, Inc. are Upwork, Inc, Cars.com Inc., Genius Sports Ltd, Nerdwallet, Inc. and Bumble Inc. The side-by-side comparison below sets their revenue, margins and growth against Everquote, Inc.'s.
Are insiders buying or selling Everquote, Inc. stock?
Over the last 12 months, Everquote, Inc.'s directors and officers reported 0 open-market purchases and 57 sales on Form 4. The insider trading page charts every trade.
When is Everquote, Inc.'s next earnings date?
Around February 22, 2027, estimated from the spacing of its past results announcements (8-K filings). That is an estimate, not a confirmed date — Everquote, Inc. announces its own schedule.