undamentalytics Newsletter
Sign in

First Commonwealth Financial Corp (FCF) stock

Add to watchlist

Add holding +

NYSE: FCF NYSE Regional Banks Next results ~January 26, 2027

C+ Fundamentals grade

First Commonwealth Financial Corp is a US-listed company in the regional banks industry. Its financial year ends in December.

Who’s trading

What company insiders, investment funds and members of Congress have been doing with the stock, from their own filings.

  • Funds134 adding, 90 cuttingOf 34 active managers that changed their stake, 22 added; quarter to June 30, 2026Fund buyers and sellers

Value diary

Our note on each quarter First Commonwealth Financial files

Where First Commonwealth Financial stands after its latest 10-Q

Revenue for the twelve months to June 2026 was $547m, up 11.5% on a year earlier, slower than the 12.2% growth a quarter earlier.

Our model value for First Commonwealth Financial is under review, so past values are not shown until it is resolved.

Source: 10-Q filed August 10, 2026 on SEC EDGAR · Financials · Valuation

Written from the company's filings and our models when each quarter's report arrives. Figures in older notes are as published at the time. Not investment advice.

The Fundamentalytics view

Next results ~January 26, 2027 (estimated)

First Commonwealth Financial Corp's trailing-twelve-month revenue grew 11.5% year on year, with a free-cash-flow margin of 33.7%.

Current signal Net margin expanding: TTM net margin reached 30.8%, up 3.5pp year over year.

Assembled from SEC-filed figures — the full workings are on this page and in our methodology. Observations, not recommendations.

Highlights

How we pick these

Strengths

  • Strong cash generation. 33.7% of revenue turned into free cash flow.

Things to watch

  • Missing expectations. Earnings per share fell short of the consensus estimate in 2 of the last four quarters.

Latest results: FY2026 Q2

Filed August 10, 2026
Earnings per share
$0.45 against an average estimate of $0.46: missed by 1.6%
Revenue
$139m, up 6.5% on a year earlier
Share reaction
0.0% in the first session after the results on October 28, 2026, against 0.0% for the S&P 500
Next report
January 26, 2027; average EPS estimate $0.48

First Commonwealth Financial's figures from its SEC filings and results release; estimates are the analysts' average. Not a recommendation.

Price chart

  • 1 day+2.4%
  • 1 week+1.5%
  • 1 month+4.6%
  • This year+30.3%
  • 1 year+44.9%
  • 5 years+60.0%
  • S&P 500 this year+11.2%

Closing prices to 2026-11-02. Price change only, dividends excluded.

Loading chart…

Third-party market data · may be delayed

At a glance

Trailing twelve months, from SEC filings

Profitability

Revenue (TTM)
$547M
Net margin
30.8%
EPS (TTM, diluted)
$1.63

Growth

Revenue growth
+11.5%
Change in growth rate
−0.7 pts
Share count change
+0.5%

Earnings

Last results
October 28, 2026
Next results (est.)
January 27, 2027

News & updates

Updated October 31, 2026

Company announcements, filed results and changes that matter to shareholders.

  1. Results
  2. Leadership
  3. Governance
  4. Results

Refreshed hourly when new source data is available. Summaries are checked against company releases and SEC filings. Company announcement headlines are labelled when a checked summary is unavailable.

Valuation

First Commonwealth Financial Corp valuation models and calculator

No model value for First Commonwealth Financial Corp at the moment. Current status: valuation models disagree too widely to rate. Available reported financials are shown below.

Fundamentalytics rating

model v1.6 · 2026-11-03

Not rated: valuation models disagree too widely to rate: held for review.

The inputs used by the models below have passed source checks. Individual model values are available below and in the interactive valuator. Their differences are shown explicitly; the platform combined value and recommendation remain withheld.

Valuation models

We value First Commonwealth Financial Corp as a bank or lender, with every model that fits that kind of business. Cost of equity 8.3%: the 10-year Treasury yield (4.9%) plus a beta of 0.74 times a 4.5% equity risk premium.

Value per share by model
Model Value per share In the combined value?
Residual income Book value plus the present value of returns above the cost of equity, fading over ten years. ~$22 ~$16–$32 Primary model, counts double
Justified price-to-book Book value times (return on equity - growth) / (cost of equity - growth): steady-state returns. ~$25 ~$21–$30 Included
Price-to-book vs return on equity (peers) The price-to-book that peers with this return on equity trade on, from a line fitted across peers. ~$22 ~$13–$30 Included
Price-to-book vs peers Book value per share times peers' typical (harmonic-mean) price-to-book. ~$13 ~$16–$24 Included
Forward price-to-earnings vs peers Next year's consensus earnings per share times peers' typical (harmonic-mean) forward price-to-earnings. Uses analysts' consensus estimates (third-party data), not our forecasts. ~$19 ~$18–$23 Included
Dividend discount (two-stage) Dividends for five years at the growth the business can fund, then a steady payout and growth. ~$26 ~$21–$32 Included
Combined value Individual source-checked model scenarios are available. The platform combined value and recommendation remain withheld. — Combined value withheld. Review the individual models and their assumptions.

Different models fail in different ways, so where several apply we average them rather than trust one. Peer-based models compare First Commonwealth Financial Corp with banks and lenders in our coverage, using third-party market data. Model values are estimates under stated assumptions, updated as new filings arrive; not price targets or investment advice. How each model works.

Moat

70 /100

Strong moat

How hard First Commonwealth Financial's competitive advantage looks for rivals to wear away, judged from 10 years of its own filings: returns on capital, pricing power, profit durability, cash conversion and discipline.

  • Returns on capital 16 / 20

    Net income has been a median 1.2% of total assets over 10 years.

  • Durability 20 / 20

    Net margin has been a median 30.3%; its worst year was 23.0%.

  • Discipline 10 / 20

    The diluted share count rose 6.5% over five years.

AI disruption exposure: Medium. In this industry, AI could change how the product is made or sold, without replacing the core asset. The score above includes a 5-point deduction for that exposure (75 before it).

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Forecasts and guidance

Next results: January 26, 2027, after the close. Analysts expect revenue of $145m and EPS of $0.48 (range $0.45 to $0.54) for the quarter.

Analysts' consensus

Fiscal yearEPSGrowthRevenueGrowth
Current $1.73 +13% $559m +7%
Next $1.98 +14% $592m +6%

Next year's EPS estimate has moved +0.8% in 90 days, across 7 analysts.

How the EPS forecast has moved

The consensus EPS forecast for the current fiscal year is +0.4% on 90 days ago. In the last 30 days, 2 analysts raised First Commonwealth Financial Corp's forecast and 1 cut it.

Consensus EPS forecast First Commonwealth Financial Corp, last 90 days
$1.70 $1.80 $1.90 $2.00 90 days ago 60 days ago 30 days ago 7 days ago Now Current fiscal year, 90 days ago: $1.72 Current fiscal year, 60 days ago: $1.73 Current fiscal year, 30 days ago: $1.73 Current fiscal year, 7 days ago: $1.73 Current fiscal year, Now: $1.73 $1.73 Next fiscal year, 90 days ago: $1.97 Next fiscal year, 60 days ago: $1.97 Next fiscal year, 30 days ago: $1.95 Next fiscal year, 7 days ago: $1.96 Next fiscal year, Now: $1.98 $1.98

Average of analysts' published estimates (third-party data).

View chart data
Period Current fiscal yearNext fiscal year
90 days ago $1.72$1.97
60 days ago $1.73$1.97
30 days ago $1.73$1.95
7 days ago $1.73$1.96
Now $1.73$1.98

Earnings against estimates

Quarter toEstimateActualSurprise
Sept 2026 $0.46 $0.45 −1.6%
Jun 2026 $0.42 $0.44 +3.9%
Mar 2026 $0.40 $0.37 −7.5%
Dec 2025 $0.42 $0.43 +3.2%

Adjusted EPS as companies report it, against the average analyst estimate.

Management guidance

Earnings release, October 28, 2026

No numeric guidance in First Commonwealth Financial Corp's latest earnings release (filed October 28, 2026). Some companies give their outlook only on the earnings call.

Analyst recommendations

7 analysts, Oct 2026
Buy457%
Hold343%
Sell00%

Monthly trend

  1. Oct 20263137
  2. Sep 20263137
  3. Aug 20263126
  4. Jul 20263126

Counts of recommendations published by analysts covering First Commonwealth Financial Corp, by month. Source: Aggregated broker recommendations (third-party data). Aggregated counts only: we do not reproduce any firm's recommendation or price target, and these are not Fundamentalytics ratings.

Positioning

Short interest
6.3%
of tradable shares
Days to cover
4
at average volume
Short interest, 1 month
+11%
to October 15, 2026
Held by institutions
84%
of shares
Held by insiders
1.7%
of shares
Employees
1,575
full time

Consensus figures average analysts' published estimates (third-party data); guidance is the company's own. Neither is our forecast. Short interest is reported twice a month and lags. Market data may be delayed.

This section is general information, not investment advice or a personal recommendation, and it does not take account of your objectives or circumstances. Forecasts and guidance are estimates, not promises: companies miss their own guidance and analysts' figures are often revised. Prices can fall as well as rise, and you can lose money. See our disclaimer.

Share-price performance

Market data may be delayed

What moved the share price

Last 12 months +44.9%

$14.84 on October 31, 2025 to $21.50

ThenNowEffect
Revenue (last 12 months) $491m $547m +11.5%
Net margin 27.3% 30.8% +12.7%
P/E multiple 11.4x 13.2x +16.0%
Share count 103m 103m −0.5%

Biggest factor: p/e multiple.

Last 3 years +77.4%

$12.12 on November 3, 2023 to $21.50

ThenNowEffect
Revenue (last 12 months) $460m $547m +18.8%
Net margin 31.0% 30.8% −0.7%
P/E multiple 8.3x 13.2x +59.1%
Share count 97m 103m −5.5%

Biggest factor: p/e multiple.

The effects multiply back to the price change exactly. Results are the last 12 months as known on each date (filings assumed public 45 days after quarter end).

Return and risk by year

Calendar year 202120222023202420252026 to date
Return
FCF+52%−10%+15%+13%+3%+30%
Industry peers (median)+34%−4%−2%+16%+10%+24%
S&P 500+29%−18%+26%+25%+18%+11%
Months that ended higher
FCF75%42%58%42%50%73%
S&P 50075%42%67%75%75%46%
Largest fall from a high during the year
FCF−19%−25%−30%−19%−17%−12%
S&P 500−5%−25%−10%−8%−19%−9%

Worst fall since November 2, 2015: 58% from July 26, 2018 to May 15, 2020. Getting back needed a 136% gain, reached on November 3, 2021, 537 days after the low.

Price behaviour

52-week range
$15.00 – $21.81
From 52-week high
−1.4%
vs 50-day average
+3.7%
vs 200-day average
+11.3%
Volatility (1 year)
19%
Beta vs S&P 500
0.23

Volatility is the annualised standard deviation of daily returns. Beta 1.5 means the shares typically moved 1.5% for each 1% move in the S&P 500 over the past year. Prices to November 2, 2026.

Share price after results

Next day
6 up, 6 down
typical move ±2.8%
After a week
6 up, 5 down
typical move ±4.3%
After a month
7 up, 4 down
typical move ±4.7%
Results releasedNext dayS&P 500 next day5 days21 days
October 28, 2026 0.0% 0.0% — —
July 28, 2026 +4.4% −1.3% +5.2% +0.4%
April 28, 2026 −1.4% −0.5% −0.2% +2.2%
January 28, 2026 +0.6% −0.2% +6.7% −0.2%
October 28, 2025 −5.0% +0.3% −4.4% +1.2%
July 30, 2025 +2.7% −0.5% +2.9% +11.8%
April 29, 2025 +0.1% +0.7% +2.2% +3.6%
January 28, 2025 −3.6% +0.4% +0.7% −2.3%
October 29, 2024 −1.2% −0.1% −2.9% +11.8%
July 23, 2024 +4.1% −2.4% +9.7% −0.8%
April 23, 2024 +3.4% +1.1% −0.8% +5.1%
January 30, 2024 −6.9% −1.7% −11.7% −12.6%

From the close before the release date to the close 1, 5 and 21 trading days after it, so releases before the open and after the close are both captured. Past moves don't predict future ones.

Fundamentals

Revenue (TTM) First Commonwealth Financial Corp
$460M $480M $500M $520M $540M $560M FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 Revenue (TTM), FY23 Q3: $474.6M Revenue (TTM), FY23 Q4: $482.3M Revenue (TTM), FY24 Q1: $481.3M Revenue (TTM), FY24 Q2: $479.1M Revenue (TTM), FY24 Q3: $477.7M Revenue (TTM), FY24 Q4: $478.1M Revenue (TTM), FY25 Q1: $479.9M Revenue (TTM), FY25 Q2: $490.6M Revenue (TTM), FY25 Q3: $505.4M Revenue (TTM), FY25 Q4: $522.9M Revenue (TTM), FY26 Q1: $538.4M Revenue (TTM), FY26 Q2: $546.9M $546.9M

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period Revenue (TTM)
FY23 Q3 $474.6M
FY23 Q4 $482.3M
FY24 Q1 $481.3M
FY24 Q2 $479.1M
FY24 Q3 $477.7M
FY24 Q4 $478.1M
FY25 Q1 $479.9M
FY25 Q2 $490.6M
FY25 Q3 $505.4M
FY25 Q4 $522.9M
FY26 Q1 $538.4M
FY26 Q2 $546.9M
Revenue growth, TTM YoY First Commonwealth Financial Corp
-10% 0% 10% 20% 30% FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 Revenue growth, TTM YoY, FY23 Q3: 20.2% Revenue growth, TTM YoY, FY23 Q4: 17.4% Revenue growth, TTM YoY, FY24 Q1: 10.4% Revenue growth, TTM YoY, FY24 Q2: 4.1% Revenue growth, TTM YoY, FY24 Q3: 0.7% Revenue growth, TTM YoY, FY24 Q4: -0.9% Revenue growth, TTM YoY, FY25 Q1: -0.3% Revenue growth, TTM YoY, FY25 Q2: 2.4% Revenue growth, TTM YoY, FY25 Q3: 5.8% Revenue growth, TTM YoY, FY25 Q4: 9.4% Revenue growth, TTM YoY, FY26 Q1: 12.2% Revenue growth, TTM YoY, FY26 Q2: 11.5% 11.5%

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period Revenue growth, TTM YoY
FY23 Q3 20.2%
FY23 Q4 17.4%
FY24 Q1 10.4%
FY24 Q2 4.1%
FY24 Q3 0.7%
FY24 Q4 -0.9%
FY25 Q1 -0.3%
FY25 Q2 2.4%
FY25 Q3 5.8%
FY25 Q4 9.4%
FY26 Q1 12.2%
FY26 Q2 11.5%
FCF margin (TTM) First Commonwealth Financial Corp
25% 30% 35% 40% FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 FCF margin (TTM), FY23 Q3: 30.3% FCF margin (TTM), FY23 Q4: 30.4% FCF margin (TTM), FY24 Q1: 30.8% FCF margin (TTM), FY24 Q2: 25.5% FCF margin (TTM), FY24 Q3: 32.5% FCF margin (TTM), FY24 Q4: 25.9% FCF margin (TTM), FY25 Q1: 29.0% FCF margin (TTM), FY25 Q2: 30.0% FCF margin (TTM), FY25 Q3: 28.2% FCF margin (TTM), FY25 Q4: 34.6% FCF margin (TTM), FY26 Q1: 39.4% FCF margin (TTM), FY26 Q2: 33.7% 33.7%

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period FCF margin (TTM)
FY23 Q3 30.3%
FY23 Q4 30.4%
FY24 Q1 30.8%
FY24 Q2 25.5%
FY24 Q3 32.5%
FY24 Q4 25.9%
FY25 Q1 29.0%
FY25 Q2 30.0%
FY25 Q3 28.2%
FY25 Q4 34.6%
FY26 Q1 39.4%
FY26 Q2 33.7%

Data: SEC EDGAR XBRL company facts (as filed in 10-K/10-Q); forms 10-K, 10-Q. Generated November 3, 2026. Definitions in our methodology.

Where the money goes

FY2025, from the 10-K

What First Commonwealth Financial earned on its loans and securities in FY2025, what it paid depositors and lenders, and how its revenue split between running costs, credit losses, tax and profit.

  1. Interest income $633M
  2. Fee and other income $96.8M · 18.5%
  3. Interest paid $207M
  4. Net interest income $426M · 81.5%
  5. Revenue $523M
  6. Non-interest expense $295M · 56.4%
  7. Credit-loss provisions $36.7M · 7.0%
  8. Pre-tax profit $191M · 36.6%
  9. Income tax $39.1M · 7.5%
  10. Net income $152M · 29.1%

Shares of revenue. Source: First Commonwealth Financial's 10-K for FY2025, as filed with the SEC.

Financial statements

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year 2009 Dec 2009 2010 Dec 2010 2011 Dec 2011 2012 Dec 2012 2013 Dec 2013 2014 Dec 2014 2015 Dec 2015 2016 Dec 2016 2017 Dec 2017 2018 Dec 2018 2019 Dec 2019 2020 Dec 2020 2021 Dec 2021 2022 Dec 2022 2023 Dec 2023 2024 Dec 2024 2025 Dec 2025 LTM Jun 2026
Income
Revenue 226 256 248 254 245 245 250 264 309 341 355 363 385 411 482 478 523 547
Net income −20 23 15 42 41 44 50 60 55 107 105 73 138 128 157 143 152 168
Diluted EPS −$0.24 $0.25 $0.15 $0.40 $0.43 $0.48 $0.56 $0.67 $0.58 $1.08 $1.07 $0.75 $1.44 $1.37 $1.54 $1.39 $1.47 $1.63
Growth (year on year)
Revenue — +13.4% −3.3% +2.8% −3.8% −0.1% +2.2% +5.5% +17.3% +10.3% +4.3% +2.1% +6.2% +6.7% +17.4% −0.9% +9.4% +11.5%
Net income — — −33.5% +174.7% −1.1% +7.2% +12.8% +18.8% −7.4% +94.9% −2.0% −30.3% +88.2% −7.3% +22.5% −9.2% +6.8% +25.6%
Diluted EPS — — −40.0% +166.7% +7.5% +11.6% +16.7% +19.6% −13.4% +86.2% −0.9% −29.9% +92.0% −4.9% +12.4% −9.7% +5.8% +24.9%
Margins
Net margin −8.9% 9.0% 6.2% 16.5% 16.9% 18.2% 20.1% 22.6% 17.8% 31.5% 29.6% 20.2% 35.9% 31.2% 32.6% 29.8% 29.1% 30.8%
Free-cash-flow margin 22.4% 41.4% 30.6% 26.9% 31.1% 29.1% 27.2% 31.0% 24.8% 36.9% 25.4% 27.0% 40.1% 34.1% 26.7% 23.8% 32.8% 35.1%
Cash flow
Cash from operations 57 111 84 79 86 82 73 89 88 135 108 106 165 151 151 129 188 192
Capital spending 7 5 8 10 10 11 5 7 12 10 17 8 11 11 22 16 16 0
Free cash flow 51 106 76 69 76 71 68 82 77 126 90 98 154 140 129 114 171 192
Balance sheet
Cash 90 70 78 103 77 75 69 116 107 99 122 357 395 154 147 133 180 180
Total debt 1,233 392 520 636 843 1,268 1,592 949 795 907 436 351 321 554 785 343 410 263
Net debt (negative = net cash) 1,144 323 442 533 766 1,193 1,523 833 688 808 314 −6 −75 400 638 210 229 83
Diluted shares 85m 93m 105m 104m 97m 93m 89m 89m 95m 99m 99m 98m 96m 94m 102m 102m 104m 103m
Returned to shareholders
Dividends 30 5 13 19 22 26 25 25 31 35 39 43 44 45 51 53 55 56
Buybacks 0 0 0 36 33 31 25 1 1 26 6 21 31 16 15 13 36 70
Total returned 30 5 13 55 56 57 50 26 32 61 46 64 75 60 66 65 91 127

Source: SEC EDGAR XBRL company facts (US and foreign periodic filings); column headings link to the filing. EBITDA is operating income plus depreciation and amortisation. Free cash flow is cash from operations minus capital spending. Growth is left blank when last year's figure was a loss or under 2% of revenue. Share counts and EPS are restated for stock splits. A dash means the company didn't report the figure.

Dividends, buybacks and capital spending

FY2026 Q2 TTM
Buybacks (TTM)
$70.4M
Dividends (TTM)
$56.2M
Returned to shareholders
69%
of free cash flow
Buybacks, last 3 fiscal years
$63.4M
Diluted share count
+0.5%
year over year
Total shareholder yield
5.8%
dividends 2.6% + buybacks 3.2% of market value
Dividend payout ratio
33%
of net income paid out

Competitors: side by side with peers

Closest by revenue in regional banks
Last 12 months unless stated FCF CVBF HOPE FSUN DCOM NIC Median
Revenue, last 12 months $547m $574m $577m $512m $509m $591m $255m
Revenue growth, last 12 months 11.5% 14.1% 29.4% 28.3% 31.8% 55.3% 12.5%
Revenue growth, 3-year average 5.9% 0.5% −2.5% 10.8% 10.6% 29.6% 6.0%
Revenue growth, latest quarter 6.5% 42.0% 56.4% 74.4% 17.1% 69.5% 10.7%
Net margin 30.8% 36.0% 22.2% 9.1% 28.0% 29.8% 28.7%
Cash from operations / revenue 35.1% 100.5% 35.2% 227.1% 50.7% 35.4% 34.3%
Free-cash-flow margin 33.7% 99.7% 32.7% 226.1% 49.3% 33.0% 31.4%
Free-cash-flow margin, 3-year average 29.7% 63.6% 38.3% 91.9% 32.1% 36.3% 29.9%
Stock pay / revenue — 0.6% 1.4% 1.1% 1.7% 2.5% 1.2%
Change in share count 0.5% 3.7% 4.6% 16.2% 1.6% 24.5% 0.4%

Median of all 245 companies we cover in regional banks. Shaded: best of the six on that line (lowest for stock pay and share-count growth). 3-year figures average the last three 12-month periods; 3-year growth is compound annual. Source: SEC filings.

Peer comparison

245 regional banks companies
Measure Company Peer median Rank
Revenue growth Growth 11.5% 12.5% 138 of 245
Change in growth rate Growth -0.7pp +0.0pp 146 of 244
Net margin Profitability 30.8% 28.7% 91 of 245
Change in share count Balance sheet 0.5% 0.4% 125 of 230

Rank 1 = best in the group (for spending, debt and dilution, lower ranks first).

Who owns it

Funds buying and selling
Reported value
$1.6B
Institutions reporting
263
Shares held vs prior quarter
▲ 1.3%
Positions opened / closed
27 / 17

Top buyers and sellers, Q2 2026: 134 institutions bought and 90 sold ; the biggest buyer was Fuller & Thaler Asset Management, Inc (+650K shares) and the biggest seller Wellington Management Group LLP (−719K). See which funds bought and sold →

Largest reported holders, June 30, 2026
Manager Value Shares Share of 13F value Shares QoQ
Blackrock, Inc. $302M 14.9M 18.6% ▲ 0.9%
Dimensional Fund Advisors LP $131M 6.4M 8.1% ▲ 1.1%
Vanguard Portfolio Management LLC $128M 6.3M 7.9% ▲ 1.0%
State Street Corp $107M 5.3M 6.6% ▲ 7.0%
Vanguard Capital Management LLC $89M 4.4M 5.5% ▼ 0.8%
Franklin Resources Inc $83.2M 4.1M 5.1% ▼ 3.6%
Fuller & Thaler Asset Management, Inc. $68.5M 3.4M 4.2% ▲ 23.9%
Geode Capital Management, LLC $53.4M 2.6M 3.3% ▲ 4.7%
Mariner, LLC $41.6M 2.0M 2.6% ▼ 0.2%
American Century Companies Inc $34.5M 1.7M 2.1% ▲ 0.3%
Two Sigma Investments, LP $30.1M 1.5M 1.9% ▲ 36.5%
Charles Schwab Investment Management Inc $27.1M 1.3M 1.7% ▼ 0.3%

From Form 13F filings with the SEC ( quarterly data sets), as reported by each manager for June 30, 2026 and filed up to 45 days later. 13F reports cover long US-listed positions of managers above $100M only, so this is not First Commonwealth Financial Corp's complete shareholder register. Values are as reported by the filers ; 1 inconsistently scaled filing rows were excluded.

Insider trading activity

Full insider history and chart
Insider purchases History → $0 0 trades by 0 insiders, last 12 months Insider sales History → $0 0 trades by 0 insiders
Net ▲ $0 net buying

No open-market insider trades reported in the last 12 months.

From insiders' Form 4 filings with the SEC. Excludes awards, option exercises and shares withheld for tax. "Pre-set plan" means the filing marks the trade as made under a Rule 10b5-1 plan. See every insider trade since five years ago, on a price chart.

Earnings dates and SEC filings

Results announcements

Next expected around January 27, 2027 estimated from the company's past filing pattern, not announced

  • October 28, 2026
  • July 28, 2026
  • April 28, 2026
  • January 28, 2026
  • October 28, 2025
  • July 30, 2025

Recent SEC filings

Data status

When each part of this page on First Commonwealth Financial Corp was last updated.

DataLast updatedSource
Share priceExchange closing prices
Financial statementsSEC 10-K and 10-Q filings
News and updatesCompany releases and SEC 8-K filings
Analyst estimatesAggregated analyst estimates
Valuation and scoresOur models, from the filed figures

How we build and check these figures: methodology and data sources.

First Commonwealth Financial Corp in brief

What does First Commonwealth Financial Corp do?
First Commonwealth Financial Corp is a US-listed company in the regional banks industry. Its financial year ends in December.
What is First Commonwealth Financial Corp's stock ticker?
First Commonwealth Financial Corp trades under the ticker FCF on NYSE. This page brings together its financial statements, valuation models, ownership and recent company updates.
What is First Commonwealth Financial Corp's revenue, and how fast is it growing?
Over its most recent trailing twelve months, First Commonwealth Financial Corp reported revenue of $547M, 11.5% higher than a year earlier, according to its SEC filings.
What is First Commonwealth Financial Corp's free cash flow?
First Commonwealth Financial Corp's free-cash-flow margin is 33.7% of revenue over the trailing twelve months.
Who are First Commonwealth Financial Corp's largest institutional shareholders?
By value reported in 13F filings for June 30, 2026, the largest reported holders are Blackrock, Inc., Dimensional Fund Advisors LP and Vanguard Portfolio Management LLC. 13F reports cover long US-listed positions of managers above $100M, filed up to 45 days after quarter end.
Is First Commonwealth Financial Corp buying back stock, and does it pay a dividend?
First Commonwealth Financial Corp spent $70.4M on share repurchases over the trailing twelve months, and its diluted share count still rose 0.5% over the year.
What is First Commonwealth Financial Corp's market cap?
On November 2, 2026, First Commonwealth Financial Corp's market capitalisation was about $2.2B, with a price-to-earnings ratio of 13.2 and net debt of $83.4M. Market figures come from third-party market data and may be delayed.
Does First Commonwealth Financial Corp pay a dividend?
Yes: First Commonwealth Financial Corp paid $56.2M in dividends over the trailing twelve months, a dividend yield of 2.58% and a payout ratio of 33.4%.
Who are First Commonwealth Financial Corp's competitors?
In our Regional Banks peer group, the companies closest to First Commonwealth Financial Corp are CVB Financial Corp, Hope Bancorp Inc, Firstsun Capital Bancorp, Dime Commercial Bancshares, Inc. and Nicolet Bankshares Inc. The side-by-side comparison below sets their revenue, margins and growth against First Commonwealth Financial Corp's.
When is First Commonwealth Financial Corp's next earnings date?
Around January 26, 2027, estimated from the spacing of its past results announcements (8-K filings). That is an estimate, not a confirmed date — First Commonwealth Financial Corp announces its own schedule.