First Commonwealth Financial Corp income statement
In fiscal 2025, First Commonwealth Financial Corp reported revenue of $523m, up 9.4% on the year before and net income of $152m, or $1.47 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.
Income statement
| Fiscal year | 2009Dec 2009 | 2010Dec 2010 | 2011Dec 2011 | 2012Dec 2012 | 2013Dec 2013 | 2014Dec 2014 | 2015Dec 2015 | 2016Dec 2016 | 2017Dec 2017 | 2018Dec 2018 | 2019Dec 2019 | 2020Dec 2020 | 2021Dec 2021 | 2022Dec 2022 | 2023Dec 2023 | 2024Dec 2024 | 2025Dec 2025 | LTMJun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 226 | 256 | 248 | 254 | 245 | 245 | 250 | 264 | 309 | 341 | 355 | 363 | 385 | 411 | 482 | 478 | 523 | 547 |
| Interest expense | 87 | 62 | 42 | 30 | 22 | 19 | 16 | 19 | 22 | 40 | 55 | 33 | 15 | 18 | 144 | 222 | 207 | 197 |
| Net interest income | 207 | 207 | 190 | 189 | 185 | 184 | 188 | 199 | 229 | 252 | 270 | 268 | 279 | 312 | 386 | 379 | 426 | 446 |
| Non-interest income | 19 | 49 | 58 | 65 | 60 | 61 | 61 | 65 | 80 | 89 | 85 | 94 | 107 | 99 | 97 | 99 | 97 | 101 |
| Non-interest expense | 171 | 171 | 177 | 177 | 169 | 171 | 164 | 160 | 200 | 196 | 210 | 216 | 214 | 230 | 270 | 271 | 295 | 297 |
| Provision for credit losses | — | −62 | 56 | 21 | 19 | 11 | 15 | 18 | 5 | 13 | 15 | 57 | −1 | 21 | 15 | 29 | 37 | 38 |
| Income before tax | −46 | 23 | 15 | 57 | 57 | 62 | 71 | 85 | 104 | 133 | 131 | 90 | 173 | 160 | 198 | 178 | 191 | 212 |
| Income tax | −26 | 0 | −0 | 15 | 15 | 18 | 21 | 26 | 49 | 25 | 26 | 17 | 35 | 32 | 40 | 36 | 39 | 43 |
| Net income | −20 | 23 | 15 | 42 | 41 | 44 | 50 | 60 | 55 | 107 | 105 | 73 | 138 | 128 | 157 | 143 | 152 | 168 |
| Diluted EPS | −$0.24 | $0.25 | $0.15 | $0.40 | $0.43 | $0.48 | $0.56 | $0.67 | $0.58 | $1.08 | $1.07 | $0.75 | $1.44 | $1.37 | $1.54 | $1.39 | $1.47 | $1.63 |
| Diluted shares (average) | 85m | 93m | 105m | 104m | 97m | 93m | 89m | 89m | 95m | 99m | 99m | 98m | 96m | 94m | 102m | 102m | 104m | 103m |
| Quarter | 2024 Q3Sept 2024 | 2024 Q4Dec 2024 | 2025 Q1Mar 2025 | 2025 Q2Jun 2025 | 2025 Q3Sept 2025 | 2025 Q4Dec 2025 | 2026 Q1Mar 2026 | 2026 Q2Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 121 | 120 | 118 | 131 | 136 | 138 | 134 | 139 |
| Interest expense | 58 | 55 | 52 | 53 | 52 | 51 | 48 | 47 |
| Net interest income | 97 | 95 | 96 | 106 | 111 | 113 | 109 | 112 |
| Non-interest income | 25 | 25 | 23 | 25 | 25 | 25 | 25 | 27 |
| Non-interest expense | 70 | 69 | 71 | 76 | 73 | 74 | 76 | 74 |
| Provision for credit losses | 11 | 6 | 6 | 13 | 11 | 7 | 11 | 9 |
| Income before tax | 41 | 45 | 41 | 42 | 52 | 56 | 47 | 56 |
| Income tax | 8 | 9 | 8 | 9 | 10 | 12 | 10 | 12 |
| Net income | 32 | 36 | 33 | 33 | 41 | 45 | 38 | 45 |
| Diluted EPS | $0.31 | $0.35 | $0.32 | $0.32 | $0.39 | $0.43 | $0.37 | $0.44 |
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