Finvolution Group key statistics and ratios

In fiscal 2025, Finvolution Group had return on equity of 15.9% and a net margin of 18736.2%. Each ratio below is calculated from the figures on its income statement, balance sheet and cash flow pages.

Financial ratios

US$ thousands unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Finvolution Group: financial ratios, annual
Fiscal year	2015Dec 2015	2016Dec 2016	2017Dec 2017	2018Dec 2018	2019Dec 2019	2020Dec 2020	2021Dec 2021	2022Dec 2022	2023Dec 2023	2024Dec 2024	2025Dec 2025
Net margin	−36.6%	41.5%	27.8%	58.5%	39.8%	26.1%	26.5%	20.4%	>999%	>999%	>999%
Return on equity	—	—	65.0%	52.8%	34.3%	23.6%	26.3%	19.5%	17.7%	16.5%	15.9%
Return on assets	—	24.4%	19.7%	23.1%	15.1%	11.6%	15.2%	11.4%	10.8%	10.6%	10.3%
Effective tax rate	—	8.8%	20.2%	5.8%	16.9%	18.8%	8.8%	16.6%	14.2%	16.1%	17.9%
R&D as % of revenue	—	—	4.2%	7.5%	6.6%	4.9%	4.6%	4.4%	>999%	>999%	>999%
Dividends ÷ net income	—	—	—	—	16.5%	13.4%	12.7%	16.4%	18.4%	18.5%	20.1%

Returns use average equity or assets over the year. Return on equity is left blank when equity is negative or so small that the ratio says nothing (above ±200%); interest cover is left blank above 200 times. Price-based ratios such as P/E are on the valuation page.

Moat

Not assessed: fewer than five years of comparable figures in the filings. AI disruption exposure for this industry: Medium.

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

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Figures from Finvolution Group's SEC filings (10-K and 10-Q). How we read and check them: methodology and data sources. Not investment advice. Back to Finvolution Group.