Consumer Finance stocks
44 US-listed companies in consumer finance, with $213.1bn of combined revenue in their latest fiscal years. American Express is the largest ($72.2bn). The fastest grower with at least $100m of revenue in both years is Cango Inc., up 524.3%. The median company grew 10.4% with a net margin of 8.6%.
Companies44
Combined revenue$213.1bn
Median revenue growth10.4%
Median net margin8.6%
Median return on equity13.6%
| # | Company | Revenue | Growth | Net margin | ROE | Fiscal year |
|---|---|---|---|---|---|---|
| 1 | American ExpressAXP | $72.2bn | 9.5% | 15.0% | 34.0% | 2025 |
| 2 | Capital OneCOF | $53.4bn | 36.6% | 4.6% | 2.8% | 2025 |
| 3 | Synchrony FinancialSYF | $19.0bn | −2.8% | 18.7% | 21.3% | 2025 |
| 4 | Ally Financial Inc.ALLY | $7.9bn | −3.3% | 10.8% | 5.8% | 2025 |
| 5 | Onemain Holdings, Inc.OMF | $4.9bn | 8.9% | 16.0% | 23.8% | 2025 |
| 6 | Upbound Group, Inc.UPBD | $4.7bn | 8.7% | 1.6% | 11.1% | 2025 |
| 7 | Bread Financial Holdings, Inc.BFH | $3.8bn | 0.2% | 13.5% | 16.2% | 2025 |
| 8 | Firstcash Holdings, Inc.FCFS | $3.7bn | 8.0% | 9.0% | 15.3% | 2025 |
| 9 | SoFi Technologies, Inc.SOFI | $3.6bn | 35.1% | 13.3% | 5.7% | 2025 |
| 10 | Klarna Group plcKLAR | $3.5bn | 24.8% | −7.8% | −11.9% | 2025 |
| 11 | Enova International, Inc.ENVA | $3.2bn | 18.6% | 9.8% | 24.3% | 2025 |
| 12 | Qfin Holdings, Inc.QFIN | $2.7bn | 12.0% | 31.2% | 24.6% | 2025 |
| 13 | Prog Holdings, Inc.PRG | $2.4bn | 0.4% | 6.1% | 21.0% | 2025 |
| 14 | Credit Acceptance CorpCACC | $2.3bn | 7.2% | 18.3% | 25.9% | 2025 |
| 15 | Green DOT CorpGDOT | $2.1bn | 20.7% | −4.8% | −11.2% | 2025 |
| 16 | SLM CorpSLM | $2.0bn | 7.3% | 37.5% | 32.3% | 2025 |
| 17 | Atlanticus Holdings CorpATLC | $2.0bn | 50.1% | 6.2% | 22.2% | 2025 |
| 18 | Lexinfintech Holdings Ltd.LX | $1.8bn | −7.3% | 12.8% | 14.7% | 2025 |
| 19 | Encore Capital Group IncECPG | $1.8bn | 34.4% | 14.5% | 29.5% | 2025 |
| 20 | Pagaya Technologies Ltd.PGY | $1.3bn | 26.1% | 6.3% | 20.2% | 2025 |
| 21 | Ezcorp IncEZPW | $1.3bn | 9.7% | 8.6% | 12.0% | 2025 |
| 22 | PRA Group IncPRAA | $1.2bn | 7.8% | −25.4% | −28.9% | 2025 |
| 23 | X FinancialXYF | $1.1bn | 30.3% | 19.2% | 19.7% | 2025 |
| 24 | Upstart Holdings, Inc.UPST | $1.0bn | 64.0% | 5.1% | 7.5% | 2025 |
| 25 | Happen, Inc.HAPN | $999m | 26.9% | 13.6% | 9.5% | 2025 |
| 26 | Oportun Financial CorpOPRT | $957m | −4.5% | 2.6% | 6.8% | 2025 |
| 27 | Jiayin Group Inc.JFIN | $866m | 7.4% | 24.7% | 40.2% | 2025 |
| 28 | Yiren Digital Ltd.YRD | $796m | −1.4% | 1.0% | 0.6% | 2025 |
| 29 | Lufax Holding LtdLU | $778m | −31.4% | −37.5% | −2.6% | 2025 |
| 30 | Cango Inc.CANG | $688m | 524.3% | −90.4% | −130.8% | 2025 |
| 31 | Regional Management Corp.RM | $646m | 9.7% | 6.9% | 12.2% | 2025 |
| 32 | Jefferson Capital, Inc. / DEJCAP | $613m | 41.5% | 30.6% | 43.8% | 2025 |
| 33 | Navient CorpNAVI | $610m | −47.0% | −13.1% | −3.2% | 2025 |
| 34 | World Acceptance CorpWRLD | $585m | 3.7% | 5.9% | 8.8% | 2026 |
| 35 | Dave Inc.DAVE | $554m | 59.7% | 35.3% | 73.1% | 2025 |
| 36 | Figure Technology Solutions, Inc.FIGR | $507m | 48.7% | 26.4% | 16.9% | 2025 |
| 37 | Consumer Portfolio Services, Inc.CPSS | $434m | 10.4% | 4.4% | 12.5% | 2025 |
| 38 | Oppfi Inc.OPFI | $381m | 18.6% | 6.9% | 57.7% | 2025 |
| 39 | Wealthfront CorpWLTH | $365m | 18.2% | −11.5% | −13.4% | 2026 |
| 40 | Medallion Financial CorpMFIN | $255m | 19.2% | 16.9% | 11.1% | 2025 |
| 41 | Better Home & Finance Holding CoBETR | $165m | 52.0% | −100.6% | — | 2025 |
| 42 | High Templar Tech LtdHTT | $6m | −81.1% | 1729.9% | 6.1% | 2025 |
| 43 | Finvolution GroupFINV | $2m | 4.0% | 18736.2% | 15.9% | 2025 |
| 44 | Eason Technology LtdDXF | $1m | −28.1% | −90.9% | −21.3% | 2025 |
Other financials industries
- Diversified Banks14 companies
- Property & Casualty Insurance53 companies
- Investment Banking & Brokerage46 companies
- Life & Health Insurance22 companies
- Regional Banks265 companies
- Transaction & Payment Processing Services36 companies
- Asset Management & Custody Banks57 companies
- Multi-line Insurance8 companies
- Insurance Brokers23 companies
- Financial Exchanges & Data13 companies
- Reinsurance4 companies
- Diversified Financial Services25 companies
- Commercial & Residential Mortgage Finance17 companies
- Mortgage REITs17 companies