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The Hartford (HIG) stock

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NYSE: HIG NYSE Property & Casualty Insurance Next results ~January 28, 2027

B+ Fundamentals grade

The Hartford is a US-listed company in the property & casualty insurance industry. Its financial year ends in December.

Who’s trading

What company insiders, investment funds and members of Congress have been doing with the stock, from their own filings.

  • Insiders0 buying, 5 selling0 purchases and 18 sales by directors and officers, last 12 monthsInsider trades
  • Funds509 adding, 550 cuttingOf 70 active managers that changed their stake, 41 added; quarter to June 30, 2026Fund buyers and sellers

Value diary

Our note on each quarter The Hartford files

10-Q filed October 26: The Hartford

Revenue for the twelve months to September 2026 reached $29.9bn, up 9.2% on a year earlier. That growth held roughly steady against the pace seen a quarter earlier. Share count also helps the picture: the diluted total is down 4.0% year on year, which lifts the claim of each remaining share. On the back of this, the fundamentals grade improves from C+ to B. The current share price sits at $136, leaving a gap between the two figures.

Our model value for The Hartford is under review, so past values are not shown until it is resolved.

Source: 10-Q filed October 26, 2026 on SEC EDGAR · Financials · Valuation

Earlier notes (1)

Where Hartford (The) stands after its latest 10-Q

Revenue for the twelve months to June 2026 was $29.1bn, up 7.0% on a year earlier, faster than 5.9% a quarter earlier. The diluted share count is down 4.0% on a year earlier, which lifts each remaining share.

10-Q on SEC EDGAR

Written from the company's filings and our models when each quarter's report arrives. Figures in older notes are as published at the time. Not investment advice.

The Fundamentalytics view

Next results ~January 28, 2027 (estimated)

The Hartford's trailing-twelve-month revenue grew 9.2% year on year, with a free-cash-flow margin of 19.8%. Where it stands out: change in share count of -4.0% ranks 9 of 47 property & casualty insurance companies we cover.

Current signal Net margin expanding: TTM net margin reached 15.4%, up 2.4pp year over year.

Assembled from SEC-filed figures — the full workings are on this page and in our methodology. Observations, not recommendations.

Highlights

How we pick these

Strengths

  • Margins widening. Operating margin is up 17.3 points on a year ago.
  • Shrinking share count. Diluted shares fell 4.0% in a year, so each share owns more of the business.

Things to watch

  • Insiders selling. 5 insiders sold $56M of stock over the past 365 days and none bought (88% under pre-set trading plans).

Latest results: FY2026 Q3

Filed October 26, 2026
Earnings per share
$3.50 against an average estimate of $3.17: beat by 10.4%
Revenue
$7.22bn, up 3.9% on a year earlier
Share reaction
-2.4% in the first session after the results on October 26, 2026, against +1.3% for the S&P 500
Next report
October 26, 2026; average EPS estimate $3.23

The Hartford's figures from its SEC filings and results release; estimates are the analysts' average. Not a recommendation.

Price chart

  • 1 day+2.2%
  • 1 week-0.3%
  • 1 month+7.5%
  • This year-0.3%
  • 1 year+11.1%
  • 5 years+102.1%
  • S&P 500 this year+11.2%

Closing prices to 2026-11-02. Price change only, dividends excluded.

Loading chart…

Third-party market data · may be delayed

At a glance

Trailing twelve months, from SEC filings

Profitability

Revenue (TTM)
$29.9B
Net margin
15.4%
EPS (TTM, diluted)
$16.58

Growth

Revenue growth
+9.2%
Change in growth rate
+0.2 pts
Share count change
−4.0%

Earnings

Last results
October 26, 2026
Next results (est.)
January 28, 2027

News & updates

Updated October 31, 2026

Company announcements, filed results and changes that matter to shareholders.

  1. Our research
  2. Results
  3. Announcement
  4. Deal
  5. Leadership
  6. Agreement ended
  7. Announcement
  8. Leadership
  9. Deal
  10. Results
  11. Leadership
  12. Announcement

Refreshed hourly when new source data is available. Summaries are checked against company releases and SEC filings. Company announcement headlines are labelled when a checked summary is unavailable.

Valuation

The Hartford valuation models and calculator

No model value for The Hartford at the moment. Current status: valuation models disagree too widely to rate. Available reported financials are shown below.

Fundamentalytics rating

model v1.6 · 2026-11-03

Not rated: valuation models disagree too widely to rate: held for review.

The inputs used by the models below have passed source checks. Individual model values are available below and in the interactive valuator. Their differences are shown explicitly; the platform combined value and recommendation remain withheld.

Valuation models

We value The Hartford as an insurer, with every model that fits that kind of business. Cost of equity 7.8%: the 10-year Treasury yield (4.9%) plus a beta of 0.64 times a 4.5% equity risk premium.

Value per share by model
Model Value per share In the combined value?
Residual income Book value plus the present value of returns above the cost of equity, fading over ten years. ~$250 ~$170–$380 Primary model, counts double
Justified price-to-book Book value times (return on equity - growth) / (cost of equity - growth): steady-state returns. ~$230 ~$190–$290 Included
Price-to-book vs return on equity (peers) The price-to-book that peers with this return on equity trade on, from a line fitted across peers. ~$150 ~$100–$200 Included
Price-to-book vs peers Book value per share times peers' typical (harmonic-mean) price-to-book. ~$88 ~$72–$150 Included
Forward price-to-earnings vs peers Next year's consensus earnings per share times peers' typical (harmonic-mean) forward price-to-earnings. Uses analysts' consensus estimates (third-party data), not our forecasts. ~$140 ~$120–$180 Included
Dividend discount (two-stage) Dividends for five years at the growth the business can fund, then a steady payout and growth. ~$250 ~$200–$330 Included
Combined value Individual source-checked model scenarios are available. The platform combined value and recommendation remain withheld. — Combined value withheld. Review the individual models and their assumptions.

Different models fail in different ways, so where several apply we average them rather than trust one. Peer-based models compare The Hartford with property, casualty and specialty insurers in our coverage, using third-party market data. Model values are estimates under stated assumptions, updated as new filings arrive; not price targets or investment advice. How each model works.

Moat

64 /100

Moderate moat

How hard The Hartford's competitive advantage looks for rivals to wear away, judged from 10 years of its own filings: returns on capital, pricing power, profit durability, cash conversion and discipline.

  • Returns on capital 20 / 20

    Net income has been a median 2.8% of total assets over 10 years.

  • Durability 2 / 20

    Net margin has been a median 9.2%; its worst year was -11.1%.

  • Discipline 20 / 20

    The diluted share count fell 22.4% over five years; stock-based pay has been a median 0.0% of revenue.

AI disruption exposure: Medium. In this industry, AI could change how the product is made or sold, without replacing the core asset. The score above includes a 5-point deduction for that exposure (70 before it).

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Forecasts and guidance

Analysts' consensus

Fiscal yearEPSGrowthRevenueGrowth
Current $13.07 −3% $28.8bn +2%
Next $13.69 +5% $30.2bn +5%

Next year's EPS estimate has moved −0.2% in 90 days, across 24 analysts.

How the EPS forecast has moved

The consensus EPS forecast for the current fiscal year is +2.7% on 90 days ago. In the last 30 days, 6 analysts raised The Hartford's forecast and 6 cut it.

Consensus EPS forecast The Hartford, last 90 days
$12.50 $13.00 $13.50 $14.00 90 days ago 60 days ago 30 days ago 7 days ago Now Current fiscal year, 90 days ago: $12.73 Current fiscal year, 60 days ago: $12.76 Current fiscal year, 30 days ago: $12.76 Current fiscal year, 7 days ago: $12.94 Current fiscal year, Now: $13.07 $13.07 Next fiscal year, 90 days ago: $13.73 Next fiscal year, 60 days ago: $13.69 Next fiscal year, 30 days ago: $13.68 Next fiscal year, 7 days ago: $13.78 Next fiscal year, Now: $13.69 $13.69

Average of analysts' published estimates (third-party data).

View chart data
Period Current fiscal yearNext fiscal year
90 days ago $12.73$13.73
60 days ago $12.76$13.69
30 days ago $12.76$13.68
7 days ago $12.94$13.78
Now $13.07$13.69

Earnings against estimates

Quarter toEstimateActualSurprise
Sept 2026 $3.17 $3.50 +10.4%
Jun 2026 $3.14 $3.42 +8.9%
Mar 2026 $3.39 $3.09 −8.8%
Dec 2025 $3.22 $4.06 +26.2%

Adjusted EPS as companies report it, against the average analyst estimate.

Management guidance

Earnings release, October 26, 2026

No numeric guidance in The Hartford's latest earnings release (filed October 26, 2026). Some companies give their outlook only on the earnings call.

Analyst recommendations

24 analysts, Oct 2026
Buy833%
Hold1667%
Sell00%

Monthly trend

  1. Oct 2026261624
  2. Sep 2026261523
  3. Aug 2026271423
  4. Jul 2026271423

Counts of recommendations published by analysts covering The Hartford, by month. Source: Aggregated broker recommendations (third-party data). Aggregated counts only: we do not reproduce any firm's recommendation or price target, and these are not Fundamentalytics ratings.

Positioning

Short interest
0.0%
of tradable shares
Days to cover
0.02
at average volume
Short interest, 1 month
−99%
to October 15, 2026
Held by institutions
98%
of shares
Held by insiders
0.3%
of shares
Employees
19,200
full time

Consensus figures average analysts' published estimates (third-party data); guidance is the company's own. Neither is our forecast. Short interest is reported twice a month and lags. Market data may be delayed.

This section is general information, not investment advice or a personal recommendation, and it does not take account of your objectives or circumstances. Forecasts and guidance are estimates, not promises: companies miss their own guidance and analysts' figures are often revised. Prices can fall as well as rise, and you can lose money. See our disclaimer.

Share-price performance

Market data may be delayed

What moved the share price

Last 12 months +11.1%

$121.99 on October 31, 2025 to $135.52

ThenNowEffect
Revenue (last 12 months) $27.2bn $29.6bn +9.0%
Net margin 11.9% 14.7% +23.4%
P/E multiple 11.0x 8.7x −20.7%
Share count 293m 281m +4.2%

Biggest factor: p/e multiple.

Last 3 years +93.0%

$70.23 on November 3, 2023 to $135.52

ThenNowEffect
Revenue (last 12 months) $23.6bn $29.6bn +25.6%
Net margin 8.6% 14.7% +72.5%
P/E multiple 11.2x 8.7x −21.9%
Share count 320m 281m +14.0%

Biggest factor: net margin.

The effects multiply back to the price change exactly. Results are the last 12 months as known on each date (filings assumed public 45 days after quarter end).

Return and risk by year

Calendar year 202120222023202420252026 to date
Return
HIG+44%+12%+9%+39%+28%−0%
Industry peers (median)+14%−3%+9%+30%+7%+10%
S&P 500+29%−18%+26%+25%+18%+11%
Months that ended higher
HIG58%50%67%67%67%55%
S&P 50075%42%67%75%75%46%
Largest fall from a high during the year
HIG−13%−19%−17%−13%−12%−16%
S&P 500−5%−25%−10%−8%−19%−9%

Worst fall since November 2, 2015: 58% from November 26, 2019 to March 18, 2020. Getting back needed a 136% gain, reached on March 18, 2021, 365 days after the low.

Price behaviour

52-week range
$122.08 – $145.04
From 52-week high
−6.6%
vs 50-day average
+2.0%
vs 200-day average
+0.7%
Volatility (1 year)
20%
Beta vs S&P 500
-0.17

Volatility is the annualised standard deviation of daily returns. Beta 1.5 means the shares typically moved 1.5% for each 1% move in the S&P 500 over the past year. Prices to November 2, 2026.

Share price after results

Next day
4 up, 8 down
typical move ±3.0%
After a week
6 up, 6 down
typical move ±3.2%
After a month
9 up, 2 down
typical move ±6.2%
Results releasedNext dayS&P 500 next day5 days21 days
October 26, 2026 −2.4% +1.3% −0.9% —
July 23, 2026 −0.2% −1.1% +1.6% −3.4%
April 23, 2026 −2.7% +0.4% −0.9% −1.5%
January 29, 2026 +3.4% −0.5% +8.9% +9.0%
October 27, 2025 −1.9% +1.4% −0.7% +10.0%
July 28, 2025 +1.0% −0.3% +2.3% +7.7%
April 24, 2025 −0.2% +2.8% +2.3% +8.3%
January 30, 2025 −1.7% 0.0% 0.0% +6.0%
October 24, 2024 −6.3% +0.2% −7.9% +0.7%
July 25, 2024 +7.5% +0.6% +7.5% +10.5%
April 25, 2024 −4.6% +0.6% −2.4% +1.4%
February 1, 2024 +3.9% +2.4% +3.2% +9.6%

From the close before the release date to the close 1, 5 and 21 trading days after it, so releases before the open and after the close are both captured. Past moves don't predict future ones.

Fundamentals

Revenue (TTM) The Hartford
$24B $26B $28B $30B FY23 Q4 FY24 Q3 FY25 Q2 FY26 Q3 Revenue (TTM), FY23 Q4: $24.5B Revenue (TTM), FY24 Q1: $25B Revenue (TTM), FY24 Q2: $25.5B Revenue (TTM), FY24 Q3: $26.1B Revenue (TTM), FY24 Q4: $26.5B Revenue (TTM), FY25 Q1: $26.9B Revenue (TTM), FY25 Q2: $27.2B Revenue (TTM), FY25 Q3: $27.4B Revenue (TTM), FY25 Q4: $28.6B Revenue (TTM), FY26 Q1: $29B Revenue (TTM), FY26 Q2: $29.6B Revenue (TTM), FY26 Q3: $29.9B $29.9B

Source: SEC EDGAR filings. Retrieved October 27, 2026.

View chart data
Period Revenue (TTM)
FY23 Q4 $24.5B
FY24 Q1 $25B
FY24 Q2 $25.5B
FY24 Q3 $26.1B
FY24 Q4 $26.5B
FY25 Q1 $26.9B
FY25 Q2 $27.2B
FY25 Q3 $27.4B
FY25 Q4 $28.6B
FY26 Q1 $29B
FY26 Q2 $29.6B
FY26 Q3 $29.9B
Revenue growth, TTM YoY The Hartford
4% 6% 8% 10% FY23 Q4 FY24 Q3 FY25 Q2 FY26 Q3 Revenue growth, TTM YoY, FY23 Q4: 9.7% Revenue growth, TTM YoY, FY24 Q1: 9.4% Revenue growth, TTM YoY, FY24 Q2: 8.1% Revenue growth, TTM YoY, FY24 Q3: 7.9% Revenue growth, TTM YoY, FY24 Q4: 8.2% Revenue growth, TTM YoY, FY25 Q1: 7.5% Revenue growth, TTM YoY, FY25 Q2: 6.6% Revenue growth, TTM YoY, FY25 Q3: 5.0% Revenue growth, TTM YoY, FY25 Q4: 7.9% Revenue growth, TTM YoY, FY26 Q1: 7.9% Revenue growth, TTM YoY, FY26 Q2: 9.0% Revenue growth, TTM YoY, FY26 Q3: 9.2% 9.2%

Source: SEC EDGAR filings. Retrieved October 27, 2026.

View chart data
Period Revenue growth, TTM YoY
FY23 Q4 9.7%
FY24 Q1 9.4%
FY24 Q2 8.1%
FY24 Q3 7.9%
FY24 Q4 8.2%
FY25 Q1 7.5%
FY25 Q2 6.6%
FY25 Q3 5.0%
FY25 Q4 7.9%
FY26 Q1 7.9%
FY26 Q2 9.0%
FY26 Q3 9.2%
Operating margin (TTM) The Hartford
-60% -40% -20% 0% 20% FY09 Q1 FY09 Q3 FY10 Q1 FY10 Q4 Operating margin (TTM), FY09 Q1: -51.3% Operating margin (TTM), FY09 Q2: -55.5% Operating margin (TTM), FY09 Q3: -19.2% Operating margin (TTM), FY09 Q4: -7.0% Operating margin (TTM), FY10 Q1: 3.2% Operating margin (TTM), FY10 Q2: 3.8% Operating margin (TTM), FY10 Q3: 9.7% Operating margin (TTM), FY10 Q4: 10.3% 10.3%

Source: SEC EDGAR filings. Retrieved October 27, 2026.

View chart data
Period Operating margin (TTM)
FY09 Q1 -51.3%
FY09 Q2 -55.5%
FY09 Q3 -19.2%
FY09 Q4 -7.0%
FY10 Q1 3.2%
FY10 Q2 3.8%
FY10 Q3 9.7%
FY10 Q4 10.3%
FCF margin (TTM) The Hartford
14% 16% 18% 20% 22% FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 FCF margin (TTM), FY23 Q3: 14.4% FCF margin (TTM), FY23 Q4: 16.3% FCF margin (TTM), FY24 Q1: 16.9% FCF margin (TTM), FY24 Q2: 21.7% FCF margin (TTM), FY24 Q3: 20.8% FCF margin (TTM), FY24 Q4: 21.7% FCF margin (TTM), FY25 Q1: 21.0% FCF margin (TTM), FY25 Q2: 21.0% FCF margin (TTM), FY25 Q3: 21.5% FCF margin (TTM), FY25 Q4: 20.1% FCF margin (TTM), FY26 Q1: 20.0% FCF margin (TTM), FY26 Q2: 19.8% 19.8%

Source: SEC EDGAR filings. Retrieved October 27, 2026.

View chart data
Period FCF margin (TTM)
FY23 Q3 14.4%
FY23 Q4 16.3%
FY24 Q1 16.9%
FY24 Q2 21.7%
FY24 Q3 20.8%
FY24 Q4 21.7%
FY25 Q1 21.0%
FY25 Q2 21.0%
FY25 Q3 21.5%
FY25 Q4 20.1%
FY26 Q1 20.0%
FY26 Q2 19.8%

Data: SEC EDGAR XBRL company facts (as filed in 10-K/10-Q); forms 10-K, 10-K/A, 10-Q, 10-Q/A. Generated November 3, 2026. Definitions in our methodology.

Financial statements

US$ billions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year 2009 Dec 2009 2010 Dec 2010 2011 Dec 2011 2012 Dec 2012 2013 Dec 2013 2014 Dec 2014 2015 Dec 2015 2016 Dec 2016 2017 Dec 2017 2018 Dec 2018 2019 Dec 2019 2020 Dec 2020 2021 Dec 2021 2022 Dec 2022 2023 Dec 2023 2024 Dec 2024 2025 Dec 2025 LTM Sept 2026
Income
Revenue 24.4 22.0 21.7 22.1 20.7 18.6 16.0 16.3 17.2 19.0 20.7 20.5 22.4 22.4 24.5 26.5 28.4 29.9
EBITDA −1.3 2.9 — — — — — — — — — — — — — — — —
Operating income −1.7 2.3 — — — — — — — — — — — — — — — —
Net income −0.9 1.6 0.7 −0.0 0.2 0.8 1.7 0.9 −3.1 1.8 2.1 1.7 2.4 1.8 2.5 3.1 3.8 4.6
Diluted EPS −$2.93 $2.40 $1.40 −$0.17 $0.36 $1.73 $3.96 $2.27 −$8.61 $4.95 $5.66 $4.76 $6.64 $5.46 $7.97 $10.35 $13.32 $16.58
Growth (year on year)
Revenue +165.0% −9.8% −1.4% +1.6% −6.4% −10.0% −14.1% +1.8% +5.3% +10.4% +9.4% −1.0% +9.1% −0.1% +9.7% +8.2% +6.9% +9.2%
Net income — — −56.5% −105.3% — — +110.8% −46.7% −449.4% — +15.4% −16.7% +36.5% −23.3% +37.7% +24.2% +23.3% +29.5%
Diluted EPS — — −41.7% −112.1% — — +128.9% −42.7% −479.3% — +14.3% −15.9% +39.5% −17.8% +46.0% +29.9% +28.7% +34.9%
Margins
EBITDA margin −5.1% 13.0% — — — — — — — — — — — — — — — —
Operating margin −7.1% 10.3% — — — — — — — — — — — — — — — —
Net margin −3.6% 7.4% 3.3% −0.2% 0.9% 4.3% 10.5% 5.5% −18.2% 9.5% 10.1% 8.5% 10.6% 8.1% 10.2% 11.7% 13.5% 15.4%
Free-cash-flow margin — — — 11.8% 5.7% 9.5% 15.3% 11.3% 11.3% 14.4% 16.3% 18.3% 17.7% 17.1% 16.3% 21.7% 20.3% —
Cash flow
Cash from operations 3.0 3.3 2.3 2.7 1.2 1.9 2.8 2.1 2.2 2.8 3.5 3.9 4.1 4.0 4.2 5.9 5.9 7.0
Capital spending — — — 0.1 0.1 0.1 0.3 0.2 0.3 0.1 0.1 0.1 0.1 0.2 0.2 0.1 0.2 —
Free cash flow — — — 2.6 1.2 1.8 2.4 1.8 1.9 2.7 3.4 3.8 4.0 3.8 4.0 5.8 5.8 —
Stock-based pay 0.1 0.1 0.1 0.1 0.0 0.0 0.0 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 —
Free cash flow after stock pay — — — 2.5 1.2 1.8 2.4 1.8 1.8 2.6 3.3 3.6 3.8 3.7 3.9 5.6 5.6 —
Balance sheet
Cash — — — — — — — 0.3 0.2 0.1 0.3 0.2 0.3 0.3 0.2 0.2 0.2 0.2
Total debt 5.8 6.6 6.8 13.9 12.7 6.7 6.1 5.5 5.0 4.7 4.8 4.4 4.9 4.4 4.4 4.4 4.4 4.4
Net debt (negative = net cash) — — — — — — — 5.2 4.8 4.6 4.6 4.1 4.6 4.0 4.2 4.1 4.2 4.2
Diluted shares 346m 482m 478m 466m 491m 460m 425m 395m 364m 364m 365m 361m 354m 330m 312m 299m 287m 278m
Returned to shareholders
Dividends 0.1 0.1 0.2 0.2 0.2 0.3 0.3 0.3 0.3 0.4 0.4 0.5 0.5 0.5 0.5 0.6 0.6 0.6
Buybacks — — — 0.2 0.6 1.8 1.3 1.3 1.0 0.0 0.2 0.2 1.7 1.6 1.4 1.5 1.6 1.8
Total returned 0.1 0.1 0.2 0.3 0.8 2.1 1.6 1.7 1.4 0.4 0.6 0.6 2.2 2.1 1.9 2.1 2.2 2.4

Source: SEC EDGAR XBRL company facts (US and foreign periodic filings); column headings link to the filing. EBITDA is operating income plus depreciation and amortisation. Free cash flow is cash from operations minus capital spending. Growth is left blank when last year's figure was a loss or under 2% of revenue. Share counts and EPS are restated for stock splits. A dash means the company didn't report the figure.

Dividends, buybacks and capital spending

FY2026 Q3 TTM
Buybacks (TTM)
$1.8B
Dividends (TTM)
$642M
Returned to shareholders
40%
of free cash flow
Buybacks, last 3 fiscal years
$4.5B
Diluted share count
−4.0%
year over year
Total shareholder yield
6.6%
dividends 1.7% + buybacks 4.8% of market value
Dividend payout ratio
14%
of net income paid out
Sales & admin spending
19.9%
of revenue

Competitors: side by side with peers

Closest by revenue in property & casualty insurance
Last 12 months unless stated HIG ACGL TRV FNF CNA WRB Median
Revenue, last 12 months $29.9bn $19.2bn $48.9bn $15.4bn $15.2bn $14.9bn $1.7bn
Revenue growth, last 12 months 9.2% 0.4% 1.1% 13.0% 2.1% 1.5% 8.0%
Revenue growth, 3-year average 7.4% 17.7% 6.9% 10.8% 5.5% 7.6% 9.5%
Revenue growth, latest quarter 3.9% −10.5% −0.5% 11.4% 0.1% −0.8% 4.2%
Operating margin 10.3% — 13.3% — — — 9.4%
Net margin 15.4% 24.4% 17.0% 5.0% 6.8% 12.5% 10.5%
Cash from operations / revenue 23.4% 31.7% 21.8% 36.2% 15.0% 21.5% 18.2%
Free-cash-flow margin 19.8% 31.5% 20.4% 30.5% 14.4% 21.9% 17.6%
Free-cash-flow margin, 3-year average 20.9% 35.5% 19.4% 39.9% 15.9% 24.6% 16.5%
Stock pay / revenue 0.0% 0.8% 0.5% 0.6% — 0.4% 0.6%
Change in share count −4.0% −5.0% −5.6% −1.4% −0.1% −1.6% −0.7%

Median of all 48 companies we cover in property & casualty insurance. Shaded: best of the six on that line (lowest for stock pay and share-count growth). 3-year figures average the last three 12-month periods; 3-year growth is compound annual. Source: SEC filings.

Peer comparison

48 property & casualty insurance companies
Measure Company Peer median Rank
Revenue growth Growth 9.2% 8.3% 22 of 48
Change in growth rate Growth +0.2pp -0.7pp 18 of 48
Net margin Profitability 15.4% 10.8% 12 of 48
Change in share count Balance sheet -4.0% -0.7% 9 of 47

Rank 1 = best in the group (for spending, debt and dilution, lower ranks first).

Where the revenue comes from

Fiscal year to December 31, 2025
Segments
Line of business Revenue Share YoY
PC Business Insurance $15.8B 56.0% ▲ 9.7%
Employee Benefits $7.1B 25.3% ▲ 1.0%
PC Personal Insurance $4.1B 14.5% ▲ 8.2%
Hartford Funds $1.1B 3.9% ▲ 4.3%
Property Casualty Other Operations $73M 0.3% ▲ 4.3%

From The Hartford's 10-K filed February 20, 2026, as tagged in the filing. View filing. Indented rows are part of the line above; their share is of that line. In the bars, the faint bar behind is the year before.

Who owns it

Funds buying and selling
Reported value
$33.6B
Institutions reporting
1,193
Shares held vs prior quarter
▲ 1.0%
Positions opened / closed
90 / 92

Top buyers and sellers, Q2 2026: 509 institutions bought and 550 sold ; the biggest buyer was Qube Research & Technologies Ltd (+1.8M shares) and the biggest seller Hotchkis & Wiley Capital Management LLC (−1.4M). See which funds bought and sold →

Largest reported holders, June 30, 2026
Manager Value Shares Share of 13F value Shares QoQ
Blackrock, Inc. $4.1B 30.7M 12.1% ▼ 3.3%
Vanguard Capital Management LLC $2.4B 17.9M 7.1% ▼ 0.6%
State Street Corp $2.1B 16.1M 6.4% ▲ 0.1%
Vanguard Portfolio Management LLC $2.1B 15.7M 6.2% ▼ 1.2%
FMR LLC $1.4B 10.5M 4.1% ▼ 5.5%
Geode Capital Management, LLC $1.1B 8.2M 3.3% ▲ 0.4%
Invesco Ltd. $751M 5.7M 2.2% ▲ 11.9%
Dimensional Fund Advisors LP $635M 4.8M 1.9% ▲ 1.9%
Nordea Investment Management AB $606M 4.5M 1.8% ▲ 2.6%
Norges Bank $580M 4.4M 1.7% —
UBS Am, A Distinct Business Unit Of UBS Asset Management Americas LLC $529M 4.0M 1.6% ▼ 9.1%
Morgan Stanley $523M 3.9M 1.6% ▲ 0.4%

From Form 13F filings with the SEC ( quarterly data sets), as reported by each manager for June 30, 2026 and filed up to 45 days later. 13F reports cover long US-listed positions of managers above $100M only, so this is not The Hartford's complete shareholder register. Values are as reported by the filers ; 5 inconsistently scaled filing rows were excluded.

Insider trading activity

Full insider history and chart
Insider purchases History → $0 0 trades by 0 insiders, last 12 months Insider sales History → $56.5M 18 trades by 5 insiders · 88% under pre-set plans
Net ▼ $56.5M net selling
Insider Date Trade Shares Price Value
Tooker Adin M President May 27, 2026 Sell pre-set plan 8,895 $135.13 $1.2M
Rodden Lori A Executive Vice President March 10, 2026 Sell 30,193 $138.04 $4.2M
Rodden Lori A Executive Vice President March 10, 2026 Sell 10,500 $138.06 $1.4M
Niderno Allison G SVP & Controller March 4, 2026 Sell 702 $140.51 $98,583
Niderno Allison G SVP & Controller February 26, 2026 Sell 375 $141.97 $53,226
Tooker Adin M President February 25, 2026 Sell pre-set plan 8,307 $140.54 $1.2M
Rodden Lori A Executive Vice President February 11, 2026 Sell 5,681 $141.83 $805,723
Swift Christopher Chairman and CEO February 4, 2026 Sell pre-set plan 81,192 $140.68 $11.4M
Swift Christopher Chairman and CEO February 4, 2026 Sell pre-set plan 19,778 $141.19 $2.8M
Swift Christopher Chairman and CEO February 2, 2026 Sell pre-set plan 73,537 $136.58 $10M
Swift Christopher Chairman and CEO February 2, 2026 Sell pre-set plan 73,390 $136.57 $10M
Swift Christopher Chairman and CEO February 2, 2026 Sell pre-set plan 19,834 $135.56 $2.7M

From insiders' Form 4 filings with the SEC. Excludes awards, option exercises and shares withheld for tax. "Pre-set plan" means the filing marks the trade as made under a Rule 10b5-1 plan. See every insider trade since five years ago, on a price chart.

Trades by members of Congress

All 15 trades and filings

No trades in The Hartford disclosed in the last 12 months; 15 earlier trades on record.

  • Val T. Hoyle(D-OR 4):Sale (full), $1,001 - $15,000, traded September 23, 2025, filed October 10, 2025
  • Val T. Hoyle(D-OR 4):Purchase, $1,001 - $15,000, traded June 6, 2025, filed September 12, 2025
  • Rick Larsen(D-WA 2):Sale (full), $1,001 - $15,000, traded July 2, 2024, filed July 17, 2024

Value ranges as filed; reports can arrive up to 45 days after a trade.

Earnings dates and SEC filings

Results announcements

Next expected around January 28, 2027 estimated from the company's past filing pattern, not announced

  • October 26, 2026
  • July 23, 2026
  • April 23, 2026
  • January 29, 2026
  • October 27, 2025
  • July 28, 2025

Recent SEC filings

Data status

When each part of this page on The Hartford was last updated.

DataLast updatedSource
Share priceExchange closing prices
Financial statementsSEC 10-K and 10-Q filings
News and updatesCompany releases and SEC 8-K filings
Analyst estimatesAggregated analyst estimates
Valuation and scoresOur models, from the filed figures

How we build and check these figures: methodology and data sources.

The Hartford in brief

What does The Hartford do?
The Hartford is a US-listed company in the property & casualty insurance industry. Its financial year ends in December.
What is The Hartford's stock ticker?
The Hartford trades under the ticker HIG on NYSE. This page brings together its financial statements, valuation models, ownership and recent company updates.
What is The Hartford's revenue, and how fast is it growing?
Over its most recent trailing twelve months, The Hartford reported revenue of $29.9B, 9.2% higher than a year earlier, according to its SEC filings.
What is The Hartford's free cash flow?
The Hartford's free-cash-flow margin is 19.8% of revenue over the trailing twelve months.
Who are The Hartford's largest institutional shareholders?
By value reported in 13F filings for June 30, 2026, the largest reported holders are Blackrock, Inc., Vanguard Capital Management LLC and State Street Corp. 13F reports cover long US-listed positions of managers above $100M, filed up to 45 days after quarter end.
Is The Hartford buying back stock, and does it pay a dividend?
The Hartford spent $1.8B on share repurchases over the trailing twelve months, and its diluted share count fell 4.0% over the year.
What is The Hartford's market cap?
On November 2, 2026, The Hartford's market capitalisation was about $37.7B, with a price-to-earnings ratio of 8.2 and net debt of $4.2B. Market figures come from third-party market data and may be delayed.
Does The Hartford pay a dividend?
Yes: The Hartford paid $642M in dividends over the trailing twelve months, a dividend yield of 1.73% and a payout ratio of 13.9%.
Who are The Hartford's competitors?
In our Property & Casualty Insurance peer group, the companies closest to The Hartford are Arch Capital Group, The Travelers Companies, Fidelity National Financial, Inc., CNA Financial Corp and W. R. Berkley Corporation. The side-by-side comparison below sets their revenue, margins and growth against The Hartford's.
Are insiders buying or selling The Hartford stock?
Over the last 12 months, The Hartford's directors and officers reported 0 open-market purchases and 18 sales on Form 4. The insider trading page charts every trade.
When is The Hartford's next earnings date?
Around January 28, 2027, estimated from the spacing of its past results announcements (8-K filings). That is an estimate, not a confirmed date — The Hartford announces its own schedule.