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Hoyne Bancorp, Inc. (HYNE) stock

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NASDAQ: HYNE Nasdaq Regional Banks

Hoyne Bancorp, Inc. is a US-listed company in the regional banks industry. Its financial year ends in December.

Who’s trading

What company insiders, investment funds and members of Congress have been doing with the stock, from their own filings.

  • Insiders10 buying, 0 selling24 purchases and 0 sales by directors and officers, last 12 monthsInsider trades
  • Funds17 adding, 8 cuttingOf 5 active managers that changed their stake, 4 added; quarter to June 30, 2026Fund buyers and sellers

Value diary

Our note on each quarter Hoyne Bancorp files

Where Hoyne Bancorp stands after its latest 10-Q

Revenue for the twelve months to June 2026 was $18m.

Our model value for Hoyne Bancorp is under review, so past values are not shown until it is resolved.

Source: 10-Q filed August 11, 2026 on SEC EDGAR · Financials · Valuation

Written from the company's filings and our models when each quarter's report arrives. Figures in older notes are as published at the time. Not investment advice.

The Fundamentalytics view

Hoyne Bancorp, Inc.'s trailing-twelve-month revenue grew 39.2% year on year, with a free-cash-flow margin of -20.7%.

Current signal Several insiders buying shares: 2 insiders bought shares in the open market in the past 90 days, according to their Form 4 filings.

Assembled from SEC-filed figures — the full workings are on this page and in our methodology. Observations, not recommendations.

Strengths

  • Fast growth. Revenue grew 39.2% over the last 12 months.
  • Net cash. Cash exceeds long-term debt by $0.0bn.

Things to watch

  • Burning cash. Free cash flow was -20.7% of revenue over the last 12 months.
  • Weak cash conversion. Free cash flow was -1468% of net income over the last 12 months.

Latest results: FY2026 Q2

Filed August 11, 2026
Revenue
$5m, up 34.7% on a year earlier

Hoyne Bancorp's figures from its SEC filings and results release; estimates are the analysts' average. Not a recommendation.

Price chart

  • 1 day+1.2%
  • 1 week+2.6%
  • 1 month+15.4%
  • This year+30.6%
  • S&P 500 this year+11.2%

Closing prices to 2026-11-02. Price change only, dividends excluded.

Loading chart…

Third-party market data · may be delayed

At a glance

Trailing twelve months, from SEC filings

Profitability

Revenue (TTM)
$17.7M
Net margin
1.4%

Growth

Revenue growth
+39.2%

News & updates

Updated October 31, 2026

Company announcements, filed results and changes that matter to shareholders.

No recent updates are available for HYNE from the sources we follow. See filings →

Refreshed hourly when new source data is available. Summaries are checked against company releases and SEC filings. Company announcement headlines are labelled when a checked summary is unavailable.

No model value for Hoyne Bancorp, Inc. at the moment. Current status: data-quality checks not passed. Available reported financials are shown below.

Fundamentalytics rating

model v1.6 · 2026-11-03

Not rated: data-quality checks not passed.

The inputs used by the models below have passed source checks. Individual model values are available below and in the interactive valuator. Their differences are shown explicitly; the platform combined value and recommendation remain withheld.

Valuation models

We value Hoyne Bancorp, Inc. as a bank or lender, with every model that fits that kind of business. Cost of equity 8.5%: the 10-year Treasury yield (4.9%) plus a beta of 0.78 times a 4.5% equity risk premium.

Value per share by model
Model Value per share In the combined value?
Residual income Book value plus the present value of returns above the cost of equity, fading over ten years. — Does not apply: This model is withheld pending its input or assumption review.
Justified price-to-book Book value times (return on equity - growth) / (cost of equity - growth): steady-state returns. — Does not apply: This model is withheld pending its input or assumption review.
Price-to-book vs return on equity (peers) The price-to-book that peers with this return on equity trade on, from a line fitted across peers. — Does not apply: This model is withheld pending its input or assumption review.
Price-to-book vs peers Book value per share times peers' typical (harmonic-mean) price-to-book. ~$16 ~$21–$31 Included
Price-to-earnings vs peers Earnings per share times peers' typical (harmonic-mean) price-to-earnings. — Does not apply: This model is withheld pending its input or assumption review.
Dividend discount (two-stage) Dividends for five years at the growth the business can fund, then a steady payout and growth. — Does not apply: This model is withheld pending its input or assumption review.
Combined value Individual source-checked model scenarios are available. The platform combined value and recommendation remain withheld. — Combined value withheld. Review the individual models and their assumptions.

Different models fail in different ways, so where several apply we average them rather than trust one. Peer-based models compare Hoyne Bancorp, Inc. with banks and lenders in our coverage, using third-party market data. Model values are estimates under stated assumptions, updated as new filings arrive; not price targets or investment advice. How each model works.

Moat

Not assessed: fewer than five years of comparable figures in the filings. AI disruption exposure for this industry: Medium.

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Forecasts and guidance

Analysts' consensus

No analyst estimates are published for Hoyne Bancorp, Inc.: too few analysts cover it.

Positioning

Short interest
3.3%
of tradable shares
Days to cover
33.6
at average volume
Short interest, 1 month
−2%
to October 15, 2026
Held by institutions
25%
of shares
Held by insiders
11.2%
of shares
Employees
61
full time

Consensus figures average analysts' published estimates (third-party data); guidance is the company's own. Neither is our forecast. Short interest is reported twice a month and lags. Market data may be delayed.

This section is general information, not investment advice or a personal recommendation, and it does not take account of your objectives or circumstances. Forecasts and guidance are estimates, not promises: companies miss their own guidance and analysts' figures are often revised. Prices can fall as well as rise, and you can lose money. See our disclaimer.

Share-price performance

Market data may be delayed

Return and risk by year

Hoyne Bancorp, Inc.: yearly return, monthly win rate and worst fall against the S&P 500
Calendar year 2026 to date
Return
HYNE+31%
Industry peers (median)+24%
S&P 500+11%
Months that ended higher
HYNE73%
S&P 50046%
Largest fall from a high during the year
HYNE−4%
S&P 500−9%

Price behaviour

52-week range
Not enough history
From 52-week high
—
vs 50-day average
+11.9%
vs 200-day average
+19.1%
Volatility (1 year)
16%
Beta vs S&P 500
0.18

Volatility is the annualised standard deviation of daily returns. Beta 1.5 means the shares typically moved 1.5% for each 1% move in the S&P 500 over the past year. Prices to November 2, 2026.

Fundamentals

Revenue (TTM) Hoyne Bancorp, Inc.
$12M $14M $16M $18M FY25 Q2 FY25 Q3 FY25 Q4 FY26 Q1 FY26 Q2 Revenue (TTM), FY25 Q2: $12.7M Revenue (TTM), FY25 Q3: $13.7M Revenue (TTM), FY25 Q4: $15.3M Revenue (TTM), FY26 Q1: $16.5M Revenue (TTM), FY26 Q2: $17.7M $17.7M

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period Revenue (TTM)
FY25 Q2 $12.7M
FY25 Q3 $13.7M
FY25 Q4 $15.3M
FY26 Q1 $16.5M
FY26 Q2 $17.7M
FCF margin (TTM) Hoyne Bancorp, Inc.
-30% -20% -10% 0% 10% FY25 Q3 FY25 Q4 FY26 Q1 FY26 Q2 FCF margin (TTM), FY25 Q3: -15.8% FCF margin (TTM), FY25 Q4: 1.3% FCF margin (TTM), FY26 Q1: -8.5% FCF margin (TTM), FY26 Q2: -20.7% -20.7%

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period FCF margin (TTM)
FY25 Q3 -15.8%
FY25 Q4 1.3%
FY26 Q1 -8.5%
FY26 Q2 -20.7%

Data: SEC EDGAR XBRL company facts (as filed in 10-K/10-Q); forms 10-K, 10-Q. Generated November 3, 2026. Definitions in our methodology.

Financial statements

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Hoyne Bancorp, Inc.: annual financial statements
Fiscal year 2024 Dec 2024 2025 Dec 2025 LTM Jun 2026
Income
Revenue 11 15 18
Net income −2 0 0
Diluted EPS — $0.03 —
Growth (year on year)
Revenue — +41.8% +39.2%
Margins
Net margin −18.1% 1.5% 1.4%
Free-cash-flow margin −34.8% 1.3% −20.7%
Cash flow
Cash from operations −3 1 −3
Capital spending 1 1 1
Free cash flow −4 0 −4
Stock-based pay — 0 —
Free cash flow after stock pay — 0 —
Balance sheet
Cash 15 48 25
Total debt 0 0 0
Net debt (negative = net cash) −15 −48 −25
Diluted shares — 7m —

Source: SEC EDGAR XBRL company facts (US and foreign periodic filings); column headings link to the filing. EBITDA is operating income plus depreciation and amortisation. Free cash flow is cash from operations minus capital spending. Growth is left blank when last year's figure was a loss or under 2% of revenue. Share counts and EPS are restated for stock splits. A dash means the company didn't report the figure.

Competitors: side by side with peers

Closest by revenue in regional banks
Growth, margins and cash generation against peers
Last 12 months unless stated HYNE BSBK TCBS FDSB HFBL CLST Median
Revenue, last 12 months $18m $18m $17m $15m $24m $11m $255m
Revenue growth, last 12 months 39.2% 24.8% 14.3% −8.3% 18.3% −1.8% 12.6%
Revenue growth, 3-year average — −6.7% 16.3% — 1.1% 8.5% 6.0%
Revenue growth, latest quarter 34.7% 11.8% 17.5% −42.4% 15.1% 5.0% 10.8%
Net margin 1.4% 14.4% 19.1% 11.1% 25.2% 18.0% 28.7%
Cash from operations / revenue −15.7% 24.2% 28.0% 13.2% 31.2% 29.5% 34.3%
Free-cash-flow margin −20.7% 22.7% 13.3% 8.4% 26.6% 28.7% 31.4%
Free-cash-flow margin, 3-year average — 3.2% −0.8% −5.3% 18.2% 37.3% 29.9%
Stock pay / revenue — 5.0% 2.9% — 0.8% 7.5% 1.2%
Change in share count — −1.7% −6.8% — −0.5% −3.3% 0.4%

Median of all 246 companies we cover in regional banks. Shaded: best of the six on that line (lowest for stock pay and share-count growth). 3-year figures average the last three 12-month periods; 3-year growth is compound annual. Source: SEC filings.

Reported value
$32.9M
Institutions reporting
30
Shares held vs prior quarter
▲ 24.2%
Positions opened / closed
10 / 3

Top buyers and sellers, Q2 2026: 17 institutions bought and 8 sold ; the biggest buyer was Graham Capital Wealth Management, LLC (+176K shares) and the biggest seller GAMCO Investors, Inc. Et Al (−50K). See which funds bought and sold →

Largest reported holders, June 30, 2026
Manager Value Shares Share of 13F value Shares QoQ
Vanguard Capital Management LLC $6.1M 367K 18.7% ▼ 0.6%
Fj Capital Management LLC $4.4M 261K 13.3% 0.0%
Graham Capital Wealth Management, LLC $2.9M 176K 8.9% New
Blackrock, Inc. $2.4M 145K 7.4% ▲ 26.1%
Mangrove Partners Im, LLC $2M 119K 6.1% 0.0%
Alliancebernstein L.P. $1.8M 124K 5.5% 0.0%
Peapod Lane Capital LLC $1.6M 98K 5.0% ▲ 1.6%
Geode Capital Management, LLC $1.4M 83K 4.2% ▲ 1.3%
Focus Partners Wealth $1.1M 63K 3.2% ▼ 1.2%
Goldman Sachs Group Inc $1M 61K 3.1% New
Marshall Wace, LLP $979,523 59K 3.0% ▲ 73.6%
Sanctuary Advisors, LLC $904,178 54K 2.7% New

From Form 13F filings with the SEC ( quarterly data sets), as reported by each manager for June 30, 2026 and filed up to 45 days later. 13F reports cover long US-listed positions of managers above $100M only, so this is not Hoyne Bancorp, Inc.'s complete shareholder register. Values are as reported by the filers .

Insider trading activity

Full insider history and chart
Recent insider open-market transactions
Insider Date Trade Shares Price Value
Rosenbaum Steven F. Director August 28, 2026 Buy 200 $16.56 $3,312
Healy Walter F President, CEO and Director August 25, 2026 Buy 1,500 $16.59 $24,885
Healy Walter F President, CEO and Director August 24, 2026 Buy 48 $16.36 $785
Manfre Thomas S. EVP and CFO June 11, 2026 Buy 61 $16.28 $993
Healy Walter F President, CEO and Director June 11, 2026 Buy 1,537 $16.28 $25,022
Rosenbaum Steven F. Director May 20, 2026 Buy 171 $15.66 $2,678
Rosenbaum Steven F. Director May 20, 2026 Buy 101 $15.55 $1,571
Rosenbaum Steven F. Director May 20, 2026 Buy 128 $15.66 $2,004
Manfre Thomas S. EVP AND CFO December 5, 2025 Buy 4,277 $13.75 $58,809
Manfre Thomas S. EVP AND CFO December 5, 2025 Buy 3 $13.80 $41
Manfre Thomas S. EVP AND CFO December 5, 2025 Buy 4,233 $13.75 $58,204
Manfre Thomas S. EVP AND CFO December 5, 2025 Buy 7,729 $13.94 $107,742

From insiders' Form 4 filings with the SEC. Excludes awards, option exercises and shares withheld for tax. "Pre-set plan" means the filing marks the trade as made under a Rule 10b5-1 plan. See every insider trade since five years ago, on a price chart.

Earnings dates and SEC filings

Results announcements

Recent SEC filings

Data status

When each part of this page on Hoyne Bancorp, Inc. was last updated.

DataLast updatedSource
Share priceExchange closing prices
Financial statementsSEC 10-K and 10-Q filings
News and updatesCompany releases and SEC 8-K filings
Analyst estimatesAggregated analyst estimates
Valuation and scoresOur models, from the filed figures

How we build and check these figures: methodology and data sources.

Hoyne Bancorp, Inc. in brief

What does Hoyne Bancorp, Inc. do?
Hoyne Bancorp, Inc. is a US-listed company in the regional banks industry. Its financial year ends in December.
What is Hoyne Bancorp, Inc.'s stock ticker?
Hoyne Bancorp, Inc. trades under the ticker HYNE on Nasdaq. This page brings together its financial statements, valuation models, ownership and recent company updates.
What is Hoyne Bancorp, Inc.'s revenue, and how fast is it growing?
Over its most recent trailing twelve months, Hoyne Bancorp, Inc. reported revenue of $17.7M, 39.2% higher than a year earlier, according to its SEC filings.
What is Hoyne Bancorp, Inc.'s free cash flow?
Hoyne Bancorp, Inc.'s free-cash-flow margin is -20.7% of revenue over the trailing twelve months.
Who are Hoyne Bancorp, Inc.'s largest institutional shareholders?
By value reported in 13F filings for June 30, 2026, the largest reported holders are Vanguard Capital Management LLC, Fj Capital Management LLC and Graham Capital Wealth Management, LLC. 13F reports cover long US-listed positions of managers above $100M, filed up to 45 days after quarter end.
What is Hoyne Bancorp, Inc.'s market cap?
On December 31, 2025, Hoyne Bancorp, Inc.'s market capitalisation was about $108M, with a price-to-earnings ratio of 464.0 and net debt of -$47.6M. Market figures come from third-party market data and may be delayed.
Who are Hoyne Bancorp, Inc.'s competitors?
In our Regional Banks peer group, the companies closest to Hoyne Bancorp, Inc. are Bogota Financial Corp., Texas Community Bancshares, Inc., Fifth District Bancorp, Inc., Home Federal Bancorp, Inc. Of Louisiana and Catalyst Bancorp, Inc. The side-by-side comparison below sets their revenue, margins and growth against Hoyne Bancorp, Inc.'s.
Are insiders buying or selling Hoyne Bancorp, Inc. stock?
Over the last 12 months, Hoyne Bancorp, Inc.'s directors and officers reported 24 open-market purchases and 0 sales on Form 4. The insider trading page charts every trade.