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Jianzhi Education Technology Group Co Ltd (JZ) stock

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NASDAQ: JZ Nasdaq IT Consulting & Other Services

E Fundamentals grade

Jianzhi Education Technology Group Co Ltd is a US-listed company in the IT consulting & other services industry. Its financial year ends in December.

Stock price today

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Third-party market data · may be delayed

Model estimate per share

~$0.9

Price-to-sales vs peers

Base case. Range ~$0.9–$5.7. Sales per share times peers' typical price-to-sales; used only when earnings are negative.

Price vs value

No Buy/Hold/Sell rating is issued: only 1 valuation models apply; a rating needs 3.

Jianzhi Education Technology Group Co Ltd valuation: adjust assumptions and compare models →

Value diary

Our note on each quarter Jianzhi Education Technology Group files

Where Jianzhi Education Technology stands after its latest Filing

Revenue for the twelve months was $10m, down 71.8% on a year earlier, a steeper fall than the 44.5% decline a quarter earlier. That puts it 38 of 40 for growth among the it consulting & other services companies we cover. Free-cash-flow margin fell to -13.9% from 24.1% a year earlier. Operating margin narrowed to -24.1% from 10.7%. The diluted share count is up 50.9% on a year earlier, which dilutes existing holders. Against its peers on growth, profitability, cash generation and balance sheet, it grades E. It passes 3 of our 3 financial-health checks. Our price-to-sales vs peers value is $0.87 a share, against a share price of $0.98.

Written from the company's filings and our models when each quarter's report arrives. Figures in older notes are as published at the time. Not investment advice.

The Fundamentalytics view

Jianzhi Education Technology Group Co Ltd's trailing-twelve-month revenue fell 71.8% year on year, with a free-cash-flow margin of -13.9%. Where it lags: revenue growth of -71.8% ranks 38 of 40 it consulting & other services companies we cover.

Current signal Revenue growth decelerating: TTM revenue growth slowed to -71.8% (-27.3pp vs the prior quarter), the 4th consecutive quarterly slowdown.

Assembled from SEC-filed figures — the full workings are on this page and in our methodology. Observations, not recommendations.

Highlights

How we pick these

Strengths

  • Net cash. Cash exceeds long-term debt by $0.0bn.

Things to watch

  • Revenue shrinking. Revenue fell 71.8% over the last 12 months.
  • Growth slowing. The growth rate is 27.3 points lower than a quarter earlier.
  • Loss-making. Operating margin is -24.1%: costs exceed revenue.
  • Margins narrowing. Operating margin is down 15.9 points on a year ago.
  • Burning cash. Free cash flow was -13.9% of revenue over the last 12 months.
  • Share dilution. Diluted shares rose 50.9% in a year.

Price chart

  • 1 day-7.1%
  • 1 week+6.0%

Closing prices to 2026-11-02. Price change only, dividends excluded.

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Third-party market data · may be delayed

At a glance

Trailing twelve months, from SEC filings

Profitability

Revenue (TTM)
$9.8M
Operating margin
-24.1%
Net margin
-22.4%
EPS (TTM, diluted)
$-0.63

Growth

Revenue growth
−71.8%
Change in growth rate
−27.3 pts
Share count change
+50.9%

Cash

Free cash flow (TTM)
-$1.4M
FCF margin
-13.9%
Stock pay % of revenue
14.5%

News & updates

Updated November 2, 2026

Company announcements, filed results and changes that matter to shareholders.

No recent updates are available for JZ from the sources we follow. See filings →

Refreshed hourly when new source data is available. Summaries are checked against company releases and SEC filings. Company announcement headlines are labelled when a checked summary is unavailable.

Valuation

Jianzhi Education Technology Group Co Ltd valuation models and calculator

Fundamentalytics rating

model v1.6 · 2026-11-03

Not rated: only 1 valuation models apply; a rating needs 3.

Valuation models

We value Jianzhi Education Technology Group Co Ltd as an operating company, with every model that fits that kind of business. Cost of equity 9.6%: the 10-year Treasury yield (4.9%) plus a beta of 1.03 times a 4.5% equity risk premium.

Value per share by model
Model Value per share In the combined value?
Revenue-to-maturity model Revenue grown to maturity with the cash margin moving to the industry's; for companies not yet profitable. — Does not apply: revenue and margins don't support a positive value
Price-to-earnings vs peers Earnings per share times peers' typical (harmonic-mean) price-to-earnings. — Does not apply: no positive earnings in the latest twelve months
Residual income Book value plus the present value of returns above the cost of equity, fading over ten years. — Does not apply: the model gives no positive value
Justified price-to-book Book value times (return on equity - growth) / (cost of equity - growth): steady-state returns. — Does not apply: return on equity is not positive
Price-to-sales vs peers Sales per share times peers' typical price-to-sales; used only when earnings are negative. ~$0.9 ~$1.3–$5.7 Included, half weight
Combined value Weighted average of the models that apply: the primary model (revenue-to-maturity model) counts double. Models more than 5x or less than 0.2x the share price, or more than 3x away from the other models' median, are left out. ~$0.9 ~$0.9–$5.7 1 model

Different models fail in different ways, so where several apply we average them rather than trust one. Peer-based models compare Jianzhi Education Technology Group Co Ltd with IT Consulting & Other Services in our coverage, using third-party market data. Model values are estimates under stated assumptions, updated as new filings arrive; not price targets or investment advice. How each model works.

Moat

Not assessed: fewer than five years of comparable figures in the filings. AI disruption exposure for this industry: High.

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Forecasts and guidance

Analysts' consensus

No analyst estimates are published for Jianzhi Education Technology Group Co Ltd: too few analysts cover it.

Positioning

Short interest
43.5%
of tradable shares
Days to cover
0.06
at average volume
Short interest, 1 month
+1756%
to October 15, 2026
Held by institutions
0%
of shares
Held by insiders
0.0%
of shares
Employees
42
full time

Consensus figures average analysts' published estimates (third-party data); guidance is the company's own. Neither is our forecast. Short interest is reported twice a month and lags. Market data may be delayed.

This section is general information, not investment advice or a personal recommendation, and it does not take account of your objectives or circumstances. Forecasts and guidance are estimates, not promises: companies miss their own guidance and analysts' figures are often revised. Prices can fall as well as rise, and you can lose money. See our disclaimer.

Share-price performance

Market data may be delayed

Recent prices are available. Older price history and the statistics that need it are being loaded in the background.

Price behaviour

52-week range
Not enough history
From 52-week high
—
vs 50-day average
—
vs 200-day average
—
Volatility (1 year)
—
Beta vs S&P 500
—

Volatility is the annualised standard deviation of daily returns. Beta 1.5 means the shares typically moved 1.5% for each 1% move in the S&P 500 over the past year. Prices to November 2, 2026.

Jianzhi Education Technology Group Co Ltd in five measures

Fundamentals grade E
Growth Profitability Cash Balance sheet

Growth, profitability, cash generation and balance sheet are percentiles against the companies we cover in the same industry, from SEC filings (100 = best). Value compares the share price with our modelled value range (50 = at our base value; higher = cheaper). A description of reported data and our model — not a quality score or advice.

Fundamentals

Revenue (TTM) Jianzhi Education Technology Group Co Ltd
$0 $20M $40M $60M $80M FY20 Q4 FY21 Q4 FY22 Q4 FY23 Q4 FY24 Q4 FY25 Q4 Revenue (TTM), FY20 Q4: $58.7M Revenue (TTM), FY21 Q4: $73.4M Revenue (TTM), FY22 Q4: $75.3M Revenue (TTM), FY23 Q4: $62.3M Revenue (TTM), FY24 Q4: $34.6M Revenue (TTM), FY25 Q4: $9.8M $9.8M

Source: SEC EDGAR filings. Retrieved Invalid Date.

View chart data
Period Revenue (TTM)
FY20 Q4 $58.7M
FY21 Q4 $73.4M
FY22 Q4 $75.3M
FY23 Q4 $62.3M
FY24 Q4 $34.6M
FY25 Q4 $9.8M
Revenue growth, TTM YoY Jianzhi Education Technology Group Co Ltd
-100% -50% 0% 50% FY21 Q4 FY22 Q4 FY23 Q4 FY24 Q4 FY25 Q4 Revenue growth, TTM YoY, FY21 Q4: 25.0% Revenue growth, TTM YoY, FY22 Q4: 2.6% Revenue growth, TTM YoY, FY23 Q4: -17.3% Revenue growth, TTM YoY, FY24 Q4: -44.5% Revenue growth, TTM YoY, FY25 Q4: -71.8% -71.8%

Source: SEC EDGAR filings. Retrieved Invalid Date.

View chart data
Period Revenue growth, TTM YoY
FY21 Q4 25.0%
FY22 Q4 2.6%
FY23 Q4 -17.3%
FY24 Q4 -44.5%
FY25 Q4 -71.8%
Operating margin (TTM) Jianzhi Education Technology Group Co Ltd
-100% -50% 0% 50% FY20 Q4 FY21 Q4 FY22 Q4 FY23 Q4 FY24 Q4 FY25 Q4 Operating margin (TTM), FY20 Q4: 20.4% Operating margin (TTM), FY21 Q4: 10.7% Operating margin (TTM), FY22 Q4: -41.0% Operating margin (TTM), FY23 Q4: -86.9% Operating margin (TTM), FY24 Q4: -8.2% Operating margin (TTM), FY25 Q4: -24.1% -24.1%

Source: SEC EDGAR filings. Retrieved Invalid Date.

View chart data
Period Operating margin (TTM)
FY20 Q4 20.4%
FY21 Q4 10.7%
FY22 Q4 -41.0%
FY23 Q4 -86.9%
FY24 Q4 -8.2%
FY25 Q4 -24.1%
FCF margin (TTM) Jianzhi Education Technology Group Co Ltd
-20% 0% 20% 40% FY20 Q4 FY21 Q4 FY23 Q4 FY24 Q4 FY25 Q4 FCF margin (TTM), FY20 Q4: 24.1% FCF margin (TTM), FY21 Q4: 31.2% FCF margin (TTM), FY23 Q4: 3.4% FCF margin (TTM), FY24 Q4: 4.2% FCF margin (TTM), FY25 Q4: -13.9% -13.9%

Source: SEC EDGAR filings. Retrieved Invalid Date.

View chart data
Period FCF margin (TTM)
FY20 Q4 24.1%
FY21 Q4 31.2%
FY23 Q4 3.4%
FY24 Q4 4.2%
FY25 Q4 -13.9%

Data: SEC EDGAR XBRL company facts (as filed in 10-K/10-Q); forms 20-F, 20-F/A. Generated November 3, 2026. Definitions in our methodology.

Financial statements

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year 2020 Dec 2020 2021 Dec 2021 2022 Dec 2022 2023 Dec 2023 2024 Dec 2024 2025 Dec 2025
Income
Revenue 59 73 75 62 35 10
Gross profit 19 16 −1 2 7 2
EBITDA 12 8 −31 −54 −3 −2
Operating income 12 8 −31 −54 −3 −2
Net income 12 7 −30 −53 −5 −2
Diluted EPS $6.44 $4.00 −$15.01 −$26.12 −$2.00 −$0.67
Growth (year on year)
Revenue — +25.0% +2.6% −17.3% −44.5% −71.8%
EBITDA — −34.5% −491.6% — — —
Operating income — −34.1% −492.4% — — —
Net income — −37.3% −496.4% — — —
Diluted EPS — −37.8% −475.3% — — —
Margins
Gross margin 31.9% 22.0% −1.1% 3.7% 18.8% 17.7%
EBITDA margin 20.5% 10.7% −41.0% −86.9% −8.1% −24.1%
Operating margin 20.4% 10.7% −41.0% −86.9% −8.2% −24.1%
Net margin 20.3% 10.2% −39.4% −84.8% −13.5% −22.4%
Free-cash-flow margin 24.1% 31.2% — 3.4% 4.2% −13.9%
Cash flow
Cash from operations 14 23 14 2 1 −1
Capital spending 0 0 — 0 0 0
Free cash flow 14 23 — 2 1 −1
Stock-based pay — — — — 6 1
Free cash flow after stock pay — — — — −4 −3
Balance sheet
Cash 3 10 9 3 2 1
Total debt 0 0 0 1 1 1
Net debt (negative = net cash) −3 −10 −9 −2 −1 −0
Diluted shares 2m 2m 2m 2m 2m 3m

Source: SEC EDGAR XBRL company facts (US and foreign periodic filings); column headings link to the filing. EBITDA is operating income plus depreciation and amortisation. Free cash flow is cash from operations minus capital spending. Growth is left blank when last year's figure was a loss or under 2% of revenue. Share counts and EPS are restated for stock splits. A dash means the company didn't report the figure.

Financial health

3 of 3 checks passed · December 31, 2025
What it owns · $15m
Short-term assets $12mLonger-term assets $3m
What it owes, and who funded it · $14m
Short-term liabilities $7mLonger-term liabilities $0mShareholders' equity $7m
  • Short-term assets cover short-term liabilities $12m of assets due within a year against $7m of liabilities due within a year.
  • Short-term assets cover long-term liabilities $12m short-term assets against $6,869 of longer-dated liabilities.
  • More cash than debt Cash or debt not separately reported. Not assessable.
  • Debt below 40% of shareholders' equity Equity or debt not reported. Not assessable.
  • Debt burden no higher than five years ago Five-year comparison not available. Not assessable.
  • A year's operating cash flow covers at least 20% of debt Cash flow or debt not reported. Not assessable.
  • Operating profit covers interest at least five times over Operating income of −$2m against −$486 of interest.

From Jianzhi Education Technology Group Co Ltd's latest balance sheet as filed. Checks are fixed, documented rules (methodology), counted only where the company reports the figures — a dot means the filing doesn't break the item out. Descriptions of reported data, not advice.

Dividends, buybacks and capital spending

Diluted share count
+50.9%
year over year
R&D spending
4.6%
of revenue
Days sales outstanding
120 days
receivables vs revenue

Competitors: side by side with peers

Closest by revenue in it consulting & other services
Last 12 months unless stated JZ MGRT AIOS SUPX CISO MAAS Median
Revenue, last 12 months $10m $11m $5m $20m $25m $26m $383m
Revenue growth, last 12 months −71.8% 233.3% −98.5% >999% −14.1% −75.8% 5.7%
Gross margin 17.7% 50.7% 72.0% −5.4% 26.9% 13.7% 28.0%
Operating margin −24.1% 20.3% 29.0% −500.2% −31.0% −12.9% 5.9%
Operating margin, 3-year average — — 22.1% — −44.4% −4.8% 7.5%
Net margin −22.4% 16.1% <−999% −527.7% −11.7% −102.1% 2.2%
Cash from operations / revenue −13.9% −108.3% −530.4% −362.8% −14.6% −56.4% 6.7%
Free-cash-flow margin −13.9% −108.3% −530.4% −389.5% −17.2% −58.2% 5.0%
Free-cash-flow margin, 3-year average — — −182.4% — −17.8% −21.2% 6.7%
Stock pay / revenue 14.5% — 0.1% 257.6% 8.7% 0.6% 2.2%
Change in share count 50.9% 7.9% 14.4% 148.1% 92.0% >999% 0.9%

Median of all 40 companies we cover in it consulting & other services. Shaded: best of the six on that line (lowest for stock pay and share-count growth). 3-year figures average the last three 12-month periods; 3-year growth is compound annual. Source: SEC filings.

Peer comparison

40 it consulting & other services companies
Measure Company Peer median Rank
Revenue growth Growth -71.8% 6.5% 38 of 40
Change in growth rate Growth -27.3pp -0.8pp 36 of 40
Gross margin Profitability 17.7% 28.2% 26 of 34
Operating margin Profitability -24.1% 5.9% 33 of 36
Net margin Profitability -22.4% 2.5% 35 of 40
Free-cash-flow margin Cash generation -13.9% 5.1% 33 of 38
Stock pay as % of revenue Cash generation 14.5% 2.3% 34 of 36
Change in share count Balance sheet 50.9% 0.9% 35 of 39
Days sales outstanding Balance sheet 120 days 71 days 27 of 30

Rank 1 = best in the group (for spending, debt and dilution, lower ranks first).

Insider trading activity

Full insider history and chart
Insider purchases History → $0 0 trades by 0 insiders, last 12 months Insider sales History → $0 0 trades by 0 insiders
Net ▲ $0 net buying

No open-market insider trades reported in the last 12 months.

From insiders' Form 4 filings with the SEC. Excludes awards, option exercises and shares withheld for tax. "Pre-set plan" means the filing marks the trade as made under a Rule 10b5-1 plan. See every insider trade since five years ago, on a price chart.

Earnings dates and SEC filings

Results announcements

Recent SEC filings

Data status

When each part of this page on Jianzhi Education Technology Group Co Ltd was last updated.

DataLast updatedSource
Share priceExchange closing prices
News and updatesCompany releases and SEC 8-K filings
Analyst estimatesAggregated analyst estimates
Valuation and scoresOur models, from the filed figures

How we build and check these figures: methodology and data sources.

Jianzhi Education Technology Group Co Ltd in brief

What does Jianzhi Education Technology Group Co Ltd do?
Jianzhi Education Technology Group Co Ltd is a US-listed company in the IT consulting & other services industry. Its financial year ends in December.
What is Jianzhi Education Technology Group Co Ltd's stock ticker?
Jianzhi Education Technology Group Co Ltd trades under the ticker JZ on Nasdaq. This page brings together its financial statements, valuation models, ownership and recent company updates.
What is Jianzhi Education Technology Group Co Ltd's revenue, and how fast is it growing?
Over its most recent trailing twelve months, Jianzhi Education Technology Group Co Ltd reported revenue of $9.8M, 71.8% lower than a year earlier, according to its SEC filings.
What is Jianzhi Education Technology Group Co Ltd's free cash flow?
Jianzhi Education Technology Group Co Ltd's free-cash-flow margin is -13.9% of revenue over the trailing twelve months, ranking 33 of the 38 it consulting & other services companies we cover.
Who are Jianzhi Education Technology Group Co Ltd's competitors?
In our IT Consulting & Other Services peer group, the companies closest to Jianzhi Education Technology Group Co Ltd are Mega Fortune Co Ltd, Aios Tech Inc., Superx AI Technology Ltd, Ciso Global, Inc. and Maase Inc. The side-by-side comparison below sets their revenue, margins and growth against Jianzhi Education Technology Group Co Ltd's.