Lake Shore Bancorp, Inc. income statement
In fiscal 2025, Lake Shore Bancorp, Inc. reported revenue of $27.8m, up 14.2% on the year before and net income of $7.3m, or $0.97 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.
Income statement
| Fiscal year | 2024Dec 2024 | 2025Dec 2025 | LTMJun 2026 |
|---|---|---|---|
| Revenue | 24 | 28 | 30 |
| Net interest income | 21 | 25 | 27 |
| Non-interest income | 3 | 3 | 3 |
| Non-interest expense | 20 | 19 | 20 |
| Provision for credit losses | −1 | −0 | −0 |
| Income before tax | 6 | 9 | 10 |
| Income tax | 1 | 1 | 2 |
| Net income | 5 | 7 | 8 |
| Diluted EPS | $0.65 | $0.97 | $1.14 |
| Diluted shares (average) | 8m | 8m | 7m |
| Quarter | 2024 Q3Sept 2024 | 2024 Q4Dec 2024 | 2025 Q1Mar 2025 | 2025 Q2Jun 2025 | 2025 Q3Sept 2025 | 2025 Q4Dec 2025 | 2026 Q1Mar 2026 | 2026 Q2Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 6,174 | 6,408 | 6,189 | 6,922 | 7,420 | 7,306 | 7,363 | 7,642 |
| Net interest income | 5,383 | 5,340 | 5,465 | 6,122 | 6,355 | 6,623 | 6,660 | 6,893 |
| Non-interest income | 791 | 1,068 | 724 | 800 | 1,065 | 683 | 703 | 749 |
| Non-interest expense | 4,813 | 5,274 | 4,878 | 4,625 | 4,843 | 4,920 | 5,123 | 4,873 |
| Provision for credit losses | −411 | −613 | 48 | 0 | −288 | 41 | −113 | −51 |
| Income before tax | 1,590 | 1,747 | 1,263 | 2,297 | 2,846 | 2,345 | 2,353 | 2,650 |
| Income tax | 258 | 278 | 206 | 378 | 487 | 411 | 430 | 477 |
| Net income | 1,332 | 1,469 | 1,057 | 1,919 | 2,359 | 1,934 | 1,923 | 2,173 |
| Diluted EPS | $0.18 | $0.19 | $0.14 | $0.25 | $0.32 | $0.27 | $0.26 | $0.29 |
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