Orange County Bancorp, Inc. income statement
In fiscal 2025, Orange County Bancorp, Inc. reported revenue of $127m, up 18.1% on the year before and net income of $41.6m, or $3.33 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.
Income statement
| Fiscal year | 2020Dec 2020 | 2021Dec 2021 | 2022Dec 2022 | 2023Dec 2023 | 2024Dec 2024 | 2025Dec 2025 | LTMJun 2026 |
|---|---|---|---|---|---|---|---|
| Revenue | 60 | 73 | 90 | 102 | 108 | 127 | 127 |
| Interest expense | 5 | 4 | 6 | 29 | — | — | — |
| Net interest income | 49 | 60 | 78 | 88 | 92 | 104 | 112 |
| Non-interest income | 11 | 12 | 12 | 13 | 16 | 23 | 15 |
| Non-interest expense | 40 | 43 | 50 | 57 | 65 | 68 | 70 |
| Provision for credit losses | 5 | 2 | 10 | 8 | 8 | 8 | 4 |
| Income before tax | 15 | 27 | 30 | 37 | 35 | 52 | 53 |
| Income tax | 3 | 5 | 6 | 8 | 7 | 10 | 5 |
| Net income | 12 | 21 | 24 | 29 | 28 | 42 | 47 |
| Diluted EPS | $1.29 | $2.14 | $2.17 | $2.62 | $2.47 | $3.33 | $3.55 |
| Diluted shares (average) | 9m | 10m | 11m | 11m | 11m | 13m | 13m |
| Quarter | 2024 Q3Sept 2024 | 2024 Q4Dec 2024 | 2025 Q1Mar 2025 | 2025 Q2Jun 2025 | 2025 Q3Sept 2025 | 2025 Q4Dec 2025 | 2026 Q1Mar 2026 | 2026 Q2Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 27 | 27 | 28 | 32 | 34 | 33 | 32 | 28 |
| Net interest income | 23 | 23 | 24 | 25 | 27 | 28 | 28 | 28 |
| Non-interest income | 4 | 4 | 4 | 7 | 7 | 5 | 4 | −1 |
| Non-interest expense | 16 | 18 | 16 | 17 | 17 | 18 | 18 | 17 |
| Provision for credit losses | 7 | −0 | 0 | 2 | 4 | 2 | −0 | −1 |
| Income before tax | 4 | 9 | 11 | 14 | 13 | 14 | 15 | 12 |
| Income tax | 1 | 2 | 3 | 3 | 3 | 1 | 3 | −2 |
| Net income | 3 | 7 | 9 | 10 | 10 | 12 | 11 | 14 |
| Diluted EPS | $0.28 | $0.63 | $0.77 | $0.87 | $0.75 | $0.94 | $0.85 | $1.02 |
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