Bankwell Financial Group vs Orange County Bancorp
Orange County Bancorp is the larger business, with $127m of revenue in fiscal 2025 against $108m for Bankwell Financial Group (1.2 times as much). Bankwell Financial Group grew faster (24.5% against 18.1%). Orange County Bancorp kept more of each dollar of sales as profit: a net margin of 32.7% against 32.5%.
| Latest fiscal year | Bankwell Financial GroupBWFG, 2025 | Orange County BancorpOBT, 2025 |
|---|---|---|
| Revenue | $108m | $127m |
| Revenue growth | 24.5% | 18.1% |
| Net income | $35.2m | $41.6m |
| Operating margin | — | — |
| Net margin | 32.5% | 32.7% |
| Return on equity | 12.3% | 17.7% |
| Free cash flow | $27.1m | $41.3m |
| Cash | $225m | $204m |
| Total debt | $0 | $0 |
| Debt to equity | — | — |
| Dividend per share | $0.80 | $0.57 |
| Dividend yield | 1.1% | 1.7% |
| Share buybacks | $1.3m | — |
| Employees | — | — |
| Market value | $575m | $530m |
| Price vs our value range | — | — |
| Moat score | 66 (Moderate) | — |
| Insider trades, 12 months | 99 buys, 18 sales | 1 buys, 5 sales |