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Paradium.ai, Inc. (PAAI) stock

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NYSE: PAAI NYSE Application Software Next results ~November 9, 2026

C Fundamentals grade

Paradium.ai, Inc. is a US-listed company in the application software industry. Its financial year ends in December.

Stock price today

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Third-party market data · may be delayed

Fair value per share

~$0.7

Cash-flow model

Base case. Range ~$0.1–$1.6 across our lower- and higher-growth cases (-1%–9% a year).

Price vs value

Modestly overvalued

The price is inside our value range, 27% above our base value.

Price used: $0.93, November 2, 2026

Paradium.ai, Inc. valuation: adjust assumptions and compare models →

Who’s trading

What company insiders, investment funds and members of Congress have been doing with the stock, from their own filings.

  • Funds27 adding, 36 cuttingOf 7 active managers that changed their stake, 5 added; quarter to June 30, 2026Fund buyers and sellers

Value diary

Our note on each quarter Paradium.ai files

Where Paradium.ai stands after its latest 10-Q

Revenue for the twelve months to June 2026 was $101m, down 31.4% on a year earlier, a steeper fall than the 4.2% decline a quarter earlier. That puts it 103 of 103 for growth among the application software companies we cover. Free-cash-flow margin rose to 23.7% from -0.4% a year earlier. Operating margin narrowed to 18.9% from 28.8%. Against its peers on growth, profitability, cash generation and balance sheet, it grades D. It passes 2 of our 5 financial-health checks. Our cash-flow model value is $0.94 a share, against a share price of $0.81.

Source: 10-Q filed August 10, 2026 on SEC EDGAR · Financials · Valuation

Written from the company's filings and our models when each quarter's report arrives. Figures in older notes are as published at the time. Not investment advice.

The Fundamentalytics view

Next results ~November 9, 2026 (estimated)

Paradium.ai, Inc.'s trailing-twelve-month revenue fell 31.4% year on year, with a free-cash-flow margin of 23.7%. Where it stands out: stock pay as % of revenue of 0.3% ranks 4 of 177 application software companies we cover. Where it lags: long-term debt as % of assets of 92.0% ranks 96 of 98 application software companies we cover.

Our discounted-cash-flow model values the business at ~$0.7 per share in the base case (~$0.1–$1.6 across growth scenarios) — model values under stated assumptions, not a price target.

Current signal Revenue growth decelerating: TTM revenue growth slowed to -31.4% (-27.2pp vs the prior quarter), the 2nd consecutive quarterly slowdown.

Assembled from SEC-filed figures — the full workings are on this page and in our methodology. Observations, not recommendations.

Highlights

How we pick these

Strengths

  • Strong cash generation. 23.7% of revenue turned into free cash flow, against a median of 15.2% for application software companies we cover.

Things to watch

  • Priced above our value. The share price of $0.93 is 22% above our value per share of $1.
  • Revenue shrinking. Revenue fell 31.4% over the last 12 months.
  • Growth slowing. The growth rate is 27.2 points lower than a quarter earlier.
  • Margins narrowing. Operating margin is down 9.9 points on a year ago.
  • Share dilution. Diluted shares rose 43.1% in a year.
  • Volatile shares. Over the past year the shares showed annualised volatility of 300% and a beta of 2.3 against the S&P 500.

Latest results: FY2026 Q2

Filed August 10, 2026
Earnings per share
-$0.00 against an average estimate of $0.12: missed by 100.9%
Revenue
$22m, down 50.7% on a year earlier
Share reaction
-9.1% in the first session after the results on August 10, 2026, against -0.3% for the S&P 500
Next report
November 9, 2026; average EPS estimate -$0.01

Paradium.ai's figures from its SEC filings and results release; estimates are the analysts' average. Not a recommendation.

Price chart

  • 1 day+4.5%
  • 1 week+31.0%
  • 1 month-19.8%
  • This year-76.8%
  • 1 year-83.3%
  • 5 years-91.5%
  • S&P 500 this year+11.2%

Closing prices to 2026-11-02. Price change only, dividends excluded.

Loading chart…

Third-party market data · may be delayed

At a glance

Trailing twelve months, from SEC filings

Profitability

Revenue (TTM)
$101M
Operating margin
18.9%
Net margin
9.3%
EPS (TTM, diluted)
$0.20

Growth

Revenue growth
−31.4%
Change in growth rate
−27.2 pts

Cash

Free cash flow (TTM)
$23.8M
FCF margin
23.7%
Stock pay % of revenue
0.3%

Earnings

Last results
August 10, 2026

News & updates

Updated October 31, 2026

Company announcements, filed results and changes that matter to shareholders.

  1. Announcement
  2. Announcement
  3. Agreement
  4. Results

Refreshed hourly when new source data is available. Summaries are checked against company releases and SEC filings. Company announcement headlines are labelled when a checked summary is unavailable.

Valuation

Paradium.ai, Inc. valuation models and calculator

What the price is pricing in

The share price implies about 3.8% a year of cash-flow growth for five years.That is faster than the -11.9% a year revenue growth Paradium.ai has delivered.

Read with care: free cash flow has swung sharply in the past year (often a one-off tax, legal or working-capital item), so the cash-flow base behind this reading may be unusually low or high.

  • Priced in3.8%
  • Last 12 months-31.4%
  • 3 years a year-17.8%
  • 5 years a year-11.9%

Our cash-flow model with every input fixed except growth over the next five years, solved for the growth at which the model value equals the share price ($0.91, Nov 3, 2026). Cash-flow growth then fades to 2.5% a year; discount rate 8.5%. Delivered figures are revenue growth from SEC filings. This is a model exercise, not investment advice or a forecast of the share price. All companies

Fundamentalytics rating

model v1.6 · 2026-11-03
Hold12-month view
12-month price target
~$0.7
Price used
$0.91close November 3, 2026
Implied change
▼ 20%
Uncertainty
Very high

How we got here: a discounted-cash-flow model of Paradium.ai, Inc.'s free cash flow after stock-based pay with after-tax interest added back ($7M, FY2026 Q2 TTM), growing -4.1% and 4.1% in the next two years (forecasts, guidance and its record), then back to 4% by year five, and fading to 2.5%, discounted at 8.5%. Lower and higher growth cases span ~$0.1–~$1.6 ; that spread sets a 45% margin before we rate Buy or Sell.

Produced by Fundamentalytics' automated valuation model on November 3, 2026, using delayed market prices. Rating meanings, methodology and conflicts: recommendations disclosure and research disclaimer. General research, not personal advice — it does not consider your circumstances. Prices can fall as well as rise.

Our value per share comes from a discounted-cash-flow model of Paradium.ai, Inc.'s free cash flow after stock-based pay ( $7M, FY2026 Q2 TTM, with after-tax interest added back): growth for five years as below (the first two years from forecasts, guidance and the company's record), fading to 2.5%, discounted at 8.5%, then cash added and debt and other claims subtracted. These are model values under stated assumptions, not price targets or recommendations.

Valuation models

We value Paradium.ai, Inc. as an operating company, with every model that fits that kind of business. Cost of equity 8.6%: the 10-year Treasury yield (4.9%) plus a beta of 0.81 times a 4.5% equity risk premium.

Value per share by model
Model Value per share In the combined value?
Cash-flow model (DCF) Free cash flow to the firm (after stock pay, with after-tax interest added back), grown then faded to 2.5%, discounted at 8.5% as the firm rate, less debt and other claims. ~$0.7 ~$0.1–$1.6 Primary model, counts double
Price-to-earnings vs peers Earnings per share times peers' typical (harmonic-mean) price-to-earnings. ~$0.5 ~$3.3–$7.7 Included
Residual income Book value plus the present value of returns above the cost of equity, fading over ten years. — Does not apply: book value or earnings not available
Justified price-to-book Book value times (return on equity - growth) / (cost of equity - growth): steady-state returns. — Does not apply: return on equity is not positive
Combined value Weighted average of the models that apply: the primary model (cash-flow model (dcf)) counts double. Models more than 5x or less than 0.2x the share price, or more than 3x away from the other models' median, are left out. ~$0.6 ~$0.5–$0.7 2 models

Different models fail in different ways, so where several apply we average them rather than trust one. Peer-based models compare Paradium.ai, Inc. with Application Software in our coverage, using third-party market data. Model values are estimates under stated assumptions, updated as new filings arrive; not price targets or investment advice. How each model works.

What moves the value

  • Revenue growth 5 points lower ▼ −30%
  • Revenue growth 5 points higher ▲ +40%
  • Free-cash-flow margin 1 point lower ▼ −4%
  • Last year's free-cash-flow margin change, if it persists ▲ more than doubles
  • Discount rate 1 point higher ▼ −17%
Value per share under different assumptions
Discount rate ↓ / growth → −5% growth0% growth5% growth10% growth15% growth20% growth
7% $0$1$2$3$5$7
8.5% —$0$1$2$3$5
10% ——$1$1$2$3

Valuation multiples over time Market data may be delayed

At fiscal year end 201720182019202020212022202320242025Now
Share price$41.80$10.56$17.60$13.20$14.08$10.61$2.38$1.34$4.00$0.93
Market value$44m$13m$30m$28m$161m$187m$53m$47m$191m$44m
+ Net debt (− = net cash)−$587812$6m$68m$60m$73m$66m$195m$106m$87m$87m
Enterprise value$44m$18m$98m$88m$234m$253m$248m$154m$278m$131m
Multiples
Price / sales n/m2.2x0.6x0.2x0.9x0.8x0.4x0.4x1.4x0.4x
Price / earnings ————————1.5x4.7x
Price / free cash flow ————————4.9x1.6x
EV / EBITDA ———————13.3x6.3x5.8x

Market value uses the period's diluted share count; figures for each fiscal year use that year's results and the price at year end. "Now" uses today's price and the last twelve months.

Moat

1 /100

Weak moat

How hard Paradium.ai's competitive advantage looks for rivals to wear away, judged from 9 years of its own filings: returns on capital, pricing power, profit durability, cash conversion and discipline.

  • Returns on capital 0 / 20

    Cash operating profit has been a median -10.0% of total assets over 8 years.

  • Pricing power 5 / 20

    Gross margin has been a median 37.4%, moving by 271.6 percentage points (standard deviation) across 9 years.

  • Durability 10 / 20

    Operating margin has been a median -33.8%; its worst year was -2945.5%.

  • Cash conversion 1 / 20

    Free cash flow was positive in 1 of 8 years, at a median -12.7% of revenue.

  • Discipline 0 / 20

    The diluted share count rose 11157.2% over five years; stock-based pay has been a median 15.5% of revenue.

AI disruption exposure: High. In this industry, the core product is information work that AI systems increasingly perform. The score above includes a 15-point deduction for that exposure (16 before it).

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Forecasts and guidance

Next results: November 9, 2026, after the close. Analysts expect revenue of $20m and EPS of −$0.01 (range −$0.01 to −$0.01) for the quarter.

Analysts' consensus

Fiscal yearEPSGrowthRevenueGrowth
Current −$0.08 — $85m −37%
Next $0.03 +138% $89m +5%

Next year's EPS estimate has moved −93.5% in 90 days, across 1 analysts.

How the EPS forecast has moved

The consensus EPS forecast for the current fiscal year is −123.5% on 90 days ago. In the last 30 days, 0 analysts raised Paradium.ai, Inc.'s forecast and 1 cut it.

Consensus EPS forecast Paradium.ai, Inc., last 90 days
−$0.20 $0.00 $0.20 $0.40 $0.60 90 days ago 60 days ago 30 days ago 7 days ago Now Current fiscal year, 90 days ago: $0.34 Current fiscal year, 60 days ago: $0.34 Current fiscal year, 30 days ago: $0.34 Current fiscal year, 7 days ago: $0.34 Current fiscal year, Now: −$0.08 −$0.08 Next fiscal year, 90 days ago: $0.46 Next fiscal year, 60 days ago: $0.46 Next fiscal year, 30 days ago: $0.46 Next fiscal year, 7 days ago: $0.46 Next fiscal year, Now: $0.03 $0.03

Average of analysts' published estimates (third-party data).

View chart data
Period Current fiscal yearNext fiscal year
90 days ago $0.34$0.46
60 days ago $0.34$0.46
30 days ago $0.34$0.46
7 days ago $0.34$0.46
Now −$0.08$0.03

Earnings against estimates

Quarter toEstimateActualSurprise
Jun 2026 $0.12 −$0.00 −100.9%
Mar 2026 $0.10 −$0.06 −160.0%
Dec 2025 $0.13 $0.12 −9.5%
Sept 2025 $0.16 $0.15 −9.1%

Adjusted EPS as companies report it, against the average analyst estimate.

How our valuation uses these forecasts

Our cash-flow model grows Paradium.ai, Inc.'s revenue by -4.1% next year and +4.1% the year after, then fades back toward its own record by year five. Next year's rate weighs analysts' consensus (-13.8%, weight 45%) and the company's own record (+4.0%, weight 55%) . How the weights are set.

Analyst recommendations

1 analysts, Oct 2026
Buy00%
Hold1100%
Sell00%

Monthly trend

  1. Oct 202611

Counts of recommendations published by analysts covering Paradium.ai, Inc., by month. Source: Aggregated broker recommendations (third-party data). Aggregated counts only: we do not reproduce any firm's recommendation or price target, and these are not Fundamentalytics ratings.

Positioning

Short interest
6.3%
of tradable shares
Days to cover
0.16
at average volume
Short interest, 1 month
+65%
to October 15, 2026
Held by institutions
6%
of shares
Held by insiders
1.3%
of shares
Employees
159
full time

Consensus figures average analysts' published estimates (third-party data); guidance is the company's own. Neither is our forecast. Short interest is reported twice a month and lags. Market data may be delayed.

This section is general information, not investment advice or a personal recommendation, and it does not take account of your objectives or circumstances. Forecasts and guidance are estimates, not promises: companies miss their own guidance and analysts' figures are often revised. Prices can fall as well as rise, and you can lose money. See our disclaimer.

Share-price performance

Market data may be delayed

What moved the share price

Last 12 months −83.3%

$5.57 on October 31, 2025 to $0.93

ThenNowEffect
Revenue (last 12 months) $147m $101m −31.4%
Net margin 84.2% 9.3% −88.9%
P/E multiple 1.8x 4.7x +158.8%
Share count 41m 48m −14.9%

Biggest factor: net margin.

The effects multiply back to the price change exactly. Results are the last 12 months as known on each date (filings assumed public 45 days after quarter end).

Return and risk by year

Calendar year 202120222023202420252026 to date
Return
PAAI+7%−25%−78%−44%+199%−77%
Industry peers (median)−8%−50%+19%+2%−21%−14%
S&P 500+29%−18%+26%+25%+18%+11%
Months that ended higher
PAAI58%50%42%42%50%36%
S&P 50075%42%67%75%75%46%
Largest fall from a high during the year
PAAI−68%−48%−82%−78%−62%−84%
S&P 500−5%−25%−10%−8%−19%−9%

Worst fall since November 3, 2015: 99% from January 23, 2018 to November 14, 2024. Getting back needed a 9511% gain, and the shares have not yet recovered.

Price behaviour

52-week range
$0.71 – $5.24
From 52-week high
−82.3%
vs 50-day average
−14.5%
vs 200-day average
−49.1%
Volatility (1 year)
300%
Beta vs S&P 500
2.26

Volatility is the annualised standard deviation of daily returns. Beta 1.5 means the shares typically moved 1.5% for each 1% move in the S&P 500 over the past year. Prices to November 2, 2026.

Share price after results

Next day
6 up, 6 down
typical move ±29.0%
After a week
5 up, 7 down
typical move ±30.2%
After a month
3 up, 9 down
typical move ±54.8%
Results releasedNext dayS&P 500 next day5 days21 days
August 10, 2026 −9.1% −0.3% −42.6% −38.6%
May 11, 2026 −30.1% +0.1% −43.2% −49.6%
March 17, 2026 −21.5% −1.1% −16.1% −38.3%
March 16, 2026 −22.3% +1.3% −4.2% −34.3%
November 19, 2025 −3.8% −1.1% +5.9% +7.1%
November 13, 2025 +3.1% −1.7% −9.8% −3.8%
August 15, 2025 +8.1% −0.3% −1.0% −15.5%
August 14, 2025 +2.7% −0.2% −2.7% −11.4%
May 16, 2025 +45.5% +0.7% +0.4% −21.3%
April 18, 2025 −1.1% −2.4% +81.7% +264.2%
November 14, 2024 +191.7% −1.9% +151.7% +160.0%
August 23, 2024 +8.7% +0.8% +3.3% −14.1%

From the close before the release date to the close 1, 5 and 21 trading days after it, so releases before the open and after the close are both captured. Past moves don't predict future ones.

Options strategies

All options ideas

How Paradium.ai, Inc.’s listed options are priced, and three ways to use them that follow from our valuation. Quotes are delayed, read November 2, 2026. Check the live chain at your broker before trading.

Cash-secured put

Not offered: fundamentals grade C (needs B+ or better).

We suggest selling a put only on well-rated companies, at a strike where the price you would pay if assigned (strike less premium) is at or below our fair value.

Covered call

Not offered: no liquid call at or above our price target — the model says the upside is worth more than any listed strike.

For holders: sell a call at a strike at or above our fair value, so the shares are only sold at a price the model calls full value.

Collar

Not offered: no liquid put and call pair for the same expiry.

For holders of a stock trading at or above our fair value: buy a put for a floor and sell a call to pay for it.

General research, not personal advice. Options can lose you more than you expect and are not suitable for everyone: put sellers can be made to buy shares that keep falling, call sellers give up gains above the strike, and results or news can move prices sharply. Chances shown are approximations from each option’s delta. Spreads, fees and early assignment are not modelled.

Paradium.ai, Inc. in five measures

Fundamentals grade C
Growth Profitability Cash Balance sheet Value

Growth, profitability, cash generation and balance sheet are percentiles against the companies we cover in the same industry, from SEC filings (100 = best). Value compares the share price with our modelled value range (50 = at our base value; higher = cheaper). A description of reported data and our model — not a quality score or advice.

Fundamentals

Revenue (TTM) Paradium.ai, Inc.
$100M $120M $140M $160M $180M FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 Revenue (TTM), FY23 Q3: $161.1M Revenue (TTM), FY23 Q4: $143.6M Revenue (TTM), FY24 Q1: $144.2M Revenue (TTM), FY24 Q2: $137.3M Revenue (TTM), FY24 Q3: $133.8M Revenue (TTM), FY24 Q4: $125.9M Revenue (TTM), FY25 Q1: $128.8M Revenue (TTM), FY25 Q2: $146.6M Revenue (TTM), FY25 Q3: $142.8M Revenue (TTM), FY25 Q4: $134.8M Revenue (TTM), FY26 Q1: $123.4M Revenue (TTM), FY26 Q2: $100.6M $100.6M

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period Revenue (TTM)
FY23 Q3 $161.1M
FY23 Q4 $143.6M
FY24 Q1 $144.2M
FY24 Q2 $137.3M
FY24 Q3 $133.8M
FY24 Q4 $125.9M
FY25 Q1 $128.8M
FY25 Q2 $146.6M
FY25 Q3 $142.8M
FY25 Q4 $134.8M
FY26 Q1 $123.4M
FY26 Q2 $100.6M
Revenue growth, TTM YoY Paradium.ai, Inc.
-40% -20% 0% 20% FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 Revenue growth, TTM YoY, FY23 Q3: -26.9% Revenue growth, TTM YoY, FY23 Q4: -35.0% Revenue growth, TTM YoY, FY24 Q1: -28.3% Revenue growth, TTM YoY, FY24 Q2: -24.3% Revenue growth, TTM YoY, FY24 Q3: -17.0% Revenue growth, TTM YoY, FY24 Q4: -12.3% Revenue growth, TTM YoY, FY25 Q1: -10.7% Revenue growth, TTM YoY, FY25 Q2: 6.8% Revenue growth, TTM YoY, FY25 Q3: 6.7% Revenue growth, TTM YoY, FY25 Q4: 7.1% Revenue growth, TTM YoY, FY26 Q1: -4.2% Revenue growth, TTM YoY, FY26 Q2: -31.4% -31.4%

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period Revenue growth, TTM YoY
FY23 Q3 -26.9%
FY23 Q4 -35.0%
FY24 Q1 -28.3%
FY24 Q2 -24.3%
FY24 Q3 -17.0%
FY24 Q4 -12.3%
FY25 Q1 -10.7%
FY25 Q2 6.8%
FY25 Q3 6.7%
FY25 Q4 7.1%
FY26 Q1 -4.2%
FY26 Q2 -31.4%
Operating margin (TTM) Paradium.ai, Inc.
-20% 0% 20% 40% FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 Operating margin (TTM), FY23 Q3: -17.7% Operating margin (TTM), FY23 Q4: -12.2% Operating margin (TTM), FY24 Q1: -10.9% Operating margin (TTM), FY24 Q2: -8.7% Operating margin (TTM), FY24 Q3: 0.4% Operating margin (TTM), FY24 Q4: 6.2% Operating margin (TTM), FY25 Q1: 18.0% Operating margin (TTM), FY25 Q2: 28.8% Operating margin (TTM), FY25 Q3: 30.5% Operating margin (TTM), FY25 Q4: 30.3% Operating margin (TTM), FY26 Q1: 26.8% Operating margin (TTM), FY26 Q2: 18.9% 18.9%

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period Operating margin (TTM)
FY23 Q3 -17.7%
FY23 Q4 -12.2%
FY24 Q1 -10.9%
FY24 Q2 -8.7%
FY24 Q3 0.4%
FY24 Q4 6.2%
FY25 Q1 18.0%
FY25 Q2 28.8%
FY25 Q3 30.5%
FY25 Q4 30.3%
FY26 Q1 26.8%
FY26 Q2 18.9%
FCF margin (TTM) Paradium.ai, Inc.
-40% -20% 0% 20% 40% FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 FCF margin (TTM), FY23 Q3: -14.0% FCF margin (TTM), FY23 Q4: -20.2% FCF margin (TTM), FY24 Q1: -20.3% FCF margin (TTM), FY24 Q2: -12.8% FCF margin (TTM), FY24 Q3: -10.3% FCF margin (TTM), FY24 Q4: -15.7% FCF margin (TTM), FY25 Q1: -10.9% FCF margin (TTM), FY25 Q2: -0.4% FCF margin (TTM), FY25 Q3: 9.8% FCF margin (TTM), FY25 Q4: 26.5% FCF margin (TTM), FY26 Q1: 27.6% FCF margin (TTM), FY26 Q2: 23.7% 23.7%

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period FCF margin (TTM)
FY23 Q3 -14.0%
FY23 Q4 -20.2%
FY24 Q1 -20.3%
FY24 Q2 -12.8%
FY24 Q3 -10.3%
FY24 Q4 -15.7%
FY25 Q1 -10.9%
FY25 Q2 -0.4%
FY25 Q3 9.8%
FY25 Q4 26.5%
FY26 Q1 27.6%
FY26 Q2 23.7%

Data: SEC EDGAR XBRL company facts (as filed in 10-K/10-Q); forms 10-K, 10-K/A, 10-Q, 10-Q/A. Generated November 3, 2026. Definitions in our methodology.

Financial statements

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year 2017 Dec 2017 2018 Dec 2018 2019 Dec 2019 2020 Dec 2020 2021 Dec 2021 2022 Dec 2022 2023 Dec 2023 2024 Dec 2024 2025 Dec 2025 LTM Jun 2026
Income
Revenue 0 6 53 128 189 221 144 126 135 101
Gross profit −2 −2 6 25 79 88 55 56 68 43
EBITDA −6 −14 −36 −55 −83 −55 −13 12 44 22
Operating income −6 −14 −41 −71 −84 −56 −17 8 41 19
Net income −6 −26 −39 −89 −90 −71 −56 −101 125 9
Diluted EPS −$9.24 −$1.69 −$1.04 −$50.18 −$7.87 −$4.02 −$2.49 −$2.85 $2.62 $0.20
Growth (year on year)
Revenue — +>999% +835.8% +140.0% +47.7% +16.8% −35.0% −12.3% +7.1% −31.4%
EBITDA — — — — — — — — +282.4% −50.8%
Operating income — — — — — — — — +418.4% −55.0%
Net income — — — — — — — — — −92.4%
Margins
Gross margin <−999% −34.1% 11.3% 19.5% 41.6% 39.8% 38.5% 44.3% 50.7% 42.7%
EBITDA margin <−999% −244.7% −68.0% −42.9% −44.0% −24.9% −9.2% 9.2% 32.8% 22.4%
Operating margin <−999% −245.8% −76.5% −55.6% −44.6% −25.3% −12.2% 6.2% 30.3% 18.9%
Net margin <−999% −457.3% −72.2% −69.7% −47.6% −32.1% −38.7% −80.0% 92.6% 9.3%
Free-cash-flow margin <−999% −130.7% −107.1% −26.2% −8.0% −5.4% — −12.8% 29.1% 27.2%
Cash flow
Cash from operations −4 −7 −57 −32 −15 −11 −25 −16 39 27
Capital spending 0 0 0 1 0 1 — 0 0 0
Free cash flow −4 −7 −57 −34 −15 −12 — −16 39 27
Stock-based pay 2 4 10 15 30 31 19 3 0 0
Free cash flow after stock pay −6 −12 −67 −48 −46 −43 — −19 39 27
Balance sheet
Cash 1 2 9 9 9 14 9 4 10 11
Total debt 0 8 77 69 82 80 205 111 98 98
Net debt (negative = net cash) −1 6 68 60 73 66 195 106 87 87
Diluted shares 1m 1m 2m 2m 11m 18m 22m 35m 48m 48m

Source: SEC EDGAR XBRL company facts (US and foreign periodic filings); column headings link to the filing. EBITDA is operating income plus depreciation and amortisation. Free cash flow is cash from operations minus capital spending. Growth is left blank when last year's figure was a loss or under 2% of revenue. Share counts and EPS are restated for stock splits. A dash means the company didn't report the figure.

Financial health

2 of 5 checks passed · June 30, 2026
What it owns · $106m
Short-term assets $32mLonger-term assets $74m
What it owes, and who funded it · $114m
Short-term liabilities $14mLonger-term liabilities $100mShareholders' equity $-8m
  • Short-term assets cover short-term liabilities $32m of assets due within a year against $14m of liabilities due within a year.
  • Short-term assets cover long-term liabilities $32m short-term assets against $100m of longer-dated liabilities.
  • More cash than debt $11m of cash against $98m of debt.
  • Debt below 40% of shareholders' equity Equity or debt not reported. Not assessable.
  • Debt burden no higher than five years ago Five-year comparison not available. Not assessable.
  • A year's operating cash flow covers at least 20% of debt $27m of operating cash flow against $98m of debt.
  • Operating profit covers interest at least five times over Operating income of $19m against $10m of interest.

From Paradium.ai, Inc.'s latest balance sheet as filed. Checks are fixed, documented rules (methodology), counted only where the company reports the figures — a dot means the filing doesn't break the item out. Descriptions of reported data, not advice.

Dividends, buybacks and capital spending

Days sales outstanding
67 days
receivables vs revenue

Competitors: side by side with peers

Closest by revenue in application software
Last 12 months unless stated PAAI RDVT SSTI WRD EGAN VERI Median
Revenue, last 12 months $101m $99m $98m $95m $91m $91m $482m
Revenue growth, last 12 months −31.4% 20.2% −5.7% 89.8% 3.1% 1.1% 12.0%
Revenue growth, 3-year average −17.8% 19.9% 5.9% — −2.4% −13.2% 11.1%
Revenue growth, latest quarter −50.7% 22.7% −7.7% — −4.7% 4.6% 11.9%
Gross margin 42.7% — 50.1% 30.2% 73.4% 72.4% 69.2%
Operating margin 18.9% 17.9% −16.4% −269.8% 8.7% −90.2% 1.1%
Operating margin, 3-year average 13.0% 12.9% −8.3% — 6.7% −90.2% −0.8%
Net margin 9.3% 16.5% −16.9% −241.7% 9.7% −117.5% 2.1%
Cash from operations / revenue 27.2% 34.4% 3.5% −193.1% 23.2% −55.0% 18.2%
Free-cash-flow margin 23.7% 33.9% −1.1% −229.2% 22.5% −60.1% 15.0%
Free-cash-flow margin, 3-year average 3.5% 31.7% 6.1% — 13.7% −46.6% 16.2%
Stock pay / revenue 0.3% 7.4% 9.3% — 3.1% 6.5% 9.3%
Change in share count 43.1% 0.1% 1.7% 214.3% −2.8% 34.1% 2.2%

Median of all 185 companies we cover in application software. Shaded: best of the six on that line (lowest for stock pay and share-count growth). 3-year figures average the last three 12-month periods; 3-year growth is compound annual. Source: SEC filings.

Peer comparison

185 application software companies
Measure Company Peer median Rank
Revenue growth Growth -31.4% 12.0% 177 of 184
Change in growth rate Growth -27.2pp +0.2pp 175 of 184
Gross margin Profitability 42.7% 69.8% 128 of 160
Operating margin Profitability 18.9% 1.1% 31 of 181
Net margin Profitability 9.3% 2.1% 66 of 185
Free-cash-flow margin Cash generation 23.7% 15.2% 60 of 180
Stock pay as % of revenue Cash generation 0.3% 9.3% 4 of 177
Long-term debt as % of assets Balance sheet 92.0% 16.9% 96 of 98
Days sales outstanding Balance sheet 67 days 57 days 102 of 162

Rank 1 = best in the group (for spending, debt and dilution, lower ranks first).

Where the revenue comes from

Fiscal year to December 31, 2025
Segments
Line of business Revenue Share YoY
Sports and Leisure $47.3M 35.1% ▼ 6.9%
Finance $38.3M 28.4% ▲ 37.9%
Lifestyle $38M 28.2% ▲ 20.7%
Platform and Other $11.3M 8.4% ▼ 29.0%
Products and services
Line of business Revenue Share YoY
Digital Revenue $134M 99.2% ▲ 7.2%
Digital Advertising $86.9M 65.0% ▼ 6.5%
Performance Marketing $19.6M 14.7% ▲ 79.7%
Publisher Revenue $19.5M 14.6% ▲ 146.3%
Digital Subscriptions $5.8M 4.4% ▼ 25.0%
Other $1.9M 1.4% ▼ 63.7%
Print Revenue $1M 0.8% ▼ 4.8%
Geography
Region Revenue Share YoY
United States $128M 94.8% ▲ 7.8%
Outside the US $7.1M 5.2% ▼ 4.7%

From Paradium.ai, Inc.'s 10-K filed March 16, 2026, as tagged in the filing. View filing. Indented rows are part of the line above; their share is of that line. In the bars, the faint bar behind is the year before.

Who owns it

Funds buying and selling
Reported value
$2.2M
Institutions reporting
45
Shares held vs prior quarter
▼ 25.3%
Positions opened / closed
14 / 22

Top buyers and sellers, Q2 2026: 27 institutions bought and 36 sold ; the biggest buyer was Millennium Management LLC (+176K shares) and the biggest seller Blackrock, Inc (−542K). See which funds bought and sold →

Largest reported holders, June 30, 2026
Manager Value Shares Share of 13F value Shares QoQ
Vanguard Capital Management LLC $1.1M 1.3M 48.7% ▲ 14.0%
Blackrock, Inc. $169,275 204K 7.6% ▼ 72.7%
Millennium Management LLC $146,292 176K 6.5% New
Geode Capital Management, LLC $108,671 131K 4.9% ▼ 53.6%
Goldman Sachs Group Inc $102,077 123K 4.6% ▲ 70.9%
State Street Corp $90,922 110K 4.1% ▼ 61.7%
Susquehanna International Group, LLP $80,930 98K 3.6% ▲ 131.0%
Vanguard Fiduciary Trust Co $79,028 95K 3.5% ▼ 10.8%
Bridgeway Capital Management, LLC $62,250 75K 2.8% ▲ 10.9%
UBS Group AG $50,748 61K 2.3% ▲ 311.9%
First Trust Advisors LP $32,782 39K 1.5% ▲ 4.4%
Northern Trust Corp $25,053 30K 1.1% ▼ 71.9%

From Form 13F filings with the SEC ( quarterly data sets), as reported by each manager for June 30, 2026 and filed up to 45 days later. 13F reports cover long US-listed positions of managers above $100M only, so this is not Paradium.ai, Inc.'s complete shareholder register. Values are as reported by the filers .

Insider trading activity

Full insider history and chart
Insider purchases History → $0 0 trades by 0 insiders, last 12 months Insider sales History → $0 0 trades by 0 insiders
Net ▲ $0 net buying

No open-market insider trades reported in the last 12 months.

From insiders' Form 4 filings with the SEC. Excludes awards, option exercises and shares withheld for tax. "Pre-set plan" means the filing marks the trade as made under a Rule 10b5-1 plan. See every insider trade since five years ago, on a price chart.

Earnings dates and SEC filings

Results announcements

Next expected around October 21, 2026 estimated from the company's past filing pattern, not announced

  • August 10, 2026
  • May 11, 2026
  • March 17, 2026
  • March 16, 2026
  • November 19, 2025
  • November 13, 2025

Recent SEC filings

Data status

When each part of this page on Paradium.ai, Inc. was last updated.

DataLast updatedSource
Share priceExchange closing prices
Financial statementsSEC 10-K and 10-Q filings
News and updatesCompany releases and SEC 8-K filings
Analyst estimatesAggregated analyst estimates
Valuation and scoresOur models, from the filed figures

How we build and check these figures: methodology and data sources.

Paradium.ai, Inc. in brief

What does Paradium.ai, Inc. do?
Paradium.ai, Inc. is a US-listed company in the application software industry. Its financial year ends in December.
What is Paradium.ai, Inc.'s stock ticker?
Paradium.ai, Inc. trades under the ticker PAAI on NYSE. This page brings together its financial statements, valuation models, ownership and recent company updates.
What is Paradium.ai, Inc.'s revenue, and how fast is it growing?
Over its most recent trailing twelve months, Paradium.ai, Inc. reported revenue of $101M, 31.4% lower than a year earlier, according to its SEC filings.
What is Paradium.ai, Inc.'s free cash flow?
Paradium.ai, Inc.'s free-cash-flow margin is 23.7% of revenue over the trailing twelve months, ranking 60 of the 180 application software companies we cover.
What is Paradium.ai, Inc.'s fair value (intrinsic value) per share?
Our discounted-cash-flow model of Paradium.ai, Inc.'s free cash flow after stock-based pay gives ~$0.7 per share in the base case, and ~$0.1–$1.6 across growth scenarios. These are model values under stated assumptions — not a price target or a recommendation.
Who are Paradium.ai, Inc.'s largest institutional shareholders?
By value reported in 13F filings for June 30, 2026, the largest reported holders are Vanguard Capital Management LLC, Blackrock, Inc. and Millennium Management LLC. 13F reports cover long US-listed positions of managers above $100M, filed up to 45 days after quarter end.
What is Paradium.ai, Inc.'s market cap?
On November 2, 2026, Paradium.ai, Inc.'s market capitalisation was about $44.3M, with a price-to-earnings ratio of 4.7 and net debt of $86.5M. Market figures come from third-party market data and may be delayed.
Who are Paradium.ai, Inc.'s competitors?
In our Application Software peer group, the companies closest to Paradium.ai, Inc. are Red Violet, Inc., Soundthinking, Inc., Weride Inc., Egain Corp and Veritone, Inc. The side-by-side comparison below sets their revenue, margins and growth against Paradium.ai, Inc.'s.
When is Paradium.ai, Inc.'s next earnings date?
Around November 9, 2026, estimated from the spacing of its past results announcements (8-K filings). That is an estimate, not a confirmed date — Paradium.ai, Inc. announces its own schedule.