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Provident Financial Holdings Inc (PROV) stock

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NASDAQ: PROV Nasdaq Regional Banks Next results ~January 26, 2027

C+ Fundamentals grade

Provident Financial Holdings Inc is a US-listed company in the regional banks industry. Its financial year ends in June.

Who’s trading

What company insiders, investment funds and members of Congress have been doing with the stock, from their own filings.

  • Insiders0 buying, 2 selling0 purchases and 5 sales by directors and officers, last 12 monthsInsider trades
  • Funds14 adding, 13 cuttingOf 4 active managers that changed their stake, 3 added; quarter to June 30, 2026Fund buyers and sellers

Value diary

Our note on each quarter Provident Financial files

Where Provident Financial stands after its latest 10-K

Revenue for the twelve months to June 2026 was $40m, up 2.7% on a year earlier, faster than the 0.2% growth a quarter earlier. That puts it 205 of 231 for growth among the regional banks companies we cover. The diluted share count is down 4.1% on a year earlier, which lifts each remaining share.

Our model value for Provident Financial is under review, so past values are not shown until it is resolved.

Source: 10-K filed September 2, 2026 on SEC EDGAR · Financials · Valuation

Written from the company's filings and our models when each quarter's report arrives. Figures in older notes are as published at the time. Not investment advice.

The Fundamentalytics view

Next results ~January 26, 2027 (estimated)

Provident Financial Holdings Inc's trailing-twelve-month revenue grew 2.7% year on year, with a free-cash-flow margin of 21.3%. Where it stands out: change in share count of -4.1% ranks 24 of 230 regional banks companies we cover. Where it lags: revenue growth of 2.7% ranks 216 of 245 regional banks companies we cover.

Current signal Results well short of expectations: Reported earnings per share missed the analysts' consensus estimate by 21% in the quarter to 2026-09-30.

Assembled from SEC-filed figures — the full workings are on this page and in our methodology. Observations, not recommendations.

Highlights

How we pick these

Strengths

  • Strong cash generation. 21.3% of revenue turned into free cash flow.
  • Shrinking share count. Diluted shares fell 4.1% in a year, so each share owns more of the business.
  • Net cash. Cash exceeds long-term debt by $0.0bn.

Things to watch

  • Below peers: revenue growth. Revenue growth of 2.7% ranks 216 of 245 regional banks companies we cover (median 12.5%).
  • Below peers: net margin. Net margin of 16.6% ranks 213 of 245 regional banks companies we cover (median 28.7%).
  • Missing expectations. Earnings per share fell short of the consensus estimate in 3 of the last four quarters.

Latest results: FY2026 Q4

Filed September 2, 2026
Earnings per share
$0.25 against an average estimate of $0.32: missed by 20.6%
Revenue
$11m, up 8.5% on a year earlier
Share reaction
+0.2% in the first session after the results on October 27, 2026, against +0.9% for the S&P 500
Next report
January 26, 2027; average EPS estimate $0.32

Provident Financial's figures from its SEC filings and results release; estimates are the analysts' average. Not a recommendation.

Price chart

  • 1 day0.0%
  • 1 week+0.1%
  • 1 month-0.8%
  • This year+17.1%
  • 1 year+19.9%
  • 5 years+29.8%
  • S&P 500 this year+11.2%

Closing prices to 2026-11-02. Price change only, dividends excluded.

Loading chart…

Third-party market data · may be delayed

At a glance

Trailing twelve months, from SEC filings

Profitability

Revenue (TTM)
$40.1M
Net margin
16.6%
EPS (TTM, diluted)
$1.03

Growth

Revenue growth
+2.7%
Change in growth rate
+2.5 pts
Share count change
−4.1%

Earnings

Last results
October 27, 2026
Next results (est.)
January 26, 2027

News & updates

Updated October 31, 2026

Company announcements, filed results and changes that matter to shareholders.

  1. Results
  2. Announcement
  3. Results
  4. Announcement
  5. Leadership

Refreshed hourly when new source data is available. Summaries are checked against company releases and SEC filings. Company announcement headlines are labelled when a checked summary is unavailable.

Valuation

Provident Financial Holdings Inc valuation models and calculator

No model value for Provident Financial Holdings Inc at the moment. Current status: valuation models disagree too widely to rate. Available reported financials are shown below.

Fundamentalytics rating

model v1.6 · 2026-11-03

Not rated: valuation models disagree too widely to rate: held for review.

The inputs used by the models below have passed source checks. Individual model values are available below and in the interactive valuator. Their differences are shown explicitly; the platform combined value and recommendation remain withheld.

Valuation models

We value Provident Financial Holdings Inc as a bank or lender, with every model that fits that kind of business. Cost of equity 7.9%: the 10-year Treasury yield (4.9%) plus a beta of 0.66 times a 4.5% equity risk premium.

Value per share by model
Model Value per share In the combined value?
Residual income Book value plus the present value of returns above the cost of equity, fading over ten years. ~$15 ~$10–$23 Primary model, counts double
Justified price-to-book Book value times (return on equity - growth) / (cost of equity - growth): steady-state returns. ~$12 ~$10–$15 Included
Price-to-book vs return on equity (peers) The price-to-book that peers with this return on equity trade on, from a line fitted across peers. ~$22 ~$11–$33 Included
Price-to-book vs peers Book value per share times peers' typical (harmonic-mean) price-to-book. ~$16 ~$21–$31 Included
Price-to-earnings vs peers Earnings per share times peers' typical (harmonic-mean) price-to-earnings. ~$10 ~$12–$16 Included
Dividend discount (two-stage) Dividends for five years at the growth the business can fund, then a steady payout and growth. ~$14 ~$11–$17 Included
Combined value Individual source-checked model scenarios are available. The platform combined value and recommendation remain withheld. — Combined value withheld. Review the individual models and their assumptions.

Different models fail in different ways, so where several apply we average them rather than trust one. Peer-based models compare Provident Financial Holdings Inc with banks and lenders in our coverage, using third-party market data. Model values are estimates under stated assumptions, updated as new filings arrive; not price targets or investment advice. How each model works.

Moat

49 /100

Moderate moat

How hard Provident Financial's competitive advantage looks for rivals to wear away, judged from 10 years of its own filings: returns on capital, pricing power, profit durability, cash conversion and discipline.

  • Returns on capital 4 / 20

    Net income has been a median 0.6% of total assets over 10 years.

  • Durability 8 / 20

    Net margin has been a median 17.7%; its worst year was 3.7%.

  • Discipline 20 / 20

    The diluted share count fell 14.0% over five years; stock-based pay has been a median 1.5% of revenue.

AI disruption exposure: Medium. In this industry, AI could change how the product is made or sold, without replacing the core asset. The score above includes a 5-point deduction for that exposure (54 before it).

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Forecasts and guidance

Next results: January 26, 2027, before the open. Analysts expect revenue of $10m and EPS of $0.32 (range $0.30 to $0.34) for the quarter.

Analysts' consensus

Fiscal yearEPSGrowthRevenueGrowth
Current $1.22 +19% $41m +3%
Next $1.27 +4% $42m +0%

How the EPS forecast has moved

In the last 30 days, 1 analyst raised Provident Financial Holdings Inc's forecast and 0 cut it.

Consensus EPS forecast Provident Financial Holdings Inc, last 90 days
$1.00 $1.10 $1.20 $1.30 30 days ago 7 days ago Now Current fiscal year, 30 days ago: $1.04 Current fiscal year, 7 days ago: $1.04 Current fiscal year, Now: $1.22 $1.22 Next fiscal year, 30 days ago: $1.08 Next fiscal year, 7 days ago: $1.08 Next fiscal year, Now: $1.27 $1.27

Average of analysts' published estimates (third-party data).

View chart data
Period Current fiscal yearNext fiscal year
30 days ago $1.04$1.08
7 days ago $1.04$1.08
Now $1.22$1.27

Earnings against estimates

Quarter toEstimateActualSurprise
Sept 2026 $0.32 $0.25 −20.6%
Jun 2026 $0.28 $0.35 +27.3%
Mar 2026 $0.29 $0.21 −27.6%
Dec 2025 $0.30 $0.22 −26.7%

Adjusted EPS as companies report it, against the average analyst estimate.

Analyst recommendations

2 analysts, Oct 2026
Buy00%
Hold2100%
Sell00%

Monthly trend

  1. Oct 202622
  2. Sep 202622
  3. Aug 202622

Counts of recommendations published by analysts covering Provident Financial Holdings Inc, by month. Source: Aggregated broker recommendations (third-party data). Aggregated counts only: we do not reproduce any firm's recommendation or price target, and these are not Fundamentalytics ratings.

Positioning

Short interest
0.4%
of tradable shares
Days to cover
1.48
at average volume
Short interest, 1 month
+10%
to October 15, 2026
Held by institutions
51%
of shares
Held by insiders
20.6%
of shares
Employees
95
full time

Consensus figures average analysts' published estimates (third-party data); guidance is the company's own. Neither is our forecast. Short interest is reported twice a month and lags. Market data may be delayed.

This section is general information, not investment advice or a personal recommendation, and it does not take account of your objectives or circumstances. Forecasts and guidance are estimates, not promises: companies miss their own guidance and analysts' figures are often revised. Prices can fall as well as rise, and you can lose money. See our disclaimer.

Share-price performance

Market data may be delayed

What moved the share price

Last 12 months +19.9%

$15.16 on October 31, 2025 to $18.17

ThenNowEffect
Revenue (last 12 months) $39m $40m +2.7%
Net margin 16.0% 16.6% +3.6%
P/E multiple 16.4x 17.7x +8.0%
Share count 7m 6m +4.3%

Biggest factor: p/e multiple.

Last 3 years +81.8%

$10.00 on November 3, 2023 to $18.17

ThenNowEffect
Revenue (last 12 months) $41m $40m −2.5%
Net margin 20.9% 16.6% −20.6%
P/E multiple 8.4x 17.7x +111.5%
Share count 7m 6m +10.9%

Biggest factor: p/e multiple.

The effects multiply back to the price change exactly. Results are the last 12 months as known on each date (filings assumed public 45 days after quarter end).

Return and risk by year

Calendar year 202120222023202420252026 to date
Return
PROV+9%−14%−4%+31%+4%+17%
Industry peers (median)+34%−4%−2%+16%+10%+24%
S&P 500+29%−18%+26%+25%+18%+11%
Months that ended higher
PROV42%25%50%42%58%64%
S&P 50075%42%67%75%75%46%
Largest fall from a high during the year
PROV−13%−18%−24%−18%−16%−4%
S&P 500−5%−25%−10%−8%−19%−9%

Worst fall since November 3, 2015: 48% from December 13, 2019 to July 28, 2020. Getting back needed a 93% gain, reached on August 3, 2026, 2197 days after the low.

Price behaviour

52-week range
$14.64 – $18.71
From 52-week high
−2.9%
vs 50-day average
−1.0%
vs 200-day average
+6.5%
Volatility (1 year)
11%
Beta vs S&P 500
0.14

Volatility is the annualised standard deviation of daily returns. Beta 1.5 means the shares typically moved 1.5% for each 1% move in the S&P 500 over the past year. Prices to November 2, 2026.

Share price after results

Next day
9 up, 3 down
typical move ±1.5%
After a week
6 up, 5 down
typical move ±1.8%
After a month
6 up, 5 down
typical move ±2.8%
Results releasedNext dayS&P 500 next day5 days21 days
October 27, 2026 +0.2% +0.9% — —
July 28, 2026 +3.0% −1.3% +3.9% +7.1%
April 28, 2026 +1.1% −0.5% +0.1% +1.4%
January 27, 2026 +0.4% +0.4% +0.1% +0.6%
October 28, 2025 +0.6% +0.3% −2.0% −1.9%
July 28, 2025 −2.1% −0.3% −1.4% 0.0%
April 28, 2025 +3.1% +0.7% +5.2% +5.0%
January 28, 2025 +1.9% +0.4% −0.5% −2.5%
October 28, 2024 −0.3% +0.5% −0.5% +4.3%
July 29, 2024 −2.5% −0.4% +0.8% +5.7%
April 29, 2024 +0.3% −1.2% −2.7% −0.1%
January 29, 2024 +2.5% +0.7% +2.4% −2.7%

From the close before the release date to the close 1, 5 and 21 trading days after it, so releases before the open and after the close are both captured. Past moves don't predict future ones.

Provident Financial Holdings Inc in five measures

Fundamentals grade C+
Growth Profitability Cash Balance sheet

Growth, profitability, cash generation and balance sheet are percentiles against the companies we cover in the same industry, from SEC filings (100 = best). Value compares the share price with our modelled value range (50 = at our base value; higher = cheaper). A description of reported data and our model — not a quality score or advice.

Fundamentals

Revenue (TTM) Provident Financial Holdings Inc
$38M $39M $40M $41M FY24 Q1 FY24 Q4 FY25 Q3 FY26 Q4 Revenue (TTM), FY24 Q1: $41M Revenue (TTM), FY24 Q2: $40.3M Revenue (TTM), FY24 Q3: $39.3M Revenue (TTM), FY24 Q4: $38.9M Revenue (TTM), FY25 Q1: $38.5M Revenue (TTM), FY25 Q2: $38.4M Revenue (TTM), FY25 Q3: $39.2M Revenue (TTM), FY25 Q4: $39M Revenue (TTM), FY26 Q1: $39.2M Revenue (TTM), FY26 Q2: $39.5M Revenue (TTM), FY26 Q3: $39.2M Revenue (TTM), FY26 Q4: $40.1M $40.1M

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period Revenue (TTM)
FY24 Q1 $41M
FY24 Q2 $40.3M
FY24 Q3 $39.3M
FY24 Q4 $38.9M
FY25 Q1 $38.5M
FY25 Q2 $38.4M
FY25 Q3 $39.2M
FY25 Q4 $39M
FY26 Q1 $39.2M
FY26 Q2 $39.5M
FY26 Q3 $39.2M
FY26 Q4 $40.1M
Revenue growth, TTM YoY Provident Financial Holdings Inc
-10% -5% 0% 5% 10% FY24 Q1 FY24 Q4 FY25 Q3 FY26 Q4 Revenue growth, TTM YoY, FY24 Q1: 9.8% Revenue growth, TTM YoY, FY24 Q2: 4.3% Revenue growth, TTM YoY, FY24 Q3: -2.6% Revenue growth, TTM YoY, FY24 Q4: -5.3% Revenue growth, TTM YoY, FY25 Q1: -6.1% Revenue growth, TTM YoY, FY25 Q2: -4.6% Revenue growth, TTM YoY, FY25 Q3: -0.4% Revenue growth, TTM YoY, FY25 Q4: 0.3% Revenue growth, TTM YoY, FY26 Q1: 1.9% Revenue growth, TTM YoY, FY26 Q2: 2.7% Revenue growth, TTM YoY, FY26 Q3: 0.2% Revenue growth, TTM YoY, FY26 Q4: 2.7% 2.7%

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period Revenue growth, TTM YoY
FY24 Q1 9.8%
FY24 Q2 4.3%
FY24 Q3 -2.6%
FY24 Q4 -5.3%
FY25 Q1 -6.1%
FY25 Q2 -4.6%
FY25 Q3 -0.4%
FY25 Q4 0.3%
FY26 Q1 1.9%
FY26 Q2 2.7%
FY26 Q3 0.2%
FY26 Q4 2.7%
FCF margin (TTM) Provident Financial Holdings Inc
0% 10% 20% 30% 40% FY24 Q1 FY24 Q4 FY25 Q3 FY26 Q4 FCF margin (TTM), FY24 Q1: 39.9% FCF margin (TTM), FY24 Q2: 33.0% FCF margin (TTM), FY24 Q3: 24.0% FCF margin (TTM), FY24 Q4: 10.5% FCF margin (TTM), FY25 Q1: 9.6% FCF margin (TTM), FY25 Q2: 11.5% FCF margin (TTM), FY25 Q3: 13.1% FCF margin (TTM), FY25 Q4: 20.9% FCF margin (TTM), FY26 Q1: 21.0% FCF margin (TTM), FY26 Q2: 22.7% FCF margin (TTM), FY26 Q3: 18.9% FCF margin (TTM), FY26 Q4: 21.3% 21.3%

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period FCF margin (TTM)
FY24 Q1 39.9%
FY24 Q2 33.0%
FY24 Q3 24.0%
FY24 Q4 10.5%
FY25 Q1 9.6%
FY25 Q2 11.5%
FY25 Q3 13.1%
FY25 Q4 20.9%
FY26 Q1 21.0%
FY26 Q2 22.7%
FY26 Q3 18.9%
FY26 Q4 21.3%

Data: SEC EDGAR XBRL company facts (as filed in 10-K/10-Q); forms 10-K, 10-Q, 10-Q/A. Generated November 3, 2026. Definitions in our methodology.

Financial statements

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year 2010 Jun 2010 2011 Jun 2011 2012 Jun 2012 2013 Jun 2013 2014 Jun 2014 2015 Jun 2015 2016 Jun 2016 2017 Jun 2017 2018 Jun 2018 2019 Jun 2019 2020 Jun 2020 2021 Jun 2021 2022 Jun 2022 2023 Jun 2023 2024 Jun 2024 2025 Jun 2025 2026 Jun 2026
Income
Revenue 62 74 80 109 62 74 69 67 58 51 41 35 36 41 39 39 40
Net income 1 13 11 26 7 10 7 5 2 4 8 8 9 9 7 6 7
Diluted EPS $0.13 $1.16 $0.96 $2.38 $0.65 $1.07 $0.88 $0.64 $0.28 $0.58 $1.01 $1.00 $1.22 $1.19 $1.06 $0.93 $1.03
Growth (year on year)
Revenue — +19.8% +7.8% +35.9% −42.5% +18.1% −5.8% −4.1% −12.6% −12.9% −19.3% −14.0% +3.1% +13.1% −5.3% +0.3% +2.7%
Net income — — −18.2% +138.6% −74.4% +48.4% −23.8% −30.3% −59.1% +107.3% +74.1% −1.7% +20.3% −5.5% −14.4% −14.9% +6.4%
Diluted EPS — — −17.2% +147.9% −72.7% +64.6% −17.8% −27.3% −56.3% +107.1% +74.1% −1.0% +22.0% −2.5% −10.9% −12.3% +10.8%
Margins
Net margin 1.8% 17.8% 13.5% 23.8% 10.6% 13.3% 10.8% 7.8% 3.7% 8.7% 18.8% 21.5% 25.0% 20.9% 18.9% 16.0% 16.6%
Free-cash-flow margin 2.2% −4.4% −18.7% 49.7% 76.6% −78.9% 66.7% 123.1% 43.1% 210.4% 18.9% 32.2% 32.0% 38.0% 10.5% 20.9% 21.3%
Cash flow
Cash from operations 1 −2 −12 55 49 −58 48 83 28 107 8 12 12 16 6 9 9
Capital spending −0 1 3 1 1 0 2 1 3 0 0 0 0 1 2 1 0
Free cash flow 1 −3 −15 54 48 −58 46 82 25 107 8 11 12 16 4 8 9
Stock-based pay 1 1 1 1 1 1 1 1 1 1 1 1 1 1 0 1 1
Free cash flow after stock pay 0 −4 −16 53 47 −60 45 80 24 106 7 10 11 14 4 8 8
Balance sheet
Cash — 143 145 194 119 81 51 73 43 71 116 70 23 66 51 53 49
Total debt — 0 0 0 0 0 0 0 0 0 0 0 0 0 239 213 157
Net debt (negative = net cash) — −143 −145 −194 −119 −81 −51 −73 −43 −71 −116 −70 −23 −66 187 160 108
Diluted shares — 11m 11m 11m 10m 9m 9m 8m 8m 8m 8m 8m 7m 7m 7m 7m 6m
Returned to shareholders
Dividends −0 0 2 3 4 4 4 4 4 4 4 4 4 4 4 4 4
Buybacks — 0 7 9 17 13 13 9 7 1 1 2 4 5 3 4 6
Total returned −0 0 8 12 21 17 17 13 12 6 5 7 8 9 6 8 10

Source: SEC EDGAR XBRL company facts (US and foreign periodic filings); column headings link to the filing. EBITDA is operating income plus depreciation and amortisation. Free cash flow is cash from operations minus capital spending. Growth is left blank when last year's figure was a loss or under 2% of revenue. Share counts and EPS are restated for stock splits. A dash means the company didn't report the figure.

Dividends, buybacks and capital spending

FY2026 Q4 TTM
Buybacks (TTM)
$6M
Dividends (TTM)
$3.6M
Returned to shareholders
112%
of free cash flow
Buybacks, last 3 fiscal years
$13M
Diluted share count
−4.1%
year over year
Total shareholder yield
8.4%
dividends 3.2% + buybacks 5.3% of market value
Dividend payout ratio
54%
of net income paid out

Competitors: side by side with peers

Closest by revenue in regional banks
Last 12 months unless stated PROV BVFL SFBC PNBK ECBK BYFC Median
Revenue, last 12 months $40m $40m $40m $39m $39m $39m $255m
Revenue growth, last 12 months 2.7% 3.9% 6.0% 47.0% 35.5% 14.2% 12.5%
Revenue growth, 3-year average −0.8% 2.1% −1.6% 0.8% 12.8% 3.9% 6.0%
Revenue growth, latest quarter 8.5% 1.4% 6.2% 93.7% 29.0% 28.7% 10.7%
Net margin 16.6% 32.5% 19.9% −16.7% 29.4% −53.8% 28.7%
Cash from operations / revenue 22.4% 44.6% 18.7% −45.6% 58.6% 17.5% 34.3%
Free-cash-flow margin 21.3% 44.6% 18.2% −47.3% 57.7% 16.0% 31.4%
Free-cash-flow margin, 3-year average 17.6% −4.9% 14.2% −35.7% 31.7% 10.4% 29.9%
Stock pay / revenue 1.0% 7.7% 0.6% 18.6% 3.3% 1.7% 1.2%
Change in share count −4.1% −17.2% −0.1% >999% −0.6% 0.6% 0.4%

Median of all 245 companies we cover in regional banks. Shaded: best of the six on that line (lowest for stock pay and share-count growth). 3-year figures average the last three 12-month periods; 3-year growth is compound annual. Source: SEC filings.

Peer comparison

245 regional banks companies
Measure Company Peer median Rank
Revenue growth Growth 2.7% 12.5% 216 of 245
Change in growth rate Growth +2.5pp +0.0pp 66 of 244
Net margin Profitability 16.6% 28.7% 213 of 245
Stock pay as % of revenue Cash generation 1.0% 1.3% 68 of 206
Change in share count Balance sheet -4.1% 0.4% 24 of 230

Rank 1 = best in the group (for spending, debt and dilution, lower ranks first).

Where the revenue comes from

Fiscal year to June 30, 2026
Products and services
Line of business Revenue YoY
Debit Card $1.2M ▼ 4.9%
Deposit Account $1.1M ▼ 4.0%

These categories overlap or exclude eliminations, so shares aren't shown.

From Provident Financial Holdings Inc's 10-K filed September 2, 2026, as tagged in the filing. View filing. Indented rows are part of the line above; their share is of that line. In the bars, the faint bar behind is the year before.

Who owns it

Funds buying and selling
Reported value
$61.1M
Institutions reporting
31
Shares held vs prior quarter
▲ 11.0%
Positions opened / closed
2 / 3

Top buyers and sellers, Q2 2026: 14 institutions bought and 13 sold ; the biggest buyer was Raffles Associates LP (+391K shares) and the biggest seller M3F, Inc (−46K). See which funds bought and sold →

Largest reported holders, June 30, 2026
Manager Value Shares Share of 13F value Shares QoQ
Raffles Associates LP $13.5M 782K 22.0% ▲ 100.0%
Dimensional Fund Advisors LP $8.4M 491K 13.8% ▲ 0.1%
Fourthstone LLC $6.4M 370K 10.5% ▲ 1.2%
Manufacturers Life Insurance Company, The $5.2M 304K 8.5% ▼ 0.9%
Ameriprise Financial Inc $4.8M 282K 7.9% ▼ 0.3%
Blackrock, Inc. $4.8M 282K 7.9% ▲ 2.1%
Vanguard Capital Management LLC $4.1M 240K 6.7% ▼ 0.1%
M3F, Inc. $4.1M 239K 6.7% ▼ 16.0%
Renaissance Technologies LLC $3.6M 211K 5.9% ▼ 0.5%
Bridgeway Capital Management, LLC $1.2M 70K 2.0% ▲ 1.1%
Geode Capital Management, LLC $964,141 56K 1.6% ▼ 2.4%
Acadian Asset Management LLC $658,000 39K 1.1% ▲ 29.8%

From Form 13F filings with the SEC ( quarterly data sets), as reported by each manager for June 30, 2026 and filed up to 45 days later. 13F reports cover long US-listed positions of managers above $100M only, so this is not Provident Financial Holdings Inc's complete shareholder register. Values are as reported by the filers .

Insider trading activity

Full insider history and chart
Insider purchases History → $0 0 trades by 0 insiders, last 12 months Insider sales History → $206,908 5 trades by 2 insiders · 0% under pre-set plans
Net ▼ $206,908 net selling
Insider Date Trade Shares Price Value
Weiant David Senior Vice President June 10, 2026 Sell 2,732 $17.12 $46,772
Weiant David Senior Vice President June 8, 2026 Sell 1,012 $17.00 $17,204
Weiant David Senior Vice President June 4, 2026 Sell 1,000 $17.10 $17,100
Weiant David Senior Vice President June 1, 2026 Sell 3,000 $16.92 $50,760
Wertz Gwendolyn Senior Vice President November 12, 2025 Sell 4,800 $15.64 $75,072

From insiders' Form 4 filings with the SEC. Excludes awards, option exercises and shares withheld for tax. "Pre-set plan" means the filing marks the trade as made under a Rule 10b5-1 plan. See every insider trade since five years ago, on a price chart.

Earnings dates and SEC filings

Results announcements

Next expected around January 26, 2027 estimated from the company's past filing pattern, not announced

  • October 27, 2026
  • July 28, 2026
  • April 28, 2026
  • January 27, 2026
  • October 28, 2025
  • July 28, 2025

Recent SEC filings

Data status

When each part of this page on Provident Financial Holdings Inc was last updated.

DataLast updatedSource
Share priceExchange closing prices
Financial statementsSEC 10-K and 10-Q filings
News and updatesCompany releases and SEC 8-K filings
Analyst estimatesAggregated analyst estimates
Valuation and scoresOur models, from the filed figures

How we build and check these figures: methodology and data sources.

Provident Financial Holdings Inc in brief

What does Provident Financial Holdings Inc do?
Provident Financial Holdings Inc is a US-listed company in the regional banks industry. Its financial year ends in June.
What is Provident Financial Holdings Inc's stock ticker?
Provident Financial Holdings Inc trades under the ticker PROV on Nasdaq. This page brings together its financial statements, valuation models, ownership and recent company updates.
What is Provident Financial Holdings Inc's revenue, and how fast is it growing?
Over its most recent trailing twelve months, Provident Financial Holdings Inc reported revenue of $40.1M, 2.7% higher than a year earlier, according to its SEC filings.
What is Provident Financial Holdings Inc's free cash flow?
Provident Financial Holdings Inc's free-cash-flow margin is 21.3% of revenue over the trailing twelve months.
Who are Provident Financial Holdings Inc's largest institutional shareholders?
By value reported in 13F filings for June 30, 2026, the largest reported holders are Raffles Associates LP, Dimensional Fund Advisors LP and Fourthstone LLC. 13F reports cover long US-listed positions of managers above $100M, filed up to 45 days after quarter end.
Is Provident Financial Holdings Inc buying back stock, and does it pay a dividend?
Provident Financial Holdings Inc spent $6M on share repurchases over the trailing twelve months, and its diluted share count fell 4.1% over the year.
What is Provident Financial Holdings Inc's market cap?
On June 30, 2026, Provident Financial Holdings Inc's market capitalisation was about $111M, with a price-to-earnings ratio of 16.6 and net debt of $108M. Market figures come from third-party market data and may be delayed.
Does Provident Financial Holdings Inc pay a dividend?
Yes: Provident Financial Holdings Inc paid $3.6M in dividends over the trailing twelve months, a dividend yield of 3.16% and a payout ratio of 54.0%.
Who are Provident Financial Holdings Inc's competitors?
In our Regional Banks peer group, the companies closest to Provident Financial Holdings Inc are BV Financial, Inc., Sound Financial Bancorp, Inc., Patriot National Bancorp Inc, ECB Bancorp, Inc. and Broadway Financial Corp DE. The side-by-side comparison below sets their revenue, margins and growth against Provident Financial Holdings Inc's.
Are insiders buying or selling Provident Financial Holdings Inc stock?
Over the last 12 months, Provident Financial Holdings Inc's directors and officers reported 0 open-market purchases and 5 sales on Form 4. The insider trading page charts every trade.
When is Provident Financial Holdings Inc's next earnings date?
Around January 26, 2027, estimated from the spacing of its past results announcements (8-K filings). That is an estimate, not a confirmed date — Provident Financial Holdings Inc announces its own schedule.