Provident Financial Holdings Inc income statement
In fiscal 2026, Provident Financial Holdings Inc reported revenue of $40.1m, up 2.7% on the year before and net income of $6.7m, or $1.03 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.
Income statement
| Fiscal year | 2010Jun 2010 | 2011Jun 2011 | 2012Jun 2012 | 2013Jun 2013 | 2014Jun 2014 | 2015Jun 2015 | 2016Jun 2016 | 2017Jun 2017 | 2018Jun 2018 | 2019Jun 2019 | 2020Jun 2020 | 2021Jun 2021 | 2022Jun 2022 | 2023Jun 2023 | 2024Jun 2024 | 2025Jun 2025 | 2026Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 62 | 74 | 80 | 109 | 62 | 74 | 69 | 67 | 58 | 51 | 41 | 35 | 36 | 41 | 39 | 39 | 40 |
| Selling and marketing | 1 | 1 | 1 | 2 | 2 | 2 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Interest expense | 31 | 21 | 15 | 11 | 7 | 6 | 7 | 7 | 6 | 6 | 6 | 5 | 3 | 9 | — | — | — |
| Net interest income | 40 | 38 | 37 | 33 | 31 | 33 | 32 | 36 | 36 | 38 | 36 | 31 | 32 | 37 | 35 | 35 | 36 |
| Non-interest income | 22 | 36 | 43 | 75 | 32 | 40 | 37 | 31 | 22 | 13 | 5 | 5 | 5 | 4 | 4 | 4 | 4 |
| Non-interest expense | 38 | 45 | 55 | 67 | 54 | 58 | 58 | 59 | 53 | 45 | 29 | 26 | 26 | 28 | 29 | 31 | 31 |
| Provision for credit losses | 22 | 5 | 6 | −1 | −3 | −1 | −2 | −1 | −1 | −0 | −1 | 1 | 2 | 0 | −0 | −1 | −1 |
| Income before tax | — | — | — | — | — | — | — | — | 6 | 6 | 11 | 10 | 13 | 12 | 10 | 9 | 10 |
| Income tax | 1 | 10 | 8 | 17 | 5 | 7 | 5 | 4 | 3 | 2 | 3 | 3 | 4 | 4 | 3 | 3 | 3 |
| Net income | 1 | 13 | 11 | 26 | 7 | 10 | 7 | 5 | 2 | 4 | 8 | 8 | 9 | 9 | 7 | 6 | 7 |
| Diluted EPS | $0.13 | $1.16 | $0.96 | $2.38 | $0.65 | $1.07 | $0.88 | $0.64 | $0.28 | $0.58 | $1.01 | $1.00 | $1.22 | $1.19 | $1.06 | $0.93 | $1.03 |
| Diluted shares (average) | — | 11m | 11m | 11m | 10m | 9m | 9m | 8m | 8m | 8m | 8m | 8m | 7m | 7m | 7m | 7m | 6m |
| Quarter | 2025 Q1Sept 2024 | 2025 Q2Dec 2024 | 2025 Q3Mar 2025 | 2025 Q4Jun 2025 | 2026 Q1Sept 2025 | 2026 Q2Dec 2025 | 2026 Q3Mar 2026 | 2026 Q4Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 11 |
| Selling and marketing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net interest income | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 |
| Non-interest income | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Non-interest expense | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 |
| Provision for credit losses | −1 | 1 | −0 | −0 | −1 | −0 | 0 | −0 |
| Income before tax | 3 | 1 | 3 | 2 | 3 | 2 | 2 | 3 |
| Income tax | 1 | 0 | 1 | 1 | 1 | 1 | 1 | 1 |
| Net income | 2 | 1 | 2 | 2 | 2 | 1 | 1 | 2 |
| Diluted EPS | $0.28 | $0.13 | $0.28 | $0.25 | $0.25 | $0.22 | $0.21 | $0.35 |
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