Rhinebeck Bancorp, Inc. income statement
In fiscal 2025, Rhinebeck Bancorp, Inc. reported revenue of $53.4m, up 85.9% on the year before and net income of $10.0m, or $0.92 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.
Income statement
| Fiscal year | 2017Dec 2017 | 2018Dec 2018 | 2019Dec 2019 | 2020Dec 2020 | 2021Dec 2021 | 2022Dec 2022 | 2023Dec 2023 | 2024Dec 2024 | 2025Dec 2025 | LTMJun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 33 | 34 | 38 | 45 | 47 | 48 | 44 | 29 | 53 | 54 |
| Interest expense | 3 | 5 | 9 | 8 | 4 | 7 | 23 | — | — | — |
| Net interest income | 25 | 28 | 32 | 36 | 39 | 42 | 38 | 38 | 46 | 47 |
| Non-interest income | 8 | 5 | 6 | 8 | 7 | 6 | 6 | −9 | 7 | 7 |
| Non-interest expense | 25 | 26 | 28 | 30 | 36 | 37 | 36 | 37 | 39 | 40 |
| Provision for credit losses | 1 | 2 | 2 | 7 | −4 | 1 | 2 | 3 | 2 | 1 |
| Income before tax | 7 | 5 | 7 | 7 | 15 | 9 | 6 | −11 | 13 | 12 |
| Income tax | 4 | 1 | 2 | 2 | 3 | 2 | 1 | −2 | 3 | 3 |
| Net income | 3 | 4 | 6 | 6 | 12 | 7 | 4 | −9 | 10 | 10 |
| Diluted EPS | — | — | $0.56 | $0.55 | $1.06 | $0.64 | $0.40 | −$0.80 | $0.92 | $0.90 |
| Diluted shares (average) | — | — | 11m | 11m | 11m | 11m | 11m | 11m | 11m | 11m |
| Quarter | 2024 Q3Sept 2024 | 2024 Q4Dec 2024 | 2025 Q1Mar 2025 | 2025 Q2Jun 2025 | 2025 Q3Sept 2025 | 2025 Q4Dec 2025 | 2026 Q1Mar 2026 | 2026 Q2Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1 | 8 | 13 | 13 | 14 | 14 | 13 | 13 |
| Net interest income | 10 | 10 | 11 | 11 | 12 | 12 | 11 | 12 |
| Non-interest income | −10 | −2 | 2 | 2 | 2 | 2 | 1 | 2 |
| Non-interest expense | 9 | 10 | 10 | 10 | 10 | 10 | 10 | 10 |
| Provision for credit losses | 1 | 1 | 0 | −0 | 1 | 1 | 0 | −0 |
| Income before tax | −10 | −3 | 3 | 3 | 3 | 3 | 3 | 3 |
| Income tax | −2 | −1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Net income | −8 | −3 | 2 | 3 | 3 | 2 | 2 | 3 |
| Diluted EPS | −$0.75 | −$0.25 | $0.21 | $0.25 | $0.25 | $0.22 | $0.20 | $0.24 |
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