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Union Bankshares Inc (UNB) stock

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NASDAQ: UNB Nasdaq Regional Banks Next results ~January 20, 2027

C Fundamentals grade

Union Bankshares Inc is a US-listed company in the regional banks industry. Its financial year ends in December.

Who’s trading

What company insiders, investment funds and members of Congress have been doing with the stock, from their own filings.

  • Insiders4 buying, 0 selling6 purchases and 0 sales by directors and officers, last 12 monthsInsider trades
  • Funds24 adding, 32 cuttingOf 6 active managers that changed their stake, 5 added; quarter to June 30, 2026Fund buyers and sellers

Value diary

Our note on each quarter Union Bankshares files

Where Union Bankshares stands after its latest 10-Q

Revenue for the twelve months to June 2026 was $57m, up 14.0% on a year earlier, faster than the 12.9% growth a quarter earlier. The diluted share count is up 2.3% on a year earlier, which dilutes existing holders.

Our model value for Union Bankshares is under review, so past values are not shown until it is resolved.

Source: 10-Q filed August 7, 2026 on SEC EDGAR · Financials · Valuation

Written from the company's filings and our models when each quarter's report arrives. Figures in older notes are as published at the time. Not investment advice.

The Fundamentalytics view

Next results ~January 20, 2027 (estimated)

Union Bankshares Inc's trailing-twelve-month revenue grew 14.0% year on year, with a free-cash-flow margin of 36.5%.

Current signal Free cash flow diverging from earnings: TTM free cash flow grew 104.2% while net income grew 31.4%: a 73pp divergence.

Assembled from SEC-filed figures — the full workings are on this page and in our methodology. Observations, not recommendations.

Highlights

How we pick these

Strengths

  • Strong cash generation. 36.5% of revenue turned into free cash flow.
  • Net cash. Cash exceeds long-term debt by $0.0bn.

Things to watch

  • Share dilution. Diluted shares rose 2.3% in a year.
  • Below peers: net margin. Net margin of 21.2% ranks 189 of 245 regional banks companies we cover (median 28.7%).

Latest results: FY2026 Q2

Filed August 7, 2026
Revenue
$15m, up 12.6% on a year earlier
Share reaction
-1.3% in the first session after the results on October 21, 2026, against -0.7% for the S&P 500
Next report
January 20, 2027

Union Bankshares' figures from its SEC filings and results release; estimates are the analysts' average. Not a recommendation.

Price chart

  • 1 day-1.1%
  • 1 week-2.3%
  • 1 month-0.5%
  • This year+0.9%
  • 1 year+4.9%
  • 5 years-7.6%
  • S&P 500 this year+11.2%

Closing prices to 2026-11-02. Price change only, dividends excluded.

Loading chart…

Third-party market data · may be delayed

At a glance

Trailing twelve months, from SEC filings

Profitability

Revenue (TTM)
$57.2M
Net margin
21.2%
EPS (TTM, diluted)
$2.59

Growth

Revenue growth
+14.0%
Change in growth rate
+1.2 pts
Share count change
+2.3%

Earnings

Last results
October 21, 2026

News & updates

Updated October 31, 2026

Company announcements, filed results and changes that matter to shareholders.

  1. Results
  2. Leadership
  3. Results

Refreshed hourly when new source data is available. Summaries are checked against company releases and SEC filings. Company announcement headlines are labelled when a checked summary is unavailable.

Valuation

Union Bankshares Inc valuation models and calculator

No model value for Union Bankshares Inc at the moment. Current status: valuation models disagree too widely to rate. Available reported financials are shown below.

Fundamentalytics rating

model v1.6 · 2026-11-03

Not rated: valuation models disagree too widely to rate: held for review.

The inputs used by the models below have passed source checks. Individual model values are available below and in the interactive valuator. Their differences are shown explicitly; the platform combined value and recommendation remain withheld.

Valuation models

We value Union Bankshares Inc as a bank or lender, with every model that fits that kind of business. Cost of equity 8.3%: the 10-year Treasury yield (4.9%) plus a beta of 0.74 times a 4.5% equity risk premium.

Value per share by model
Model Value per share In the combined value?
Residual income Book value plus the present value of returns above the cost of equity, fading over ten years. ~$40 ~$30–$55 Primary model, counts double
Justified price-to-book Book value times (return on equity - growth) / (cost of equity - growth): steady-state returns. ~$49 ~$41–$61 Included
Price-to-book vs return on equity (peers) The price-to-book that peers with this return on equity trade on, from a line fitted across peers. ~$32 ~$22–$42 Included
Price-to-book vs peers Book value per share times peers' typical (harmonic-mean) price-to-book. ~$15 ~$20–$29 Included
Price-to-earnings vs peers Earnings per share times peers' typical (harmonic-mean) price-to-earnings. ~$24 ~$28–$37 Included
Dividend discount (two-stage) Dividends for five years at the growth the business can fund, then a steady payout and growth. ~$52 ~$43–$65 Included
Combined value Individual source-checked model scenarios are available. The platform combined value and recommendation remain withheld. — Combined value withheld. Review the individual models and their assumptions.

Different models fail in different ways, so where several apply we average them rather than trust one. Peer-based models compare Union Bankshares Inc with banks and lenders in our coverage, using third-party market data. Model values are estimates under stated assumptions, updated as new filings arrive; not price targets or investment advice. How each model works.

Moat

70 /100

Strong moat

How hard Union Bankshares's competitive advantage looks for rivals to wear away, judged from 10 years of its own filings: returns on capital, pricing power, profit durability, cash conversion and discipline.

  • Returns on capital 12 / 20

    Net income has been a median 1.0% of total assets over 10 years.

  • Durability 18 / 20

    Net margin has been a median 24.7%; its worst year was 18.1%.

  • Discipline 15 / 20

    The diluted share count rose 3.8% over five years; stock-based pay has been a median 0.6% of revenue.

AI disruption exposure: Medium. In this industry, AI could change how the product is made or sold, without replacing the core asset. The score above includes a 5-point deduction for that exposure (75 before it).

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Forecasts and guidance

Next results: January 20, 2027, after the close.

Analysts' consensus

No analyst estimates are published for Union Bankshares Inc: too few analysts cover it.

Positioning

Short interest
0.4%
of tradable shares
Days to cover
5.28
at average volume
Short interest, 1 month
+56%
to October 15, 2026
Held by institutions
16%
of shares
Held by insiders
26.0%
of shares
Employees
195
full time

Consensus figures average analysts' published estimates (third-party data); guidance is the company's own. Neither is our forecast. Short interest is reported twice a month and lags. Market data may be delayed.

This section is general information, not investment advice or a personal recommendation, and it does not take account of your objectives or circumstances. Forecasts and guidance are estimates, not promises: companies miss their own guidance and analysts' figures are often revised. Prices can fall as well as rise, and you can lose money. See our disclaimer.

Share-price performance

Market data may be delayed

Recent prices are available. Older price history and the statistics that need it are being loaded in the background.

What moved the share price

Last 12 months +4.9%

$21.51 on October 31, 2025 to $22.57

ThenNowEffect
Revenue (last 12 months) $50m $57m +14.0%
Net margin 18.4% 21.2% +15.2%
P/E multiple 10.7x 8.7x −18.2%
Share count 5m 5m −2.3%

Biggest factor: p/e multiple.

Last 3 years −1.8%

$22.97 on November 3, 2023 to $22.57

ThenNowEffect
Revenue (last 12 months) $50m $57m +14.2%
Net margin 25.7% 21.2% −17.7%
P/E multiple 8.1x 8.7x +7.8%
Share count 5m 5m −3.1%

Biggest factor: net margin.

The effects multiply back to the price change exactly. Results are the last 12 months as known on each date (filings assumed public 45 days after quarter end).

Return and risk by year

Calendar year 202120222023202420252026 to date
Return
UNB+21%−15%+35%−1%−14%+1%
Industry peers (median)+34%−4%−2%+16%+10%+24%
S&P 500+29%−18%+26%+25%+18%+11%
Months that ended higher
UNB67%42%58%50%50%55%
S&P 50075%42%67%75%75%46%
Largest fall from a high during the year
UNB−23%−31%−26%−33%−38%−12%
S&P 500−5%−25%−10%−8%−19%−9%

Worst fall since November 2, 2015: 66% from December 18, 2017 to July 10, 2020. Getting back needed a 198% gain, and the shares have not yet recovered.

Price behaviour

52-week range
$20.27 – $25.43
From 52-week high
−11.2%
vs 50-day average
−1.9%
vs 200-day average
−2.8%
Volatility (1 year)
28%
Beta vs S&P 500
0.36

Volatility is the annualised standard deviation of daily returns. Beta 1.5 means the shares typically moved 1.5% for each 1% move in the S&P 500 over the past year. Prices to November 2, 2026.

Share price after results

Next day
6 up, 6 down
typical move ±2.3%
After a week
8 up, 4 down
typical move ±4.5%
After a month
5 up, 6 down
typical move ±5.1%
Results releasedNext dayS&P 500 next day5 days21 days
October 21, 2026 −1.3% −0.7% +2.6% —
July 15, 2026 +3.6% −0.1% 0.0% +0.6%
May 7, 2026 −3.2% +0.5% −4.2% −6.4%
April 15, 2026 −1.1% +1.0% +2.8% 0.0%
February 5, 2026 −0.8% +0.6% −2.4% −4.1%
January 21, 2026 +2.8% +1.7% +2.7% +3.2%
November 7, 2025 +0.9% +1.7% −5.8% +0.6%
October 15, 2025 −1.6% −0.2% +0.4% −6.3%
August 7, 2025 −0.2% +0.7% +2.9% −1.0%
July 16, 2025 +1.8% +0.9% +4.4% +2.4%
May 1, 2025 +2.5% +2.2% +3.1% −11.2%
April 16, 2025 +7.9% −2.1% +23.0% +20.1%

From the close before the release date to the close 1, 5 and 21 trading days after it, so releases before the open and after the close are both captured. Past moves don't predict future ones.

Union Bankshares Inc in five measures

Fundamentals grade C
Growth Profitability Cash Balance sheet

Growth, profitability, cash generation and balance sheet are percentiles against the companies we cover in the same industry, from SEC filings (100 = best). Value compares the share price with our modelled value range (50 = at our base value; higher = cheaper). A description of reported data and our model — not a quality score or advice.

Fundamentals

Revenue (TTM) Union Bankshares Inc
$45M $50M $55M $60M FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 Revenue (TTM), FY23 Q3: $48.7M Revenue (TTM), FY23 Q4: $47.7M Revenue (TTM), FY24 Q1: $47.1M Revenue (TTM), FY24 Q2: $47.2M Revenue (TTM), FY24 Q3: $46.6M Revenue (TTM), FY24 Q4: $48.1M Revenue (TTM), FY25 Q1: $49.2M Revenue (TTM), FY25 Q2: $50.2M Revenue (TTM), FY25 Q3: $53.6M Revenue (TTM), FY25 Q4: $54.5M Revenue (TTM), FY26 Q1: $55.6M Revenue (TTM), FY26 Q2: $57.2M $57.2M

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period Revenue (TTM)
FY23 Q3 $48.7M
FY23 Q4 $47.7M
FY24 Q1 $47.1M
FY24 Q2 $47.2M
FY24 Q3 $46.6M
FY24 Q4 $48.1M
FY25 Q1 $49.2M
FY25 Q2 $50.2M
FY25 Q3 $53.6M
FY25 Q4 $54.5M
FY26 Q1 $55.6M
FY26 Q2 $57.2M
Revenue growth, TTM YoY Union Bankshares Inc
-10% 0% 10% 20% FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 Revenue growth, TTM YoY, FY23 Q3: 0.7% Revenue growth, TTM YoY, FY23 Q4: -2.3% Revenue growth, TTM YoY, FY24 Q1: -5.8% Revenue growth, TTM YoY, FY24 Q2: -5.8% Revenue growth, TTM YoY, FY24 Q3: -4.3% Revenue growth, TTM YoY, FY24 Q4: 0.7% Revenue growth, TTM YoY, FY25 Q1: 4.6% Revenue growth, TTM YoY, FY25 Q2: 6.3% Revenue growth, TTM YoY, FY25 Q3: 15.1% Revenue growth, TTM YoY, FY25 Q4: 13.3% Revenue growth, TTM YoY, FY26 Q1: 12.9% Revenue growth, TTM YoY, FY26 Q2: 14.0% 14.0%

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period Revenue growth, TTM YoY
FY23 Q3 0.7%
FY23 Q4 -2.3%
FY24 Q1 -5.8%
FY24 Q2 -5.8%
FY24 Q3 -4.3%
FY24 Q4 0.7%
FY25 Q1 4.6%
FY25 Q2 6.3%
FY25 Q3 15.1%
FY25 Q4 13.3%
FY26 Q1 12.9%
FY26 Q2 14.0%
FCF margin (TTM) Union Bankshares Inc
10% 20% 30% 40% FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 FCF margin (TTM), FY23 Q3: 22.9% FCF margin (TTM), FY23 Q4: 15.2% FCF margin (TTM), FY24 Q1: 14.5% FCF margin (TTM), FY24 Q2: 13.3% FCF margin (TTM), FY24 Q3: 16.4% FCF margin (TTM), FY24 Q4: 23.0% FCF margin (TTM), FY25 Q1: 27.5% FCF margin (TTM), FY25 Q2: 20.4% FCF margin (TTM), FY25 Q3: 34.9% FCF margin (TTM), FY25 Q4: 29.3% FCF margin (TTM), FY26 Q1: 26.1% FCF margin (TTM), FY26 Q2: 36.5% 36.5%

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period FCF margin (TTM)
FY23 Q3 22.9%
FY23 Q4 15.2%
FY24 Q1 14.5%
FY24 Q2 13.3%
FY24 Q3 16.4%
FY24 Q4 23.0%
FY25 Q1 27.5%
FY25 Q2 20.4%
FY25 Q3 34.9%
FY25 Q4 29.3%
FY26 Q1 26.1%
FY26 Q2 36.5%

Data: SEC EDGAR XBRL company facts (as filed in 10-K/10-Q); forms 10-K, 10-K/A, 10-Q. Generated November 3, 2026. Definitions in our methodology.

Where the money goes

FY2025, from the 10-K

What Union Bankshares earned on its loans and securities in FY2025, what it paid depositors and lenders, and how its revenue split between running costs, credit losses, tax and profit.

  1. Interest income $75.8M
  2. Fee and other income $11.5M · 21.0%
  3. Interest paid $32.8M
  4. Net interest income $43M · 79.0%
  5. Revenue $54.5M
  6. Non-interest expense $41.7M · 76.5%
  7. Credit-loss provisions $774,000 · 1.4%
  8. Pre-tax profit $12M · 22.0%
  9. Income tax $928,000 · 1.7%
  10. Net income $11.1M · 20.3%

Shares of revenue. Source: Union Bankshares's 10-K for FY2025, as filed with the SEC.

Financial statements

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year 2010 Dec 2010 2011 Dec 2011 2012 Dec 2012 2013 Dec 2013 2014 Dec 2014 2015 Dec 2015 2016 Dec 2016 2017 Dec 2017 2018 Dec 2018 2019 Dec 2019 2020 Dec 2020 2021 Dec 2021 2022 Dec 2022 2023 Dec 2023 2024 Dec 2024 2025 Dec 2025 LTM Jun 2026
Income
Revenue 24 27 32 31 32 33 35 36 38 41 48 49 49 48 48 54 57
Net income 6 5 7 7 8 8 9 8 7 11 13 13 13 11 9 11 12
Diluted EPS — — — — — — — — — $2.38 $2.85 $2.92 $2.79 $2.48 $1.92 $2.41 $2.59
Growth (year on year)
Revenue — +10.0% +19.8% −5.2% +3.5% +4.1% +6.1% +3.6% +5.3% +7.0% +16.9% +2.2% +0.4% −2.3% +0.7% +13.3% +14.0%
Net income — −6.6% +31.1% +4.3% +7.8% +2.4% +8.0% −0.7% −16.3% +50.6% +20.3% +2.9% −4.2% −10.8% −22.2% +26.5% +31.4%
Diluted EPS — — — — — — — — — — +19.7% +2.5% −4.5% −11.1% −22.6% +25.5% +28.4%
Margins
Net margin 22.9% 19.4% 21.3% 23.4% 24.3% 23.9% 24.4% 23.4% 18.6% 26.1% 26.9% 27.1% 25.8% 23.6% 18.2% 20.3% 21.2%
Free-cash-flow margin 42.4% 21.8% 4.5% 54.1% 0.1% 32.9% 16.3% 21.8% 36.0% 12.8% −16.9% 52.8% 58.0% 15.2% 23.0% 29.3% 36.5%
Cash flow
Cash from operations 11 7 3 18 2 13 8 10 17 12 −7 29 29 9 12 17 22
Capital spending 1 1 2 1 2 2 2 2 3 6 1 4 1 2 1 1 2
Free cash flow 10 6 1 17 0 11 6 8 14 5 −8 26 28 7 11 16 21
Stock-based pay 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1
Free cash flow after stock pay 10 6 1 17 0 11 6 8 14 5 −8 25 28 7 11 15 20
Balance sheet
Cash — — — — — — — — 37 51 123 66 38 78 16 12 31
Total debt 0 0 0 0 15 10 32 32 28 47 7 7 0 0 0 0 0
Net debt (negative = net cash) — — — — — — — — −9 −4 −116 −59 −38 −78 −16 −12 −31
Diluted shares — 4m 4m 4m 4m 4m 4m 4m 4m 4m 4m 5m 5m 5m 5m 5m 5m
Returned to shareholders
Dividends 4 4 4 5 5 5 5 5 5 6 6 6 6 6 7 7 7
Buybacks 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 — —
Total returned 5 4 4 5 5 5 5 5 5 6 6 6 6 7 7 7 7

Source: SEC EDGAR XBRL company facts (US and foreign periodic filings); column headings link to the filing. EBITDA is operating income plus depreciation and amortisation. Free cash flow is cash from operations minus capital spending. Growth is left blank when last year's figure was a loss or under 2% of revenue. Share counts and EPS are restated for stock splits. A dash means the company didn't report the figure.

Dividends, buybacks and capital spending

Dividends (TTM)
$6.6M
Diluted share count
+2.3%
year over year
Total shareholder yield
6.1%
dividends 6.1% + buybacks 0.0% of market value
Dividend payout ratio
55%
of net income paid out

Competitors: side by side with peers

Closest by revenue in regional banks
Last 12 months unless stated UNB OPHC FCAP NKSH RBKB CFBK Median
Revenue, last 12 months $57m $59m $55m $60m $54m $63m $255m
Revenue growth, last 12 months 14.0% 36.3% 18.2% 20.8% 59.6% 10.3% 12.5%
Revenue growth, 3-year average 4.5% 37.6% 8.3% 1.1% 5.6% 5.2% 6.0%
Revenue growth, latest quarter 12.6% 42.3% 15.0% 18.3% 2.1% 6.2% 10.7%
Net margin 21.2% 34.9% 33.8% 33.6% 18.4% 30.4% 28.7%
Cash from operations / revenue 39.2% 45.4% 43.6% 33.2% 26.4% 29.3% 34.3%
Free-cash-flow margin 36.5% 43.3% 39.8% 30.5% 23.8% 28.5% 31.4%
Free-cash-flow margin, 3-year average 23.4% 34.7% 40.0% 30.4% 21.9% 30.6% 29.9%
Stock pay / revenue 1.3% 1.7% 0.1% 0.4% 0.2% 2.5% 1.2%
Change in share count 2.3% 31.4% −0.1% 0.0% 1.5% 0.5% 0.4%

Median of all 245 companies we cover in regional banks. Shaded: best of the six on that line (lowest for stock pay and share-count growth). 3-year figures average the last three 12-month periods; 3-year growth is compound annual. Source: SEC filings.

Peer comparison

245 regional banks companies
Measure Company Peer median Rank
Revenue growth Growth 14.0% 12.5% 108 of 245
Change in growth rate Growth +1.2pp +0.0pp 90 of 244
Net margin Profitability 21.2% 28.7% 189 of 245
Stock pay as % of revenue Cash generation 1.3% 1.3% 113 of 206
Change in share count Balance sheet 2.3% 0.4% 161 of 230

Rank 1 = best in the group (for spending, debt and dilution, lower ranks first).

Who owns it

Funds buying and selling
Reported value
$19.1M
Institutions reporting
49
Shares held vs prior quarter
▼ 11.8%
Positions opened / closed
13 / 15

Top buyers and sellers, Q2 2026: 24 institutions bought and 32 sold ; the biggest buyer was Truffle Hound Capital, LLC (+80K shares) and the biggest seller Blackrock, Inc (−134K). See which funds bought and sold →

Largest reported holders, June 30, 2026
Manager Value Shares Share of 13F value Shares QoQ
Vanguard Capital Management LLC $3.7M 151K 19.2% ▲ 1.2%
Cardinal Capital Management $2.5M 105K 13.3% ▲ 1.9%
Truffle Hound Capital, LLC $1.9M 80K 10.2% New
Blackrock, Inc. $1.6M 66K 8.4% ▼ 67.0%
Geode Capital Management, LLC $1.1M 45K 5.7% ▼ 48.9%
Dimensional Fund Advisors LP $995,890 41K 5.2% 0.0%
Cannell & Spears LLC $974,500 40K 5.1% 0.0%
Millennium Management LLC $769,260 32K 4.0% New
Trust Co Of Vermont $711,376 29K 3.7% —
Vanguard Fiduciary Trust Co $544,346 22K 2.8% ▼ 11.5%
Renaissance Technologies LLC $530,130 22K 2.8% ▲ 19.9%
Morgan Stanley $515,186 21K 2.7% ▲ 7.2%

From Form 13F filings with the SEC ( quarterly data sets), as reported by each manager for June 30, 2026 and filed up to 45 days later. 13F reports cover long US-listed positions of managers above $100M only, so this is not Union Bankshares Inc's complete shareholder register. Values are as reported by the filers .

Insider trading activity

Full insider history and chart
Insider purchases History → $43,527 6 trades by 4 insiders, last 12 months Insider sales History → $0 0 trades by 0 insiders
Net ▲ $43,527 net buying
Insider Date Trade Shares Price Value
Cote Steven P Director September 17, 2026 Buy 418 $23.73 $9,917
Silverman David Scott Director August 26, 2026 Buy 1,000 $23.76 $23,760
Bugbee Dawn D Director August 25, 2026 Buy 200 $23.80 $4,760
Bugbee Dawn D Director July 27, 2026 Buy 200 $23.30 $4,660
Hogan Patricia N 10% owner February 5, 2026 Buy 9 $25.28 $217
Hogan Patricia N 10% owner November 6, 2025 Buy 9 $23.09 $213

From insiders' Form 4 filings with the SEC. Excludes awards, option exercises and shares withheld for tax. "Pre-set plan" means the filing marks the trade as made under a Rule 10b5-1 plan. See every insider trade since five years ago, on a price chart.

Trades by members of Congress

All 3 trades and filings

No trades in Union Bankshares Inc disclosed in the last 12 months; 3 earlier trades on record.

  • Thomas MacArthur(NJ):Sale (full), $1,001 - $15,000, traded February 1, 2016, filed March 3, 2016
  • Thomas MacArthur(NJ):Purchase, $1,001 - $15,000, traded January 27, 2015, filed March 5, 2015
  • Thomas MacArthur(NJ):Purchase, $1,001 - $15,000, traded January 21, 2015, filed March 5, 2015

Value ranges as filed; reports can arrive up to 45 days after a trade.

Earnings dates and SEC filings

Results announcements

  • October 21, 2026
  • July 15, 2026
  • May 7, 2026
  • April 15, 2026
  • February 5, 2026
  • January 21, 2026

Recent SEC filings

Data status

When each part of this page on Union Bankshares Inc was last updated.

DataLast updatedSource
Share priceExchange closing prices
Financial statementsSEC 10-K and 10-Q filings
News and updatesCompany releases and SEC 8-K filings
Analyst estimatesAggregated analyst estimates
Valuation and scoresOur models, from the filed figures

How we build and check these figures: methodology and data sources.

Union Bankshares Inc in brief

What does Union Bankshares Inc do?
Union Bankshares Inc is a US-listed company in the regional banks industry. Its financial year ends in December.
What is Union Bankshares Inc's stock ticker?
Union Bankshares Inc trades under the ticker UNB on Nasdaq. This page brings together its financial statements, valuation models, ownership and recent company updates.
What is Union Bankshares Inc's revenue, and how fast is it growing?
Over its most recent trailing twelve months, Union Bankshares Inc reported revenue of $57.2M, 14.0% higher than a year earlier, according to its SEC filings.
What is Union Bankshares Inc's free cash flow?
Union Bankshares Inc's free-cash-flow margin is 36.5% of revenue over the trailing twelve months.
Who are Union Bankshares Inc's largest institutional shareholders?
By value reported in 13F filings for June 30, 2026, the largest reported holders are Vanguard Capital Management LLC, Cardinal Capital Management and Truffle Hound Capital, LLC. 13F reports cover long US-listed positions of managers above $100M, filed up to 45 days after quarter end.
What is Union Bankshares Inc's market cap?
On November 2, 2026, Union Bankshares Inc's market capitalisation was about $106M, with a price-to-earnings ratio of 8.7 and net debt of -$31M. Market figures come from third-party market data and may be delayed.
Does Union Bankshares Inc pay a dividend?
Yes: Union Bankshares Inc paid $6.6M in dividends over the trailing twelve months, a dividend yield of 6.06% and a payout ratio of 54.6%.
Who are Union Bankshares Inc's competitors?
In our Regional Banks peer group, the companies closest to Union Bankshares Inc are Optimumbank Holdings, Inc., First Capital Inc, National Bankshares Inc, Rhinebeck Bancorp, Inc. and CF Bankshares Inc. The side-by-side comparison below sets their revenue, margins and growth against Union Bankshares Inc's.
Are insiders buying or selling Union Bankshares Inc stock?
Over the last 12 months, Union Bankshares Inc's directors and officers reported 6 open-market purchases and 0 sales on Form 4. The insider trading page charts every trade.
When is Union Bankshares Inc's next earnings date?
Around January 20, 2027, estimated from the spacing of its past results announcements (8-K filings). That is an estimate, not a confirmed date — Union Bankshares Inc announces its own schedule.