undamentalytics Newsletter
Sign in

Westamerica Bancorporation (WABC) stock

Add to watchlist

Add holding +

NASDAQ: WABC Nasdaq Regional Banks Next results ~January 14, 2027

B+ Fundamentals grade

Westamerica Bancorporation is a US-listed company in the regional banks industry. Its financial year ends in December.

Who’s trading

What company insiders, investment funds and members of Congress have been doing with the stock, from their own filings.

  • Insiders1 buying, 1 selling1 purchase and 1 sale by directors and officers, last 12 monthsInsider trades
  • Funds103 adding, 94 cuttingOf 35 active managers that changed their stake, 15 added; quarter to June 30, 2026Fund buyers and sellers

Value diary

Our note on each quarter Westamerica Bancorporation files

Where Westamerica Bancorporation stands after its latest 10-Q

Revenue for the twelve months to June 2026 was $252m, down 8.3% on a year earlier, a smaller fall than the 10.8% decline a quarter earlier. That puts it 186 of 190 for growth among the regional banks companies we cover. The diluted share count is down 7.7% on a year earlier, which lifts each remaining share.

Our model value for Westamerica Bancorporation is under review, so past values are not shown until it is resolved.

Source: 10-Q filed August 5, 2026 on SEC EDGAR · Financials · Valuation

Written from the company's filings and our models when each quarter's report arrives. Figures in older notes are as published at the time. Not investment advice.

The Fundamentalytics view

Next results ~January 14, 2027 (estimated)

Westamerica Bancorporation's trailing-twelve-month revenue fell 8.3% year on year, with a free-cash-flow margin of 43.1%. Where it stands out: net margin of 44.0% ranks 6 of 245 regional banks companies we cover. Where it lags: revenue growth of -8.3% ranks 238 of 245 regional banks companies we cover.

Current signal Revenue growth accelerating: TTM revenue growth rose to -8.3% (+2.5pp vs the prior quarter).

Assembled from SEC-filed figures — the full workings are on this page and in our methodology. Observations, not recommendations.

Highlights

How we pick these

Strengths

  • Strong cash generation. 43.1% of revenue turned into free cash flow.
  • Shrinking share count. Diluted shares fell 7.7% in a year, so each share owns more of the business.
  • Beating expectations. Earnings per share beat the analysts' consensus estimate in each of the last four quarters.
  • Estimates rising. Analysts' consensus for next year's earnings per share has risen 5.7% over 90 days.

Things to watch

  • Revenue shrinking. Revenue fell 8.3% over the last 12 months.

Latest results: FY2026 Q2

Filed August 5, 2026
Earnings per share
$1.22 against an average estimate of $1.17: beat by 4.7%
Revenue
$63m, down 2.8% on a year earlier
Next report
January 14, 2027; average EPS estimate $1.22

Westamerica Bancorporation's figures from its SEC filings and results release; estimates are the analysts' average. Not a recommendation.

Price chart

  • 1 day+1.6%

Closing prices to 2026-11-02. Price change only, dividends excluded.

Loading chart…

Third-party market data · may be delayed

At a glance

Trailing twelve months, from SEC filings

Profitability

Revenue (TTM)
$252M
Net margin
44.0%
EPS (TTM, diluted)
$4.53

Growth

Revenue growth
−8.3%
Change in growth rate
+2.5 pts
Share count change
−7.7%

Earnings

Last results
October 15, 2026
Next results (est.)
January 14, 2027

News & updates

Updated October 31, 2026

Company announcements, filed results and changes that matter to shareholders.

  1. Announcement
  2. Results
  3. Announcement
  4. Results

Refreshed hourly when new source data is available. Summaries are checked against company releases and SEC filings. Company announcement headlines are labelled when a checked summary is unavailable.

Valuation

Westamerica Bancorporation valuation models and calculator

No model value for Westamerica Bancorporation at the moment. Current status: valuation models disagree too widely to rate. Available reported financials are shown below.

Fundamentalytics rating

model v1.6 · 2026-11-03

Not rated: valuation models disagree too widely to rate: held for review.

The inputs used by the models below have passed source checks. Individual model values are available below and in the interactive valuator. Their differences are shown explicitly; the platform combined value and recommendation remain withheld.

Valuation models

We value Westamerica Bancorporation as a bank or lender, with every model that fits that kind of business. Cost of equity 8.5%: the 10-year Treasury yield (4.9%) plus a beta of 0.78 times a 4.5% equity risk premium.

Value per share by model
Model Value per share In the combined value?
Residual income Book value plus the present value of returns above the cost of equity, fading over ten years. ~$88 ~$64–$130 Primary model, counts double
Justified price-to-book Book value times (return on equity - growth) / (cost of equity - growth): steady-state returns. ~$95 ~$80–$120 Included
Price-to-book vs return on equity (peers) The price-to-book that peers with this return on equity trade on, from a line fitted across peers. ~$63 ~$43–$83 Included
Price-to-book vs peers Book value per share times peers' typical (harmonic-mean) price-to-book. ~$30 ~$39–$58 Included
Price-to-earnings vs peers Earnings per share times peers' typical (harmonic-mean) price-to-earnings. ~$46 ~$53–$72 Included
Dividend discount (two-stage) Dividends for five years at the growth the business can fund, then a steady payout and growth. ~$110 ~$89–$140 Included
Combined value Individual source-checked model scenarios are available. The platform combined value and recommendation remain withheld. — Combined value withheld. Review the individual models and their assumptions.

Different models fail in different ways, so where several apply we average them rather than trust one. Peer-based models compare Westamerica Bancorporation with banks and lenders in our coverage, using third-party market data. Model values are estimates under stated assumptions, updated as new filings arrive; not price targets or investment advice. How each model works.

Moat

89 /100

Strong moat

How hard Westamerica Bancorporation's competitive advantage looks for rivals to wear away, judged from 10 years of its own filings: returns on capital, pricing power, profit durability, cash conversion and discipline.

  • Returns on capital 17 / 20

    Net income has been a median 1.3% of total assets over 10 years.

  • Durability 20 / 20

    Net margin has been a median 40.9%; its worst year was 27.6%.

  • Discipline 20 / 20

    The diluted share count fell 9.0% over five years; stock-based pay has been a median 0.7% of revenue.

AI disruption exposure: Medium. In this industry, AI could change how the product is made or sold, without replacing the core asset. The score above includes a 5-point deduction for that exposure (94 before it).

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Forecasts and guidance

Next results: January 14, 2027, after the close. Analysts expect revenue of $65m and EPS of $1.22 (range $1.21 to $1.23) for the quarter.

Analysts' consensus

Fiscal yearEPSGrowthRevenueGrowth
Current $4.74 +5% $254m −2%
Next $4.94 +4% $259m +2%

Next year's EPS estimate has moved +5.7% in 90 days, across 2 analysts.

How the EPS forecast has moved

The consensus EPS forecast for the current fiscal year is +2.2% on 90 days ago. In the last 30 days, 2 analysts raised Westamerica Bancorporation's forecast and 0 cut it.

Consensus EPS forecast Westamerica Bancorporation, last 90 days
$4.60 $4.70 $4.80 $4.90 $5.00 90 days ago 60 days ago 30 days ago 7 days ago Now Current fiscal year, 90 days ago: $4.63 Current fiscal year, 60 days ago: $4.63 Current fiscal year, 30 days ago: $4.63 Current fiscal year, 7 days ago: $4.63 Current fiscal year, Now: $4.74 $4.74 Next fiscal year, 90 days ago: $4.67 Next fiscal year, 60 days ago: $4.67 Next fiscal year, 30 days ago: $4.67 Next fiscal year, 7 days ago: $4.68 Next fiscal year, Now: $4.94 $4.94

Average of analysts' published estimates (third-party data).

View chart data
Period Current fiscal yearNext fiscal year
90 days ago $4.63$4.67
60 days ago $4.63$4.67
30 days ago $4.63$4.67
7 days ago $4.63$4.68
Now $4.74$4.94

Earnings against estimates

Quarter toEstimateActualSurprise
Sept 2026 $1.17 $1.22 +4.7%
Jun 2026 $1.09 $1.17 +6.9%
Mar 2026 $1.07 $1.13 +5.6%
Dec 2025 $1.06 $1.12 +5.2%

Adjusted EPS as companies report it, against the average analyst estimate.

Analyst recommendations

2 analysts, Oct 2026
Buy00%
Hold2100%
Sell00%

Monthly trend

  1. Oct 202622
  2. Sep 202622

Counts of recommendations published by analysts covering Westamerica Bancorporation, by month. Source: Aggregated broker recommendations (third-party data). Aggregated counts only: we do not reproduce any firm's recommendation or price target, and these are not Fundamentalytics ratings.

Positioning

Short interest
6.1%
of tradable shares
Days to cover
3.51
at average volume
Short interest, 1 month
−3%
to October 15, 2026
Held by institutions
83%
of shares
Held by insiders
3.6%
of shares
Employees
608
full time

Consensus figures average analysts' published estimates (third-party data); guidance is the company's own. Neither is our forecast. Short interest is reported twice a month and lags. Market data may be delayed.

This section is general information, not investment advice or a personal recommendation, and it does not take account of your objectives or circumstances. Forecasts and guidance are estimates, not promises: companies miss their own guidance and analysts' figures are often revised. Prices can fall as well as rise, and you can lose money. See our disclaimer.

Share-price performance

Market data may be delayed

Recent prices are available. Older price history and the statistics that need it are being loaded in the background.

Price behaviour

52-week range
Not enough history
From 52-week high
—
vs 50-day average
—
vs 200-day average
—
Volatility (1 year)
—
Beta vs S&P 500
—

Volatility is the annualised standard deviation of daily returns. Beta 1.5 means the shares typically moved 1.5% for each 1% move in the S&P 500 over the past year. Prices to November 2, 2026.

Fundamentals

Revenue (TTM) Westamerica Bancorporation
$240M $260M $280M $300M $320M $340M FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 Revenue (TTM), FY23 Q3: $322.5M Revenue (TTM), FY23 Q4: $323.6M Revenue (TTM), FY24 Q1: $319.8M Revenue (TTM), FY24 Q2: $313.5M Revenue (TTM), FY24 Q3: $304.5M Revenue (TTM), FY24 Q4: $293.8M Revenue (TTM), FY25 Q1: $284.3M Revenue (TTM), FY25 Q2: $274.7M Revenue (TTM), FY25 Q3: $264.3M Revenue (TTM), FY25 Q4: $258.1M Revenue (TTM), FY26 Q1: $253.7M Revenue (TTM), FY26 Q2: $251.9M $251.9M

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period Revenue (TTM)
FY23 Q3 $322.5M
FY23 Q4 $323.6M
FY24 Q1 $319.8M
FY24 Q2 $313.5M
FY24 Q3 $304.5M
FY24 Q4 $293.8M
FY25 Q1 $284.3M
FY25 Q2 $274.7M
FY25 Q3 $264.3M
FY25 Q4 $258.1M
FY26 Q1 $253.7M
FY26 Q2 $251.9M
Revenue growth, TTM YoY Westamerica Bancorporation
-20% 0% 20% 40% FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 Revenue growth, TTM YoY, FY23 Q3: 34.8% Revenue growth, TTM YoY, FY23 Q4: 22.2% Revenue growth, TTM YoY, FY24 Q1: 10.3% Revenue growth, TTM YoY, FY24 Q2: 0.6% Revenue growth, TTM YoY, FY24 Q3: -5.6% Revenue growth, TTM YoY, FY24 Q4: -9.2% Revenue growth, TTM YoY, FY25 Q1: -11.1% Revenue growth, TTM YoY, FY25 Q2: -12.4% Revenue growth, TTM YoY, FY25 Q3: -13.2% Revenue growth, TTM YoY, FY25 Q4: -12.2% Revenue growth, TTM YoY, FY26 Q1: -10.8% Revenue growth, TTM YoY, FY26 Q2: -8.3% -8.3%

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period Revenue growth, TTM YoY
FY23 Q3 34.8%
FY23 Q4 22.2%
FY24 Q1 10.3%
FY24 Q2 0.6%
FY24 Q3 -5.6%
FY24 Q4 -9.2%
FY25 Q1 -11.1%
FY25 Q2 -12.4%
FY25 Q3 -13.2%
FY25 Q4 -12.2%
FY26 Q1 -10.8%
FY26 Q2 -8.3%
FCF margin (TTM) Westamerica Bancorporation
30% 40% 50% 60% 70% FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 FCF margin (TTM), FY23 Q3: 64.2% FCF margin (TTM), FY23 Q4: 48.5% FCF margin (TTM), FY24 Q1: 48.3% FCF margin (TTM), FY24 Q2: 38.5% FCF margin (TTM), FY24 Q3: 33.6% FCF margin (TTM), FY24 Q4: 47.6% FCF margin (TTM), FY25 Q1: 45.7% FCF margin (TTM), FY25 Q2: 48.8% FCF margin (TTM), FY25 Q3: 46.5% FCF margin (TTM), FY25 Q4: 46.4% FCF margin (TTM), FY26 Q1: 45.8% FCF margin (TTM), FY26 Q2: 43.1% 43.1%

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period FCF margin (TTM)
FY23 Q3 64.2%
FY23 Q4 48.5%
FY24 Q1 48.3%
FY24 Q2 38.5%
FY24 Q3 33.6%
FY24 Q4 47.6%
FY25 Q1 45.7%
FY25 Q2 48.8%
FY25 Q3 46.5%
FY25 Q4 46.4%
FY26 Q1 45.8%
FY26 Q2 43.1%

Data: SEC EDGAR XBRL company facts (as filed in 10-K/10-Q); forms 10-K, 10-Q. Generated November 3, 2026. Definitions in our methodology.

Where the money goes

FY2025, from the 10-K

What Westamerica Bancorporation earned on its loans and securities in FY2025, what it paid depositors and lenders, and how its revenue split between running costs, credit losses, tax and profit.

  1. Interest income $231M
  2. Fee and other income $40.8M · 15.8%
  3. Interest paid $13.7M
  4. Net interest income $217M · 84.2%
  5. Revenue $258M
  6. Non-interest expense $102M · 39.5%
  7. Pre-tax profit $156M · 60.5%
  8. Income tax $40.5M · 15.7%
  9. Net income $116M · 45.0%

Shares of revenue. Source: Westamerica Bancorporation's 10-K for FY2025, as filed with the SEC.

Financial statements

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year 2009 Dec 2009 2010 Dec 2010 2011 Dec 2011 2012 Dec 2012 2013 Dec 2013 2014 Dec 2014 2015 Dec 2015 2016 Dec 2016 2017 Dec 2017 2018 Dec 2018 2019 Dec 2019 2020 Dec 2020 2021 Dec 2021 2022 Dec 2022 2023 Dec 2023 2024 Dec 2024 2025 Dec 2025 LTM Jun 2026
Income
Revenue 335 270 260 235 207 189 182 180 193 198 204 210 215 265 324 294 258 252
Net income 125 95 88 81 67 61 59 59 50 72 80 80 87 122 162 139 116 111
Diluted EPS $4.14 $3.21 $3.06 $2.93 $2.50 $2.32 $2.30 $2.29 $1.89 $2.67 $2.98 $2.98 $3.22 $4.54 $6.06 $5.20 $4.52 $4.53
Growth (year on year)
Revenue +93.2% −19.4% −3.7% −9.6% −11.9% −8.8% −3.5% −0.9% +7.0% +2.5% +3.2% +2.7% +2.5% +23.3% +22.2% −9.2% −12.2% −8.3%
Net income +109.6% −24.6% −7.1% −7.7% −17.2% −9.7% −3.1% +0.2% −15.0% +43.1% +12.3% +0.0% +7.6% +41.1% +32.6% −14.3% −16.2% −12.7%
Diluted EPS +102.9% −22.5% −4.7% −4.2% −14.7% −7.2% −0.9% −0.4% −17.5% +41.3% +11.6% 0.0% +8.1% +41.0% +33.5% −14.2% −13.1% −5.4%
Margins
Net margin 37.5% 35.1% 33.8% 34.6% 32.5% 32.2% 32.3% 32.6% 25.9% 36.2% 39.4% 38.4% 40.3% 46.1% 50.0% 47.2% 45.0% 44.0%
Free-cash-flow margin 40.3% 42.1% 45.1% 48.9% 40.4% 41.6% 36.2% 42.0% 40.4% 47.2% 37.6% 50.3% 40.7% 42.6% 48.5% 47.6% 46.4% 43.1%
Cash flow
Cash from operations 149 115 120 119 85 82 70 78 81 97 81 108 89 114 158 142 122 111
Capital spending 14 1 3 5 2 4 4 2 3 3 4 2 1 1 1 2 2 3
Free cash flow 135 114 117 115 84 79 66 76 78 94 77 106 87 113 157 140 120 109
Stock-based pay 1 1 1 1 1 1 1 1 2 — — — — — — — — —
Free cash flow after stock pay 134 112 117 114 82 77 65 74 76 — — — — — — — — —
Balance sheet
Total debt 227 107 131 69 78 90 53 59 58 51 31 103 146 58 58 120 137 132
Diluted shares 29m 29m 29m 28m 27m 26m 26m 26m 26m 27m 27m 27m 27m 27m 27m 27m 26m 24m
Returned to shareholders
Dividends 41 42 42 41 40 40 39 40 41 43 44 44 44 45 46 47 47 46
Buybacks 2 29 61 51 57 52 15 5 0 1 0 16 0 0 14 0 104 140
Total returned 43 71 102 93 97 92 54 45 42 43 44 61 45 45 60 47 151 185

Source: SEC EDGAR XBRL company facts (US and foreign periodic filings); column headings link to the filing. EBITDA is operating income plus depreciation and amortisation. Free cash flow is cash from operations minus capital spending. Growth is left blank when last year's figure was a loss or under 2% of revenue. Share counts and EPS are restated for stock splits. A dash means the company didn't report the figure.

Dividends, buybacks and capital spending

FY2026 Q2 TTM
Buybacks (TTM)
$140M
Dividends (TTM)
$45.7M
Returned to shareholders
171%
of free cash flow
Buybacks, last 3 fiscal years
$118M
Diluted share count
−7.7%
year over year
Total shareholder yield
13.2%
dividends 3.2% + buybacks 9.9% of market value
Dividend payout ratio
41%
of net income paid out

Competitors: side by side with peers

Closest by revenue in regional banks
Last 12 months unless stated WABC CBNK CARE FISI CCBG NRIM Median
Revenue, last 12 months $252m $254m $255m $255m $255m $256m $255m
Revenue growth, last 12 months −8.3% 15.1% 77.9% 116.6% 2.0% 3.2% 12.5%
Revenue growth, 3-year average −6.8% 15.0% 15.0% 5.6% 3.9% 25.2% 6.0%
Revenue growth, latest quarter −2.8% 7.5% 84.3% 7.7% −2.3% −9.4% 10.7%
Net margin 44.0% 22.2% 50.5% 32.4% 24.6% 21.8% 28.7%
Cash from operations / revenue 44.2% 26.8% 26.4% 23.9% 28.7% 34.5% 34.3%
Free-cash-flow margin 43.1% — 23.1% 22.1% 24.0% 32.0% 31.4%
Free-cash-flow margin, 3-year average 43.5% — 21.0% 21.3% 25.6% 29.9% 29.9%
Stock pay / revenue 1.0% 0.9% 0.9% 1.5% 0.8% 0.8% 1.2%
Change in share count −7.7% 2.6% −3.9% 11.6% −1.4% −3.7% 0.4%

Median of all 245 companies we cover in regional banks. Shaded: best of the six on that line (lowest for stock pay and share-count growth). 3-year figures average the last three 12-month periods; 3-year growth is compound annual. Source: SEC filings.

Peer comparison

245 regional banks companies
Measure Company Peer median Rank
Revenue growth Growth -8.3% 12.5% 238 of 245
Change in growth rate Growth +2.5pp +0.0pp 68 of 244
Net margin Profitability 44.0% 28.7% 6 of 245
Change in share count Balance sheet -7.7% 0.4% 9 of 230

Rank 1 = best in the group (for spending, debt and dilution, lower ranks first).

Where the revenue comes from

Fiscal year to December 31, 2025
Products and services
Line of business Revenue YoY
Deposit Account $13.3M ▼ 4.9%
Credit Card Merchant Discount $11M ▲ 5.0%
Debit Card $6.3M ▼ 7.4%
Fiduciary and Trust $3.6M ▲ 8.0%
ATM Processing Fees $1.9M ▼ 11.9%
Financial Service Other $1.8M ▼ 1.0%

These categories overlap or exclude eliminations, so shares aren't shown.

From Westamerica Bancorporation's 10-K filed February 27, 2026, as tagged in the filing. View filing. Indented rows are part of the line above; their share is of that line. In the bars, the faint bar behind is the year before.

Who owns it

Funds buying and selling
Reported value
$1.1B
Institutions reporting
214
Shares held vs prior quarter
▼ 0.5%
Positions opened / closed
34 / 23

Top buyers and sellers, Q2 2026: 103 institutions bought and 94 sold ; the biggest buyer was Rhino Investment Partners, Inc (+325K shares) and the biggest seller Palisade Capital Management, LP (−305K). See which funds bought and sold →

Largest reported holders, June 30, 2026
Manager Value Shares Share of 13F value Shares QoQ
Blackrock, Inc. $196M 3.3M 18.1% ▼ 3.3%
American Century Companies Inc $115M 2.0M 10.6% ▲ 2.7%
Vanguard Portfolio Management LLC $101M 1.7M 9.3% ▼ 2.2%
State Street Corp $81.8M 1.4M 7.6% ▲ 15.9%
Vanguard Capital Management LLC $60.7M 1.0M 5.6% ▼ 5.5%
Dimensional Fund Advisors LP $57.7M 984K 5.3% ▲ 4.1%
Geode Capital Management, LLC $36.8M 627K 3.4% ▲ 2.3%
AQR Capital Management LLC $29.1M 495K 2.7% ▲ 24.1%
Nuveen, LLC $22.4M 382K 2.1% ▲ 6.4%
Rhino Investment Partners, Inc $19.1M 325K 1.8% New
Arrowstreet Capital, Limited Partnership $19M 324K 1.8% ▲ 14.2%
Two Sigma Investments, LP $17.8M 304K 1.6% ▼ 13.9%

From Form 13F filings with the SEC ( quarterly data sets), as reported by each manager for June 30, 2026 and filed up to 45 days later. 13F reports cover long US-listed positions of managers above $100M only, so this is not Westamerica Bancorporation's complete shareholder register. Values are as reported by the filers ; 1 inconsistently scaled filing rows were excluded.

Insider trading activity

Full insider history and chart
Insider purchases History → $3,281 1 trade by 1 insider, last 12 months Insider sales History → $40,857 1 trade by 1 insider · 0% under pre-set plans
Net ▼ $37,576 net selling
Insider Date Trade Shares Price Value
Wondeh Inez Director April 22, 2026 Buy 61 $53.79 $3,281
Baker Robert James Jr SVP/Banking Division Manager April 20, 2026 Sell 759 $53.83 $40,857

From insiders' Form 4 filings with the SEC. Excludes awards, option exercises and shares withheld for tax. "Pre-set plan" means the filing marks the trade as made under a Rule 10b5-1 plan. See every insider trade since five years ago, on a price chart.

Earnings dates and SEC filings

Results announcements

Next expected around January 14, 2027 estimated from the company's past filing pattern, not announced

  • October 15, 2026
  • July 16, 2026
  • April 16, 2026
  • January 15, 2026
  • October 16, 2025
  • July 17, 2025

Recent SEC filings

Data status

When each part of this page on Westamerica Bancorporation was last updated.

DataLast updatedSource
Share priceExchange closing prices
Financial statementsSEC 10-K and 10-Q filings
News and updatesCompany releases and SEC 8-K filings
Analyst estimatesAggregated analyst estimates
Valuation and scoresOur models, from the filed figures

How we build and check these figures: methodology and data sources.

Westamerica Bancorporation in brief

What does Westamerica Bancorporation do?
Westamerica Bancorporation is a US-listed company in the regional banks industry. Its financial year ends in December.
What is Westamerica Bancorporation's stock ticker?
Westamerica Bancorporation trades under the ticker WABC on Nasdaq. This page brings together its financial statements, valuation models, ownership and recent company updates.
What is Westamerica Bancorporation's revenue, and how fast is it growing?
Over its most recent trailing twelve months, Westamerica Bancorporation reported revenue of $252M, 8.3% lower than a year earlier, according to its SEC filings.
What is Westamerica Bancorporation's free cash flow?
Westamerica Bancorporation's free-cash-flow margin is 43.1% of revenue over the trailing twelve months.
Who are Westamerica Bancorporation's largest institutional shareholders?
By value reported in 13F filings for June 30, 2026, the largest reported holders are Blackrock, Inc., American Century Companies Inc and Vanguard Portfolio Management LLC. 13F reports cover long US-listed positions of managers above $100M, filed up to 45 days after quarter end.
Is Westamerica Bancorporation buying back stock, and does it pay a dividend?
Westamerica Bancorporation spent $140M on share repurchases over the trailing twelve months, and its diluted share count fell 7.7% over the year.
What is Westamerica Bancorporation's market cap?
On November 2, 2026, Westamerica Bancorporation's market capitalisation was about $1.5B, with a price-to-earnings ratio of 13.5 and net debt of $0. Market figures come from third-party market data and may be delayed.
Does Westamerica Bancorporation pay a dividend?
Yes: Westamerica Bancorporation paid $45.7M in dividends over the trailing twelve months, a dividend yield of 3.24% and a payout ratio of 41.2%.
Who are Westamerica Bancorporation's competitors?
In our Regional Banks peer group, the companies closest to Westamerica Bancorporation are Capital Bancorp Inc, Carter Bankshares, Inc., Financial Institutions Inc, Capital City Bank Group Inc and Northrim Bancorp Inc. The side-by-side comparison below sets their revenue, margins and growth against Westamerica Bancorporation's.
Are insiders buying or selling Westamerica Bancorporation stock?
Over the last 12 months, Westamerica Bancorporation's directors and officers reported 1 open-market purchases and 1 sales on Form 4. The insider trading page charts every trade.
When is Westamerica Bancorporation's next earnings date?
Around January 14, 2027, estimated from the spacing of its past results announcements (8-K filings). That is an estimate, not a confirmed date — Westamerica Bancorporation announces its own schedule.