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Carter Bankshares, Inc. (CARE) stock

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NASDAQ: CARE Nasdaq Regional Banks Next results ~January 28, 2027

A+ Fundamentals grade

Carter Bankshares, Inc. is a US-listed company in the regional banks industry. Its financial year ends in December.

Who’s trading

What company insiders, investment funds and members of Congress have been doing with the stock, from their own filings.

  • Insiders1 buying, 4 selling1 purchase and 6 sales by directors and officers, last 12 monthsInsider trades
  • Funds108 adding, 44 cuttingOf 35 active managers that changed their stake, 24 added; quarter to June 30, 2026Fund buyers and sellers

Value diary

Our note on each quarter Carter Bankshares files

Where Carter Bankshares stands after its latest 10-Q

Revenue for the twelve months to June 2026 was $255m, up 77.9% on a year earlier, faster than the 60.0% growth a quarter earlier. That growth ranks 4 of 190 among the regional banks companies we cover. The diluted share count is down 3.9% on a year earlier, which lifts each remaining share.

Our model value for Carter Bankshares is under review, so past values are not shown until it is resolved.

Source: 10-Q filed August 6, 2026 on SEC EDGAR · Financials · Valuation

Written from the company's filings and our models when each quarter's report arrives. Figures in older notes are as published at the time. Not investment advice.

The Fundamentalytics view

Next results ~January 28, 2027 (estimated)

Carter Bankshares, Inc.'s trailing-twelve-month revenue grew 77.9% year on year, with a free-cash-flow margin of 23.1%. Where it stands out: net margin of 50.5% ranks 3 of 245 regional banks companies we cover.

Current signal Revenue growth accelerating: TTM revenue growth rose to 77.9% (+17.9pp vs the prior quarter).

Assembled from SEC-filed figures — the full workings are on this page and in our methodology. Observations, not recommendations.

Highlights

How we pick these

Strengths

  • Fast growth. Revenue grew 77.9% over the last 12 months, against a median of 12.5% for regional banks companies we cover.
  • Growth speeding up. The growth rate is 17.9 points higher than a quarter earlier.
  • Strong cash generation. 23.1% of revenue turned into free cash flow.
  • Shrinking share count. Diluted shares fell 3.9% in a year, so each share owns more of the business.
  • Net cash. Cash exceeds long-term debt by $0.3bn.

Things to watch

  • Weak cash conversion. Free cash flow was 46% of net income over the last 12 months.
  • Heavily shorted. 11.5% of the shares available to trade are sold short (10.5 days of average volume to cover).
  • Missing expectations. Earnings per share fell short of the consensus estimate in 2 of the last four quarters.
  • Earnings expected to fall. The consensus expects earnings per share to fall 55% next year.

Latest results: FY2026 Q2

Filed August 6, 2026
Earnings per share
$0.35 against an average estimate of $0.53: missed by 34.0%
Revenue
$69m, up 84.3% on a year earlier
Share reaction
-4.0% in the first session after the results on October 29, 2026, against -2.1% for the S&P 500
Next report
October 29, 2026; average EPS estimate $0.56

Carter Bankshares' figures from its SEC filings and results release; estimates are the analysts' average. Not a recommendation.

Price chart

  • 1 day0.0%
  • 1 week-6.1%
  • 1 month-5.7%
  • This year+48.5%
  • 1 year+71.0%
  • 5 years+81.5%
  • S&P 500 this year+11.2%

Closing prices to 2026-11-02. Price change only, dividends excluded.

Loading chart…

Third-party market data · may be delayed

At a glance

Trailing twelve months, from SEC filings

Profitability

Revenue (TTM)
$255M
Net margin
50.5%
EPS (TTM, diluted)
$5.86

Growth

Revenue growth
+77.9%
Change in growth rate
+17.9 pts
Share count change
−3.9%

Earnings

Last results
October 29, 2026
Next results (est.)
January 28, 2027

News & updates

Updated October 31, 2026

Company announcements, filed results and changes that matter to shareholders.

  1. Announcement
  2. Results
  3. Announcement
  4. Announcement
  5. Announcement
  6. Announcement
  7. Results

Refreshed hourly when new source data is available. Summaries are checked against company releases and SEC filings. Company announcement headlines are labelled when a checked summary is unavailable.

Valuation

Carter Bankshares, Inc. valuation models and calculator

No model value for Carter Bankshares, Inc. at the moment. Current status: valuation models disagree too widely to rate. Available reported financials are shown below.

Fundamentalytics rating

model v1.6 · 2026-11-03

Not rated: valuation models disagree too widely to rate: held for review.

The inputs used by the models below have passed source checks. Individual model values are available below and in the interactive valuator. Their differences are shown explicitly; the platform combined value and recommendation remain withheld.

Valuation models

We value Carter Bankshares, Inc. as a bank or lender, with every model that fits that kind of business. Cost of equity 8.4%: the 10-year Treasury yield (4.9%) plus a beta of 0.77 times a 4.5% equity risk premium.

Value per share by model
Model Value per share In the combined value?
Residual income Book value plus the present value of returns above the cost of equity, fading over ten years. ~$39 ~$28–$55 Primary model, counts double
Justified price-to-book Book value times (return on equity - growth) / (cost of equity - growth): steady-state returns. ~$44 ~$37–$54 Included
Price-to-book vs return on equity (peers) The price-to-book that peers with this return on equity trade on, from a line fitted across peers. ~$36 ~$23–$49 Included
Price-to-book vs peers Book value per share times peers' typical (harmonic-mean) price-to-book. ~$20 ~$25–$38 Included
Forward price-to-earnings vs peers Next year's consensus earnings per share times peers' typical (harmonic-mean) forward price-to-earnings. Uses analysts' consensus estimates (third-party data), not our forecasts. ~$25 ~$24–$30 Included
Dividend discount (two-stage) Dividends for five years at the growth the business can fund, then a steady payout and growth. — Does not apply: This model is withheld pending its input or assumption review.
Combined value Individual source-checked model scenarios are available. The platform combined value and recommendation remain withheld. — Combined value withheld. Review the individual models and their assumptions.

Different models fail in different ways, so where several apply we average them rather than trust one. Peer-based models compare Carter Bankshares, Inc. with banks and lenders in our coverage, using third-party market data. Model values are estimates under stated assumptions, updated as new filings arrive; not price targets or investment advice. How each model works.

Moat

53 /100

Moderate moat

How hard Carter Bankshares's competitive advantage looks for rivals to wear away, judged from 7 years of its own filings: returns on capital, pricing power, profit durability, cash conversion and discipline.

  • Returns on capital 8 / 20

    Net income has been a median 0.8% of total assets over 6 years.

  • Durability 7 / 20

    Net margin has been a median 21.9%; its worst year was -29.6%.

  • Discipline 20 / 20

    The diluted share count fell 16.7% over five years; stock-based pay has been a median 0.9% of revenue.

AI disruption exposure: Medium. In this industry, AI could change how the product is made or sold, without replacing the core asset. The score above includes a 5-point deduction for that exposure (58 before it).

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Forecasts and guidance

Analysts' consensus

Fiscal yearEPSGrowthRevenueGrowth
Current $5.76 +315% $259m +69%
Next $2.60 −55% $204m −21%

Next year's EPS estimate has moved +1.3% in 90 days, across 4 analysts.

How the EPS forecast has moved

The consensus EPS forecast for the current fiscal year is +4.9% on 90 days ago. In the last 30 days, 2 analysts raised Carter Bankshares, Inc.'s forecast and 0 cut it.

Consensus EPS forecast Carter Bankshares, Inc., last 90 days
$2.00 $3.00 $4.00 $5.00 $6.00 90 days ago 60 days ago 30 days ago 7 days ago Now Current fiscal year, 90 days ago: $5.50 Current fiscal year, 60 days ago: $5.46 Current fiscal year, 30 days ago: $5.46 Current fiscal year, 7 days ago: $5.50 Current fiscal year, Now: $5.76 $5.76 Next fiscal year, 90 days ago: $2.57 Next fiscal year, 60 days ago: $2.57 Next fiscal year, 30 days ago: $2.57 Next fiscal year, 7 days ago: $2.58 Next fiscal year, Now: $2.60 $2.60

Average of analysts' published estimates (third-party data).

View chart data
Period Current fiscal yearNext fiscal year
90 days ago $5.50$2.57
60 days ago $5.46$2.57
30 days ago $5.46$2.57
7 days ago $5.50$2.58
Now $5.76$2.60

Earnings against estimates

Quarter toEstimateActualSurprise
Sept 2026 $0.53 $0.35 −34.0%
Jun 2026 $0.43 $0.53 +24.2%
Mar 2026 $3.91 $0.40 −89.8%
Dec 2025 $0.35 $0.41 +17.1%

Adjusted EPS as companies report it, against the average analyst estimate.

Management guidance

Earnings release, October 29, 2026

No numeric guidance in Carter Bankshares, Inc.'s latest earnings release (filed October 29, 2026). Some companies give their outlook only on the earnings call.

Analyst recommendations

4 analysts, Oct 2026
Buy125%
Hold375%
Sell00%

Monthly trend

  1. Oct 2026134
  2. Sep 2026134
  3. Aug 2026134

Counts of recommendations published by analysts covering Carter Bankshares, Inc., by month. Source: Aggregated broker recommendations (third-party data). Aggregated counts only: we do not reproduce any firm's recommendation or price target, and these are not Fundamentalytics ratings.

Positioning

Short interest
11.5%
of tradable shares
Days to cover
10.53
at average volume
Short interest, 1 month
+11%
to October 15, 2026
Held by institutions
68%
of shares
Held by insiders
2.3%
of shares
Employees
687
full time

Consensus figures average analysts' published estimates (third-party data); guidance is the company's own. Neither is our forecast. Short interest is reported twice a month and lags. Market data may be delayed.

This section is general information, not investment advice or a personal recommendation, and it does not take account of your objectives or circumstances. Forecasts and guidance are estimates, not promises: companies miss their own guidance and analysts' figures are often revised. Prices can fall as well as rise, and you can lose money. See our disclaimer.

Share-price performance

Market data may be delayed

What moved the share price

Last 12 months +71.0%

$16.96 on October 31, 2025 to $29.00

ThenNowEffect
Revenue (last 12 months) $143m $255m +77.9%
Net margin 21.9% 50.5% +130.3%
P/E multiple 12.3x 5.0x −59.9%
Share count 23m 22m +4.0%

Biggest factor: p/e multiple.

Last 3 years +150.2%

$11.59 on November 3, 2023 to $29.00

ThenNowEffect
Revenue (last 12 months) $167m $255m +52.1%
Net margin 30.9% 50.5% +63.6%
P/E multiple 5.4x 5.0x −7.5%
Share count 24m 22m +8.7%

Biggest factor: net margin.

The effects multiply back to the price change exactly. Results are the last 12 months as known on each date (filings assumed public 45 days after quarter end).

Return and risk by year

Calendar year 202120222023202420252026 to date
Return
CARE+44%+8%−10%+18%+12%+49%
Industry peers (median)+34%−4%−2%+16%+10%+24%
S&P 500+29%−18%+26%+25%+18%+11%
Months that ended higher
CARE58%50%50%58%58%55%
S&P 50075%42%67%75%75%46%
Largest fall from a high during the year
CARE−37%−27%−40%−28%−23%−19%
S&P 500−5%−25%−10%−8%−19%−9%

Worst fall since November 2, 2015: 73% from December 31, 2019 to September 23, 2020. Getting back needed a 273% gain, reached on April 6, 2026, 2021 days after the low.

Price behaviour

52-week range
$16.84 – $35.61
From 52-week high
−18.6%
vs 50-day average
−5.3%
vs 200-day average
+5.7%
Volatility (1 year)
25%
Beta vs S&P 500
0.29

Volatility is the annualised standard deviation of daily returns. Beta 1.5 means the shares typically moved 1.5% for each 1% move in the S&P 500 over the past year. Prices to November 2, 2026.

Share price after results

Next day
7 up, 5 down
typical move ±2.8%
After a week
7 up, 4 down
typical move ±4.5%
After a month
7 up, 4 down
typical move ±6.3%
Results releasedNext dayS&P 500 next day5 days21 days
October 29, 2026 −4.0% −2.1% — —
July 23, 2026 +3.3% −1.1% +3.7% −4.8%
April 23, 2026 −1.1% +0.4% +5.0% +13.0%
January 29, 2026 +7.5% −0.5% +10.5% +5.1%
October 23, 2025 −2.5% +1.4% −9.0% −6.9%
July 24, 2025 +1.6% +0.5% −2.4% +9.2%
April 24, 2025 −0.2% +2.8% +0.4% +4.3%
January 23, 2025 +1.4% +0.3% +1.7% −3.1%
October 24, 2024 −2.0% +0.2% −1.0% +0.3%
July 25, 2024 +0.5% +0.6% −3.6% +2.6%
April 25, 2024 +4.9% +0.6% +11.4% +12.0%
January 25, 2024 +4.5% +0.4% +0.8% −8.0%

From the close before the release date to the close 1, 5 and 21 trading days after it, so releases before the open and after the close are both captured. Past moves don't predict future ones.

Carter Bankshares, Inc. in five measures

Fundamentals grade A+
Growth Profitability Cash Balance sheet

Growth, profitability, cash generation and balance sheet are percentiles against the companies we cover in the same industry, from SEC filings (100 = best). Value compares the share price with our modelled value range (50 = at our base value; higher = cheaper). A description of reported data and our model — not a quality score or advice.

Fundamentals

Revenue (TTM) Carter Bankshares, Inc.
$100M $150M $200M $250M $300M FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 Revenue (TTM), FY23 Q3: $157M Revenue (TTM), FY23 Q4: $140.6M Revenue (TTM), FY24 Q1: $128.5M Revenue (TTM), FY24 Q2: $130.4M Revenue (TTM), FY24 Q3: $132M Revenue (TTM), FY24 Q4: $135.8M Revenue (TTM), FY25 Q1: $139.4M Revenue (TTM), FY25 Q2: $143M Revenue (TTM), FY25 Q3: $147.9M Revenue (TTM), FY25 Q4: $153.2M Revenue (TTM), FY26 Q1: $223.1M Revenue (TTM), FY26 Q2: $254.5M $254.5M

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period Revenue (TTM)
FY23 Q3 $157M
FY23 Q4 $140.6M
FY24 Q1 $128.5M
FY24 Q2 $130.4M
FY24 Q3 $132M
FY24 Q4 $135.8M
FY25 Q1 $139.4M
FY25 Q2 $143M
FY25 Q3 $147.9M
FY25 Q4 $153.2M
FY26 Q1 $223.1M
FY26 Q2 $254.5M
Revenue growth, TTM YoY Carter Bankshares, Inc.
-50% 0% 50% 100% FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 Revenue growth, TTM YoY, FY23 Q3: 5.8% Revenue growth, TTM YoY, FY23 Q4: -13.0% Revenue growth, TTM YoY, FY24 Q1: -26.0% Revenue growth, TTM YoY, FY24 Q2: -22.0% Revenue growth, TTM YoY, FY24 Q3: -15.9% Revenue growth, TTM YoY, FY24 Q4: -3.4% Revenue growth, TTM YoY, FY25 Q1: 8.5% Revenue growth, TTM YoY, FY25 Q2: 9.7% Revenue growth, TTM YoY, FY25 Q3: 12.1% Revenue growth, TTM YoY, FY25 Q4: 12.8% Revenue growth, TTM YoY, FY26 Q1: 60.0% Revenue growth, TTM YoY, FY26 Q2: 77.9% 77.9%

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period Revenue growth, TTM YoY
FY23 Q3 5.8%
FY23 Q4 -13.0%
FY24 Q1 -26.0%
FY24 Q2 -22.0%
FY24 Q3 -15.9%
FY24 Q4 -3.4%
FY25 Q1 8.5%
FY25 Q2 9.7%
FY25 Q3 12.1%
FY25 Q4 12.8%
FY26 Q1 60.0%
FY26 Q2 77.9%
FCF margin (TTM) Carter Bankshares, Inc.
0% 50% 100% 150% FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 FCF margin (TTM), FY23 Q3: 33.3% FCF margin (TTM), FY23 Q4: 26.3% FCF margin (TTM), FY24 Q1: 25.5% FCF margin (TTM), FY24 Q2: 19.5% FCF margin (TTM), FY24 Q3: 20.1% FCF margin (TTM), FY24 Q4: 21.2% FCF margin (TTM), FY25 Q1: 12.4% FCF margin (TTM), FY25 Q2: 20.5% FCF margin (TTM), FY25 Q3: 21.0% FCF margin (TTM), FY25 Q4: 20.8% FCF margin (TTM), FY26 Q1: 147.6% FCF margin (TTM), FY26 Q2: 23.1% 23.1%

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period FCF margin (TTM)
FY23 Q3 33.3%
FY23 Q4 26.3%
FY24 Q1 25.5%
FY24 Q2 19.5%
FY24 Q3 20.1%
FY24 Q4 21.2%
FY25 Q1 12.4%
FY25 Q2 20.5%
FY25 Q3 21.0%
FY25 Q4 20.8%
FY26 Q1 147.6%
FY26 Q2 23.1%

Data: SEC EDGAR XBRL company facts (as filed in 10-K/10-Q); forms 10-K, 10-Q. Generated November 3, 2026. Definitions in our methodology.

Financial statements

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year 2019 Dec 2019 2020 Dec 2020 2021 Dec 2021 2022 Dec 2022 2023 Dec 2023 2024 Dec 2024 2025 Dec 2025 LTM Jun 2026
Income
Revenue 129 132 140 162 141 136 153 255
Net income 27 −46 32 50 23 25 31 129
Diluted EPS $1.01 −$1.74 $1.19 $2.03 $1.00 $1.06 $1.38 $5.86
Growth (year on year)
Revenue — +1.9% +6.4% +15.4% −13.0% −3.4% +12.8% +77.9%
Net income — −272.6% — +58.7% −53.3% +4.9% +27.9% +309.8%
Diluted EPS — −272.3% — +70.6% −50.7% +6.0% +30.2% +326.2%
Margins
Net margin 20.6% −34.8% 22.6% 31.0% 16.6% 18.1% 20.5% 50.5%
Free-cash-flow margin 23.1% −1.8% 49.3% 40.2% 26.3% 21.2% 20.8% 23.1%
Cash flow
Cash from operations 38 8 78 71 47 37 40 67
Capital spending 8 10 8 6 10 8 8 9
Free cash flow 30 −2 69 65 37 29 32 59
Stock-based pay 0 1 1 1 2 2 2 2
Free cash flow after stock pay 29 −3 68 64 35 27 30 57
Balance sheet
Cash 126 242 278 47 55 131 105 277
Total debt 0 0 0 0 0 0 0 0
Net debt (negative = net cash) −126 −242 −278 −47 −55 −131 −105 −277
Diluted shares 26m 26m 26m 25m 23m 23m 22m 22m
Returned to shareholders
Dividends 0 4 0 0 — — — —
Buybacks 0 0 0 43 16 0 20 —
Total returned 0 4 0 43 16 0 20 —

Source: SEC EDGAR XBRL company facts (US and foreign periodic filings); column headings link to the filing. EBITDA is operating income plus depreciation and amortisation. Free cash flow is cash from operations minus capital spending. Growth is left blank when last year's figure was a loss or under 2% of revenue. Share counts and EPS are restated for stock splits. A dash means the company didn't report the figure.

Dividends, buybacks and capital spending

Buybacks, last 3 fiscal years
$36.4M
Diluted share count
−3.9%
year over year

Competitors: side by side with peers

Closest by revenue in regional banks
Last 12 months unless stated CARE FISI CBNK CCBG NRIM EQBK Median
Revenue, last 12 months $255m $255m $254m $255m $256m $256m $255m
Revenue growth, last 12 months 77.9% 116.6% 15.1% 2.0% 3.2% 10.1% 12.5%
Revenue growth, 3-year average 15.0% 5.6% 15.0% 3.9% 25.2% 9.4% 6.0%
Revenue growth, latest quarter 84.3% 7.7% 7.5% −2.3% −9.4% 40.3% 10.7%
Net margin 50.5% 32.4% 22.2% 24.6% 21.8% 14.0% 28.7%
Cash from operations / revenue 26.4% 23.9% 26.8% 28.7% 34.5% 21.7% 34.3%
Free-cash-flow margin 23.1% 22.1% — 24.0% 32.0% 15.2% 31.4%
Free-cash-flow margin, 3-year average 21.0% 21.3% — 25.6% 29.9% 29.1% 29.9%
Stock pay / revenue 0.9% 1.5% 0.9% 0.8% 0.8% 2.4% 1.2%
Change in share count −3.9% 11.6% 2.6% −1.4% −3.7% 20.2% 0.4%

Median of all 245 companies we cover in regional banks. Shaded: best of the six on that line (lowest for stock pay and share-count growth). 3-year figures average the last three 12-month periods; 3-year growth is compound annual. Source: SEC filings.

Peer comparison

245 regional banks companies
Measure Company Peer median Rank
Revenue growth Growth 77.9% 12.5% 5 of 245
Change in growth rate Growth +17.9pp +0.0pp 6 of 244
Net margin Profitability 50.5% 28.7% 3 of 245
Stock pay as % of revenue Cash generation 0.9% 1.3% 49 of 206
Change in share count Balance sheet -3.9% 0.4% 27 of 230

Rank 1 = best in the group (for spending, debt and dilution, lower ranks first).

Who owns it

Funds buying and selling
Reported value
$494M
Institutions reporting
162
Shares held vs prior quarter
▲ 14.5%
Positions opened / closed
50 / 12

Top buyers and sellers, Q2 2026: 108 institutions bought and 44 sold ; the biggest buyer was Lazard Asset Management LLC (+641K shares) and the biggest seller Fourthstone LLC (−1.5M). See which funds bought and sold →

Largest reported holders, June 30, 2026
Manager Value Shares Share of 13F value Shares QoQ
Blackrock, Inc. $61.1M 1.8M 12.4% ▲ 7.7%
Dimensional Fund Advisors LP $42.7M 1.3M 8.7% ▲ 6.8%
Vanguard Capital Management LLC $32.5M 956K 6.6% ▼ 3.0%
State Street Corp $31M 912K 6.3% ▲ 82.9%
American Century Companies Inc $24.1M 710K 4.9% ▲ 31.2%
Lazard Asset Management LLC $21.8M 641K 4.4% New
Geode Capital Management, LLC $19.6M 577K 4.0% ▲ 11.8%
Acadian Asset Management LLC $13.2M 387K 2.7% New
Kennedy Capital Management LLC $13.1M 384K 2.6% ▼ 14.6%
Goldman Sachs Group Inc $12.7M 374K 2.6% ▲ 4.9%
Vanguard Portfolio Management LLC $10.3M 302K 2.1% ▲ 84.2%
AQR Capital Management LLC $10.2M 300K 2.1% ▲ 400.3%

From Form 13F filings with the SEC ( quarterly data sets), as reported by each manager for June 30, 2026 and filed up to 45 days later. 13F reports cover long US-listed positions of managers above $100M only, so this is not Carter Bankshares, Inc.'s complete shareholder register. Values are as reported by the filers ; 1 inconsistently scaled filing rows were excluded.

Insider trading activity

Full insider history and chart
Insider purchases History → $119,865 1 trade by 1 insider, last 12 months Insider sales History → $372,375 6 trades by 4 insiders · 0% under pre-set plans
Net ▼ $252,510 net selling
Insider Date Trade Shares Price Value
Midkiff Catharine L. Director September 11, 2026 Sell 1,000 $31.25 $31,250
Midkiff Catharine L. Director September 11, 2026 Sell 1,000 $31.25 $31,250
Langs Bradford N. PRESIDENT, CHIEF STRATEGY OFCR July 30, 2026 Sell 2,500 $34.54 $86,350
Bolton Robert M. Director July 30, 2026 Sell 1,500 $34.60 $51,900
Langs Bradford N. PRESIDENT, CHIEF STRATEGY OFCR May 12, 2026 Sell 5,500 $26.47 $145,585
Walsh Elizabeth L. Director May 6, 2026 Buy 4,575 $26.20 $119,865
Haskins James W. Director May 5, 2026 Sell 1,000 $26.04 $26,040

From insiders' Form 4 filings with the SEC. Excludes awards, option exercises and shares withheld for tax. "Pre-set plan" means the filing marks the trade as made under a Rule 10b5-1 plan. See every insider trade since five years ago, on a price chart.

Earnings dates and SEC filings

Results announcements

Next expected around January 28, 2027 estimated from the company's past filing pattern, not announced

  • October 29, 2026
  • July 23, 2026
  • April 23, 2026
  • January 29, 2026
  • October 23, 2025
  • July 24, 2025

Recent SEC filings

Data status

When each part of this page on Carter Bankshares, Inc. was last updated.

DataLast updatedSource
Share priceExchange closing prices
Financial statementsSEC 10-K and 10-Q filings
News and updatesCompany releases and SEC 8-K filings
Analyst estimatesAggregated analyst estimates
Valuation and scoresOur models, from the filed figures

How we build and check these figures: methodology and data sources.

Carter Bankshares, Inc. in brief

What does Carter Bankshares, Inc. do?
Carter Bankshares, Inc. is a US-listed company in the regional banks industry. Its financial year ends in December.
What is Carter Bankshares, Inc.'s stock ticker?
Carter Bankshares, Inc. trades under the ticker CARE on Nasdaq. This page brings together its financial statements, valuation models, ownership and recent company updates.
What is Carter Bankshares, Inc.'s revenue, and how fast is it growing?
Over its most recent trailing twelve months, Carter Bankshares, Inc. reported revenue of $255M, 77.9% higher than a year earlier, according to its SEC filings.
What is Carter Bankshares, Inc.'s free cash flow?
Carter Bankshares, Inc.'s free-cash-flow margin is 23.1% of revenue over the trailing twelve months.
Who are Carter Bankshares, Inc.'s largest institutional shareholders?
By value reported in 13F filings for June 30, 2026, the largest reported holders are Blackrock, Inc., Dimensional Fund Advisors LP and Vanguard Capital Management LLC. 13F reports cover long US-listed positions of managers above $100M, filed up to 45 days after quarter end.
What is Carter Bankshares, Inc.'s market cap?
On November 2, 2026, Carter Bankshares, Inc.'s market capitalisation was about $637M, with a price-to-earnings ratio of 5.0 and net debt of -$277M. Market figures come from third-party market data and may be delayed.
Who are Carter Bankshares, Inc.'s competitors?
In our Regional Banks peer group, the companies closest to Carter Bankshares, Inc. are Financial Institutions Inc, Capital Bancorp Inc, Capital City Bank Group Inc, Northrim Bancorp Inc and Equity Bancshares Inc. The side-by-side comparison below sets their revenue, margins and growth against Carter Bankshares, Inc.'s.
Are insiders buying or selling Carter Bankshares, Inc. stock?
Over the last 12 months, Carter Bankshares, Inc.'s directors and officers reported 1 open-market purchases and 6 sales on Form 4. The insider trading page charts every trade.
When is Carter Bankshares, Inc.'s next earnings date?
Around January 28, 2027, estimated from the spacing of its past results announcements (8-K filings). That is an estimate, not a confirmed date — Carter Bankshares, Inc. announces its own schedule.