Ameris Bancorp vs United Bankshares
Ameris Bancorp and United Bankshares are similar in size: $1.21bn and $1.24bn of revenue in their latest fiscal years. United Bankshares grew faster (19.6% against 5.7%). United Bankshares kept more of each dollar of sales as profit: a net margin of 37.5% against 34.1%.
| Latest fiscal year | Ameris BancorpABCB, 2025 | United BanksharesUBSI, 2025 |
|---|---|---|
| Revenue | $1.21bn | $1.24bn |
| Revenue growth | 5.7% | 19.6% |
| Net income | $412m | $465m |
| Operating margin | — | — |
| Net margin | 34.1% | 37.5% |
| Return on equity | 10.5% | 8.9% |
| Free cash flow | $370m | $481m |
| Cash | $1.09bn | $2.54bn |
| Total debt | $0 | $730m |
| Debt to equity | — | — |
| Dividend per share | $0.80 | $1.49 |
| Dividend yield | 1.0% | 3.1% |
| Share buybacks | $82.9m | $127m |
| Employees | 2,673 | — |
| Market value | $5.60bn | $6.73bn |
| Price vs our value range | — | — |
| Moat score | 79 (Strong) | 76 (Strong) |
| Insider trades, 12 months | 1 buys, 7 sales | 1 buys, 1 sales |