Ameris Bancorp income statement

In fiscal 2025, Ameris Bancorp reported revenue of $1.21bn, up 5.7% on the year before and net income of $412m, or $6.00 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.

Income statement

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Ameris Bancorp: income statement, annual
Fiscal year	2009Dec 2009	2010Dec 2010	2011Dec 2011	2012Dec 2012	2013Dec 2013	2014Dec 2014	2015Dec 2015	2016Dec 2016	2017Dec 2017	2018Dec 2018	2019Dec 2019	2020Dec 2020	2021Dec 2021	2022Dec 2022	2023Dec 2023	2024Dec 2024	2025Dec 2025	LTMJun 2026
Revenue	132	125	166	172	163	213	261	325	365	462	703	1,084	1,021	1,085	1,078	1,142	1,208	1,262
Interest expense	41	30	28	15	10	15	15	20	34	70	131	89	48	93	445	—	—	—
Net interest income	74	89	114	114	116	150	176	219	260	343	505	638	655	801	835	849	937	980
Non-interest income	58	35	53	58	47	63	86	106	104	118	198	447	366	284	243	293	271	282
Non-interest expense	125	81	102	119	122	151	199	216	232	294	472	599	560	561	578	608	604	697
Provision for credit losses	42	51	30	3	11	1	1	4	8	17	20	125	−35	72	143	59	70	79
Income before tax	−34	−7	32	22	29	56	57	105	124	151	212	340	496	453	357	476	534	485
Income tax	—	3	11	7	9	17	16	33	51	30	50	78	119	107	88	117	122	109
Net income	−42	−4	21	14	20	39	41	72	74	121	161	262	377	347	269	359	412	376
Diluted EPS	−$3.27	−$0.35	$0.76	$0.46	$0.75	$1.46	$1.27	$2.08	$1.98	$2.80	$2.75	$3.77	$5.40	$4.99	$3.89	$5.19	$6.00	$5.54
Diluted shares (average)	—	22m	24m	24m	24m	26m	32m	35m	37m	43m	59m	69m	70m	69m	69m	69m	69m	68m

US$ millions unless shown otherwise. Fiscal quarters.

Ameris Bancorp: income statement, quarterly
Quarter	2024 Q3Sept 2024	2024 Q4Dec 2024	2025 Q1Mar 2025	2025 Q2Jun 2025	2025 Q3Sept 2025	2025 Q4Dec 2025	2026 Q1Mar 2026	2026 Q2Jun 2026
Revenue	284	291	286	301	314	307	314	326
Net interest income	214	222	222	232	238	245	244	252
Non-interest income	70	69	64	69	76	62	70	74
Non-interest expense	152	152	151	155	155	143	157	243
Provision for credit losses	6	13	22	3	23	23	17	17
Income before tax	126	126	113	143	137	141	141	66
Income tax	27	32	25	33	31	33	30	15
Net income	99	94	88	110	106	108	110	51
Diluted EPS	$1.44	$1.36	$1.27	$1.60	$1.54	$1.59	$1.63	$0.77

EBITDA is operating income plus depreciation and amortisation. EPS and share counts are restated for stock splits. A dash means the company did not report the line for that period; expense lines are shown as reported, so they need not add up to the totals when a company reports other items between them.

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Figures from Ameris Bancorp's SEC filings (10-K and 10-Q), retrieved October 26, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Ameris Bancorp.