Ameris Bancorp vs Hilltop Holdings
Ameris Bancorp and Hilltop Holdings are similar in size: $1.21bn and $1.28bn of revenue in their latest fiscal years. Hilltop Holdings grew faster (7.8% against 5.7%). Ameris Bancorp kept more of each dollar of sales as profit: a net margin of 34.1% against 12.9%.
| Latest fiscal year | Ameris BancorpABCB, 2025 | Hilltop HoldingsHTH, 2025 |
|---|---|---|
| Revenue | $1.21bn | $1.28bn |
| Revenue growth | 5.7% | 7.8% |
| Net income | $412m | $166m |
| Operating margin | — | — |
| Net margin | 34.1% | 12.9% |
| Return on equity | 10.5% | 7.6% |
| Free cash flow | $370m | −$55.5m |
| Cash | $1.09bn | $1.25bn |
| Total debt | $0 | $677m |
| Debt to equity | — | — |
| Dividend per share | $0.80 | $0.72 |
| Dividend yield | 1.0% | 2.2% |
| Share buybacks | $82.9m | $184m |
| Employees | 2,673 | 3,500 |
| Market value | $5.60bn | $2.13bn |
| Price vs our value range | — | — |
| Moat score | 79 (Strong) | 66 (Moderate) |
| Insider trades, 12 months | 1 buys, 7 sales | 0 buys, 0 sales |