Hilltop Holdings vs United Bankshares
Hilltop Holdings and United Bankshares are similar in size: $1.28bn and $1.24bn of revenue in their latest fiscal years. United Bankshares grew faster (19.6% against 7.8%). United Bankshares kept more of each dollar of sales as profit: a net margin of 37.5% against 12.9%.
| Latest fiscal year | Hilltop HoldingsHTH, 2025 | United BanksharesUBSI, 2025 |
|---|---|---|
| Revenue | $1.28bn | $1.24bn |
| Revenue growth | 7.8% | 19.6% |
| Net income | $166m | $465m |
| Operating margin | — | — |
| Net margin | 12.9% | 37.5% |
| Return on equity | 7.6% | 8.9% |
| Free cash flow | −$55.5m | $481m |
| Cash | $1.25bn | $2.54bn |
| Total debt | $677m | $730m |
| Debt to equity | — | — |
| Dividend per share | $0.72 | $1.49 |
| Dividend yield | 2.2% | 3.1% |
| Share buybacks | $184m | $127m |
| Employees | 3,500 | — |
| Market value | $2.13bn | $6.73bn |
| Price vs our value range | — | — |
| Moat score | 66 (Moderate) | 76 (Strong) |
| Insider trades, 12 months | 0 buys, 0 sales | 1 buys, 1 sales |