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Enact Holdings, Inc. key statistics and ratios

In fiscal 2025, Enact Holdings, Inc. had return on equity of 13.0%, a net margin of 54.6% and debt equal to 13.9% of equity. Each ratio below is calculated from the figures on its income statement, balance sheet and cash flow pages.

Financial ratios

US$ thousands unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Enact Holdings, Inc.: financial ratios, annual
Fiscal year2019Dec 20192020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMJun 2026
Net margin69.2%33.5%48.9%64.3%57.7%57.3%54.6%54.5%
Return on equity17.7%9.6%13.7%17.2%15.2%14.3%13.0%12.7%
Return on assets—6.6%9.5%12.2%11.2%10.8%10.1%9.9%
Asset turnover—0.200.190.190.190.190.180.18
Debt to equity0.0%19.0%18.0%18.1%16.1%14.9%13.9%13.8%
Effective tax rate21.7%21.6%21.4%21.6%21.8%21.6%21.5%21.1%
SG&A as % of revenue—19.4%20.7%20.7%18.4%17.7%16.9%—
Dividends ÷ net income36.9%118.1%36.6%35.6%32.0%16.2%17.9%18.2%

Returns use average equity or assets over the year. Return on equity is left blank when equity is negative or so small that the ratio says nothing (above ±200%); interest cover is left blank above 200 times. Price-based ratios such as P/E are on the valuation page.

Moat

Not assessed: fewer than five years of comparable figures in the filings. AI disruption exposure for this industry: Medium.

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

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Figures from Enact Holdings, Inc.'s SEC filings (10-K and 10-Q), retrieved October 26, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Enact Holdings, Inc.