Enact Holdings vs Radian Group
Enact Holdings and Radian Group are similar in size: $1.24bn and $1.20bn of revenue in their latest fiscal years. Enact Holdings grew faster (2.8% against -0.8%). Enact Holdings kept more of each dollar of sales as profit: a net margin of 54.6% against 48.7%. Enact Holdings carries less debt relative to equity (13.9% against 23.2%).
| Latest fiscal year | Enact HoldingsACT, 2025 | Radian GroupRDN, 2025 |
|---|---|---|
| Revenue | $1.24bn | $1.20bn |
| Revenue growth | 2.8% | -0.8% |
| Net income | $674m | $583m |
| Operating margin | — | — |
| Net margin | 54.6% | 48.7% |
| Return on equity | 13.0% | 12.4% |
| Free cash flow | — | $116m |
| Cash | $582m | $24.8m |
| Total debt | $744m | $1.11bn |
| Debt to equity | 13.9% | 23.2% |
| Dividend per share | $0.81 | $1.02 |
| Dividend yield | — | 3.0% |
| Share buybacks | $382m | $432m |
| Employees | 419 | 900 |
| Market value | $6.61bn | $4.79bn |
| Price vs our value range | — | — |
| Moat score | — | 79 (Strong) |
| Insider trades, 12 months | 0 buys, 18 sales | 2 buys, 14 sales |