BOK Financial vs Cullen/frost Bankers
BOK Financial and Cullen/frost Bankers are similar in size: $2.18bn and $2.24bn of revenue in their latest fiscal years. Cullen/frost Bankers grew faster (8.3% against 6.1%). Cullen/frost Bankers kept more of each dollar of sales as profit: a net margin of 29.0% against 26.6%.
| Latest fiscal year | BOK FinancialBOKF, 2025 | Cullen/frost BankersCFR, 2025 |
|---|---|---|
| Revenue | $2.18bn | $2.24bn |
| Revenue growth | 6.1% | 8.3% |
| Net income | $578m | $649m |
| Operating margin | — | — |
| Net margin | 26.6% | 29.0% |
| Return on equity | 10.1% | 15.3% |
| Free cash flow | $575m | $127m |
| Cash | $1.66bn | $8.87bn |
| Total debt | $4.63bn | $0 |
| Debt to equity | — | — |
| Dividend per share | $2.34 | $3.95 |
| Dividend yield | 1.9% | 2.6% |
| Share buybacks | $413m | $158m |
| Employees | 5,034 | 6,008 |
| Market value | $7.97bn | $9.86bn |
| Price vs our value range | — | — |
| Moat score | 82 (Strong) | 81 (Strong) |
| Insider trades, 12 months | 0 buys, 11 sales | 0 buys, 5 sales |