Cullen/frost Bankers vs Flagstar Bank, National Association
Cullen/frost Bankers and Flagstar Bank, National Association are similar in size: $2.24bn and $2.06bn of revenue in their latest fiscal years. Cullen/frost Bankers grew faster (8.3% against -19.2%). Cullen/frost Bankers kept more of each dollar of sales as profit: a net margin of 29.0% against -8.6%.
| Latest fiscal year | Cullen/frost BankersCFR, 2025 | Flagstar Bank, National AssociationFLG, 2025 |
|---|---|---|
| Revenue | $2.24bn | $2.06bn |
| Revenue growth | 8.3% | -19.2% |
| Net income | $649m | −$177m |
| Operating margin | — | — |
| Net margin | 29.0% | -8.6% |
| Return on equity | 15.3% | -2.2% |
| Free cash flow | $127m | −$181m |
| Cash | $8.87bn | $5.98bn |
| Total debt | $0 | $12.18bn |
| Debt to equity | — | — |
| Dividend per share | $3.95 | $0.04 |
| Dividend yield | 2.6% | 0.4% |
| Share buybacks | $158m | — |
| Employees | 6,008 | — |
| Market value | $9.86bn | $4.41bn |
| Price vs our value range | — | — |
| Moat score | 81 (Strong) | 42 (Weak) |
| Insider trades, 12 months | 0 buys, 5 sales | 1 buys, 0 sales |